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Access Of Louisiana Federal Credit Union Rates and Review January 2026

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Access Of Louisiana Federal Credit Union's 24-Month CD rates are at 4.09%, 12-Month CD rates are at 2.89%, 36-Month CD rates are at 2.63%. Access Of Louisiana Federal Credit Union's savings rates are at 0.15%. Access Of Louisiana Federal Credit Union's Personal Loan Rates are at 9.20%.

Access Of Louisiana Federal Credit Union

Compare Access Of Louisiana Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Access Of Louisiana Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Access Of Louisiana Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Access Of Louisiana Federal Credit Union? Share your experience about Access Of Louisiana Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Access Of Louisiana Federal Credit Union.

Overall, Access Of Louisiana Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
2.89%
18-Month CD
N/A
24-Month CD
4.09%
36-Month CD
2.63%
48-Month CD
N/A
60-Month CD
N/A
Savings
0.15%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
9.20%

"N/A" indicates the product is not offered or the rate is unavailable.

Access Of Louisiana Federal Credit Union
Kirby
519 Kirby St
Lake Charles, LA 70601
Member NCUA
MonitorBankRates' Rating
5/5
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Access Of Louisiana Federal Credit Union Deposit Rates

Bank
Product
APY
Min Dep
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
24-Month CD
4.09%
$500
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
12-Month CD
2.89%
$500
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
36-Month CD
2.63%
$500
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Regular Savings
0.15%
$25
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Access Of Louisiana Federal Credit Union Personal Loan Rates

Institution
Product
APR
Loan Amt
Loan Term Months
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $100
12 - 24
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $2,500
36 - 36
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $500
48 - 48
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD
3.90%
$500
36-Month CD
3.75%
$250
6-Month CD
3.75%
$1,000
12-Month CD
3.75%
$250
12-Month CD
3.50%
$1,000
24-Month CD
3.50%
$1,000
36-Month CD
3.40%
$500
18-Month CD
3.30%
$100
60-Month CD
3.25%
$1,000
12-Month CD
3.25%
$1,000
36-Month CD
3.03%
$1,000
30-Month CD
3.00%
$0
60-Month CD
3.00%
$1,000
18-Month CD
2.83%
$1,000
24-Month CD
2.75%
$500
36-Month CD
2.75%
$1,000
18-Month CD
2.50%
$1,000
Commercial Money Market
2.25%
$100,000
24-Month CD
2.21%
$500
60-Month CD
2.00%
$500
36-Month CD
1.95%
$1,000
36-Month CD
1.86%
$500
48-Month CD
1.25%
$1,000
60-Month CD
1.15%
$1,000
36-Month CD
1.00%
$500
12-Month CD
1.00%
$500
48-Month CD
0.80%
$50
42-Month CD
0.75%
$2,000
24-Month CD
0.60%
$500
48-Month CD
0.60%
$1,000
60-Month CD
0.60%
$1,000
18-Month CD
0.50%
$1,000
Pinnacle Savings
0.50%
$25
Business Complete Money Market
0.50%
$50,000
12-Month CD
0.49%
$2,500
12-Month CD
0.45%
$500
24-Month CD
0.45%
$500
24-Month CD
0.35%
$500
12-Month CD
0.25%
$500
Money Market
0.22%
$1,000
Checking
0.10%
$0
Super NOW Checking
0.10%
$1,000
24-Month CD
0.10%
$1,000
Money Market
0.05%
$100
24-Month CD
0.04%
$500
Savings
0.02%
$2,500
12-Month CD (Bump-Up)
0.00%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.000%
6.154%
0.325
10 Year Fixed
5.750%
5.883%
0.000
6.000%
6.239%
0.000
5/1 Adjustable
5.875%
6.234%
0.000
15 Year Fixed
5.750%
6.062%
0.000
15 Year Fixed
5.500%
5.677%
0.000
6.000%
6.031%
0.000
15-Year Fixed
5.680%
5.964%
0.000
30-Year Fixed
5.875%
5.965%
0.000
5/1 ARM (Jumbo)
6.500%
6.546%
0.000
5.375%
5.652%
0.000
5.375%
6.097%
0.000
30 Year Fixed
5.625%
5.704%
0.250
5/6 ARM
5.375%
6.286%
0.947
5.990%
6.035%
0.000
30 year Fixed
6.000%
6.034%
0.000
6.500%
6.595%
0.000
15-Year Fixed
5.750%
5.769%
0.000
30 Year Fixed Jumbo
6.250%
6.263%
0.000
15-Year Fixed
5.750%
5.870%
0.000
10-Year Fixed
5.625%
5.793%
0.000
20 Year Fixed
6.500%
6.628%
0.000
5.500%
5.680%
1.125
5.750%
6.078%
0.000
10-Year Fixed
5.125%
5.511%
0.000
5.750%
6.093%
0.000
6.000%
6.067%
0.000
5.500%
5.820%
0.000
4.750%
5.730%
0.000
30-Year Fixed VA
5.375%
5.599%
1.000
5.625%
5.726%
0.000
6.125%
6.320%
0.000
5.240%
6.315%
0.000
5.250%
6.580%
0.000
7/6 Jumbo ARM
5.250%
6.056%
0.110
5.125%
5.637%
0.250
15-Year Fixed
5.375%
5.431%
0.000
5.625%
5.787%
0.000
30-Year Fixed
6.500%
6.559%
0.000
20-Year Fixed
5.875%
5.971%
0.000
15-Year Fixed (Jumbo)
5.500%
5.591%
0.000
30 Year Fixed
6.000%
6.130%
0.000
5.750%
5.923%
0.000
30-Year Fixed
6.125%
6.167%
0.000
15-Year Fixed
5.375%
5.580%
0.000
30-Year Fixed
6.000%
6.120%
0.000
5.625%
5.667%
0.000
5.625%
6.000%
0.000
30-Year Fixed
6.125%
6.249%
0.000
5.500%
5.588%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
14.000%
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
8.750%
Visa Signature® Cash Back
17.750%
VISA Traditional
14.240% - 18.000%
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Visa Platinum with Rewards
9.900%
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Security Service Power MasterCard
12.740% - 18.000%
Visa Platinum Credit Card
9.500% - 12.500%
Academic VISA® Platinum
10.900%
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Platinum Secured Visa
8.750%
Visa Platinum Preferred Starter
17.990%
Business Select Credit Card Mastercard
18.000%
VISA Credit Card
11.900%
No annual fee
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
9.990%
Credit Line $500-$7,000
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
VISA Platinum with Rewards
8.900%
VISA Platinum without Rewards
7.900%
Visa Platinum Clarity
15.990%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Summer/Holiday Loans
9.500%
$0
Preferred Personal Loan
10.000%
$0
60
9.900%
$0
Signature Loans
12.990%
$0
48
10.000%
$0
1 - 36
Gold Star Loan
14.200%
$0
48
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
11.240%
$0 - $10,000
60 - 60
Debt Consolidated
9.490%
$500
36
Personal Line of Credit
9.000%
$0
60
Personal Signature Loans
14.000%
$0
60
7.750% - 16.750%
$0
1 - 36
Personal Signature Loan
11.000%
$0
96
13.740%
$5,000
60 - 60
Consolidation Loans
13.060%
$0
1 - 36
8.490%
$0
36 - 36
18.000%
$0 - $500
5
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
Personal Line of Credit
13.040%
$0
Personal Loan
11.000%
$0
1 - 12
12.990%
$0
13 - 60
Education (tuition bill required)
8.250%
$0
60
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
Consolidation Loans
14.850%
$0
37 - 60
10.890%
$0
60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Credit Union Profile & Overview

Credit Union Name: Access Of Louisiana Federal Credit Union
Full Time Employees: 12
Part Time Employees: 0
President: Brian Burton
CEO: Michelle Jinks
Branch Locations: 2
ATM Locations: 2
Corporate Office Address:
519 Kirby St
Lake Charles, LA 70601
Phone Number: 337-533-1808
Fax Number: 337-533-8419

Financials

Total Assets:
42,315,983
Total Amount of Shares and Deposits:
37,817,329
Total Shares and Deposits < 1 Year:
36,981,552
Total Shares and Deposits 1 3 Years:
835,777
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
432,396
Total Uninsured Shares and Deposits > $250K (F+J):
433,700
Total Insured Shares and Deposits > $250K (item 17 less item K):
37,383,629
Total Interest Expense (Sum of items 6 8):
567,174
Share Certificates:
340
Number of Accounts for Share Drafts:
1,307
IRA KEOGH Accounts:
56
Number of Accounts for Regular Shares:
4,134
All other shares:
48
Non Member Deposits:
13
Net Income (unless the amount is already included in Undivided Earnings):
-14,280
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
3,916,786
Total Liabilities:
37,943,731
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Access Of Louisiana Federal Credit Union

Is a member application needed to join Access Of Louisiana Federal Credit Union?

Yes, to access services at Access Of Louisiana Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Access Of Louisiana Federal Credit Union provides a range of mortgage and home equity products.

Is Access Of Louisiana Federal Credit Union a safe place to deposit money?

Yes, Access Of Louisiana Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Access Of Louisiana Federal Credit Union offer online and mobile banking?

Most modern institutions like Access Of Louisiana Federal Credit Union provide digital access including online balance checks and transfers.

Current Access Of Louisiana Federal Credit Union Rates

ProductAPY
12-Month CD2.89%
24-Month CD4.09%
36-Month CD2.63%
Savings0.15%
Personal Loan9.20%

Rates subject to change.

Compare to other Credit Unions