What are the current interest rates at Abound Federal Credit Union?

Current rates for Abound Federal Credit Union include: Personal Loan: 8.90%

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Abound Federal Credit Union Rates and Review March 2026

Item: Abound Federal Credit Union
Rating: 9629
Author: yyuR

Content reviewed by

Brian McKay

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Abound Federal Credit Union Deposit Rates

Abound Federal Credit Union's Personal Loan Rates are at 8.90%. MonitorBankRates evaluates the financial stability of Abound Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.84%. Rates were last updated on 03/06/2026.

Abound Federal Credit Union

Abound Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at Abound Federal Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use .

Abound Federal Credit Union Texas Ratio

Abound Federal Credit Union's Texas Ratio is at 2.84%, which is considered excellent. The Texas Ratio for Abound Federal Credit Union is lower than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This indicates that Abound Federal Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.

MonitorBankRates Rating

5.0

Exceptional

Out of 5.0 Stars

Abound Federal Credit Union has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Overall, Abound Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars.

Overall Health & Safety Grade

A+

Exceptional Health

Score: 99/100

Abound Federal Credit Union has earned an overall safety grade of A+. This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.

Current Interest Rates

Product

APY/APR

vs.Avg

12-Month CD

N/A

2.38%

18-Month CD

N/A

2.14%

24-Month CD

N/A

2.17%

36-Month CD

N/A

2.11%

48-Month CD

N/A

2.10%

60-Month CD

N/A

2.23%

Savings

N/A

0.60%

MMA

N/A

0.75%

30-Year Fixed

N/A

6.09%

Credit Card

N/A

14.10%

Personal Loan

8.90%

11.27%

"N/A" indicates the product is not offered or the rate is unavailable.

Rates Last Updated: 03/06/2026

Abound Federal Credit Union
313 Branch

3939 S Dixie Blvd
Radcliff, KY 40160 5113

https://www.aboundcu.com

MonitorBankRates

Official Financial Rating

5.0

★★★★★

EXCEPTIONAL

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Abound Federal Credit Union Mortgage Rates

Product	Rate	Points	APR
15 Year Fixed	-	-	5.51%
DetailsAnnual Percentage Rate is based on a variety of factors including but not limited to credit history, loan amount, purpose of the loan and loan-to-value (LTV) ratio. Higher rates may apply. Quoted rates are for LTV at 80% or less. Rates are subject to change without notice and are not locked at the time of application. Subject to $10 membership fee if not already a member. A fixed $150,000 loan for 180 months at 5.512% APR is a $1,215.70 monthly payment. Last Updated 03/02/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.84%
20 Year Fixed	-	-	5.74%
DetailsAnnual Percentage Rate is based on a variety of factors including but not limited to credit history, loan amount, purpose of the loan and loan-to-value (LTV) ratio. Higher rates may apply. Quoted rates are for LTV at 80% or less. Rates are subject to change without notice and are not locked at the time of application. Subject to $10 membership fee if not already a member. A fixed $150,000 loan for 240 months at 5.735% APR is a $1042.45 monthly payment. Last Updated 03/02/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.84%
30 Year Fixed	-	-	6.08%
DetailsAnnual Percentage Rate is based on a variety of factors including but not limited to credit history, loan amount, purpose of the loan and loan-to-value (LTV) ratio. Higher rates may apply. Quoted rates are for LTV at 80% or less. Rates are subject to change without notice and are not locked at the time of application. Subject to $10 membership fee if not already a member. A fixed $150,000 loan for 360 months at 6.084% APR is a $899.33 monthly payment. Last Updated 03/02/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.84%

Abound Federal Credit Union Credit Card Rates

Product	Rate	APR	View More
Classic Credit Card	-	10.99%
No additional details. Last Updated 03/02/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.84%

Abound Federal Credit Union Personal Loan Rates

Product	Rate	APR
Personal Loan	-	8.90%
No additional details. Last Updated 03/02/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.84%
Personal Line of Credit	-	11.74%
DetailsLine of Credit - up to $15,000 Last Updated 03/02/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.84%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Abound Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Abound Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Abound Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name: Abound Federal Credit Union

Website: https://www.aboundcu.com

Full Time Employees: 380
Part Time Employees: 9
President: Wanda Parker
CEO: Raymond Springsteen
Branch Locations: 18
ATM Locations: 17

Corporate Office Address:

3939 S Dixie Blvd
Radcliff, KY 40160 5113
Phone Number: 800-285-5669
Fax Number:

Financials

MonitorBankRates Star Rating:

5.0 / 5.0 ★

Overall Health & Safety Grade:

A+ (99/100)

Texas Ratio:

2.84%

Return on Assets (ROA):

0.9456%

Return on Equity (ROE):

5.8395%

Non-Performing Loans Ratio (NPL):

0.63%

Total Assets:

2,571,819,502

Total Amount of Shares and Deposits:

2,111,240,181

Total Shares and Deposits < 1 Year:

1,948,472,384

Total Shares and Deposits 1 3 Years:

152,788,990

Total Shares and Deposits > 3 Years:

9,978,807

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):

269,698,824

Total Uninsured Shares and Deposits > $250K (F+J):

269,698,824

Total Insured Shares and Deposits > $250K (item 17 less item K):

1,841,541,357

Total Interest Expense (Sum of items 6 8):

44,356,570

Share Certificates:

27,132

Number of Accounts for Share Drafts:

52,261

IRA KEOGH Accounts:

5,661

Number of Accounts for Regular Shares:

117,987

Money Market Shares:

6,626

Total Cash on Deposit (Amounts Deposited in Financial Institutions):

201,587,572

Total Liabilities:

2,209,537,877

Source: NCUA Last Updated 09/30/2025

Customer Reviews

yyuR

★★★★★

December 17, 2025

FDcD

Average Rating

★★★★★

Total Reviews

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Frequently Asked Questions About Abound Federal Credit Union

Is a member application needed to join Abound Federal Credit Union?

Yes, to access services at Abound Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Abound Federal Credit Union provides a range of mortgage and home equity products.

Is Abound Federal Credit Union a safe place to deposit money?

Yes, Abound Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.