Milford Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, ReviewsTo see how these rates compare to Milford Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Milford Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Milford Bank CD rates. You can also compare Milford Bank savings rates, MMA rates and mortgage rates using our other rate lists. Milford Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Milford Bank? Share your experience about Milford Bank by leaving a review below, or read customer reviews before you decide to use Milford Bank. Milford Bank Texas Ratio Milford Bank's Texas Ratio is at 3.51%, which is considered excellent. The Texas Ratio for Milford Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Milford Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Milford Bank CD Rates and Interest Rates![]() Milford Bank
60-Month CD
0.35%
$1,000
![]() Milford Bank
48-Month CD
0.30%
$1,000
![]() Milford Bank
36-Month CD
0.25%
$1,000
![]() Milford Bank
24-Month CD
0.15%
$1,000
![]() Milford Bank
18-Month CD
0.10%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Milford Bank Rates with Other Competitive Bank and Credit Union Rates![]() First Federal S&L Pascagoula, MS
Legacy Checking
6.00%
$25
![]() OWB One World Bank
12-Month CD (Jumbo)
4.30%
$100,000
Raymond James
36-Month CD
4.30%
$1,000
![]() Mountain America Federal Credit Union
48-Month CD
4.20%
$500
![]() Luminate Bank
12-Month CD
4.10%
$500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates February 18, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Milford Bank InformationMilford Bank
33 Broad StMilford, CT 06460 South Central Connecticut Established Date: 01/01/1872 FDIC Certificate #: 16101 Date of FDIC Deposit Insurance: 08/09/1989 How Many Domestic U.S. Offices? 7 How Many Branches are There? 6 Website: https://www.milfordbank.com
Is Milford Bank FDIC Insured? Yes
What is Milford Bank's Cert number? 16101
What is the maximum amount for insured deposits? $250,000 per holder, per account
Milford Bank FinancialsTotal Assets:
$597,801,000
Total Deposits:
$507,075,000
Equity Capital:
$45,253,000
Domestic Deposits:
$507,075,000
Net Income:
$314,000
Return on Assets:
0.2980%
Quarterly Return on Assets:
0.2100%
Pretax Return on Assets:
0.2594%
Pretax Quarterly Return on Assets:
0.2600%
Return on Equity:
4.0300%
Quarterly Return on Equity:
2.7700%
Common Equity Tier 1 Capital Ratio:
14.7315%
Tier 1 Risk-Based Capital Ratio:
14.7315%
Leverage Tier 1 (Core Capital) Ratio:
9.6175%
Total Risk-Based Capital Ratio (YTD):
15.9286%
Total Interest Income (YTD):
3.9666%
Headquarters:
Milford
FDIC Field Office:
Windsor
Regulator:
FDIC
County:
South Central Connecticut
# of Offices:
7
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024
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