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Centreville Bank Rates & Review March 2026

Centreville Bank's 7-Month CD Special rates are at 3.80%, 7-Month CD Special (New Money) rates are at 3.80%, 7-Month CD Special (New Money) rates are at 3.55%, 3-Month Certificate of Deposit rates are at 3.00%, 1-Year Certificate of Deposit rates are at 2.75%. Centreville Bank's savings rates are at 0.05%. Centreville Bank's money market rates are at 1.40%. Centreville Bank's Fixed Rate Jumbo Mortgages (Purchase or Refinance) 10 year rates are at 5.38%, Fixed Rate Jumbo Mortgages (Purchase or Refinance) 15 Year rates are at 5.50%, Fixed Rate Jumbo Mortgages (Purchase or Refinance) 20 Year rates are at 5.88%, 30 Year Fixed Rate Mortgages (Purchase) rates are at 5.88%, 5/1 ARM rates are at 5.50%. MonitorBankRates evaluates the financial stability of Centreville Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.04%. Rates were last updated on 03/09/2026.

Centreville Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Centreville Bank? Share your experience about Centreville Bank by leaving a review below, or read customer reviews before you decide to use Centreville Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.04%
Excellent Lower than avg
Centreville Bank
1218 Main St
West Warwick, RI 02893
https://www.centrevillebank.com
Member FDIC

Centreville Bank CD Rates

Product Rate APY Term View More
7-Month CD Special - 3.80% 7
No additional details.
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
7-Month CD Special (New Money) - 3.80% 7-Month
Min Balance $1,000
Details Premium APY
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
7-Month CD Special (New Money) - 3.55% 7-Month
Min Balance $1,000
Details Regular APY
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
3-Month Certificate of Deposit - 3.00% 3-Month
Min Balance $1,000
Details Premium APY
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
1-Year Certificate of Deposit - 2.75% 1-Year
Min Balance $1,000
Details Premium APY
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
2-Year Certificate of Deposit - 2.75% 2-Year
Min Balance $1,000
Details Premium APY
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
3-Month Certificate of Deposit - 2.75% 3-Month
Min Balance $1,000
Details Regular APY
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
6-Month Certificate of Deposit - 2.75% 6-Month
Min Balance $1,000
Details Premium APY
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
9-Month Certificate of Deposit - 2.75% 9-Month
Min Balance $1,000
Details Premium APY
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
IRA CD 1 Year Premium - 2.75%
No additional details.
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
IRA CD 2 Year Premium - 2.75%
No additional details.
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
1-Year Certificate of Deposit - 2.50% 1-Year
Min Balance $1,000
Details Regular APY
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
18-Month Certificate of Deposit - 2.50% 18-Month
Min Balance $1,000
Details Premium APY
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
2-Year Certificate of Deposit - 2.50% 2-Year
Min Balance $1,000
Details Regular APY
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
3-Year Certificate of Deposit - 2.50% 3-Year
Min Balance $1,000
Details Premium APY
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
4-Year Certificate of Deposit - 2.50% 4-Year
Min Balance $1,000
Details Premium APY
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
5-Year Certificate of Deposit - 2.50% 5-Year
Min Balance $1,000
Details Premium APY
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
6-Month Certificate of Deposit - 2.50% 6-Month
Min Balance $1,000
Details Regular APY
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
9-Month Certificate of Deposit - 2.50% 9-Month
Min Balance $1,000
Details Regular APY
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
IRA CD 1 Year Regular - 2.50%
No additional details.
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
IRA CD 18 Month Premium - 2.50%
No additional details.
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
IRA CD 2 Year Regular - 2.50%
No additional details.
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
IRA CD 3 Year Premium - 2.50%
No additional details.
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
IRA CD 4 Year Premium - 2.50%
No additional details.
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
IRA CD 5 Year Premium - 2.50%
No additional details.
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
18-Month Certificate of Deposit - 2.25% 18-Month
Min Balance $1,000
Details Regular APY
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
3-Year Certificate of Deposit - 2.25% 3-Year
Min Balance $1,000
Details Regular APY
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
4-Year Certificate of Deposit - 2.25% 4-Year
Min Balance $1,000
Details Regular APY
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
5-Year Certificate of Deposit - 2.25% 5-Year
Min Balance $1,000
Details Regular APY
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
IRA CD 18 Month Regular - 2.25%
No additional details.
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
IRA CD 3 Year Regular - 2.25%
No additional details.
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
IRA CD 4 Year Regular - 2.25%
No additional details.
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
IRA CD 5 Year Regular - 2.25%
No additional details.
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
5-Year Burial Certificate - 0.49% 5-Year
Min Balance $200
Details Regular APY
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%

Centreville Bank Savings Rates

Product Rate APY View More
High Yield Savings Account - 2.50%
Min Balance $100,000
Details New Money*
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
High Yield Savings Account - 2.25%
Min Balance $50,000
Details New Money*
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
High Yield Savings Account - 2.00%
Min Balance $2,500
Details New Money*
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
Business Elite Savings 0.15% 0.15%
Min Deposit $2,500
Min Balance $75,000
Details Tier 3: $75,000.00 or greater
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
Business Elite Savings 0.10% 0.10%
Min Deposit $2,500
Min Balance $25,000
Details Tier 2: $25,000.00 - $74,999.99
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
Personal Plus Savings Account - 0.10%
Min Balance $100,000
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
Business Advantage Savings 0.05% 0.05%
Min Deposit $100
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
Business Elite Savings 0.05% 0.05%
Min Deposit $2,500
Min Balance $2,500
Details Tier 1: $2,500.00 - $24,999.99
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
Personal Plus Savings Account - 0.05%
Min Balance $2,500
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
Personal Savings Account - 0.05%
Min Balance $100
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%

Centreville Bank Money Market Rates

Product Rate APY View More
Business Elite Money Market 2.96% 2.75%
Min Balance $500,000
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
Business Elite Money Market 2.71% 2.50%
Min Balance $2,500
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
Business Elite Money Market 2.47% 2.25%
Min Balance $100,000
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
Business Elite Money Market 1.78% 1.80%
Min Balance $50,000
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
Business Elite Money Market 1.59% 1.60%
Min Balance $25,000
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
Business Elite Money Market 1.39% 1.40%
Min Balance $10,000
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
Personal Premium Money Market - 1.40%
Min Balance $10,000
Details Earns 1.40% APY on balances $10,000 - $24,999.99; 1.60% APY on balances $25,000-$49,999.99; 1.80% APY on balances $50,000-$99,999.99; 2.00% APY on balances $100,000-$249,999.99; 2.25% APY on balances $250,000-$499,999.99; 2.50% APY on balances $500,000 or greater
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%

Centreville Bank Checking Rates

Product Rate APY View More
Personal Premium Checking - 0.05%
Min Balance $100
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%

Centreville Bank Mortgage Rates

Product Rate Points APR Term View More
Fixed Rate Jumbo Mortgages (Purchase or Refinance) 10 year 5.38% 0.000% 5.43% 10
No additional details.
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
Fixed Rate Jumbo Mortgages (Purchase or Refinance) 15 Year 5.50% 0.000% 5.54% 15
No additional details.
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
Fixed Rate Jumbo Mortgages (Purchase or Refinance) 20 Year 5.88% 0.000% 5.91% 20
No additional details.
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
30 Year Fixed Rate Mortgages (Purchase) 5.88% 0.00 5.97% 30 Year
No additional details.
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
5/1 ARM 5.50% 0.00 5.98%
Details Months 1-60 Rate: 5.500% / Months 61-360 Rate: 6.125%
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
Fixed Rate Jumbo Mortgages (Purchase or Refinance) 30 Year 6.00% 0.000% 6.02% 30
No additional details.
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
7/1 ARM 5.75% 0.00 6.03%
Details Months 1-84 Rate: 5.750% / Months 85-360 Rate: 6.125%
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
10/1 ARM 5.88% 0.00 6.06%
Details Months 1-120 Rate: 5.875% / Months 121-360 Rate: 6.125%
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%
3/1 ARM 6.00% 0.00 6.19%
Details Months 1-36 Rate: 6.000% / Months 37-360 Rate: 6.125%
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%

Centreville Bank Home Equity & HELOC

Product Rate Points APR Term View More
HELOC - - 7.00%
No additional details.
Last Updated 03/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.04%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Centreville Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Centreville Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Centreville Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Centreville Bank
Bank Holding Company CENTREVILLE MHC
Address 1218 Main St, West Warwick, RI 02893  ·  Kent
FDIC Certificate # 17764
Established 01/01/1888
FDIC Insurance Date 05/24/1957
Domestic Offices 21
Total Branches 21
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 98/100
5.0
Exceptional Out of 5.0 Stars
4.04%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.1145%
Return on Equity (ROE) 0.7800%
Non-Performing Loans (NPL) 0.24%
Total Assets $3,027,980,000
Total Deposits $2,284,965,000
Equity Capital $411,379,000
Net Income $29,276,000
Headquarters West Warwick
Total Offices 21
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

CNun
★★★★★
December 17, 2025
mGsF
Average Rating
★★★★★
Total Reviews
1
Add Your Rating and Review for Centreville Bank
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Frequently Asked Questions About Centreville Bank

Is Centreville Bank a safe place to deposit money?

Yes, Centreville Bank is considered a safe financial institution. With a Texas Ratio of 4.0414443861975%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Centreville Bank operate?

Centreville Bank currently maintains approximately 21 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Centreville Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Centreville Bank provides members with tools to manage their accounts and build a solid financial history.

Does Centreville Bank offer online and mobile banking?

Most modern institutions like Centreville Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.centrevillebank.com.

Current Centreville Bank Rates

  • 12-Month CD2.50%
  • 18-Month CD2.25%
  • 24-Month CD2.50%
  • 36-Month CD2.25%
  • 48-Month CD2.25%
  • 60-Month CD0.49%
  • Savings0.05%
  • MMA1.40%
Retrieved from our database of financial products. Rates subject to change.