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The Peoples Community Bank Rates & Review April 2026

The Peoples Community Bank's 7-Month No Penalty CD Special rates are at 3.45%, 12-Month College Saver CD rates are at 3.40%, 9-Month CD Special rates are at 3.40%, 13-Month CD Special rates are at 3.20%, 3 Year College Saver CD rates are at 2.90%. The Peoples Community Bank's savings rates are at 0.03%. The Peoples Community Bank's money market rates are at 0.01%. The Peoples Community Bank's 15 Year Fixed Rate rates are at 5.62%, 10 Year Fixed Rate rates are at 5.62%, 30 Year Fixed Rate rates are at 5.88%, 20 Year Fixed Rate rates are at 5.88%. MonitorBankRates evaluates the financial stability of The Peoples Community Bank with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/22/2026.

The Peoples Community Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Peoples Community Bank? Share your experience about The Peoples Community Bank by leaving a review below, or read customer reviews before you decide to use The Peoples Community Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
The Peoples Community Bank
222 W Commercial St
Mazomanie, WI 53560
https://www.thepcb.bank
Member FDIC

The Peoples Community Bank CD Rates

Product Rate APY Term View More
7 Month No Penalty CD Special 3.40% 3.45%
Min Balance $10,000
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 Month College Saver CD 3.35% 3.40%
No additional details.
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
9 Month CD Special 3.35% 3.40%
Min Balance $10,000
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
13 Month CD Special 3.15% 3.20%
Min Balance $10,000
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
3 Year College Saver CD 2.86% 2.90%
Min Deposit $250
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
3 Year College Saver CD (With bump-up feature) 2.86% 2.90%
No additional details.
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
4 Year Certificate 1.54% 1.55%
No additional details.
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
3 Year Certificate 1.49% 1.50%
No additional details.
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
2 1/2 Year Certificate 1.39% 1.40%
No additional details.
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
2 Year Certificate 1.34% 1.35%
No additional details.
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
1 1/2 Year Certificate 1.29% 1.30%
No additional details.
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
1 Year Certificate 1.24% 1.25%
No additional details.
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
6 Month Certificate 0.50% 0.50%
No additional details.
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
3 Month Certificate 0.35% 0.35%
No additional details.
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

The Peoples Community Bank Savings Rates

Product Rate APY View More
12 Month College Saver CD 3.35% 3.40%
No additional details.
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
3 Year College Saver CD 2.86% 2.90%
Min Deposit $250
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
3 Year College Saver CD (With bump-up feature) 2.86% 2.90%
No additional details.
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Traditional Savings 0.03% 0.03%
No additional details.
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

The Peoples Community Bank Money Market Rates

Product Rate APY View More
Money Market 0.30% 0.30%
No additional details.
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market 0.25% 0.25%
No additional details.
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market 0.20% 0.20%
No additional details.
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market 0.15% 0.15%
No additional details.
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market 0.10% 0.10%
No additional details.
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market 0.05% 0.05%
No additional details.
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market 0.03% 0.03%
No additional details.
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market 0.01% 0.01%
No additional details.
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

The Peoples Community Bank Checking Rates

Product Rate APY View More
Premium Checking 0.01% 0.01%
No additional details.
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Premium Checking - 0.00%
No additional details.
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

The Peoples Community Bank Mortgage Rates

Product Rate Points APR Term View More
15 Year Fixed Rate 5.63% - 5.75%
No additional details.
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
10 Year Fixed Rate 5.63% - 5.80%
No additional details.
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
30 Year Fixed Rate 5.88% - 6.03%
No additional details.
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
20 Year Fixed Rate 5.88% - 6.08%
No additional details.
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for The Peoples Community Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather The Peoples Community Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with The Peoples Community Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name The Peoples Community Bank
Bank Holding Company PEOPLES CMTY BANCSHARES INC
Address 222 W Commercial St, Mazomanie, WI 53560  ·  Dane
FDIC Certificate # 15046
Established 11/28/1891
FDIC Insurance Date 03/08/1935
Domestic Offices 6
Total Branches 6
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.1134%
Return on Equity (ROE) 10.6800%
Non-Performing Loans (NPL) 0.00%
Total Assets $393,998,000
Total Deposits $345,239,000
Equity Capital $45,574,000
Net Income $4,894,000
Headquarters Mazomanie
Total Offices 6
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About The Peoples Community Bank

Is The Peoples Community Bank a safe place to deposit money?

Yes, The Peoples Community Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does The Peoples Community Bank operate?

The Peoples Community Bank currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, The Peoples Community Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, The Peoples Community Bank provides members with tools to manage their accounts and build a solid financial history.

Does The Peoples Community Bank offer online and mobile banking?

Most modern institutions like The Peoples Community Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.thepcb.bank.

Current The Peoples Community Bank Rates

  • 12-Month CD3.40%
  • 24-Month CD1.30%
  • 36-Month CD2.90%
  • 48-Month CD1.55%
  • Savings0.03%
  • MMA0.01%
Retrieved from our database of financial products. Rates subject to change.