MonitorBankRates
☰
  1. Home›
  2. Banks›
  3. Centreville Bank
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Centreville Bank Rates & Review October 2026

Centreville Bank's top rates as of October 12, 2026 are 4.25% APY on its 15-Month CD Special New Money, 2.50% APY on savings, 2.30% APY on money market accounts, 0.05% APY on checking, and 6.625% on its Fixed Rate Jumbo Mortgages (Purchase or Refinance), according to rates verified by MonitorBankRates. Other Centreville Bank CD rates include 7-Month CD Special (New Money) at 4.25%, 15-Month CD Special New Money at 4.00%, and 7-Month CD Special (New Money) at 4.00%. Other Centreville Bank mortgage rates include Fixed Rate Jumbo Mortgages (Purchase or Refinance) at 6.75%, Fixed Rate Jumbo Mortgages (Purchase or Refinance) at 7.25%, and Fixed Rate Jumbo Mortgages (Purchase or Refinance) at 7.375%. MonitorBankRates evaluates the financial stability of Centreville Bank with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.15%. Rates last updated and verified on 10/12/2026.

Centreville Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Centreville Bank? Share your experience about Centreville Bank by leaving a review below, or read customer reviews before you decide to use Centreville Bank.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 95/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
10.15%
Excellent Higher than avg
Health Trend ?
Steady 12 quarters
Full history ›
Centreville Bank
1218 Main St
West Warwick, RI 02893
https://www.centrevillebank.com
MemberFDIC
Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Centreville Bank CD Rates

Product Rate APY Term View More
15-Month CD Special New Money - 4.25% 15-Month
Min Balance $1,000
Details $10,000; Premium APY
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 4.25% APY · checked 3 times
3.75%4.25%4.75%Sep 14, 2026: 4.25% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
7-Month CD Special (New Money) - 4.25% 7-Month
Min Balance $1,000
Details Premium APY
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 4.25% APY · checked 3 times
3.75%4.25%4.75%Sep 14, 2026: 4.25% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
15-Month CD Special New Money - 4.00% 15-Month
Min Balance $1,000
Details $10,000; Premium APY: 4.25%
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
7-Month CD Special (New Money) - 4.00% 7-Month
Min Balance $1,000
Details Premium APY: 4.25%
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
IRA CD - 1 Year - 2.75% 1 Year
Details Premium APY
Last Updated 10/12/2026
Rate History
2 changes since Sep 14, 2026 · 2.75% → 2.75% ▼ 0.00 pts · high 2.75% / low 2.50%
2.00%2.63%3.25%Sep 14, 2026: 2.75% APYSep 24, 2026: 2.50% APYOct 3, 2026: 2.75% APYSep 14, 2026Oct 14, 2026
  • Oct 3, 20262.75%▲ from 2.50%
  • Sep 24, 20262.50%▼ from 2.75%
  • Sep 14, 20262.75%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
IRA CD - 2 Year - 2.75% 2 Year
Details Premium APY
Last Updated 10/12/2026
Rate History
2 changes since Sep 14, 2026 · 2.75% → 2.75% ▼ 0.00 pts · high 2.75% / low 2.50%
2.00%2.63%3.25%Sep 14, 2026: 2.75% APYSep 24, 2026: 2.50% APYOct 3, 2026: 2.75% APYSep 14, 2026Oct 14, 2026
  • Oct 3, 20262.75%▲ from 2.50%
  • Sep 24, 20262.50%▼ from 2.75%
  • Sep 14, 20262.75%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
IRA CD - 1 Year - 2.50% 1 Year
No additional details.
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 5 times
2.00%2.50%3.00%Sep 14, 2026: 2.50% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
IRA CD - 18 Month - 2.50% 18 Month
Details Premium APY
Last Updated 10/12/2026
Rate History
2 changes since Sep 14, 2026 · 2.50% → 2.50% ▼ 0.00 pts · high 2.50% / low 2.25%
1.75%2.38%3.00%Sep 14, 2026: 2.50% APYSep 24, 2026: 2.25% APYOct 3, 2026: 2.50% APYSep 14, 2026Oct 14, 2026
  • Oct 3, 20262.50%▲ from 2.25%
  • Sep 24, 20262.25%▼ from 2.50%
  • Sep 14, 20262.50%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
IRA CD - 2 Year - 2.50% 2 Year
No additional details.
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 5 times
2.00%2.50%3.00%Sep 14, 2026: 2.50% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
IRA CD - 3 Year - 2.50% 3 Year
Details Premium APY
Last Updated 10/12/2026
Rate History
2 changes since Sep 14, 2026 · 2.50% → 2.50% ▼ 0.00 pts · high 2.50% / low 2.25%
1.75%2.38%3.00%Sep 14, 2026: 2.50% APYSep 24, 2026: 2.25% APYOct 3, 2026: 2.50% APYSep 14, 2026Oct 14, 2026
  • Oct 3, 20262.50%▲ from 2.25%
  • Sep 24, 20262.25%▼ from 2.50%
  • Sep 14, 20262.50%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
IRA CD - 4 Year - 2.50% 4 Year
Details Premium APY
Last Updated 10/12/2026
Rate History
2 changes since Sep 14, 2026 · 2.50% → 2.50% ▼ 0.00 pts · high 2.50% / low 2.25%
1.75%2.38%3.00%Sep 14, 2026: 2.50% APYSep 24, 2026: 2.25% APYOct 3, 2026: 2.50% APYSep 14, 2026Oct 14, 2026
  • Oct 3, 20262.50%▲ from 2.25%
  • Sep 24, 20262.25%▼ from 2.50%
  • Sep 14, 20262.50%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
IRA CD - 5 Year - 2.50% 5 Year
Details Premium APY
Last Updated 10/12/2026
Rate History
2 changes since Sep 14, 2026 · 2.50% → 2.50% ▼ 0.00 pts · high 2.50% / low 2.25%
1.75%2.38%3.00%Sep 14, 2026: 2.50% APYSep 24, 2026: 2.25% APYOct 3, 2026: 2.50% APYSep 14, 2026Oct 14, 2026
  • Oct 3, 20262.50%▲ from 2.25%
  • Sep 24, 20262.25%▼ from 2.50%
  • Sep 14, 20262.50%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
IRA CD - 18 Month - 2.25% 18 Month
No additional details.
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 5 times
1.75%2.25%2.75%Sep 14, 2026: 2.25% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
IRA CD - 3 Year - 2.25% 3 Year
No additional details.
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 5 times
1.75%2.25%2.75%Sep 14, 2026: 2.25% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
IRA CD - 4 Year - 2.25% 4 Year
No additional details.
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 5 times
1.75%2.25%2.75%Sep 14, 2026: 2.25% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
IRA CD - 5 Year - 2.25% 5 Year
No additional details.
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 5 times
1.75%2.25%2.75%Sep 14, 2026: 2.25% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
5-Year Burial Certificate - 0.49% 5-Year
Min Balance $200
Details Premium APY: 0.49%
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 0.49% APY · checked 6 times
0.00%0.50%0.99%Sep 14, 2026: 0.49% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%

Centreville Bank Savings Rates

Product Rate APY View More
High Yield Savings Account - 2.50%
Min Balance $100,000
Details Balance: $100,000.00 or greater; New Money*
Last Updated 10/12/2026
Rate History
No change since Sep 24, 2026 · 2.50% APY · checked 5 times
2.00%2.50%3.00%Sep 24, 2026: 2.50% APYSep 24, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
High Yield Savings Account - 2.25%
Min Balance $50,000
Details Balance: $50,000.00-$99,999.99; New Money*
Last Updated 10/12/2026
Rate History
No change since Sep 24, 2026 · 2.25% APY · checked 5 times
1.75%2.25%2.75%Sep 24, 2026: 2.25% APYSep 24, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
High Yield Savings Account - 2.00%
Min Balance $2,500
Details Balance: $2,500.00-$49,999.99; New Money*
Last Updated 10/12/2026
Rate History
No change since Sep 24, 2026 · 2.00% APY · checked 5 times
1.50%2.00%2.50%Sep 24, 2026: 2.00% APYSep 24, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Personal Plus Savings Account - 0.10%
Min Balance $100,000
Details Balance: $100,000 or greater
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Personal Plus Savings Account - 0.05%
Min Balance $2,500
Details Balance: $2,500-$49,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Personal Plus Savings Account - 0.05%
Min Balance $50,000
Details Balance: $50,000-$99,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Personal Plus Savings Account - 0.05%
Min Balance $100
Details Balance: $100.00
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 0.05% APY · checked 2 times
0.00%0.28%0.55%Oct 8, 2026: 0.05% APYOct 8, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%

Centreville Bank Business Savings Rates

Product Rate APY View More
Business Elite Savings 0.15% 0.15%
Min Deposit $2,500
Min Balance $75,000
Details Balance: $75,000.00 or greater
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 5 times
0.00%0.33%0.65%Sep 14, 2026: 0.15% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Business Elite Savings 0.10% 0.10%
Min Deposit $2,500
Min Balance $25,000
Details Balance: $25,000.00 - $74,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 5 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Business Advantage Savings 0.05% 0.05%
Min Deposit $100
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 5 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Business Elite Savings 0.05% 0.05%
Min Deposit $2,500
Min Balance $2,500
Details Balance: $2,500.00 - $24,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 5 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%

Centreville Bank Money Market Rates

Product Rate APY View More
Personal Premium Money Market - 2.30%
Min Balance $500,000
Details Balance: $500,000 or greater
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 2.30% APY · checked 6 times
1.80%2.30%2.80%Sep 14, 2026: 2.30% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Personal Premium Money Market - 2.05%
Min Balance $250,000
Details Balance: $250,000-$499,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 2.05% APY · checked 6 times
1.55%2.05%2.55%Sep 14, 2026: 2.05% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Personal Premium Money Market - 1.80%
Min Balance $100,000
Details Balance: $100,000-$249,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 1.80% APY · checked 6 times
1.30%1.80%2.30%Sep 14, 2026: 1.80% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Personal Premium Money Market - 1.60%
Min Balance $50,000
Details Balance: $50,000-$99,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 1.60% APY · checked 6 times
1.10%1.60%2.10%Sep 14, 2026: 1.60% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Personal Premium Money Market - 1.40%
Min Balance $25,000
Details Balance: $25,000-$49,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 1.40% APY · checked 6 times
0.90%1.40%1.90%Sep 14, 2026: 1.40% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Personal Premium Money Market - 1.20%
Min Balance $10,000
Details Balance: $10,000 - $24,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 1.20% APY · checked 6 times
0.70%1.20%1.70%Sep 14, 2026: 1.20% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%

Centreville Bank Business Money Market Rates

Product Rate APY View More
Business Elite Money Market 2.274% 2.30%
Min Balance $500,000
Details Balance: $500,000.00 or greater
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 2.30% APY · checked 5 times
1.80%2.30%2.80%Sep 14, 2026: 2.30% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Business Elite Money Market 2.029% 2.05%
Min Balance $25,000
Details Balance: $250,00.00 - $499,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 2.05% APY · checked 5 times
1.55%2.05%2.55%Sep 14, 2026: 2.05% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Business Elite Money Market 1.784% 1.80%
Min Balance $100,000
Details Balance: $100,000.00 - $249,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 1.80% APY · checked 5 times
1.30%1.80%2.30%Sep 14, 2026: 1.80% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Business Elite Money Market 1.587% 1.60%
Min Balance $50,000
Details Balance: $50,000 - $99,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 1.60% APY · checked 5 times
1.10%1.60%2.10%Sep 14, 2026: 1.60% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Business Elite Money Market 1.39% 1.40%
Min Balance $25,000
Details Balance: $25,000.00 - $49,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 1.40% APY · checked 5 times
0.90%1.40%1.90%Sep 14, 2026: 1.40% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Business Elite Money Market 1.193% 1.20%
Min Balance $10,000
Details Balance: $10,000.00 - 24,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 1.20% APY · checked 5 times
0.70%1.20%1.70%Sep 14, 2026: 1.20% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%

Centreville Bank Checking Rates

Product Rate APY View More
Personal Premium Checking - 0.05%
Min Balance $100
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%

Centreville Bank Mortgage Rates

Product Rate Points APR Term View More
Fixed Rate Jumbo Mortgages (Purchase or Refinance) 6.625% 0.000% 6.679% 10 year
Details Minimum Loan Amount: $832,751
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 6.68% APR · checked 2 times
6.18%6.68%7.18%Oct 8, 2026: 6.68% APROct 8, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Fixed Rate Jumbo Mortgages (Purchase or Refinance) 6.75% 0.000% 6.788% 15 Year
Details Minimum Loan Amount: $832,751
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 6.79% APR · checked 2 times
6.29%6.79%7.29%Oct 8, 2026: 6.79% APROct 8, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Fixed Rate Jumbo Mortgages (Purchase or Refinance) 7.25% 0.000% 7.281% 20 Year
Details Minimum Loan Amount: $832,751
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 7.28% APR · checked 2 times
6.78%7.28%7.78%Oct 8, 2026: 7.28% APROct 8, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Fixed Rate Jumbo Mortgages (Purchase or Refinance) 7.375% 0.000% 7.399% 30 Year
Details Minimum Loan Amount: $832,751
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 7.40% APR · checked 2 times
6.90%7.40%7.90%Oct 8, 2026: 7.40% APROct 8, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
30 Year Fixed Rate Mortgage 7.625% 0.000 7.729% 30 Year
No additional details.
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 7.73% APR · checked 2 times
7.23%7.73%8.23%Oct 8, 2026: 7.73% APROct 8, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%

Centreville Bank Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan - - 6.50% 10 years
Details APR with Auto-Pay: 6.250%
Last Updated 10/12/2026
Rate History
2 changes since Sep 24, 2026 · 6.13% → 6.50% ▲ 0.38 pts · high 6.50% / low 6.13%
5.63%6.31%7.00%Sep 24, 2026: 6.13% APROct 1, 2026: 6.25% APROct 8, 2026: 6.50% APRSep 24, 2026Oct 14, 2026
  • Oct 8, 20266.50%▲ from 6.25%
  • Oct 1, 20266.25%▲ from 6.13%
  • Sep 24, 20266.13%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Home Equity Loan - - 6.875% 15 years
Details APR with Auto-Pay: 6.625%
Last Updated 10/12/2026
Rate History
2 changes since Sep 24, 2026 · 6.38% → 6.88% ▲ 0.50 pts · high 6.88% / low 6.38%
5.88%6.63%7.38%Sep 24, 2026: 6.38% APROct 1, 2026: 6.63% APROct 8, 2026: 6.88% APRSep 24, 2026Oct 14, 2026
  • Oct 8, 20266.88%▲ from 6.63%
  • Oct 1, 20266.63%▲ from 6.38%
  • Sep 24, 20266.38%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
HELOC - - 7.00%
Details Initial Disbursement at Closing: N/A
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 7.00% APR · checked 7 times
6.50%7.00%7.50%Sep 14, 2026: 7.00% APRSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%

Financial Health History

Centreville Bank’s Texas Ratio rose from 4.04% in Q3 2023 to 10.15% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.5% 2.0★ 9.1% 3.0★ 13.6% 4.0★ 18.1% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 4.04% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A Q3 2025 A Q4 2025 A Q1 2026 10.15% A Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$3.2B10.15%5.0A
March 31, 2026$3.1B11.85%5.0A
December 31, 2025$3.0B13.44%5.0A
September 30, 2025$2.9B9.38%5.0A
June 30, 2025$2.9B4.16%5.0A+
March 31, 2025$2.8B4.75%5.0A+
December 31, 2024$2.8B4.35%5.0A+
September 30, 2024$2.8B4.99%5.0A+
June 30, 2024$2.7B4.47%5.0A+
March 31, 2024$2.6B1.18%5.0A+
December 31, 2023$2.5B1.11%5.0A+
September 30, 2023$2.4B4.04%5.0A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Centreville Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Centreville Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Centreville Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Centreville Bank
Bank Holding Company CENTREVILLE MHC
Address 1218 Main St, West Warwick, RI 02893  ·  Kent
FDIC Certificate # 17764
Established 18880101
FDIC Insurance Date 19570524
Domestic Offices 22
Total Branches 23
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A
Overall Health Grade Score: 95/100
5.0
Exceptional Out of 5.0 Stars
10.15%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.2961%
Return on Equity (ROE) 9.5000%
Non-Performing Loans (NPL) 1.37%
Total Assets $3,152,569,000
Total Deposits $2,296,434,000
Equity Capital $430,641,000
Net Income $19,942,000
Headquarters West Warwick
Total Branches and Offices 22
Source: FDIC  |  Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Centreville Bank earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/banks/centreville-bank-rates-review-17764">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Centreville Bank yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Centreville Bank
Your Name:
Your Rating:

Frequently Asked Questions About Centreville Bank

How many branches does Centreville Bank operate?

Centreville Bank currently maintains approximately 23 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Centreville Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Centreville Bank provides members with tools to manage their accounts and build a solid financial history.

Does Centreville Bank offer online and mobile banking?

Most modern institutions like Centreville Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.centrevillebank.com.

Current Centreville Bank Rates

  • 12-Month CD2.50%
  • 18-Month CD2.25%
  • 24-Month CD2.50%
  • 36-Month CD2.25%
  • 48-Month CD2.25%
  • 60-Month CD0.49%
  • Savings2.50%
  • MMA2.30%
Retrieved from our database of financial products. Rates subject to change.