The Peoples Community Bank Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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The Peoples Community Bank's 7-Month No Penalty CD Special rates are at 3.45%, 12-Month College Saver CD rates are at 3.40%, 9-Month CD Special rates are at 3.40%, Individual Retirement Accounts (IRA) 9-Month CD Special rates are at 3.40%, IRA 9-Month CD Special rates are at 3.40%. The Peoples Community Bank's savings rates are at 0.03%. The Peoples Community Bank's money market rates are at 0.01%.
Rate Updates and AvailabilityThe Peoples Community Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Peoples Community Bank? Share your experience about The Peoples Community Bank by leaving a review below, or read customer reviews before you decide to use The Peoples Community Bank. The Peoples Community Bank Texas RatioThe Peoples Community Bank's Texas Ratio is at 0.00%, which is considered perfect. The Texas Ratio for The Peoples Community Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
The Peoples Community Bank has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, The Peoples Community Bank is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. 
The Peoples Community Bank CD Rates
The Peoples Community Bank Savings Rates
The Peoples Community Bank Money Market Rates
The Peoples Community Bank Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for The Peoples Community Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather The Peoples Community Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with The Peoples Community Bank's official website for the most current offers and terms.
Bank Profile & OverviewThe Peoples Community Bank
222 W Commercial StMazomanie, WI 53560 Dane Established Date: 11/28/1891 FDIC Certificate #: 15046 Date of FDIC Deposit Insurance: 03/08/1935 Bank Holding Company: PEOPLES CMTY BANCSHARES INC How Many Domestic U.S. Offices? 6 How Many Branches are There? 6 Website: https://www.thepcb.bank
Is The Peoples Community Bank FDIC Insured? Yes
What is The Peoples Community Bank's Cert number? 15046
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsTotal Assets:
$359,485,000
Total Deposits:
$314,851,000
Equity Capital:
$38,474,000
Net Income:
$953,000
Return on Assets (ROA):
1.1134%
Return on Equity (ROE):
10.6800%
Headquarters:
Mazomanie
Regulator:
FDIC
# of Offices:
6
Source: FDIC | Last Updated 03/31/2024
Customer ReviewsThere are no reviews for The Peoples Community Bank yet. Feel free to create one below.
Add Your Rating and Review for The Peoples Community Bank
Frequently Asked Questions About The Peoples Community BankHow do I open an account at The Peoples Community Bank?You can typically open an account at The Peoples Community Bank by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, The Peoples Community Bank provides a range of mortgage and home equity products. Is The Peoples Community Bank a safe place to deposit money?Yes, The Peoples Community Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does The Peoples Community Bank offer online and mobile banking?Most modern institutions like The Peoples Community Bank provide digital access including online balance checks and transfers. Compare to other Banks |
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