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Blackhawk Bank & Trust

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Blackhawk Bank & Trust Rates & Review July 2026

Q: How many branches does Blackhawk Bank & Trust operate?

Blackhawk Bank & Trust currently maintains approximately 19 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Blackhawk Bank & Trust does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Blackhawk Bank & Trust provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: July 14, 2026

You can compare Blackhawk Bank & Trust rates to other rates in our database, including 12-month CD rates currently at 1.05%, 6-month CD rates at 0.60% and 3-month CD rates at 0.05%. Savings rates are at 0.05% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 5.65%. All these rates can be compared to Blackhawk Bank & Trust rates. MonitorBankRates evaluates the financial stability of Blackhawk Bank & Trust with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 12.98%. Rates were last updated on 07/14/2026.

Blackhawk Bank & Trust money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Blackhawk Bank & Trust? Share your experience about Blackhawk Bank & Trust by leaving a review below, or read customer reviews before you decide to use Blackhawk Bank & Trust.

Overall Health & Safety Grade

Excellent Health Score: 94/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

12.98%

Excellent Higher than avg

Blackhawk Bank & Trust

301 4th St W
Milan, IL 61264

https://www.choosethechief.com

Current Rate Availability

We do not have Blackhawk Bank & Trust rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Blackhawk Bank & Trust is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Blackhawk Bank & Trust rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Blackhawk Bank & Trust's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Blackhawk Bank & Trust

Bank Holding Company BLACKHAWK BCORP INC

Address 301 4th St W, Milan, IL 61264 · Rock Island

Website https://www.choosethechief.com

FDIC Certificate # 18402

Established 06/28/1961

FDIC Insurance Date 06/28/1961

Domestic Offices 19

Total Branches 19

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 94/100

5.0

Exceptional Out of 5.0 Stars

12.98%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.6647%

Return on Equity (ROE) 8.4700%

Non-Performing Loans (NPL) 0.87%

Total Assets $1,908,431,000

Total Deposits $1,582,221,000

Equity Capital $186,250,000

Net Income $19,959,000

Headquarters Milan

Total Branches and Offices 19

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Average Rating

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Total Reviews

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Frequently Asked Questions About Blackhawk Bank & Trust

How many branches does Blackhawk Bank & Trust operate?

Blackhawk Bank & Trust currently maintains approximately 19 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Blackhawk Bank & Trust does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Blackhawk Bank & Trust provides members with tools to manage their accounts and build a solid financial history.

Does Blackhawk Bank & Trust offer online and mobile banking?

Most modern institutions like Blackhawk Bank & Trust provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.choosethechief.com.