1st Ed Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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1st Ed Credit Union's 60-Month CD rates are at 1.90%, 36-Month CD rates are at 1.70%, 24-Month CD rates are at 1.65%, 12-Month CD rates are at 1.55%. 1st Ed Credit Union's savings rates are at 0.05%. 1st Ed Credit Union's money market rates are at 0.25%. 1st Ed Credit Union's Personal Loan Rates are at 11.15.

1st Ed Credit Union

Compare 1st Ed Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of 1st Ed Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

1st Ed Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at 1st Ed Credit Union? Share your experience about 1st Ed Credit Union by leaving a review below, or read customer reviews before you decide to use 1st Ed Credit Union.

Overall, 1st Ed Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
1.55%
18-Month CD
N/A
24-Month CD
1.65%
36-Month CD
1.70%
48-Month CD
N/A
60-Month CD
1.90%
Savings
0.05%
MMA
0.25%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
11.15%
1st Ed Credit Union
FCTCU
1156 Kennebec Dr
Chambersburg, PA 17201
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare 1st Ed Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
18-Month CD
4.65%
$1,000
167th TFR Federal Credit Union
167th TFR Federal Credit Union
30-Month CD
4.05%
$500
FinWise Bank
FinWise Bank
18-Month CD
3.95%
$500
Exchange Bank and Trust Company
Exchange Bank and Trust Company
18-Month CD
3.85%
$1,000
Customers Bank
Customers Bank
24-Month CD
3.75%
$500
Beal Bank USA
Beal Bank USA
18-Month CD
3.75%
$1,000
Freedom Bank of Southern Missouri
Freedom Bank of Southern Missouri
18-Month CD
3.75%
$1,000
Milton Savings Bank
Milton Savings Bank
12-Month CD
3.75%
$500
OWB One World Bank
OWB One World Bank
18-Month CD
3.75%
$1,000
The Corner Stone Bank
The Corner Stone Bank
36-Month CD
3.55%
$1,000
Meridian Bank
Meridian Bank
36-Month CD
3.50%
$500
Torrington Savings Bank
Torrington Savings Bank
48-Month CD
3.50%
$1,000
CSB of Cheney, KS
CSB of Cheney, KS
18-Month CD
3.46%
$500
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
18-Month CD
3.40%
$1,000
Pathway Bank
Pathway Bank
48-Month CD
3.35%
$1,000
Union Bank, Inc.
Union Bank, Inc.
12-Month CD
3.19%
$1,000
Metropolitan Bank and Trust Company
Metropolitan Bank and Trust Company
6-Month CD
3.12%
$1,000
4U Federal Credit Union
4U Federal Credit Union
24-Month CD
3.05%
$1,000
Apple Bank for Savings
Apple Bank for Savings
Apple Advantage Money Market
3.00%
$10,000
Gate City Bank
Gate City Bank
24-Month CD
3.00%
$1,000
Main Bank
Main Bank
18-Month CD
3.00%
$1,000
TriCentury Bank
TriCentury Bank
36-Month CD
3.00%
$1,000
First State Bank and Trust
First State Bank and Trust
12-Month CD
2.78%
$1,000
Bank of Dudley
48-Month CD
2.78%
$1,000
Think Mutual Bank
Think Mutual Bank
36-Month CD
2.75%
$250
Longview Bank
Longview Bank
60-Month CD
2.50%
$500
Longview Bank
Longview Bank
36-Month CD
2.50%
$500
1st Ed Credit Union
1st Ed Credit Union
60-Month CD
1.90%
$500
New Foundation SB
New Foundation SB
60-Month CD
1.75%
$1,000
1st Ed Credit Union
1st Ed Credit Union
36-Month CD
1.70%
$500
1st Ed Credit Union
1st Ed Credit Union
24-Month CD
1.65%
$500
1st Ed Credit Union
1st Ed Credit Union
12-Month CD
1.55%
$500
VisionBank Of Iowa
VisionBank Of Iowa
12-Month CD
1.50%
$2,500
Perryton National Bank
Perryton National Bank
Savings
1.01%
$0
Prevail Bank
Prevail Bank
Triumph Money Market
1.00%
$250,000
Connex Credit Union
Connex Credit Union
6-Month CD
1.00%
$500
Mutual Security Credit Union
Mutual Security Credit Union
18-Month CD
1.00%
$500
Bank of the Flint Hills
Bank of the Flint Hills
Money Market
0.83%
$0
FNB of River Falls
FNB of River Falls
48-Month CD
0.60%
$2,500
DB&T
DB&T
48-Month CD
0.60%
$1,000
TGSB Table Grove State Bank
TGSB Table Grove State Bank
Passbook Savings
0.50%
$1
Westbury Bank
Westbury Bank
Daily Savings
0.50%
$0
Hometown Bank Oxford, MA
Hometown Bank Oxford, MA
48-Month CD
0.45%
$1,000
Altoona First Savings Bank
Altoona First Savings Bank
Keystone Interest Checking
0.30%
$1,500
Blue Foundry Bank
Blue Foundry Bank
24-Month CD
0.30%
$1,000
1st Ed Credit Union
1st Ed Credit Union
Money Market
0.25%
$500
Century Bank of Florida
Century Bank of Florida
12-Month CD
0.20%
$500
MCT Credit Union
MCT Credit Union
Share Savings
0.20%
$5
TSB Teutopolis State Bank
TSB Teutopolis State Bank
Money Market Advantage
0.10%
$0
Pennsville National Bank
Pennsville National Bank
9-Month CD
0.10%
$500
USLA Union S&L
USLA Union S&L
Savings
0.10%
$25
Empire State Bank
Empire State Bank
Money Market
0.10%
$2,500
Wells River Savings Bank
Wells River Savings Bank
Statement Savings
0.05%
$100
1st Ed Credit Union
1st Ed Credit Union
Regular Savings
0.05%
$5
FCN Bank, N.A.
FCN Bank, N.A.
Club Savings
0.05%
$250
Vibrant Credit Union
Vibrant Credit Union
18-Month CD
0.01%
$5
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare 1st Ed Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Pioneer Federal Credit Union
Pioneer Federal Credit Union
15-Year Fixed
5.250%
5.491%
0.000
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
5 Year ARM
5.125%
5.523%
0.000
Mutual Security Credit Union
Mutual Security Credit Union
15-Year Fixed
5.750%
5.793%
0.000
Pittsford Federal Credit Union
Pittsford Federal Credit Union
15-Year Fixed
5.750%
5.801%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
15-Year Fixed (Power Rate)
5.625%
5.847%
0.000
Altoona First Savings Bank
Altoona First Savings Bank
20-Year Fixed
5.850%
5.891%
0.000
Canton Co-operative Bank
Canton Co-operative Bank
15-Year Fixed
5.875%
5.987%
0.000
NESC Federal Credit Union
NESC Federal Credit Union
20 Year Fixed
6.000%
6.008%
0.000
Norfolk Community Federal Credit Union
Norfolk Community Federal Credit Union
10 Year Fixed
6.000%
6.147%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
10 Year Fixed
6.000%
6.160%
0.000
JTNB
JTNB
30-Year Fixed
6.250%
6.319%
0.000
Wells Fargo
Wells Fargo
30-Year Fixed VA
6.125%
6.347%
1.000
Ideal Credit Union
Ideal Credit Union
15 Year Fixed
6.125%
6.347%
0.000
Spire Credit Union
Spire Credit Union
10/1 ARM (Jumbo)
6.625%
6.350%
0.000
Collinsville Bank
Collinsville Bank
10-Year Fixed
6.125%
6.383%
0.000
Penn Community Bank
Penn Community Bank
30-Year Fixed
6.250%
6.390%
0.000
Chartway Credit Union
Chartway Credit Union
15-Year Fixed
6.375%
6.396%
0.250
Proponent Federal Credit Union
Proponent Federal Credit Union
3/1 ARM
5.625%
6.412%
0.000
Midwest Liberty Federal Credit Union
Midwest Liberty Federal Credit Union
15 Year Fixed
6.125%
6.433%
0.000
Old National Bank
Old National Bank
5/6 SOFR ARM Jumbo
6.500%
6.511%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
20-Year Fixed
6.500%
6.571%
0.500
Catholic Vantage Financial Credit Union
Catholic Vantage Financial Credit Union
15 Year Fixed
6.375%
6.576%
0.000
Somerset Savings Bank
Somerset Savings Bank
15-Year Fixed
6.375%
6.599%
0.000
Credit Human Federal Credit Union
Credit Human Federal Credit Union
30-Year Fixed
6.575%
6.659%
0.000
Mid American Credit Union
Mid American Credit Union
20 Year Fixed
6.500%
6.662%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare 1st Ed Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Classroom Supply Visa
8.500%
University First Federal Credit Union
University First Federal Credit Union
Visa Crimson Rewards Card
13.740%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
A & S Federal Credit Union
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Randolph Brooks FCU
Randolph Brooks FCU
Business Select Credit Card Mastercard
18.000%
Hughes Federal Credit Union
Hughes Federal Credit Union
Visa Platinum Credit Card
9.500% - 12.500%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
Acipco Federal Credit Union
Acipco Federal Credit Union
Visa Credit Card
9.990%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Cash Back
16.490% - 17.990%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum
8.900%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Vystar Credit Union
Vystar Credit Union
Savings Secured Visa®
18.000%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare 1st Ed Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
1st Ed Credit Union
1st Ed Credit Union
Personal/Signature Loans
11.150%
$0
60 - 60
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
14.990%
$0
25 - 36
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.700%
$8,000
60 - 60
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Signature Loan
10.250% - 17.950%
$0
1 - 36
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
AAC Credit Union
AAC Credit Union
Personal Loans Share Secured
5.990%
$0
48
Hughes Federal Credit Union
Hughes Federal Credit Union
Signature Loan
13.450%
$0
Suncoast Credit Union
Suncoast Credit Union
Personal Line of Credit
11.500%
$0
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
Signature Loans
11.240%
$0 - $10,000
60 - 60
360 Federal Credit Union
360 Federal Credit Union
Debt Consolidated
9.490%
$500
36
Randolph Brooks FCU
Randolph Brooks FCU
Personal Line of Credit
12.950% - 18.000%
$0
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
Vystar Credit Union
Vystar Credit Union
Personal Loans
13.250%
$0
6184
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
1st United Credit Union
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
Academic Employees Credit Union
Academic Employees Credit Union
Personal Line of Credit
9.500%
$0
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
11.240% - 17.950%
$0
25 - 36
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
Acadian Federal Credit Union
Acadian Federal Credit Union
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
Academic Federal Credit Union
Academic Federal Credit Union
Personal Line of Credit
9.000%
$0
60
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Loan Specials
8.500%
$0 - $6,000
42
ACFCU
ACFCU
Gold Star Loan
14.200%
$0
48
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
12.500%
$0
60 - 60
Alec Federal Credit Union
Alec Federal Credit Union
New Signature Loans
8.990%
$0
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

1st Ed Credit Union Information

Credit Union Name: 1st Ed Credit Union
Full Time Employees: 25
Part Time Employees: 5
President: Roy Johnston
CEO: Kelly Childress
Branch Locations: 3
ATM Locations: 1
Corporate Office Address:
1156 Kennebec Dr
Chambersburg, PA 17201
Phone Number: 717-264-6506
Fax Number: 717-264-2441

1st Ed Credit Union Financials

Total Assets:
135,975,587
Total Amount of Shares and Deposits:
119,075,679
Total Shares and Deposits < 1 Year:
114,525,653
Total Shares and Deposits 1 3 Years:
4,013,060
Total Shares and Deposits > 3 Years:
536,966
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,525,517
Total Uninsured Shares and Deposits > $250K (F+J):
2,525,517
Total Insured Shares and Deposits > $250K (item 17 less item K):
116,550,162
Total Interest Expense (Sum of items 6 8):
438,441
Share Certificates:
1,516
Number of Accounts for Share Drafts:
3,229
IRA KEOGH Accounts:
348
Number of Accounts for Regular Shares:
8,286
Money Market Shares:
854
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
9,399,464
Total Liabilities:
120,296,484
Show More

1st Ed Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
No
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage Rates for December 20th, 2019Mortgage rates for December 20th, 2019, inched higher but thankfully there were no big moves higher. Mortgage rates on 30-year conforming loans are averaging 3.77 percent, up from this past Monday's average rate of 3.75 percent. Average 30-year mortgage rates are up 7 basis points week over week, during the same time 10-year U.S. Treasury yields were up 10 basis points. We expect average mortgage rates to remain near current levels for the rest of the year and into 2020. To get the best deal on a mortgage loan, compare online mortgage rates with average mortgage rates for December 19, 2019.
Auto insurance rates are on the rise again in New Jersey. The state which is already known for having some of the highest auto insurance rates in the country will see insurance rates go higher if the state approves the increases sought by insurance companies.
Third Federal Savings and Loan Savings Jumbo rates are now at 0.20 percent with a yield of 0.20 percent. View current Savings Jumbo rates at Third Federal Savings and Loan below.

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Mortgage Rates Remain Low: 30 Year Mortgage Rates at 5.01% and 15 Year Mortgage Rates at 4.40%
Bangor Savings Bank 5 Year CD Rates now at 1.25%

Alternative Bank and Credit Union Offers to Explore

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Your best defense against loss: Take inventory of items in home
Wells Fargo Mortgage Rates
Mortgage Rates Inch Higher In Latest Mortgage Survey: Average 30 Year Mortgage Rates at 4.85%, Average 15 Year Mortgage Rates at 4.22
Mortgage Rates Higher Today
Bank of America 7 Month CD Rate
Mortgage Rates Increase: 30 Year Mortgage Rates at 5.07% and 15 Year Mortgage Rates at 4.43%
5 Star Bank Money Market Account Rates now at 0.10%
More Record Low Average Mortgage Rates This Week
Mortgage Applications Increase and the FMOC Maintains a Rate Target of 0% to 1/4%

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