Milford Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.20%, 6-month CD rates at 0.85% and 3-month CD rates at 4.35%. Current savings rates are at 1.26% and money market rates are at 0.07%. Mortgage rates today on 30-year fixed loans are around 6.51%. Credit Card rates are at 16.74%. Personal Loan rates are at 11.90%. All these rates, and more, can be found in our database of rates. Milford Bank's 60-Month CD rates are at 0.35%, 48-Month CD rates are at 0.30%, 36-Month CD rates are at 0.25%, 24-Month CD rates are at 0.15%, 18-Month CD rates are at 0.10%. Milford Bank's savings rates are at 0.01%. Milford Bank's money market rates are at 0.02%.

Milford Bank

To see how these rates compare to Milford Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Milford Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Milford Bank CD rates. You can also compare Milford Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Milford Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Milford Bank? Share your experience about Milford Bank by leaving a review below, or read customer reviews before you decide to use Milford Bank.

Milford Bank Texas Ratio

Milford Bank's Texas Ratio is at 3.51%, which is considered excellent. The Texas Ratio for Milford Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Milford Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.10%
18-Month CD
0.10%
24-Month CD
0.15%
36-Month CD
0.25%
48-Month CD
0.30%
60-Month CD
0.35%
Savings
0.01%
MMA
0.02%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Milford Bank
33 Broad St
Milford, CT 06460
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Milford Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Milford Bank
Milford Bank
60-Month CD
0.35%
$1,000
Milford Bank
Milford Bank
48-Month CD
0.30%
$1,000
Milford Bank
Milford Bank
36-Month CD
0.25%
$1,000
Milford Bank
Milford Bank
24-Month CD
0.15%
$1,000
Milford Bank
Milford Bank
18-Month CD
0.10%
$1,000
Milford Bank
Milford Bank
12-Month CD
0.10%
$1,000
Milford Bank
Milford Bank
6-Month CD
0.05%
$1,000
Milford Bank
Milford Bank
3-Month CD
0.05%
$1,000
Milford Bank
Milford Bank
Sound Money Market
0.02%
$5
Milford Bank
Milford Bank
Regular Savings
0.01%
$5
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Milford Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Federal S&L Pascagoula, MS
First Federal S&L Pascagoula, MS
Legacy Checking
6.00%
$25
OWB One World Bank
OWB One World Bank
12-Month CD (Jumbo)
4.30%
$100,000
Raymond James
36-Month CD
4.30%
$1,000
Mountain America Federal Credit Union
Mountain America Federal Credit Union
48-Month CD
4.20%
$500
Luminate Bank
Luminate Bank
12-Month CD
4.10%
$500
Bank Five Nine
Bank Five Nine
48-Month CD
4.00%
$1,000
Spring Bank Bronx, NY
Spring Bank Bronx, NY
48-Month CD
3.90%
$250
Westside State Bank
Westside State Bank
24-Month CD
3.76%
$500
Access Bank
Access Bank
48-Month CD
3.75%
$1,000
SSB of Wanamingo
SSB of Wanamingo
Kasasa Savings
3.55%
$50
EverBank
EverBank
60-Month CD
3.50%
$1,000
Ridgewood Savings Bank
Ridgewood Savings Bank
24-Month CD
3.50%
$100
Harrison County Bank
Harrison County Bank
24-Month CD
3.50%
$1,000
Thomaston Savings Bank
Thomaston Savings Bank
24-Month CD
3.50%
$1,000
Ponce Bank
Ponce Bank
60-Month CD
3.25%
$1,000
First County Bank
First County Bank
18-Month CD
3.00%
$1,000
Empire State Bank
Empire State Bank
18-Month CD
3.00%
$1,000
Gainey Business Bank
Gainey Business Bank
6-Month CD
2.89%
$5,000
Citizens State Bank Moundridge, KS
60-Month CD
2.80%
$1,000
Cape Cod Co-operative Bank
Cape Cod Co-operative Bank
18-Month CD
2.75%
$500
Golden Belt Bank, FSA
Golden Belt Bank, FSA
Money Market
2.51%
$250,000
Sanborn Savings Bank
Sanborn Savings Bank
24-Month CD
2.47%
$1,000
Bank of Hartington
Bank of Hartington
36-Month CD
2.47%
$1,000
FNB of Dennison
48-Month CD
2.32%
$1,000
Northumberland Bank
Northumberland Bank
18-Month CD
2.15%
$5,000
JTNB
JTNB
60-Month CD
2.02%
$1,000
Acipco Federal Credit Union
Acipco Federal Credit Union
12-Month CD
2.02%
$1,000
FSB Holton, KS
FSB Holton, KS
24-Month CD
2.01%
$500
Home National Bank Racine, OH
Home National Bank Racine, OH
48-Month CD
1.75%
$500
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
24-Month CD
1.05%
$500
Stock Exchange Bank, Caldwell, KS
Stock Exchange Bank, Caldwell, KS
18-Month CD
1.00%
$500
Bank of Kampsville
Bank of Kampsville
36-Month CD
1.00%
$1,000
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
12-Month CD
0.85%
$1,000
FSB Louise, TX
FSB Louise, TX
Money Market
0.75%
$2,500
FSB of St. Charles, MO
FSB of St. Charles, MO
Money Market
0.70%
$1,000
HTLF Bank
HTLF Bank
48-Month CD
0.60%
$1,000
FSB of Burnet
FSB of Burnet
Money Market
0.40%
$1
Rondout Savings Bank
Rondout Savings Bank
18-Month CD
0.30%
$500
FSB Holton, KS
FSB Holton, KS
Money Market
0.30%
$2,500
TFB Tecumseh Federal Bank
TFB Tecumseh Federal Bank
Bonus Money Market
0.20%
$2,500
United Southern Bank
United Southern Bank
12-Month CD
0.15%
$1,000
The Bank of Elk River
The Bank of Elk River
Money Market
0.15%
$1,000
American State Bank of Grygla
American State Bank of Grygla
NOW Checking
0.15%
$500
First Community Bank of Moultrie County
First Community Bank of Moultrie County
NOW Checking
0.10%
$1,000
Mound City Bank
Mound City Bank
My Savings
0.10%
$0
Chelsea Groton Bank
Chelsea Groton Bank
6-Month CD
0.05%
$500
CNB of McConnelsville
Money Account
0.05%
$2,500
Ballston Spa National Bank
Ballston Spa National Bank
Statement Savings
0.05%
$100
F&M Bank and Trust Company
F&M Bank and Trust Company
Money Market
0.02%
$1,000
Fifth Third Bank, N.A.
Fifth Third Bank, N.A.
48-Month CD
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 18, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Milford Bank Information

Milford Bank
33 Broad St
Milford, CT 06460
South Central Connecticut
Established Date: 01/01/1872
FDIC Certificate #: 16101
Date of FDIC Deposit Insurance: 08/09/1989
How Many Domestic U.S. Offices? 7
How Many Branches are There? 6
Is Milford Bank FDIC Insured? Yes
What is Milford Bank's Cert number? 16101
What is the maximum amount for insured deposits? $250,000 per holder, per account

Milford Bank Financials

Total Assets:
$597,801,000
Total Deposits:
$507,075,000
Equity Capital:
$45,253,000
Domestic Deposits:
$507,075,000
Net Income:
$314,000
Return on Assets:
0.2980%
Quarterly Return on Assets:
0.2100%
Pretax Return on Assets:
0.2594%
Pretax Quarterly Return on Assets:
0.2600%
Return on Equity:
4.0300%
Quarterly Return on Equity:
2.7700%
Common Equity Tier 1 Capital Ratio:
14.7315%
Tier 1 Risk-Based Capital Ratio:
14.7315%
Leverage Tier 1 (Core Capital) Ratio:
9.6175%
Total Risk-Based Capital Ratio (YTD):
15.9286%
Total Interest Income (YTD):
3.9666%
 
 
Headquarters:
Milford
FDIC Field Office:
Windsor
Regulator:
FDIC
County:
South Central Connecticut
# of Offices:
7
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

Highest Savings Account Rates in California

Savings accounts rates/money market account rates won't be going higher until later this year or early next year since the economy is stuck in the doldrums and the Fed's Charmin, Ben Bernanke, doesn't expect things to pick up until later in 2011. Right now the current national average savings account rate for account balances of at least $2,500 is averaging only 0.21 as reported by MonitorBankRates. You can find savings account rates and money market account rates higher than the national average rates.Looking for the best rates? Search our savings rate/MMA rate tables to find the best rates in your state or zip code: SavingsAccount.MonitorBankRates.com.Right now three different banks are listing having the best savings account rate in California. Discover Bank, American Express Bank and Sallie Mae Bank are all offering online savings account rates at 1.14% with a savings yield of 1.15%.     Read more...

Current CD Rates from Milford Bank

Milford Bank, headquartered in Milford, Connecticut, is advertising a special promotional 21 month certificate of deposit with a current CD rate of 1.49 percent and an annual percentage yield of 1.50 percent.Looking for the best CD rates at banks and credit unions? Use our CD rate tables at CDRates.MonitorBankRates.com to find the highest CD rates in your area.     Read more...

Milford Bank CD Rates

Milford Bank of Milford, Connecticut is advertising certificates of deposit, a special 21 month certificate of deposit and a 1 year or longer floating IRA certificate of deposit. Regular CD accounts have terms of 91 days to 60 months. The minimum opening certificate of deposit balance $1,000 for regular CD accounts and the 21 month special CD. The floating IRA has a minimum opening deposit of $25.Find the highest CD rates from banks and credit unions by searching our CD rate tables at CDRates.MonitorBankRates.com.The current CD rate on their special promotional CD is 1.49 percent with an APY of 1.50 percent. The current floating IRA CD rate is 0.65 percent with an APY of 0.65 percent.     Read more...

Explore Other Rate Deals

The U.S. Department of Commerce's Bureau of Economic Analysis released a report showing the personal savings rate has fallen to 4.00 percent. Not to be confused with savings account rates offered by financial institutions, the personal savings rate is the rate in which Americans save money.
California First National Bank Money Market Account rates are now at 0.75 percent with a yield of 0.75 percent. View current Money Market Account rates at California First National Bank below.
Already low fixed mortgage rates have made yet another low today. Both 30 year and 15 year fixed mortgage interest rates hit another low in this week's Primary Mortgage Market Survey released be Freddie Mac. Mortgage rates are lower thanks to lower Treasury yields on concern about Greece's debt and the European Union.

Bank or Credit Union Offers and Deals

National CD Rates: Average 2 Year CD Rate at 0.90%, Highest 2 Year CD APY at 1.50%
Dollar Savings Direct Online Savings Account
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30 Year Mortgage Rates Only 8 Basis Points Above Record Low
CitiMortgage $500 off Mortgage Closing Costs
E-Loan 1 Year CD Rates now at 1.25%
Mortgage Rates: Sunday Mortgage Rates Move Lower
Mortgage Rates Higher, Less People Apply For Home Mortgage Loans
Mortgage Rates and Refinance Rates Stable: 30 Year Mortgage Rates at 4.74%, 15 Year Mortgage rates at 3.99%
Foreclosure Rates and Mortgage Delinquency Fall Sharply in 2012 as Mortgage Rates Make Record Lows

Alternative Bank and Credit Union Offers to Explore

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