|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Centreville Bank Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 4, 2026
Centreville Bank's 15-Month CD Special rates are at 3.50%, 7-Month CD Special rates are at 3.50%, 15-Month CD Special rates are at 3.25%, 7-Month CD Special rates are at 3.25%, Individual Retirement Account (IRA) CD 1 Year rates are at 2.75%. Centreville Bank's savings rates are at 0.05%. Centreville Bank's money market rates are at 1.40%. Centreville Bank's Fixed Rate Jumbo Mortgages (Purchase or Refinance) 10 year rates are at 5.62%, Fixed Rate Jumbo Mortgages (Purchase or Refinance) 15 Year rates are at 5.75%, Fixed Rate Mortgages (Purchase) 30 Year rates are at 6.12%, Fixed Rate Jumbo Mortgages (Purchase or Refinance) 20 Year rates are at 6.25%, Fixed Rate Jumbo Mortgages (Purchase or Refinance) 30 Year rates are at 6.38%. MonitorBankRates evaluates the financial stability of Centreville Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.04%. Rates were last updated on 04/04/2026. Centreville Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Centreville Bank? Share your experience about Centreville Bank by leaving a review below, or read customer reviews before you decide to use Centreville Bank. 
Centreville Bank CD Rates
Centreville Bank Savings Rates
Centreville Bank Money Market Rates
Centreville Bank Checking Rates
Centreville Bank Mortgage Rates
Centreville Bank Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Centreville Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Centreville Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Centreville Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Centreville Bank
Bank Holding Company
CENTREVILLE MHC
Address
1218 Main St,
West Warwick, RI 02893 · Kent
Website
https://www.centrevillebank.com
FDIC Certificate #
17764
Established
01/01/1888
FDIC Insurance Date
05/24/1957
Domestic Offices
21
Total Branches
21
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 98/100
5.0
Exceptional
Out of 5.0 Stars
4.04%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.1145%
Return on Equity (ROE)
0.7800%
Non-Performing Loans (NPL)
0.24%
Total Assets
$3,027,980,000
Total Deposits
$2,284,965,000
Equity Capital
$411,379,000
Net Income
$29,276,000
Headquarters
West Warwick
Total Offices
21
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About Centreville BankIs Centreville Bank a safe place to deposit money?Yes, Centreville Bank is considered a safe financial institution. With a Texas Ratio of 4.0414443861975%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does Centreville Bank operate?Centreville Bank currently maintains approximately 21 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Centreville Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Centreville Bank provides members with tools to manage their accounts and build a solid financial history. Does Centreville Bank offer online and mobile banking?Most modern institutions like Centreville Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.centrevillebank.com. Current Centreville Bank Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Banks
First Security Bank of Nevada
Stryv Bank
Tejas Bank
Kaw Valley State B&T Co.
First Bank Richmond
Safra National Bank of New York
Blissfield State Bank
Heartland State Bank Edgeley, ND
bankcda
HSBC Bank USA
First National Bank Minnesota
Lincoln Bank of Hodgenville
St. Clair County State Bank
First Capital Bank Charleston, SC
ESSA Bank & Trust
Cross Keys Bank
Northway Bank
WCF Financial Bank
Middlesex Savings Bank
Tri-County Bank
Columbus Bank and Trust Company
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
