A+ Federal Credit Union Rates and Review January 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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A+ Federal Credit Union's 24-Month CD rates are at 3.55%, 18-Month CD rates are at 3.55%, 12-Month CD rates are at 3.55%, 48-Month CD rates are at 3.50%, 36-Month CD rates are at 3.50%. A+ Federal Credit Union's savings rates are at 0.10%. A+ Federal Credit Union's money market rates are at 0.35%. A+ Federal Credit Union's 30-Year Fixed rates are at 5.62%, 20-Year Fixed rates are at 5.50%, 10-Year Fixed rates are at 5.38%, 15-Year Fixed rates are at 5.12%. A+ Federal Credit Union's Personal Loan Rates are at 8.99%.
Compare A+ Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of A+ Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityA+ Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at A+ Federal Credit Union? Share your experience about A+ Federal Credit Union by leaving a review below, or read customer reviews before you decide to use A+ Federal Credit Union. Overall, A+ Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. A+ Federal Credit Union Deposit Rates
A+ Federal Credit Union
12-Month CD
3.55%
$1,000
A+ Federal Credit Union
18-Month CD
3.55%
$1,000
A+ Federal Credit Union
24-Month CD
3.55%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
A+ Federal Credit Union Personal Loan Rates
A+ Federal Credit Union
A+ Preferred Line Of Credit
10.990%
$0
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonVisa Platinum Rewards
14.900%
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Rewards Student Classic
16.500%
Credit Limit - $500
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonTerm Line of Credit 84 months
8.000%
$0
Anything Loan
10.990%
$500
36
Signature (Unsecured) Loan
11.040%
$0
1 - 24
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Credit Union Profile & OverviewCredit Union Name: A+ Federal Credit Union
Website: https://www.aplusfcu.org
Full Time Employees: 500Part Time Employees: 34 President: Landon Spillmann CEO: Eric Kase Branch Locations: 22 ATM Locations: 21 Corporate Office Address:
6420 E Highway 290
Austin, TX 78723 1030 Phone Number: 512-302-6800 Fax Number: 512-459-1703 FinancialsTotal Assets:
2,534,595,067
Total Amount of Shares and Deposits:
2,033,694,732
Total Shares and Deposits < 1 Year:
1,874,829,667
Total Shares and Deposits 1 3 Years:
112,375,687
Total Shares and Deposits > 3 Years:
46,489,378
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
152,946,742
Total Uninsured Shares and Deposits > $250K (F+J):
152,946,742
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,880,747,990
Total Interest Expense (Sum of items 6 8):
22,492,621
Share Certificates:
43,445
Number of Accounts for Share Drafts:
118,500
IRA KEOGH Accounts:
4,642
Number of Accounts for Regular Shares:
206,042
All other shares:
3,025
Non Member Deposits:
61,637
Money Market Shares:
7,815
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
326,649,098
Total Liabilities:
2,199,321,989
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About A+ Federal Credit UnionIs a member application needed to join A+ Federal Credit Union?Yes, to access services at A+ Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, A+ Federal Credit Union provides a range of mortgage and home equity products. Is A+ Federal Credit Union a safe place to deposit money?Yes, A+ Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does A+ Federal Credit Union offer online and mobile banking?Most modern institutions like A+ Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
