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Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
Centreville Bank Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: November 7, 2026
Centreville Bank's 3-Month CD - Premium rates are at 3.00%, 1-Year CD - Premium rates are at 2.75%, 2-Year CD - Premium rates are at 2.75%, 3-Month CD rates are at 2.75%, 6-Month CD - Premium rates are at 2.75%. Centreville Bank's savings rates are at 2.50%. Centreville Bank's money market rates are at 2.30%. Centreville Bank's Fixed Rate Jumbo Mortgage - 10 Year rates are at 6.625%, Fixed Rate Jumbo Mortgage - 15 Year rates are at 6.75%, Fixed Rate Jumbo Mortgage - 20 Year rates are at 7.00%, Fixed Rate Jumbo Mortgage - 30 Year rates are at 7.25%, Fixed Rate Mortgage (Purchase) - 30 Year rates are at 7.375%. Centreville Bank's top CD rate of 4.50% APY on a 15 month CD is 51% higher than the MonitorBankRates national average of 2.98% APY for that term, and it has an A health rating. MonitorBankRates evaluates the financial stability of Centreville Bank with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.15%. Rates last updated and verified on 11/07/2026.
Centreville Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Centreville Bank? Share your experience about Centreville Bank by leaving a review below, or read customer reviews before you decide to use Centreville Bank.
Centreville Bank has earned an overall safety grade of A (Excellent, Score: 95/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective FDIC regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Centreville Bank has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
10.15%
ExcellentHigher than avg
Centreville Bank Texas Ratio
Centreville Bank's Texas Ratio is 10.15%, which is considered excellent and is higher than the national average of 5.85%.
Centreville Bank has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
4.04% to 10.15% over 12 quarters, steadyFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A
The Texas Ratio for this bank has held steady at a healthy level since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.
Centreville Bank CD Rates
Product
Rate
APY
Term
Min. Deposit
View More
15-Month CD Special New Money - Premium
-
4.50%
15-Month
-
Min Balance$1,000
Details$10,000; $10,000 new money; Premium APY
Last Updated11/07/2026
Rate History
No change since Oct 27, 2026 · 4.50% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
15-Month CD Special New Money
-
4.25%
15-Month
-
Min Balance$1,000
Details$10,000; $10,000 new money; Regular APY
Last Updated11/07/2026
Rate History
1 change since Sep 14, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
Oct 22, 20264.25%▲ from 4.00%
Sep 14, 20264.00%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
7-Month CD Special (New Money) - Premium
-
4.25%
7-Month
-
Min Balance$1,000
DetailsNew money only; Premium APY
Last Updated11/07/2026
Rate History
No change since Oct 27, 2026 · 4.25% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
7-Month CD Special (New Money)
-
4.00%
7-Month
-
Min Balance$1,000
DetailsNew money only; Regular APY
Last Updated11/07/2026
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
3-Month CD - Premium
-
3.00%
3-Month
-
Min Balance$1,000
DetailsPremium APY
Last Updated11/07/2026
Rate History
No change since Oct 27, 2026 · 3.00% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
1-Year CD - Premium
-
2.75%
1-Year
-
Min Balance$1,000
DetailsPremium APY
Last Updated11/07/2026
Rate History
No change since Oct 27, 2026 · 2.75% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
2-Year CD - Premium
-
2.75%
2-Year
-
Min Balance$1,000
DetailsPremium APY
Last Updated11/07/2026
Rate History
No change since Oct 27, 2026 · 2.75% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
3-Month CD
-
2.75%
3-Month
-
Min Balance$1,000
DetailsRegular APY
Last Updated11/07/2026
Rate History
No change since Sep 14, 2026 · 2.75% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
6-Month CD - Premium
-
2.75%
6-Month
-
Min Balance$1,000
DetailsPremium APY
Last Updated11/07/2026
Rate History
No change since Oct 27, 2026 · 2.75% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
9-Month CD - Premium
-
2.75%
9-Month
-
Min Balance$1,000
DetailsPremium APY
Last Updated11/07/2026
Rate History
No change since Oct 27, 2026 · 2.75% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Individual Retirement Account (IRA) CD - 1-Year
-
2.75%
1 Year
-
DetailsPremium APY
Last Updated11/07/2026
Rate History
No change since Oct 22, 2026 · 2.75% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Individual Retirement Account (IRA) CD - 2-Year
-
2.75%
2 Year
-
DetailsPremium APY
Last Updated11/07/2026
Rate History
No change since Oct 22, 2026 · 2.75% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
IRA CD 1-Year - Premium
-
2.75%
1 Year
$500
Min Deposit$500
Min Balance$0
DetailsPremium APY; IRA account; requires Personal Premium Checking or Personal Premium Money Market account; minimum balance to open IRA $500.00; minimum balance to earn APY $0.01
Last Updated11/07/2026
Rate History
No change since Oct 14, 2026 · 2.75% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
IRA CD 2-Year - Premium
-
2.75%
2 Years
$500
Min Deposit$500
Min Balance$0
DetailsPremium APY; IRA account; requires Personal Premium Checking or Personal Premium Money Market account; minimum balance to open IRA $500.00; minimum balance to earn APY $0.01
Last Updated11/07/2026
Rate History
No change since Oct 14, 2026 · 2.75% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
1-Year CD
-
2.50%
1-Year
-
Min Balance$1,000
DetailsRegular APY
Last Updated11/07/2026
Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
18-Month CD - Premium
-
2.50%
18-Month
-
Min Balance$1,000
DetailsPremium APY
Last Updated11/07/2026
Rate History
No change since Oct 27, 2026 · 2.50% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
2-Year CD
-
2.50%
2-Year
-
Min Balance$1,000
DetailsRegular APY
Last Updated11/07/2026
Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
3-Year CD - Premium
-
2.50%
3-Year
-
Min Balance$1,000
DetailsPremium APY
Last Updated11/07/2026
Rate History
No change since Oct 27, 2026 · 2.50% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
4-Year CD - Premium
-
2.50%
4-Year
-
Min Balance$1,000
DetailsPremium APY
Last Updated11/07/2026
Rate History
No change since Oct 27, 2026 · 2.50% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
5-Year CD - Premium
-
2.50%
5-Year
-
Min Balance$1,000
DetailsPremium APY
Last Updated11/07/2026
Rate History
No change since Oct 27, 2026 · 2.50% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
6-Month CD
-
2.50%
6-Month
-
Min Balance$1,000
DetailsRegular APY
Last Updated11/07/2026
Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
9-Month CD
-
2.50%
9-Month
-
Min Balance$1,000
DetailsRegular APY
Last Updated11/07/2026
Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Individual Retirement Account (IRA) CD - 1-Year
-
2.50%
1 Year
-
DetailsRegular APY
Last Updated11/07/2026
Rate History
No change since Oct 22, 2026 · 2.50% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Individual Retirement Account (IRA) CD - 18-Month
-
2.50%
18 Month
-
DetailsPremium APY
Last Updated11/07/2026
Rate History
No change since Oct 22, 2026 · 2.50% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Individual Retirement Account (IRA) CD - 2-Year
-
2.50%
2 Year
-
DetailsRegular APY
Last Updated11/07/2026
Rate History
No change since Oct 22, 2026 · 2.50% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Individual Retirement Account (IRA) CD - 3-Year
-
2.50%
3 Year
-
DetailsPremium APY
Last Updated11/07/2026
Rate History
No change since Oct 22, 2026 · 2.50% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Individual Retirement Account (IRA) CD - 4-Year
-
2.50%
4 Year
-
DetailsPremium APY
Last Updated11/07/2026
Rate History
No change since Oct 22, 2026 · 2.50% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Individual Retirement Account (IRA) CD - 5-Year
-
2.50%
5 Year
-
DetailsPremium APY
Last Updated11/07/2026
Rate History
No change since Oct 22, 2026 · 2.50% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
IRA CD 1-Year
-
2.50%
1 Year
$500
Min Deposit$500
Min Balance$0
DetailsRegular APY; IRA account; minimum balance to open IRA $500.00; minimum balance to earn APY $0.01
Last Updated11/07/2026
Rate History
No change since Oct 12, 2026 · 2.50% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
IRA CD 18-Month - Premium
-
2.50%
18 Months
$500
Min Deposit$500
Min Balance$0
DetailsPremium APY; IRA account; requires Personal Premium Checking or Personal Premium Money Market account; minimum balance to open IRA $500.00; minimum balance to earn APY $0.01
Last Updated11/07/2026
Rate History
No change since Oct 14, 2026 · 2.50% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
IRA CD 2-Year
-
2.50%
2 Years
$500
Min Deposit$500
Min Balance$0
DetailsRegular APY; IRA account; minimum balance to open IRA $500.00; minimum balance to earn APY $0.01
Last Updated11/07/2026
Rate History
No change since Oct 12, 2026 · 2.50% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
IRA CD 3-Year - Premium
-
2.50%
3 Years
$500
Min Deposit$500
Min Balance$0
DetailsPremium APY; IRA account; requires Personal Premium Checking or Personal Premium Money Market account; minimum balance to open IRA $500.00; minimum balance to earn APY $0.01
Last Updated11/07/2026
Rate History
No change since Oct 14, 2026 · 2.50% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
IRA CD 4-Year - Premium
-
2.50%
4 Years
$500
Min Deposit$500
Min Balance$0
DetailsPremium APY; IRA account; requires Personal Premium Checking or Personal Premium Money Market account; minimum balance to open IRA $500.00; minimum balance to earn APY $0.01
Last Updated11/07/2026
Rate History
No change since Oct 14, 2026 · 2.50% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
IRA CD 5-Year - Premium
-
2.50%
5 Years
$500
Min Deposit$500
Min Balance$0
DetailsPremium APY; IRA account; requires Personal Premium Checking or Personal Premium Money Market account; minimum balance to open IRA $500.00; minimum balance to earn APY $0.01
Last Updated11/07/2026
Rate History
No change since Oct 14, 2026 · 2.50% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
18-Month CD
-
2.25%
18-Month
-
Min Balance$1,000
DetailsRegular APY
Last Updated11/07/2026
Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
3-Year CD
-
2.25%
3-Year
-
Min Balance$1,000
DetailsRegular APY
Last Updated11/07/2026
Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
4-Year CD
-
2.25%
4-Year
-
Min Balance$1,000
DetailsRegular APY
Last Updated11/07/2026
Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
5-Year CD
-
2.25%
5-Year
-
Min Balance$1,000
DetailsRegular APY
Last Updated11/07/2026
Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Individual Retirement Account (IRA) CD - 18-Month
-
2.25%
18 Month
-
DetailsRegular APY
Last Updated11/07/2026
Rate History
No change since Oct 22, 2026 · 2.25% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Individual Retirement Account (IRA) CD - 3-Year
-
2.25%
3 Year
-
DetailsRegular APY
Last Updated11/07/2026
Rate History
No change since Oct 22, 2026 · 2.25% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Individual Retirement Account (IRA) CD - 4-Year
-
2.25%
4 Year
-
DetailsRegular APY
Last Updated11/07/2026
Rate History
No change since Oct 22, 2026 · 2.25% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Individual Retirement Account (IRA) CD - 5-Year
-
2.25%
5 Year
-
DetailsRegular APY
Last Updated11/07/2026
Rate History
No change since Oct 22, 2026 · 2.25% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
IRA CD 18-Month
-
2.25%
18 Months
$500
Min Deposit$500
Min Balance$0
DetailsRegular APY; IRA account; minimum balance to open IRA $500.00; minimum balance to earn APY $0.01
Last Updated11/07/2026
Rate History
No change since Oct 12, 2026 · 2.25% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
IRA CD 3-Year
-
2.25%
3 Years
$500
Min Deposit$500
Min Balance$0
DetailsRegular APY; IRA account; minimum balance to open IRA $500.00; minimum balance to earn APY $0.01
Last Updated11/07/2026
Rate History
No change since Oct 12, 2026 · 2.25% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
IRA CD 4-Year
-
2.25%
4 Years
$500
Min Deposit$500
Min Balance$0
DetailsRegular APY; IRA account; minimum balance to open IRA $500.00; minimum balance to earn APY $0.01
Last Updated11/07/2026
Rate History
No change since Oct 12, 2026 · 2.25% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
IRA CD 5-Year
-
2.25%
5 Years
$500
Min Deposit$500
Min Balance$0
DetailsRegular APY; IRA account; minimum balance to open IRA $500.00; minimum balance to earn APY $0.01
Last Updated11/07/2026
Rate History
No change since Oct 12, 2026 · 2.25% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
5-Year Burial CD
-
0.49%
5-Year
-
Min Balance$200
DetailsRegular APY
Last Updated11/07/2026
Rate History
No change since Sep 14, 2026 · 0.49% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Centreville Bank Savings Rates
Product
Rate
APY
View More
High Yield Savings Account (New Money)
-
2.50%
Min Deposit$10,000
Min Balance$100,000
DetailsBalance: $100,000.00 and over; Tier 3; Minimum $10,000 in New Money required to open; New Money = funds not on deposit with Centreville Bank within last 30 days; Limited time offer
Last Updated11/07/2026
Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
High Yield Savings Account (New Money)
-
2.25%
Min Deposit$10,000
Min Balance$50,000
DetailsBalance: $50,000.00 - $99,999.99; Tier 2; Minimum $10,000 in New Money required to open; New Money = funds not on deposit with Centreville Bank within last 30 days; Limited time offer
Last Updated11/07/2026
Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
High Yield Savings Account (New Money)
-
2.00%
Min Deposit$10,000
Min Balance$2,500
DetailsBalance: $2,500.00 - $49,999.99; Tier 1; Minimum $10,000 in New Money required to open; New Money = funds not on deposit with Centreville Bank within last 30 days; Limited time offer
Last Updated11/07/2026
Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Personal Plus Savings Account
-
0.10%
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: $100,000 or greater
Last Updated11/07/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Personal Plus Savings Account
-
0.05%
Min Deposit$1,000
Min Balance$2,500
DetailsBalance: $2,500 - $49,999.99
Last Updated11/07/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Personal Plus Savings Account
-
0.05%
Min Deposit$1,000
Min Balance$50,000
DetailsBalance: $50,000 - $99,999.99
Last Updated11/07/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Personal Savings Account
-
0.05%
Min Deposit$25
Min Balance$100
DetailsBalance: $100.00; Minimum daily balance to earn APY; monthly maintenance fee of $5 if balance falls below $100.00 (waived for tax reporting owner age 18 and under or 65 and over)
Last Updated11/07/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Centreville Bank Business Savings Rates
Product
Rate
APY
View More
Business Elite Savings
0.15%
0.15%
Min Deposit$2,500
Min Balance$75,000
DetailsBalance: $75,000.00 or greater
Last Updated11/07/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Business Elite Savings
0.10%
0.10%
Min Deposit$2,500
Min Balance$25,000
DetailsBalance: $25,000.00 - $74,999.99
Last Updated11/07/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Business Advantage Savings
0.05%
0.05%
Min Deposit$100
DetailsRates effective as of October 22, 2026
Last Updated11/07/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Business Elite Savings
0.05%
0.05%
Min Deposit$2,500
Min Balance$2,500
DetailsBalance: $2,500.00 - $24,999.99
Last Updated11/07/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Centreville Bank Money Market Rates
Product
Rate
APY
View More
Personal Premium Money Market
-
2.30%
Min Balance$500,000
DetailsBalance: $500,000 or greater; Tier 6
Last Updated11/07/2026
Rate History
No change since Sep 14, 2026 · 2.30% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Personal Premium Money Market
-
2.05%
Min Balance$250,000
DetailsBalance: $250,000 - $499,999.99; Tier 5
Last Updated11/07/2026
Rate History
No change since Sep 14, 2026 · 2.05% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Personal Premium Money Market
-
1.80%
Min Balance$100,000
DetailsBalance: $100,000 - $249,999.99; Tier 4
Last Updated11/07/2026
Rate History
No change since Sep 14, 2026 · 1.80% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Personal Premium Money Market
-
1.60%
Min Balance$50,000
DetailsBalance: $50,000 - $99,999.99; Tier 3
Last Updated11/07/2026
Rate History
No change since Sep 14, 2026 · 1.60% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Personal Premium Money Market
-
1.40%
Min Balance$25,000
DetailsBalance: $25,000 - $49,999.99; Tier 2
Last Updated11/07/2026
Rate History
No change since Sep 14, 2026 · 1.40% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Personal Premium Money Market
-
1.20%
Min Balance$10,000
DetailsBalance: $10,000 - $24,999.99; Tier 1
Last Updated11/07/2026
Rate History
No change since Sep 14, 2026 · 1.20% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Centreville Bank Business Money Market Rates
Product
Rate
APY
View More
Business Elite Money Market
2.274%
2.30%
Min Balance$500,000
DetailsBalance: $500,000.00 or greater; Min. to Open: $500,000.00 or greater; Rates effective as of October 22, 2026; $10 monthly maintenance fee waived if minimum balance of $10,000 or more is maintained daily
Last Updated11/07/2026
Rate History
No change since Sep 14, 2026 · 2.30% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Business Elite Money Market
2.029%
2.05%
Min Balance$25,000
DetailsBalance: $250,00.00 - $499,999.99; Min. to Open: $250,00.00 - $499,999.99; Rates effective as of October 22, 2026; $10 monthly maintenance fee waived if minimum balance of $10,000 or more is maintained daily
Last Updated11/07/2026
Rate History
No change since Sep 14, 2026 · 2.05% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Business Elite Money Market
1.784%
1.80%
Min Balance$100,000
DetailsBalance: $100,000.00 - $249,999.99; Min. to Open: $100,000.00 - $249,999.99; Rates effective as of October 22, 2026; $10 monthly maintenance fee waived if minimum balance of $10,000 or more is maintained daily
Last Updated11/07/2026
Rate History
No change since Sep 14, 2026 · 1.80% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Business Elite Money Market
1.587%
1.60%
Min Balance$50,000
DetailsBalance: $50,000 - $99,999.99; Min. to Open: $50,000 - $99,999.99; Rates effective as of October 22, 2026; $10 monthly maintenance fee waived if minimum balance of $10,000 or more is maintained daily
Last Updated11/07/2026
Rate History
No change since Sep 14, 2026 · 1.60% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Business Elite Money Market
1.39%
1.40%
Min Balance$25,000
DetailsBalance: $25,000.00 - $49,999.99; Min. to Open: $25,000.00 - $49,999.99; Rates effective as of October 22, 2026; $10 monthly maintenance fee waived if minimum balance of $10,000 or more is maintained daily
Last Updated11/07/2026
Rate History
No change since Sep 14, 2026 · 1.40% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Business Elite Money Market
1.193%
1.20%
Min Balance$10,000
DetailsBalance: $10,000.00 - 24,999.99; Min. to Open: $10,000.00 - 24,999.99; Rates effective as of October 22, 2026; $10 monthly maintenance fee waived if minimum balance of $10,000 or more is maintained daily
Last Updated11/07/2026
Rate History
No change since Sep 14, 2026 · 1.20% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Centreville Bank Mortgage Rates
Product
Rate
Points
APR
Term
View More
Fixed Rate Jumbo Mortgage - 10 Year
6.625%
0.000%
6.679%
10 year
DetailsPurchase or Refinance; Minimum Loan Amount: $832,751
Last Updated11/07/2026
Rate History
No change since Oct 22, 2026 · 6.68% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Fixed Rate Jumbo Mortgage - 15 Year
6.75%
0.000%
6.788%
15 Year
DetailsPurchase or Refinance; Minimum Loan Amount: $832,751
Last Updated11/07/2026
Rate History
No change since Oct 22, 2026 · 6.79% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Fixed Rate Jumbo Mortgage - 20 Year
7.00%
0.000%
7.031%
20 Year
DetailsPurchase or Refinance; Minimum Loan Amount: $832,751
Last Updated11/07/2026
Rate History
1 change since Oct 22, 2026 · 7.16% → 7.03% ▼ 0.13 pts · high 7.16% / low 7.03%
Nov 1, 20267.03%▼ from 7.16%
Oct 22, 20267.16%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Fixed Rate Jumbo Mortgage - 30 Year
7.25%
0.000%
7.274%
30 Year
DetailsPurchase or Refinance; Minimum Loan Amount: $832,751
Last Updated11/07/2026
Rate History
No change since Oct 22, 2026 · 7.27% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Fixed Rate Mortgage (Purchase) - 30 Year
7.375%
0.00
7.584%
30 Year
DetailsPurchase; Maximum Loan Amount: $832,750; Rates effective as of October 27, 2026
Last Updated11/07/2026
Rate History
1 change since Oct 14, 2026 · 7.73% → 7.58% ▼ 0.15 pts · high 7.73% / low 7.58%
Oct 22, 20267.58%▼ from 7.73%
Oct 14, 20267.73%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Centreville Bank Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Home Equity Loan - APR with -Pay
-
-
6.375%
10 years
DetailsAPR with Auto-Pay
Last Updated11/07/2026
Rate History
No change since Oct 22, 2026 · 6.38% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Home Equity Loan
-
-
6.625%
10 years
No additional details.
Last Updated11/07/2026
Rate History
4 changes since Sep 24, 2026 · 6.38% → 6.63% ▲ 0.25 pts · high 6.63% / low 6.13%
Oct 14, 20266.63%▲ from 6.50%
Oct 8, 20266.50%▲ from 6.25%
Oct 1, 20266.25%▲ from 6.13%
Sep 28, 20266.13%▼ from 6.38%
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Home Equity Loan
-
-
6.875%
15 years
No additional details.
Last Updated11/07/2026
Rate History
3 changes since Sep 24, 2026 · 6.63% → 6.88% ▲ 0.25 pts · high 6.88% / low 6.38%
Oct 8, 20266.88%▲ from 6.63%
Oct 1, 20266.63%▲ from 6.38%
Sep 28, 20266.38%▼ from 6.63%
Sep 24, 20266.63%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
HELOC
-
-
7.25%
DetailsMinimum Loan Amount: $10,000.00; Initial Disbursement at Closing: N/A
Last Updated11/07/2026
Rate History
1 change since Sep 14, 2026 · 7.00% → 7.25% ▲ 0.25 pts · high 7.25% / low 7.00%
Oct 22, 20267.25%▲ from 7.00%
Sep 14, 20267.00%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Centreville Bank Other Rates
Product
Rate
Points
APY/APR
Term
View More
Limited Time Offer Account (New Money)
-
-
2.00%
Min Deposit$10,000
Min Balance$2,500
DetailsBalance: $2,500.00 - $49,999.99; Minimum daily balance to earn APY; New Money required to open; limited time offer
Last Updated11/07/2026
Rate History
No change since Nov 7, 2026 · 2.00% APY
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Limited Time Offer Account (New Money)
-
-
2.25%
Min Deposit$10,000
Min Balance$50,000
DetailsBalance: $50,000.00 - $99,999.99; Minimum daily balance to earn APY; New Money required to open; limited time offer
Last Updated11/07/2026
Rate History
No change since Nov 7, 2026 · 2.25% APY
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Limited Time Offer Account (New Money)
-
-
2.50%
Min Deposit$10,000
Min Balance$100,000
DetailsBalance: $100,000.00 or greater; Minimum daily balance to earn APY; New Money required to open; limited time offer
Last Updated11/07/2026
Rate History
No change since Nov 7, 2026 · 2.50% APY
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.15%
Financial Health History
Centreville Bank’s Texas Ratio rose from 4.04% in Q3 2023 to 10.15% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$3.2B
10.15%
5.0
A
March 31, 2026
$3.1B
11.85%
5.0
A
December 31, 2025
$3.0B
13.44%
5.0
A
September 30, 2025
$2.9B
9.38%
5.0
A
June 30, 2025
$2.9B
4.16%
5.0
A+
March 31, 2025
$2.8B
4.75%
5.0
A+
December 31, 2024
$2.8B
4.35%
5.0
A+
September 30, 2024
$2.8B
4.99%
5.0
A+
June 30, 2024
$2.7B
4.47%
5.0
A+
March 31, 2024
$2.6B
1.18%
5.0
A+
December 31, 2023
$2.5B
1.11%
5.0
A+
September 30, 2023
$2.4B
4.04%
5.0
A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating:
Our rating for Centreville Bank is derived from comprehensive financial data published quarterly by the FDIC.
Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio:
We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation:
We gather Centreville Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Centreville Bank's official website for the most current offers and terms.
Address
1218 Main St,
West Warwick, RI 02893 · Kent
Bank Holding CompanyCENTREVILLE MHC
FDIC Certificate #17764
RegulatorFDIC
EstablishedJanuary 1, 1888
FDIC Insurance DateMay 24, 1957
Domestic Offices22
Total Branches23
FDIC Insured✓ Yes, up to $250,000 per depositor
Financials
MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
10.15%
National Average Texas Ratio
5.85%
Return on Assets (ROA)
1.2961%
Return on Equity (ROE)
9.5000%
Non-Performing Loans Ratio (NPL)
1.37%
Total Assets
$3,152,569,000
Total Deposits
$2,296,434,000
Equity Capital
$430,641,000
Net Income
$19,942,000
Headquarters
West Warwick
Total Branches and Offices
22
Source: FDIC — Last Updated June 30, 2026
2026 MBR Health & Safety Badge
Centreville Bank earned the Verified Healthy badge
Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
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Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Centreville Bank
Frequently Asked Questions About Centreville Bank
Does Centreville Bank offer CDs?
Yes. Centreville Bank current CD rates include its 3-Month CD - Premium at 3.00% APY, its 1-Year CD - Premium at 2.75% APY and its 2-Year CD - Premium at 2.75% APY, verified by MonitorBankRates as of November 7, 2026.
Are CDs from Centreville Bank FDIC insured?
Yes. Centreville Bank is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category.
What is the highest CD rate at Centreville Bank?
The highest Centreville Bank CD rate is its 15-Month CD Special New Money - Premium at 4.50% APY, verified by MonitorBankRates as of November 7, 2026.
What CD terms does Centreville Bank offer?
Centreville Bank CD rates are 3.00% APY for a 3 month CD, 2.75% APY for a 6 month CD, 2.75% APY for a 12 month CD, 2.25% APY for an 18 month CD, 2.75% APY for a 2 year CD, 2.25% APY for a 3 year CD, 2.25% APY for a 4 year CD and 0.49% APY for a 5 year CD, verified by MonitorBankRates as of November 7, 2026. The institution may offer other terms or specials that are not listed here, so check with Centreville Bank for its full lineup.
What is the highest savings rate at Centreville Bank?
The highest Centreville Bank savings rate is its High Yield Savings Account (New Money) at 2.50% APY, verified by MonitorBankRates as of November 7, 2026.
What is the highest money market rate at Centreville Bank?
The highest Centreville Bank money market rate is its Business Elite Money Market at 2.30% APY, verified by MonitorBankRates as of November 7, 2026.
What is the lowest 30 year fixed mortgage rate at Centreville Bank?
The lowest Centreville Bank 30 year fixed mortgage rate is its Fixed Rate Jumbo Mortgage - 30 Year at 7.25%, verified by MonitorBankRates as of November 7, 2026. Centreville Bank mortgage rates are 7.375% for a 30 year mortgage, 7.00% for a 20 year mortgage, 6.75% for a 15 year mortgage and 6.625% for a 10 year mortgage.
How many branches does Centreville Bank operate?
Centreville Bank currently maintains approximately 23 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is there a first-time homebuyer program?
Currently, Centreville Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Centreville Bank provides members with tools to manage their accounts and build a solid financial history.
Does Centreville Bank offer online and mobile banking?
Most modern institutions like Centreville Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.centrevillebank.com.
Are all CD rates listed on MonitorBankRates federally insured?
Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.
I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?
You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit.
If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?
Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.
Why are some CD offers not available for me to open?
Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.
How do Centreville Bank rates compare?
Centreville Bank's top CD rate of 4.50% APY on a 15 month CD is 51% higher than the MonitorBankRates national average of 2.98% APY for that term, and it has an A health rating. Centreville Bank's top rates are its 15-Month CD Special New Money - Premium at 4.50% APY, its High Yield Savings Account (New Money) at 2.50% APY, its Business Elite Money Market at 2.30% APY and its Fixed Rate Jumbo Mortgage - 10 Year at 6.625%, verified by MonitorBankRates on November 7, 2026.
Current Centreville Bank Rates
12-Month CD2.50%
18-Month CD2.25%
24-Month CD2.50%
36-Month CD2.25%
48-Month CD2.25%
60-Month CD0.49%
Savings2.50%
MMA2.30%
Retrieved from our database of financial products. Rates subject to change.
Brian McKay
