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Best Checking Accounts & Rates in Minnesota - April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Checking Account Rates — Last Updated and Verified: April 27, 2026

The best checking rates for Minnesota include Baxter Credit UnionBaxter Credit Union2 Scimed Pl, Maple Grove, MN 55311 1565A5.0 ★Texas Ratio: 7.73% PowerPlusTM Checking Level 2 at 8.00% APY, SharePoint Credit UnionSharePoint Credit Union3670 AQUILA AVE S, SAINT LOUIS PARK, MN 55426A+5.0 ★Texas Ratio: 4.61% Premier Rate Checking - Introductory Rate at 5.00% APY, Associated Healthcare Credit UnionAssociated Healthcare Credit Union360 Sherman St, Saint Paul, MN 55102A+5.0 ★Texas Ratio: 2.30% Dividend Checking at 5.00% APY, Connexus Credit UnionConnexus Credit Union5825 Xerxes Ave N, Brooklyn Center, MN 55430B-4.3 ★Texas Ratio: 22.87% Xtraordinary Checking at 4.50% APY, and TruStone Financial Credit UnionTruStone Financial Credit Union14601 27th Ave N, Plymouth, MN 55447A+5.0 ★Texas Ratio: 5.44% TruRate Checking at 4.00% APY. Checking account rates as of April 27, 2026 according to verified data from MonitorBankRates.

Use the tabs below to compare checking account rates across Minnesota side-by-side. Minnesota checking rates currently reach as high as 8.00% APY from Baxter Credit Union at 2 Scimed Pl, Maple Grove, MN, 55311 1565. Rates are continually updated — we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in Minnesota. Checking Account Rates Last Updated and Verified: April 27, 2026

Compare Checking Account Rates Today in Minnesota

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
2 Scimed Pl
Maple Grove, MN 55311 1565
PowerPlusTM Checking Level 2
8.00%
$0
View
▼
Rate7.72%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifying balance up to $15000

SharePoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
3670 AQUILA AVE S
SAINT LOUIS PARK, MN 55426
Premier Rate Checking - Introductory Rate
5.00%
$0
View
▼
Rate4.88%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
360 Sherman St
Saint Paul, MN 55102
Dividend Checking
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Qualifying balance up to $5,000.00

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
5825 Xerxes Ave N
Brooklyn Center, MN 55430
Xtraordinary Checking
4.50%
$0
View
▼
Rate4.41%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
2 Scimed Pl
Maple Grove, MN 55311 1565
PowerPlusTM Checking Level 1
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifying balance up to $15000

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
14601 27th Ave N
Plymouth, MN 55447
TruRate Checking
4.00%
$2,000
View
▼
Rate3.93%
Min Deposit$2,000
Min Balance—
UpdatedApr 19, 2026
Details

Qualifying balance up to $20,000.00

Minnstar Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
202 N Main St
Lake Crystal, MN 56055
Interest Rewards Checking
3.09%
$0
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Qualifications Required; Qualifying balance up to $15,000.00

Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
14989 Florence Trl
Apple Valley, MN 55124
High Yield Checking
3.04%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifying balance up to $19,999.99

Forward Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
201 E Marion St
Lake City, MN 55041
3.03%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Qualifications Required; Qualifying balance up to $15,000.00

Forward Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
201 E Marion St
Lake City, MN 55041
Momentum Checking
3.03%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Qualifications Required; Qualifying balance up to $15,000.00

VisionBank Saint Louis Park, MN
Institution Rating:
A5.0 ★ Texas Ratio: 12.22%
3059 Joppa Ave S
Saint Louis Park, MN 55416
Sky Checking - Non Profits
3.00%
$1,000
View
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedApr 17, 2026
Details

Qualifying balance up to $3,000,000.00

State Bank of Faribault
Institution Rating:
A+5.0 ★ Texas Ratio: 3.71%
428 Central Ave N
Faribault, MN 55021
E-CHECKING Tier 2
2.55%
$100
View
▼
Rate2.50%
Min Deposit$100
Min Balance—
UpdatedApr 24, 2026
Details

No additional details provided.

New Market Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
101 Old Town Rd
Elko New Market, MN 55054
Rewards Checking
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details

No additional details provided.

Southpoint Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
920 Main St E
Sleepy Eye, MN 56085 4380
Shining Star Checking
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifications Required: eStatements; Direct Deposit of $500 or more monthly; 25 or more debit card purchases; Qualifying balance up to $20,000.00; *Variable rates. Rate may change after the account is open

Leading Edge Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.15%
205 N St Paul Ave
Fulda, MN 56131
Advantage Checking
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Qualifications Required; Qualifying balance up to $20,000

VisionBank Saint Louis Park, MN
Institution Rating:
A5.0 ★ Texas Ratio: 12.22%
3059 Joppa Ave S
Saint Louis Park, MN 55416
Vision Premium Checking
2.00%
$500
View
▼
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedApr 17, 2026
Details

Qualifying balance up to $499.99

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
5825 Xerxes Ave N
Brooklyn Center, MN 55430
Teen Checking
2.00%
$0
View
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Riverland Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.67%
700 Seville Dr
Jordan, MN 55352
Non-Profit Checking
2.00%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details

No additional details provided.

Security Bank Minnesota
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
195 N Broadway
Alden, MN 56009
Security Gold Checking
1.51%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

($10,000 min./below $5 s/c)

Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
500 Imperial Ave N
Oakdale, MN 55128 7151
Incentive Checking
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifying balance up to $25,000

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
2 Scimed Pl
Maple Grove, MN 55311 1565
PowerPlusTM Checking Level 2
8.00%
$0
View
▼
Rate7.72%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifying balance up to $15000

Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
360 Sherman St
Saint Paul, MN 55102
Dividend Checking
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Qualifying balance up to $5,000.00

SharePoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
3670 AQUILA AVE S
SAINT LOUIS PARK, MN 55426
Premier Rate Checking - Introductory Rate
5.00%
$0
View
▼
Rate4.88%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
5825 Xerxes Ave N
Brooklyn Center, MN 55430
Xtraordinary Checking
4.50%
$0
View
▼
Rate4.41%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
14601 27th Ave N
Plymouth, MN 55447
TruRate Checking
4.00%
$2,000
View
▼
Rate3.93%
Min Deposit$2,000
Min Balance—
UpdatedApr 19, 2026
Details

Qualifying balance up to $20,000.00

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
2 Scimed Pl
Maple Grove, MN 55311 1565
PowerPlusTM Checking Level 1
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifying balance up to $15000

Minnstar Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
202 N Main St
Lake Crystal, MN 56055
Interest Rewards Checking
3.09%
$0
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Qualifications Required; Qualifying balance up to $15,000.00

Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
14989 Florence Trl
Apple Valley, MN 55124
High Yield Checking
3.04%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifying balance up to $19,999.99

Forward Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
201 E Marion St
Lake City, MN 55041
Momentum Checking
3.03%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Qualifications Required; Qualifying balance up to $15,000.00

Forward Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
201 E Marion St
Lake City, MN 55041
3.03%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Qualifications Required; Qualifying balance up to $15,000.00

VisionBank Saint Louis Park, MN
Institution Rating:
A5.0 ★ Texas Ratio: 12.22%
3059 Joppa Ave S
Saint Louis Park, MN 55416
Sky Checking - Non Profits
3.00%
$1,000
View
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedApr 17, 2026
Details

Qualifying balance up to $3,000,000.00

State Bank of Faribault
Institution Rating:
A+5.0 ★ Texas Ratio: 3.71%
428 Central Ave N
Faribault, MN 55021
E-CHECKING Tier 2
2.55%
$100
View
▼
Rate2.50%
Min Deposit$100
Min Balance—
UpdatedApr 24, 2026
Details

No additional details provided.

New Market Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
101 Old Town Rd
Elko New Market, MN 55054
Rewards Checking
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details

No additional details provided.

Southpoint Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
920 Main St E
Sleepy Eye, MN 56085 4380
Shining Star Checking
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifications Required: eStatements; Direct Deposit of $500 or more monthly; 25 or more debit card purchases; Qualifying balance up to $20,000.00; *Variable rates. Rate may change after the account is open

Leading Edge Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.15%
205 N St Paul Ave
Fulda, MN 56131
Advantage Checking
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Qualifications Required; Qualifying balance up to $20,000

Riverland Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.67%
700 Seville Dr
Jordan, MN 55352
Non-Profit Checking
2.00%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details

No additional details provided.

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
5825 Xerxes Ave N
Brooklyn Center, MN 55430
Teen Checking
2.00%
$0
View
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

VisionBank Saint Louis Park, MN
Institution Rating:
A5.0 ★ Texas Ratio: 12.22%
3059 Joppa Ave S
Saint Louis Park, MN 55416
Vision Premium Checking
2.00%
$500
View
▼
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedApr 17, 2026
Details

Qualifying balance up to $499.99

Security Bank Minnesota
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
195 N Broadway
Alden, MN 56009
Security Gold Checking
1.51%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

($10,000 min./below $5 s/c)

Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
500 Imperial Ave N
Oakdale, MN 55128 7151
Youth Checking
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifying balance up to $5,000

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Minnstar Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
202 N Main St
Lake Crystal, MN 56055
Interest Rewards Checking
3.09%
$0
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Qualifications Required; Qualifying balance up to $15,000.00

New Market Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
101 Old Town Rd
Elko New Market, MN 55054
Rewards Checking
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details

No additional details provided.

FNB of Moose Lake
Institution Rating:
A+5.0 ★ Texas Ratio: 2.71%
400 Elm Ave
Moose Lake, MN 55767
Rewards Checking
0.50%
$20,000
View
▼
Rate0.50%
Min Deposit$20,000
Min Balance—
UpdatedApr 24, 2026
Details

No additional details provided.

State Bank of Faribault
Institution Rating:
A+5.0 ★ Texas Ratio: 3.71%
428 Central Ave N
Faribault, MN 55021
REWARDS CHECKING PLUS Tier 5
0.25%
$100
View
▼
Rate0.25%
Min Deposit$100
Min Balance—
UpdatedApr 24, 2026
Details

No additional details provided.

State Bank of Faribault
Institution Rating:
A+5.0 ★ Texas Ratio: 3.71%
428 Central Ave N
Faribault, MN 55021
REWARDS CHECKING PLUS Tier 4
0.15%
$100
View
▼
Rate0.15%
Min Deposit$100
Min Balance—
UpdatedApr 24, 2026
Details

No additional details provided.

Northwoods Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1702 Avenue B
Cloquet, MN 55720
Loyalty Choice Rewards Checking
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Mid Minnesota Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
13283 Isle Dr
Baxter, MN 56425 8554
0.15%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Qualifications Required

State Bank of Faribault
Institution Rating:
A+5.0 ★ Texas Ratio: 3.71%
428 Central Ave N
Faribault, MN 55021
REWARDS CHECKING PLUS Tier 3
0.10%
$100
View
▼
Rate0.10%
Min Deposit$100
Min Balance—
UpdatedApr 24, 2026
Details

No additional details provided.

State Bank of Faribault
Institution Rating:
A+5.0 ★ Texas Ratio: 3.71%
428 Central Ave N
Faribault, MN 55021
REWARDS CHECKING PLUS Tier 2
0.08%
$100
View
▼
Rate0.08%
Min Deposit$100
Min Balance—
UpdatedApr 24, 2026
Details

No additional details provided.

State Bank of Faribault
Institution Rating:
A+5.0 ★ Texas Ratio: 3.71%
428 Central Ave N
Faribault, MN 55021
REWARDS CHECKING PLUS Tier 1
0.05%
$100
View
▼
Rate0.05%
Min Deposit$100
Min Balance—
UpdatedApr 24, 2026
Details

No additional details provided.

MidCountry Bank
Institution Rating:
B+4.8 ★ Texas Ratio: 17.71%
100 S Main St
Sanborn, MN 56083
Rewards4Me Checking
0.04%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details

No additional details provided.

MidCountry Bank
Institution Rating:
B+4.8 ★ Texas Ratio: 17.71%
100 S Main St
Sanborn, MN 56083
Rewards4Me Checking
0.02%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details

No additional details provided.

MidCountry Bank
Institution Rating:
B+4.8 ★ Texas Ratio: 17.71%
100 S Main St
Sanborn, MN 56083
Rewards4Me Checking
0.01%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details

No additional details provided.

MidCountry Bank
Institution Rating:
B+4.8 ★ Texas Ratio: 17.71%
100 S Main St
Sanborn, MN 56083
Rewards4Me Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details

No additional details provided.

Northwoods Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1702 Avenue B
Cloquet, MN 55720
Loyalty Choice Rewards Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Crow Wing Power Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.19%
17330 State Highway 371
Brainerd, MN 56401
Simple Checking
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

dividend with average daily balance of $500 or more

Transit Operations Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.36%
725 N 7TH ST
MINNEAPOLIS, MN 55411
Share Draft (free Checking)
0.10%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details

Minimum balance to open $20. No minimum balance to maintain. The average balance to earn dividends for the month is $1000.

Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
14989 Florence Trl
Apple Valley, MN 55124
Basic Checking
0.05%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

1

Unity One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
1535 Beam Ave
Maplewood, MN 55109
Best Free Checking
0.01%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Unity One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
1535 Beam Ave
Maplewood, MN 55109
Best Free Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
3300 Central Park Village Dr
Eagan, MN 55121 7707
Basic Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Northwoods Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1702 Avenue B
Cloquet, MN 55720
Basic Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Metropolitan Services Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
475 Etna St Ste 10
Saint Paul, MN 55106 5845
Basic Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Wakota Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
1151 Southview Blvd
South St Paul, MN 55075
Basic Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
5825 Xerxes Ave N
Brooklyn Center, MN 55430
Teen Checking
2.00%
$0
View
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
500 Imperial Ave N
Oakdale, MN 55128 7151
Youth Checking
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifying balance up to $5,000

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
14601 27th Ave N
Plymouth, MN 55447
Moneywise Teen Checking
0.00%
$5
View
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
VisionBank Saint Louis Park, MN
Institution Rating:
A5.0 ★ Texas Ratio: 12.22%
3059 Joppa Ave S
Saint Louis Park, MN 55416
Premium Business Checking
2.00%
$500
View
▼
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedApr 17, 2026
Details

Qualifying balance up to $499.99

Harvest Bank
Institution Rating:
A5.0 ★ Texas Ratio: 13.27%
222 Atlantic Ave
Atwater, MN 56209
Business Interest Checking
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

No additional details provided.

Harvest Bank
Institution Rating:
A5.0 ★ Texas Ratio: 13.27%
222 Atlantic Ave
Atwater, MN 56209
Business Interest Checking
0.95%
$0
View
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

No additional details provided.

Harvest Bank
Institution Rating:
A5.0 ★ Texas Ratio: 13.27%
222 Atlantic Ave
Atwater, MN 56209
Business Interest Checking
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

No additional details provided.

Cornerstone State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.88%
500 Main St
Madison Lake, MN 56063
CornerStone Regular Business Checking
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details

No additional details provided.

Harvest Bank
Institution Rating:
A5.0 ★ Texas Ratio: 13.27%
222 Atlantic Ave
Atwater, MN 56209
Business Interest Checking
0.35%
$0
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

No additional details provided.

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
14601 27th Ave N
Plymouth, MN 55447
Capital Business Checking
0.30%
$100
View
▼
Rate0.30%
Min Deposit$100
Min Balance—
UpdatedApr 19, 2026
Details

$12 fee if average daily balance is less than $7,500; First 250 paper/digital transactions are free, $0.20 each thereafter

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
14601 27th Ave N
Plymouth, MN 55447
Capital Business Checking
0.25%
$100
View
▼
Rate0.25%
Min Deposit$100
Min Balance—
UpdatedApr 19, 2026
Details

$12 fee if average daily balance is less than $7,500; First 250 paper/digital transactions are free, $0.20 each thereafter

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
2 Scimed Pl
Maple Grove, MN 55311 1565
Premier Business Checking
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Root River State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
18 3rd St Se
Chatfield, MN 55923
Heritage Business Checking or more)
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details

$2,500

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
14601 27th Ave N
Plymouth, MN 55447
Capital Business Checking
0.20%
$100
View
▼
Rate0.20%
Min Deposit$100
Min Balance—
UpdatedApr 19, 2026
Details

$12 fee if average daily balance is less than $7,500; First 250 paper/digital transactions are free, $0.20 each thereafter

Mid Minnesota Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
13283 Isle Dr
Baxter, MN 56425 8554
Business Dividend Checking
0.20%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Qualifying balance up to $49,999.00

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
3300 Central Park Village Dr
Eagan, MN 55121 7707
Business Checking Plus
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Root River State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
18 3rd St Se
Chatfield, MN 55923
Heritage Business Checking or less)
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details

$2,499.99

Southpoint Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
920 Main St E
Sleepy Eye, MN 56085 4380
Business Checking
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
1018 Hobart St
Hawley, MN 56549
Business Interest Checking
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details

Quarterly

Mid Minnesota Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
13283 Isle Dr
Baxter, MN 56425 8554
Business Dividend Checking
0.10%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Qualifying balance up to $9,999.00

Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
1018 Hobart St
Hawley, MN 56549
Premier Business Interest Checking
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details

Monthly

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
3300 Central Park Village Dr
Eagan, MN 55121 7707
Business Checking Plus
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Grand Rapids SB
Institution Rating:
A5.0 ★ Texas Ratio: 9.12%
523 Nw 1st Ave
Grand Rapids, MN 55744
Business Interest Checking
0.10%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details

No additional details provided.

Minnesota Checking Rate Trends

Compare local Minnesota checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Minnesota Checking Trends →
High-Yield Checking — MN Avg
1.588%
▼ 0.180 vs 7 days ago

Minnesota high-yield checking rates fell 0.180 points over the past 7 days to 1.588% APY.

Free Checking — MN Avg
0.968%
▲ 0.009 vs 7 days ago

Minnesota free checking rates rose 0.009 points over the past 7 days to 0.968% APY.

As of Apr 30, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Minnesota directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Minnesota. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in MN.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Minnesota earn interest?

Most traditional local checking accounts in Minnesota earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Minnesota FDIC insured?

Yes. Legitimate banks with branches in Minnesota are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Minnesota

Based on our current data, some of the highest checking account APYs available to residents of Minnesota include:
  • Baxter Credit Union
    PowerPlusTM Checking Level 2 — 8.00% APY
  • SharePoint Credit Union
    Premier Rate Checking - Introductory Rate — 5.00% APY
  • Associated Healthcare Credit Union
    Dividend Checking — 5.00% APY
  • Connexus Credit Union
    Xtraordinary Checking — 4.50% APY
  • TruStone Financial Credit Union
    TruRate Checking — 4.00% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Minnesota. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: April 27, 2026

Minnesota Rates & Resources

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Checking Account Rates by City in Minnesota

  • Acton
  • Ada
  • Adams
  • Adolph
  • Adrian
  • Afton
  • Ah Gwah Ching
  • Aitkin
  • Akeley
  • Albany
  • Albert Lea
  • Alberta
  • Albertville
  • Alborn
  • Alden
  • Aldrich
  • Alexandria
  • Almelund
  • Alpha
  • Altura
  • Alvarado
  • Amboy
  • Andover
  • Angle Inlet
  • Angora
  • Angus
  • Annandale
  • Anoka
  • Appleton
  • Arco
  • Argyle
  • Arlington
  • Ashby
  • Askov
  • Atwater
  • Audubon
  • Aurora
  • Austin
  • Avoca
  • Avon
  • Babbitt
  • Backus
  • Badger
  • Bagley
  • Baker
  • Balaton
  • Barnesville
  • Barnum
  • Barrett
  • Barry
  • Battle Lake
  • Baudette
  • Baxter
  • Bayport
  • Beardsley
  • Beaver Bay
  • Beaver Creek
  • Becker
  • Bejou
  • Belgrade
  • Belle Plaine
  • Bellingham
  • Beltrami
  • Belview
  • Bemidji
  • Bena
  • Benedict
  • Benson
  • Bertha
  • Bethel
  • Big Falls
  • Big Lake
  • Bigelow
  • Bigfork
  • Bingham Lake
  • Birchdale
  • Bird Island
  • Biwabik
  • Blackduck
  • Blomkest
  • Blooming Prairie
  • Blue Earth
  • Bluffton
  • Bock
  • Borup
  • Bovey
  • Bowlus
  • Bowstring
  • Boyd
  • Braham
  • Brainerd
  • Brandon
  • Breckenridge
  • Brewster
  • Bricelyn
  • Brimson
  • Britt
  • Brook Park
  • Brooks
  • Brookston
  • Brooten
  • Browerville
  • Browns Valley
  • Brownsdale
  • Brownsville
  • Brownton
  • Bruno
  • Buckman
  • Buffalo
  • Buffalo Lake
  • Buhl
  • Burnsville
  • Burtrum
  • Butterfield
  • Byron
  • Caledonia
  • Callaway
  • Calumet
  • Cambridge
  • Campbell
  • Canby
  • Cannon Falls
  • Canton
  • Canyon
  • Carlos
  • Carlton
  • Carver
  • Cass Lake
  • Castle Rock
  • Cedar
  • Center City
  • Ceylon
  • Champlin
  • Chandler
  • Chanhassen
  • Chaska
  • Chatfield
  • Chisago City
  • Chisholm
  • Chokio
  • Circle Pines
  • Clara City
  • Claremont
  • Clarissa
  • Clark
  • Clarkfield
  • Clarks Grove
  • Clear Lake
  • Clearbrook
  • Clearwater
  • Clements
  • Cleveland
  • Climax
  • Clinton
  • Clitherall
  • Clontarf
  • Cloquet
  • Cohasset
  • Cokato
  • Cold Spring
  • Coleraine
  • Collegeville
  • Cologne
  • Comfrey
  • Comstock
  • Conger
  • Cook
  • Correll
  • Cosmos
  • Cottage Grove
  • Cotton
  • Cottonwood
  • Courtland
  • Crane Lake
  • Cromwell
  • Crookston
  • Crosby
  • Crosslake
  • Crystal Bay
  • Currie
  • Cushing
  • Cyrus
  • Dakota
  • Dalbo
  • Dalton
  • Danube
  • Danvers
  • Darfur
  • Darwin
  • Dassel
  • Dawson
  • Dayton
  • Deer Creek
  • Deer River
  • Deerwood
  • Delano
  • Delavan
  • Dennison
  • Dent
  • Detroit Lakes
  • Dexter
  • Dilworth
  • Dodge Center
  • Donaldson
  • Donnelly
  • Dover
  • Dovray
  • Duluth
  • Dumont
  • Dundas
  • Dunnell
  • Eagle Bend
  • Eagle Lake
  • East Grand Forks
  • Easton
  • Echo
  • Eden Prairie
  • Eden Valley
  • Edgerton
  • Effie
  • Eitzen
  • Elbow Lake
  • Elgin
  • Elizabeth
  • Elk River
  • Elko
  • Elkton
  • Ellendale
  • Elrosa
  • Ely
  • Elysian
  • Embarrass
  • Emily
  • Emmons
  • Erhard
  • Erskine
  • Esko
  • Essig
  • Euclid
  • Evansville
  • Eveleth
  • Excelsior
  • Eyota
  • Fairfax
  • Fairmont
  • Faribault
  • Farmington
  • Farwell
  • Federal Dam
  • Felton
  • Fergus Falls
  • Fertile
  • Fifty Lakes
  • Finland
  • Finlayson
  • Fisher
  • Fleming
  • Flensburg
  • Flom
  • Floodwood
  • Florence
  • Foley
  • Forbes
  • Forest Lake
  • Foreston
  • Fort Ripley
  • Fosston
  • Fountain
  • Foxhome
  • Franklin
  • Frazee
  • Freeborn
  • Freeport
  • Frontenac
  • Frost
  • Fulda
  • Garden City
  • Garfield
  • Garrison
  • Garvin
  • Gary
  • Gatzke
  • Gaylord
  • Geneva
  • Georgetown
  • Ghent
  • Gibbon
  • Gilbert
  • Gilman
  • Glencoe
  • Glenville
  • Glenwood
  • Glyndon
  • Gonvick
  • Good Thunder
  • Goodhue
  • Goodland
  • Goodridge
  • Graceville
  • Graham Lakes
  • Granada
  • Grand Marais
  • Grand Meadow
  • Grand Portage
  • Grand Rapids
  • Grandy
  • Granite Falls
  • Grasston
  • Green Isle
  • Greenbush
  • Greenwald
  • Grey Eagle
  • Grove City
  • Grygla
  • Gully
  • Hackensack
  • Hallock
  • Halma
  • Halstad
  • Hamburg
  • Hamel
  • Hampton
  • Hancock
  • Hanley Falls
  • Hanover
  • Hanska
  • Hardwick
  • Harmony
  • Harris
  • Hartland
  • Hastings
  • Hawick
  • Hawley
  • Hayfield
  • Hayward
  • Hector
  • Henderson
  • Hendricks
  • Hendrum
  • Henning
  • Henriette
  • Herman
  • Heron Lake
  • Hewitt
  • Hibbing
  • Hill City
  • Hillman
  • Hills
  • Hinckley
  • Hines
  • Hitterdal
  • Hoffman
  • Hokah
  • Holdingford
  • Holland
  • Hollandale
  • Holloway
  • Holmes City
  • Holyoke
  • Homer
  • Hope
  • Hopkins
  • Houston
  • Hovland
  • Howard Lake
  • Hoyt Lakes
  • Hugo
  • Humboldt
  • Huntley
  • Hutchinson
  • Ihlen
  • International Falls
  • Inver Grove Heights
  • Iona
  • Iron
  • Ironton
  • Isabella
  • Isanti
  • Isle
  • Itasca
  • Ivanhoe
  • Jackson
  • Jacobson
  • Janesville
  • Jasper
  • Jeffers
  • Jenkins
  • Jordan
  • Kanaranzi
  • Kandiyohi
  • Karlstad
  • Kasota
  • Kasson
  • Keewatin
  • Kelliher
  • Kellogg
  • Kennedy
  • Kenneth
  • Kensington
  • Kent
  • Kenyon
  • Kerkhoven
  • Kerrick
  • Kettle River
  • Kiester
  • Kilkenny
  • Kimball
  • Kinney
  • Knife River
  • Kroschel
  • La Crescent
  • La Salle
  • Lafayette
  • Lake Benton
  • Lake Bronson
  • Lake City
  • Lake Crystal
  • Lake Elmo
  • Lake Eunice
  • Lake George
  • Lake Hubert
  • Lake Lillian
  • Lake Park
  • Lake Wilson
  • Lakefield
  • Lakeland
  • Lakeville
  • Lamberton
  • Lancaster
  • Lanesboro
  • Lansing
  • Laporte
  • Lastrup
  • Le Center
  • Le Roy
  • Le Sueur
  • Lengby
  • Leonard
  • Leota
  • Lester Prairie
  • Lewiston
  • Lewisville
  • Lindstrom
  • Lismore
  • Litchfield
  • Little Falls
  • Littlefork
  • Loman
  • Long Lake
  • Long Prairie
  • Longville
  • Lonsdale
  • Loretto
  • Lowry
  • Lucan
  • Lutsen
  • Luverne
  • Lyle
  • Lynd
  • Madelia
  • Madison
  • Madison Lake
  • Magnolia
  • Mahnomen
  • Makinen
  • Manchester
  • Mankato
  • Mantorville
  • Maple Lake
  • Maple Plain
  • Mapleton
  • Marble
  • Marcell
  • Margie
  • Marietta
  • Marine On Saint Croix
  • Marshall
  • Max
  • Mayer
  • Maynard
  • Mazeppa
  • McGrath
  • Mcgregor
  • Mcintosh
  • McKinley
  • Meadowlands
  • Medford
  • Melrose
  • Melrude
  • Menahga
  • Mendota
  • Mentor
  • Merrifield
  • Middle River
  • Milaca
  • Milan
  • Millville
  • Milroy
  • Miltona
  • Minneapolis
  • Minneota
  • Minnesota City
  • Minnesota Lake
  • Minnetonka
  • Minnetonka Beach
  • Mizpah
  • Montevideo
  • Montgomery
  • Monticello
  • Montrose
  • Moorhead
  • Moose Lake
  • Mora
  • Morgan
  • Morris
  • Morristown
  • Morton
  • Motley
  • Mound
  • Mount Morris
  • Mountain Iron
  • Mountain Lake
  • Murdock
  • Nashua
  • Nashwauk
  • Navarre
  • Naytahwaush
  • Nelson
  • Nerstrand
  • Nett Lake
  • Nevis
  • New Auburn
  • New Germany
  • New London
  • New Market
  • New Munich
  • New Prague
  • New Richland
  • New Ulm
  • New York Mills
  • Newfolden
  • Newport
  • Nicollet
  • Nielsville
  • Nimrod
  • Nisswa
  • Norcross
  • North Branch
  • Northfield
  • Northome
  • Northrop
  • Norwood
  • Noyes
  • Oak Island
  • Oak Park
  • Oakland
  • Odessa
  • Odin
  • Ogema
  • Ogilvie
  • Okabena
  • Oklee
  • Olivia
  • Onamia
  • Ormsby
  • Oronoco
  • Orr
  • Ortonville
  • Osage
  • Osakis
  • Oslo
  • Osseo
  • Ostrander
  • Ottertail
  • Outing
  • Owatonna
  • Palisade
  • Park Rapids
  • Parkers Prairie
  • Paynesville
  • Pease
  • Pelican Rapids
  • Pemberton
  • Pengilly
  • Pennington
  • Pennock
  • Pequot Lakes
  • Perham
  • Perley
  • Peterson
  • Pierz
  • Pillager
  • Pine City
  • Pine Island
  • Pine River
  • Pipestone
  • Plainview
  • Plato
  • Plummer
  • Ponemah
  • Ponsford
  • Porter
  • Powers
  • Preston
  • Princeton
  • Prinsburg
  • Prior Lake
  • Puposky
  • Racine
  • Randall
  • Randolph
  • Ranier
  • Ray
  • Raymond
  • Reading
  • Reads Landing
  • Red Lake Falls
  • Red Wing
  • Redby
  • Redlake
  • Redwood Falls
  • Remer
  • Renville
  • Revere
  • Rice
  • Richmond
  • Richville
  • Richwood
  • Rochert
  • Rochester
  • Rock Creek
  • Rockford
  • Rockville
  • Rogers
  • Rollingstone
  • Roosevelt
  • Roscoe
  • Rose Creek
  • Roseau
  • Rosemount
  • Rothsay
  • Round Lake
  • Royalton
  • Rush City
  • Rushford
  • Rushmore
  • Russell
  • Ruthton
  • Sabin
  • Sacred Heart
  • Saginaw
  • Saint Bonifacius
  • Saint Charles
  • Saint Clair
  • Saint Cloud
  • Saint Francis
  • Saint Hilaire
  • Saint James
  • Saint Joseph
  • Saint Martin
  • Saint Michael
  • Saint Paul
  • Saint Paul Park
  • Saint Peter
  • Saint Stephen
  • Saint Vincent
  • Salol
  • Sanborn
  • Sandstone
  • Santiago
  • Sargeant
  • Sartell
  • Sauk Centre
  • Sauk Rapids
  • Savage
  • Sawyer
  • Scandia
  • Schroeder
  • Seaforth
  • Searles
  • Sebeka
  • Shafer
  • Shakopee
  • Shelly
  • Sherburn
  • Shevlin
  • Side Lake
  • Silver Bay
  • Silver Creek
  • Silver Lake
  • Slayton
  • Sleepy Eye
  • Solway
  • Soudan
  • South Haven
  • South International Falls
  • South Saint Paul
  • Spicer
  • Spring Grove
  • Spring Lake
  • Spring Park
  • Spring Valley
  • Springfield
  • Squaw Lake
  • St. Leo
  • Stacy
  • Stanchfield
  • Staples
  • Starbuck
  • Steen
  • Stephen
  • Stewart
  • Stewartville
  • Stillwater
  • Stockton
  • Storden
  • Strandquist
  • Strathcona
  • Sturgeon Lake
  • Sunburg
  • Swan River
  • Swanville
  • Swatara
  • Swift
  • Taconite
  • Talmoon
  • Tamarack
  • Taopi
  • Taunton
  • Taylors Falls
  • Tenstrike
  • Thief River Falls
  • Tintah
  • Tofte
  • Tower
  • Tracy
  • Trail
  • Trimont
  • Trosky
  • Truman
  • Twig
  • Twin Lakes
  • Twin Valley
  • Two Harbors
  • Tyler
  • Ulen
  • Underwood
  • Upsala
  • Utica
  • Vergas
  • Vermillion
  • Verndale
  • Vernon Center
  • Vesta
  • Victoria
  • Viking
  • Villard
  • Vining
  • Virginia
  • Wabasha
  • Wabasso
  • Waconia
  • Wadena
  • Wahkon
  • Waite Park
  • Waldorf
  • Walker
  • Walnut Grove
  • Waltham
  • Wanamingo
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