A+ Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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A+ Federal Credit Union's 18-Month CD certificate rates are at 4.39%, 12-Month CD certificate rates are at 4.28%, 24-Month CD certificate rates are at 4.07%, 60-Month CD certificate rates are at 3.87%, 48-Month CD certificate rates are at 3.87%. A+ Federal Credit Union's savings rates are at 0.10%. A+ Federal Credit Union's money market rates are at 0.35%. A+ Federal Credit Union's 30-Year Fixed Refinance rates are at 6.75%, 10-Year Fixed Refinance rates are at 6.50%, 20-Year Fixed Refinance rates are at 6.50%, 15-Year Fixed Refinance rates are at 6.25%. A+ Federal Credit Union's Personal Loan Rates are at 8.99.

A+ Federal Credit Union

Compare A+ Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of A+ Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

A+ Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at A+ Federal Credit Union? Share your experience about A+ Federal Credit Union by leaving a review below, or read customer reviews before you decide to use A+ Federal Credit Union.

Overall, A+ Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.28%
18-Month CD
4.39%
24-Month CD
4.07%
36-Month CD
3.87%
48-Month CD
3.87%
60-Month CD
3.87%
Savings
0.10%
MMA
0.35%
30-Year Fixed
6.82%
Credit Card
N/A
Personal Loan
8.99%
A+ Federal Credit Union
Main Branch
6420 E Highway 290
Austin, TX 78723 1030
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare A+ Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Climate First Bank
Climate First Bank
Money Market Choice Personal
5.34%
$50,000
Clarion County Community Bank
Clarion County Community Bank
7-Month CD special
5.20%
$500
1st Gateway Credit Union
1st Gateway Credit Union
12-Month CD certificate
5.00%
$1,000
Heritage Bank Marion, IA
Heritage Bank Marion, IA
11-Month CD
4.80%
$1,000
ValleyDirect
ValleyDirect
6-Month CD
4.75%
$500
Bank 1st
Bank 1st
6-Month CD
4.70%
$2,500
Bank of Star Valley
Bank of Star Valley
6-Month CD
4.58%
$250
Dearborn Federal Savings Bank
Dearborn Federal Savings Bank
12-Month CD Jumbo
4.55%
$100,000
A+ Federal Credit Union
A+ Federal Credit Union
18-Month CD certificate
4.39%
$1,000
Franklin SB Farmington, ME
Franklin SB Farmington, ME
6-Month CD
4.35%
$500
A+ Federal Credit Union
A+ Federal Credit Union
12-Month CD certificate
4.28%
$1,000
A+ Federal Credit Union
A+ Federal Credit Union
24-Month CD certificate
4.07%
$1,000
1st Bergen Federal Credit Union
1st Bergen Federal Credit Union
24-Month CD certificate
4.00%
$250
Community Bank of Pleasant Hill
Community Bank of Pleasant Hill
36-Month CD IntraFi® Network Deposits (formerly CDARS ®)
3.95%
$10,000
A+ Federal Credit Union
A+ Federal Credit Union
36-Month CD certificate
3.87%
$1,000
A+ Federal Credit Union
A+ Federal Credit Union
48-Month CD certificate
3.87%
$100
A+ Federal Credit Union
A+ Federal Credit Union
60-Month CD certificate
3.87%
$1,000
Bank of Zachary
Bank of Zachary
24-Month CD
3.85%
$2,500
Utah Independent Bank
Utah Independent Bank
6-Month CD
3.84%
$500
VirtualBank
VirtualBank
36-Month CD
3.77%
$0
Needham Bank
Needham Bank
24-Month CD
3.75%
$1,000
Acme Continental Credit Union
Acme Continental Credit Union
24-Month CD share certificate
3.66%
$1,000
Chester National Bank
Chester National Bank
15-Month CD
3.55%
$500
The Bank of Princeton
The Bank of Princeton
24-Month CD
3.50%
$500
Farmers Insurance Federal Credit Union
Farmers Insurance Federal Credit Union
60-Month CD jumbo certificate
3.40%
$100,000
Abnb Federal Credit Union
Abnb Federal Credit Union
24-Month CD certificate
3.40%
$1,000
Heartland State Bank Edgeley, ND
Heartland State Bank Edgeley, ND
24-Month CD
3.25%
$10,000
PSECU
PSECU
48-Month CD
3.05%
$500
Charles River Bank
Charles River Bank
60-Month CD
3.00%
$1,000
Kitsap Bank
Kitsap Bank
48-Month CD
2.85%
$5,000
Karnes County National Bank
Karnes County National Bank
3-Month CD
2.78%
$1,000
The Stock Exchange Bank
The Stock Exchange Bank
24-Month CD
2.72%
$500
First Federal S&L of Central Illinois, S.B.
First Federal S&L of Central Illinois, S.B.
48-Month CD
2.53%
$1,000
Bay State Savings Bank
Bay State Savings Bank
36-Month CD
2.50%
$1,000
The Bank of Tescott
The Bank of Tescott
48-Month CD
2.39%
$0
North Valley Bank Thornton, CO
North Valley Bank Thornton, CO
Consumer or Business Money Market
2.25%
$250,000
United State Bank Lewistown, MO
United State Bank Lewistown, MO
48-Month CD
2.02%
$1,000
Longview Bank
Longview Bank
60-Month CD
2.00%
$500
Ballston Spa National Bank
Ballston Spa National Bank
Platinum Money Market (Consumers)
1.75%
$100,000
State Bank Fenton, MI
State Bank Fenton, MI
24-Month CD
1.66%
$500
Frontier Bank Sioux Falls, SD
Frontier Bank Sioux Falls, SD
12-Month CD
1.35%
$1,000
F&M Bank Laotto, IN
F&M Bank Laotto, IN
24-Month CD
1.26%
$500
Clay County Savings Bank
Clay County Savings Bank
24-Month CD
1.22%
$500
Liberty Bank for Savings
Liberty Bank for Savings
12-Month CD
1.20%
$5,000
New Tripoli Bank
New Tripoli Bank
Money Market
0.85%
$1,000
Bank Northwest
Bank Northwest
6-Month CD
0.75%
$500
F&M Bank Upperco, MD
F&M Bank Upperco, MD
18-Month CD
0.60%
$500
First State Bank and Trust Bayport, MN
First State Bank and Trust Bayport, MN
18-Month CD
0.50%
$1,000
1st Bank Yuma
1st Bank Yuma
24-Month CD
0.50%
$1,000
Round Top State Bank
Round Top State Bank
Savings Account
0.40%
$100
A+ Federal Credit Union
A+ Federal Credit Union
Money Market
0.35%
$2,000
GCSB Swayzee, IN
GCSB Swayzee, IN
NOW Checking
0.25%
$2,500
Westmoreland Federal S&L
Westmoreland Federal S&L
6-Month CD
0.25%
$1,000
Comerica Bank & Trust, N.A.
Comerica Bank & Trust, N.A.
60-Month CD
0.20%
$1
Community Bank Delaware
Community Bank Delaware
Money Market
0.10%
$1,000
Peoples First Savings Bank
Peoples First Savings Bank
Money Market
0.10%
$100
A+ Federal Credit Union
A+ Federal Credit Union
Membership Savings
0.10%
$100
National Iron Bank
National Iron Bank
24-Month CD
0.05%
$10,000
A+ Federal Credit Union
A+ Federal Credit Union
A+ Checking
0.05%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare A+ Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
People\'s Alliance Federal Credit Union
People\'s Alliance Federal Credit Union
10 Year Fixed
0.000%
5.875%
1.000
State Employees Credit Union
State Employees Credit Union
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
5-Year ARM
5.875%
5.958%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
5/5 Jumbo ARM
5.250%
5.989%
0.250
Addition Financial Credit Union
Addition Financial Credit Union
10-Year Fixed Purchase
5.750%
6.008%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
30-Year Fixed
5.875%
6.110%
2.000
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
15 Year Fixed Jumbo
5.875%
6.136%
0.000
Geddes Federal S&L
Geddes Federal S&L
15-Year Fixed Bi-weekly
6.125%
6.259%
0.000
State Bank of Southern Utah
State Bank of Southern Utah
30-Year Fixed VA
6.000%
6.332%
0.000
A+ Federal Credit Union
A+ Federal Credit Union
15-Year Fixed Refinance
6.250%
6.355%
0.000
Rhinebeck Bank
Rhinebeck Bank
15-Year Fixed
6.125%
6.375%
0.875
First Northern Bank and Trust Company
First Northern Bank and Trust Company
15-Year Fixed
6.250%
6.411%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
30-Year Fixed
6.250%
6.418%
0.750
First FSB of Mascoutah
First FSB of Mascoutah
10-Year Fixed
6.250%
6.420%
0.000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
30-Year Fixed
6.250%
6.436%
1.125
Port Washington State Bank
Port Washington State Bank
15-Year Fixed
6.375%
6.448%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
30-Year Power Rate Fixed
6.642%
6.500%
0.000
Rivertrust Federal Credit Union
Rivertrust Federal Credit Union
15 Year Fixed
6.500%
6.500%
0.000
Achieva Credit Union
Achieva Credit Union
15-Year Fixed
6.375%
6.520%
0.000
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
5/5 ARM
6.250%
6.530%
0.000
RVA Financial Federal Credit Union
RVA Financial Federal Credit Union
15/15 ARM
6.375%
6.535%
0.000
A+ Federal Credit Union
A+ Federal Credit Union
20-Year Fixed Refinance
6.500%
6.586%
0.000
Phoenixville Federal B&T
30-Year Fixed
6.500%
6.600%
0.000
Catskill Hudson Bank
Catskill Hudson Bank
30-Year Fixed
6.500%
6.603%
0.000
U.S. Bank
U.S. Bank
20-Year Fixed
6.375%
6.608%
0.964
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare A+ Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
First Technology Federal Credit Union
First Technology Federal Credit Union
Choice Rewards World Mastercard
13.500%
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Randolph Brooks FCU
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
University First Federal Credit Union
University First Federal Credit Union
Visa Business Rewards Card
15.240%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Low Rate
14.000%
Y 12 Federal Credit Union
Y 12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
1st United Credit Union
1st United Credit Union
Visa Platinum
13.900%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
Suncoast Credit Union
Suncoast Credit Union
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
Abri Credit Union
Abri Credit Union
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Gold
9.900%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Clarity
15.990%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Platinum
10.900%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Classic
13.500%
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Y 12 Federal Credit Union
Y 12 Federal Credit Union
VISA Secured
18.000%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare A+ Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
A+ Federal Credit Union
A+ Federal Credit Union
A+ Preferred Line Of Credit
10.990%
$0
1st Street Credit Union
1st Street Credit Union
50% Share Secured Loan
6.460% - 14.990%
$0
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
Access Community Credit Union
Access Community Credit Union
Personal Loans
12.990%
$0
13 - 60
America First Federal Credit Union
America First Federal Credit Union
Line of Credit Variable
16.740%
$0
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.740%
$0
60
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
14.990%
$0
25 - 36
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Open End Line-of-Credit
11.990%
$0
360 Federal Credit Union
360 Federal Credit Union
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Personal Loan Rates
5.740%
$0
1 - 36
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Loan
8.890%
$0
Abbey Credit Union
Abbey Credit Union
Signature (Unsecured) Loan
11.040%
$0
1 - 24
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
EZ Loan
18.000%
$0 - $500
5
Vystar Credit Union
Vystar Credit Union
Personal Loans
10.000%
$0
1 - 36
Vystar Credit Union
Vystar Credit Union
Personal Line of Credit
16.240%
$0
60
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
14.850%
$0
37 - 60
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Personal Loan
9.990% - 18.000%
$0 - $50,000
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.240%
$0 - $2,000
36 - 36
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.490%
$0 - $5,000
48 - 48
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

A+ Federal Credit Union Information

Credit Union Name: A+ Federal Credit Union
Full Time Employees: 506
Part Time Employees: 35
President: Craig Spinn
CEO: Eric Kase
Branch Locations: 22
ATM Locations: 21
Corporate Office Address:
6420 E Highway 290
Austin, TX 78723 1030
Phone Number: 512-302-6800
Fax Number: 512-459-1703

A+ Federal Credit Union Financials

Total Assets:
2,651,022,470
Total Amount of Shares and Deposits:
2,105,558,101
Total Shares and Deposits < 1 Year:
1,919,868,877
Total Shares and Deposits 1 3 Years:
131,252,912
Total Shares and Deposits > 3 Years:
54,436,312
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
143,515,116
Total Uninsured Shares and Deposits > $250K (F+J):
143,515,116
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,962,042,985
Total Interest Expense (Sum of items 6 8):
19,554,535
Share Certificates:
43,815
Number of Accounts for Share Drafts:
112,472
IRA KEOGH Accounts:
4,839
Number of Accounts for Regular Shares:
208,859
All other shares:
10,176
Non Member Deposits:
122,224
Money Market Shares:
6,753
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
139,301,669
Total Liabilities:
2,364,617,574
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A+ Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
Yes
Online Financial Literacy?:
Yes
No Cost Bill Payer:
Yes
Student Scholarships:
1
Credit Builder:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
Brokered Deposits (All deposits acquired through a third party):
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Merchant Processing Services:
1
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA

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A+ Federal Credit Union Reviews

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