A+ Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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A+ Federal Credit Union's 12-Month CD rates are at 4.02%, 18-Month CD rates are at 3.97%, 24-Month CD rates are at 3.92%, 60-Month CD rates are at 3.76%, 48-Month CD rates are at 3.76%. A+ Federal Credit Union's savings rates are at 0.10%. A+ Federal Credit Union's money market rates are at 0.35%. A+ Federal Credit Union's 30-Year Fixed rates are at 6.38%, 10-Year Fixed rates are at 5.88%, 20-Year Fixed rates are at 5.88%, 15-Year Fixed rates are at 5.75%. A+ Federal Credit Union's Personal Loan Rates are at 8.99.

A+ Federal Credit Union

Compare A+ Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of A+ Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

A+ Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at A+ Federal Credit Union? Share your experience about A+ Federal Credit Union by leaving a review below, or read customer reviews before you decide to use A+ Federal Credit Union.

Overall, A+ Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.02%
18-Month CD
3.97%
24-Month CD
3.92%
36-Month CD
3.76%
48-Month CD
3.76%
60-Month CD
3.76%
Savings
0.10%
MMA
0.35%
30-Year Fixed
6.43%
Credit Card
N/A
Personal Loan
8.99%
A+ Federal Credit Union
Main Branch
6420 E Highway 290
Austin, TX 78723 1030
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare A+ Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Great Plains State Bank
Great Plains State Bank
Kasasa Checking
5.00%
$0
A+ Federal Credit Union
A+ Federal Credit Union
12-Month CD
4.02%
$1,000
A+ Federal Credit Union
A+ Federal Credit Union
18-Month CD
3.97%
$1,000
Cendera Bank
Cendera Bank
18-Month CD
3.95%
$1,000
A+ Federal Credit Union
A+ Federal Credit Union
24-Month CD
3.92%
$1,000
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
9-Month CD
3.82%
$2,500
A+ Federal Credit Union
A+ Federal Credit Union
36-Month CD
3.76%
$1,000
A+ Federal Credit Union
A+ Federal Credit Union
48-Month CD
3.76%
$100
A+ Federal Credit Union
A+ Federal Credit Union
60-Month CD
3.76%
$1,000
The Clay City Banking Co.
The Clay City Banking Co.
12-Month CD
3.70%
$1,000
First State Bank of Beecher City
First State Bank of Beecher City
24-Month CD
3.56%
$500
Planters Bank & Trust Company
Planters Bank & Trust Company
High Yield Money Market
3.50%
$1,000,000
Freedom Bank of Southern Missouri
Freedom Bank of Southern Missouri
24-Month CD
3.49%
$1,000
T Bank
T Bank
60-Month CD
3.20%
$1,000
The Peoples S&L Co.
The Peoples S&L Co.
36-Month CD
3.03%
$500
Prairie Bank of Kansas
Prairie Bank of Kansas
18-Month CD
3.02%
$1,000
Generations Bank
Generations Bank
36-Month CD
3.00%
$500
The MINT National Bank
The MINT National Bank
48-Month CD
3.00%
$10,000
Bank 21
Bank 21
48-Month CD
3.00%
$500
Fairview State Banking Company
Fairview State Banking Company
48-Month CD
2.48%
$2,500
Walden Savings Bank
Walden Savings Bank
18-Month CD
2.25%
$1,000
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Money Market
2.10%
$100,000
Greenfield Co-operative Bank
Greenfield Co-operative Bank
36-Month CD
2.02%
$500
Black River Country Bank
Black River Country Bank
6-Month CD
2.00%
$1,000
MutualOne Bank
MutualOne Bank
18-Month CD
1.75%
$500
OneLocal Bank
OneLocal Bank
36-Month CD
1.50%
$1,000
Peoples State Bank Ellettsville, IN
Peoples State Bank Ellettsville, IN
18-Month CD
1.41%
$500
Fidelity State Bank and Trust Company
Fidelity State Bank and Trust Company
24-Month CD
1.31%
$1,000
SpiritBank
SpiritBank
60-Month CD
1.29%
$1,000
First FSB of Angola
First FSB of Angola
60-Month CD
1.26%
$500
FNB of Waverly
FNB of Waverly
48-Month CD
1.26%
$1,000
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
60-Month CD
1.10%
$500
Century Bank of Florida
Century Bank of Florida
Savings
1.00%
$0
Boonville Federal Savings Bank
Boonville Federal Savings Bank
12-Month CD
0.70%
$1,000
American Bank of Baxter Springs
American Bank of Baxter Springs
48-Month CD
0.60%
$1,000
Accentra Credit Union
Accentra Credit Union
48-Month CD
0.60%
$500
State Bank Freeport, IL
State Bank Freeport, IL
36-Month CD
0.45%
$1,000
A+ Federal Credit Union
A+ Federal Credit Union
Money Market
0.35%
$2,000
MidCountry Bank
MidCountry Bank
Money Market
0.30%
$50
Murray Bank
Murray Bank
3-Month CD
0.30%
$1,000
Warsaw Federal S&L
12-Month CD
0.25%
$500
WaterStone Bank
WaterStone Bank
12-Month CD
0.25%
$1,000
Bank of New Hampshire
Bank of New Hampshire
36-Month CD
0.25%
$500
Oxford Bank
Oxford Bank
36-Month CD
0.25%
$500
Community Bank of Pleasant Hill
Community Bank of Pleasant Hill
Kasasa Savings
0.20%
$25
United Southern Bank
United Southern Bank
12-Month CD
0.15%
$1,000
PNB Community Bank
PNB Community Bank
24-Month CD
0.15%
$1,000
Comerica
Comerica
36-Month CD
0.15%
$1
Harleysville Bank
Harleysville Bank
Money Market Plus
0.10%
$10,000
RBT Rollstone B&T
RBT Rollstone B&T
Prime Saver Savings
0.10%
$100
Toyota Financial Savings Bank
Toyota Financial Savings Bank
Savings
0.10%
$0
A+ Federal Credit Union
A+ Federal Credit Union
Membership Savings
0.10%
$100
Geddes Federal S&L
Geddes Federal S&L
Statement Savings
0.05%
$25
First Sentinel Bank
First Sentinel Bank
Non-Profit Checking
0.05%
$500
Citizens Bank
Citizens Bank
Private Client Money Market
0.05%
$25,000
Equitable S&L Co.
Equitable S&L Co.
Passbook Savings
0.05%
$100
UniBank
UniBank
Money Market
0.05%
$2,500
Landmark Credit Union
Landmark Credit Union
VIP Savings
0.05%
$0
A+ Federal Credit Union
A+ Federal Credit Union
A+ Checking
0.05%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare A+ Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Americas First Federal Credit Union
Americas First Federal Credit Union
15-Year Fixed
5.560%
5.250%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
15-Year Fixed
5.375%
5.431%
0.000
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
10 Year Fixed
5.300%
5.518%
0.000
Mutual Security Credit Union
Mutual Security Credit Union
5/1 ARM
5.500%
5.614%
0.000
State Employees Credit Union
State Employees Credit Union
15-Year Fixed
5.500%
5.654%
0.000
A+ Federal Credit Union
A+ Federal Credit Union
15-Year Fixed
5.750%
5.842%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed
5.750%
5.844%
0.000
Apple Federal Credit Union
Apple Federal Credit Union
15-Year Fixed
5.625%
5.864%
1.000
Altoona First Savings Bank
Altoona First Savings Bank
20-Year Fixed
5.850%
5.891%
0.000
A+ Federal Credit Union
A+ Federal Credit Union
20-Year Fixed
5.875%
5.949%
0.000
Ideal Credit Union
Ideal Credit Union
15 Year Fixed
5.750%
5.968%
0.000
McCoy Federal Credit Union
McCoy Federal Credit Union
15 Year Fixed
5.750%
5.977%
0.000
A+ Federal Credit Union
A+ Federal Credit Union
10-Year Fixed
5.875%
6.007%
0.000
Kohler Credit Union
Kohler Credit Union
20 Year Fixed
5.875%
6.017%
0.000
Northwest Community Bank
Northwest Community Bank
15-Year Fixed
5.875%
6.054%
0.000
JTNB
JTNB
15-Year Fixed
5.950%
6.064%
0.000
1st United Credit Union
1st United Credit Union
15-Year Fixed
5.990%
6.066%
0.000
First Hope Bank
First Hope Bank
15-Year Fixed
5.875%
6.090%
0.000
Community First Bank Rosholt, WI
Community First Bank Rosholt, WI
15-Year Fixed
5.875%
6.117%
0.000
Centreville Bank
Centreville Bank
15-Year Fixed Jumbo
6.125%
6.163%
0.000
WVS West View SB
WVS West View SB
20-Year Fixed
6.000%
6.230%
0.000
FirstBank of Nebraska
FirstBank of Nebraska
30-Year Fixed
6.250%
6.251%
0.000
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
20-Year Fixed
6.125%
6.256%
0.000
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
15-Year Fixed
6.000%
6.260%
1.000
Logix Federal Credit Union
Logix Federal Credit Union
15 Year Fixed
6.125%
6.260%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare A+ Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Abbey Credit Union
Abbey Credit Union
VISA® Gold
11.960%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Classroom Supply Visa
8.500%
360 Federal Credit Union
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
ACFCU
ACFCU
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Rewards
15.740% - 17.990%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Acipco Federal Credit Union
Acipco Federal Credit Union
Visa Credit Card
9.990%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
AAEC Credit Union
AAEC Credit Union
VISA Credit Card
11.900%
No annual fee
America First Federal Credit Union
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
4U Federal Credit Union
4U Federal Credit Union
Credit Card
10.150%
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
University First Federal Credit Union
University First Federal Credit Union
Visa Crimson Card
13.240%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare A+ Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
A+ Federal Credit Union
A+ Federal Credit Union
A+ Preferred Line Of Credit
10.990%
$0
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
9.990% - 16.240%
$0
61 - 66
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
America First Federal Credit Union
America First Federal Credit Union
Line of Credit Variable
16.740%
$0
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Personal Loan
9.990% - 18.000%
$0 - $50,000
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $500
48 - 48
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Loan
8.990% - 18.000%
$0 - $30,000
72
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Payroll Savings Loan
17.900%
$0 - $500
Abri Credit Union
Abri Credit Union
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
AAEC Credit Union
AAEC Credit Union
Personal Signature Loans
14.000%
$0
60
Achieva Credit Union
Achieva Credit Union
Personal Loan
11.000%
$0
1 - 12
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
Halloween Loan
15.000%
$500 - $1,500
6 - 12
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Loan
8.890%
$0
Academic Employees Credit Union
Academic Employees Credit Union
Preferred Personal Loan
10.000%
$0
60
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Personal Loan Rates
5.740%
$0
1 - 36
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
Hughes Federal Credit Union
Hughes Federal Credit Union
Line of Credit
13.450%
$0
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
10.490%
$0
60 - 60
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
Alec Federal Credit Union
Alec Federal Credit Union
Refinanced Signature Loans
18.000%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

A+ Federal Credit Union Information

Credit Union Name: A+ Federal Credit Union
Full Time Employees: 513
Part Time Employees: 32
President: Landon Spillmann
CEO: Eric Kase
Branch Locations: 22
ATM Locations: 21
Corporate Office Address:
6420 E Highway 290
Austin, TX 78723 1030
Phone Number: 512-302-6800
Fax Number: 512-459-1703

A+ Federal Credit Union Financials

Total Assets:
2,572,227,584
Total Amount of Shares and Deposits:
2,025,853,805
Total Shares and Deposits < 1 Year:
1,837,397,066
Total Shares and Deposits 1 3 Years:
122,599,303
Total Shares and Deposits > 3 Years:
65,857,435
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
138,652,184
Total Uninsured Shares and Deposits > $250K (F+J):
138,652,184
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,887,201,621
Total Interest Expense (Sum of items 6 8):
6,919,182
Share Certificates:
44,582
Number of Accounts for Share Drafts:
113,318
IRA KEOGH Accounts:
4,800
Number of Accounts for Regular Shares:
206,137
All other shares:
3,725
Non Member Deposits:
93,637
Money Market Shares:
6,752
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
188,983,207
Total Liabilities:
2,268,745,693
Show More

A+ Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
Yes
Online Financial Literacy?:
Yes
No Cost Bill Payer:
Yes
Student Scholarships:
1
Credit Builder:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
Brokered Deposits (All deposits acquired through a third party):
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

A surprisingly strong September job report is another sign that interest rates will be higher sooner than later. This is welcome news since deposit interest rates have been so low for so long. Forecasts are for bank rates to move higher as early as the Spring or Summer of 2014 when the Federal Reserve increases the federal funds rate.
car-tax-rebate-government-car-allowance-rebate-systemThe car tax rebate system (Car Allowance Rebate System) is a government sponsored program and will give you a tax credit for purchasing a new, more fuel efficient vehicle when you trade in a less fuel efficient vehicle.
EverBank 18 Month CD rates are now at 1.16 percent with a yield of 1.17 percent. The old EverBank 18 Month CD rate was 1.05 percent with a yield of 1.06 percent. View current 18 Month CD rates at EverBank below.

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A+ Federal Credit Union Reviews

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