Denver, Colorado Best CD Rates September 2026

Balance: $10,000 and over

Balance: $500 - $9,999.99

Early withdrawal penalties may apply.

Balance: Under $100,000

Relationship APY 0.06%. Early withdrawal penalties may apply.

certificate of deposit

A penalty may be imposed for early withdrawal. Certificate will automatically renew to a fixed rate CD of the equivalent term with the current rate at renewal. The Annual Percentage Yield is current as of August 24, 2026, and is subject to change at any time without notice.

.25% bonus for Star and Senior Accounts!

$50,000+

$10,000

$25,000

$500

Compounded/Credited: Monthly; Balance: $100.00+ Dividend Rate: 3.5419; $100,000.00+ Dividend Rate: 3.5419; $100,000.00 Annual Percentage Yield: 3.60

Account Balance $25,000

Limited Time CD Special

Balance: $10,000 and over

Term: 6 Month Add-on Certificate; Balance: $500 - $9,999.99; Traditional Certificate of Deposit (CD)

Balance: $500 - $9,999.99

Balance: $1,000 or more

Balance: $1,000 or more

Balance: Under $100,000

Early withdrawal penalties may apply.

Relationship APY 0.06%. Early withdrawal penalties may apply.

$100,000

A penalty may be imposed for early withdrawal. Certificate will automatically renew to a fixed rate CD of the equivalent term with the current rate at renewal. The Annual Percentage Yield is current as of August 24, 2026, and is subject to change at any time without notice.

Balance: $50,000+

Balance: $50,000+

APY effective as of July 1, 2026. Balance: $10,000.00 and up

Penalty for early withdrawal: 180 days dividends

$100,000

A penalty may be imposed for early withdrawal. Certificate will automatically renew to a fixed rate CD of the equivalent term with the current rate at renewal. The Annual Percentage Yield is current as of August 24, 2026, and is subject to change at any time without notice.

Variable Rate

$50,000

$10,000

$500 Minimum

Balance: $500-$24,999.99

Penalty: 180 days interest

Gold Member Merit rates available to accounts with household relationship of $25,000 or more in loan and deposit balances. Interest and dividends are paid and compounded monthly based on the average daily balance. APY is a variable rate. After issue date, rate may change twice during the term. Term is divided into three equal periods and rate adjusts on anniversary date of each subsequent period. Rate will adjust to current rate for like fixed rate certificate term less a margin (.10% for 36 months; .25% for 60 months). Rate may increase or decrease, but will never be lower than rate earned on issue date. A penalty will or may be imposed for early withdrawal. Fees may reduce earnings on the account. See our CD Truth in Savings Disclosure for further information.

Penalty: 6 MO