Acipco Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Acipco Federal Credit Union's 36-Month CD rates are at 3.04%, 24-Month CD rates are at 2.53%, 12-Month CD rates are at 2.02%, 6-Month CD rates are at 1.00%. Acipco Federal Credit Union's savings rates are at 0.50%. Acipco Federal Credit Union's Personal Loan Rates are at 10.00. Acipco Federal Credit Union's Credit Card Rates are at 9.99.

Acipco Federal Credit Union

Compare Acipco Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Acipco Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Acipco Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Acipco Federal Credit Union? Share your experience about Acipco Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Acipco Federal Credit Union.

Overall, Acipco Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.02%
18-Month CD
N/A
24-Month CD
2.53%
36-Month CD
3.04%
48-Month CD
N/A
60-Month CD
N/A
Savings
0.50%
MMA
N/A
30-Year Fixed
N/A
Credit Card
9.99%
Personal Loan
10.00%
Acipco Federal Credit Union
ACIPCO Federal Credit Union
1501 31st Ave N
Birmingham, AL 35207
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Acipco Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Farmers State Bank Lake View, IA
Farmers State Bank Lake View, IA
6-Month CD
4.29%
$1,000
Merrick Bank
Merrick Bank
36-Month CD
3.90%
$25,000
Haverhill Bank
Haverhill Bank
12-Month CD
3.75%
$500
Lone Star Bank
Lone Star Bank
11-Month CD
3.65%
$1,000
Commercial Bank De Kalb, MS
Commercial Bank De Kalb, MS
36-Month CD
3.50%
$1,000
AAC Credit Union
AAC Credit Union
12-Month CD
3.50%
$500
Nebraska State Bank and Trust Company
Nebraska State Bank and Trust Company
12-Month CD
3.49%
$500
Merchants Bank of Indiana
Merchants Bank of Indiana
18-Month CD
3.32%
$1,000
Primebank
Primebank
60-Month CD (Step Up)
3.25%
$1,000
Roxboro Savings Bank
18-Month CD
3.25%
$500
Bank of Star Valley
Bank of Star Valley
24-Month CD
3.19%
$250
OBC Bank
OBC Bank
24-Month CD
3.04%
$1,000
Acipco Federal Credit Union
Acipco Federal Credit Union
36-Month CD
3.04%
$1,000
First Community Bank Beemer, NE
First Community Bank Beemer, NE
36-Month CD
3.03%
$10,000
Main Bank
Main Bank
18-Month CD
3.00%
$1,000
Achieve Credit Union
Achieve Credit Union
30-Month CD
2.75%
$500
Badger Bank
Badger Bank
12-Month CD
2.74%
$2,500
Platte Valley Bank North Bend, NE
Platte Valley Bank North Bend, NE
Money Market
2.70%
$500,000
First National Bank of Michigan
First National Bank of Michigan
48-Month CD
2.53%
$0
Acipco Federal Credit Union
Acipco Federal Credit Union
24-Month CD
2.53%
$1,000
American Plus Bank, N.A.
American Plus Bank, N.A.
48-Month CD
2.20%
$25,000
Department of Commerce FCU
Department of Commerce FCU
48-Month CD
2.02%
$500
Acipco Federal Credit Union
Acipco Federal Credit Union
12-Month CD
2.02%
$1,000
Oakwood Bank Pigeon Falls, WI
Oakwood Bank Pigeon Falls, WI
Money Market
1.51%
$25,000
SSB Scott State Bank
SSB Scott State Bank
60-Month CD
1.51%
$1,000
Bluff View Bank
Bluff View Bank
24-Month CD
1.46%
$10,000
The Bank of the West
The Bank of the West
Savings
1.26%
$0
Madison County Bank
Madison County Bank
Christmas Club Savings
1.20%
$10
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
60-Month CD
1.10%
$500
CNB Bank Berkeley Springs, WV
CNB Bank Berkeley Springs, WV
12-Month CD
1.00%
$500
FNB of Ely
FNB of Ely
Money Market
1.00%
$2,500
Oakwood Bank Pigeon Falls, WI
Oakwood Bank Pigeon Falls, WI
6-Month CD
1.00%
$100
Acipco Federal Credit Union
Acipco Federal Credit Union
6-Month CD
1.00%
$1,000
University First Federal Credit Union
University First Federal Credit Union
High Yield Money Market
1.00%
$5,000
I3 Bank
I3 Bank
24-Month CD
0.80%
$500
Raritan State Bank
Raritan State Bank
Money Market
0.75%
$1,500
FNB of River Falls
FNB of River Falls
48-Month CD
0.60%
$2,500
DB&T
DB&T
60-Month CD
0.60%
$1,000
First Community Bank of Hillsboro
First Community Bank of Hillsboro
48-Month CD
0.50%
$1,000
Acipco Federal Credit Union
Acipco Federal Credit Union
Savings
0.50%
$25
Washington Savings Bank Lowell, MA
Washington Savings Bank Lowell, MA
24-Month CD
0.40%
$500
Citizens Bank & Trust Co. MN
Citizens Bank & Trust Co. MN
Money Market Savings
0.30%
$100
First Shore Federal S&L
First Shore Federal S&L
Statement Savings
0.30%
$200
USLA Union S&L
USLA Union S&L
18-Month CD
0.30%
$1,000
WebBank
WebBank
Savings
0.25%
$1,000
Bank of Luxemburg
Bank of Luxemburg
Star Savings
0.20%
$10
State Bank & Trust Company
State Bank & Trust Company
Money Market
0.20%
$0
United Orient Bank
United Orient Bank
Passbook Savings
0.20%
$100
Peoples Bank Taylorsville, KY
18-Month CD
0.15%
$500
Hometown Bank Oxford, MA
Hometown Bank Oxford, MA
Get More Money Market
0.10%
$1
North Shore Bank of Commerce
North Shore Bank of Commerce
Regular Savings
0.10%
$0
The Bank of New Glarus
The Bank of New Glarus
Sugar River Savings
0.10%
$0
Alliance Bank IN
Alliance Bank IN
Traditional Savings
0.08%
$300
Forward Bank
Forward Bank
Premium Fast Forward Checking
0.05%
$0
Forcht Bank
Forcht Bank
Simple Savings
0.05%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Acipco Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Security Service Federal Credit Union
Security Service Federal Credit Union
15-Year Fixed (Power Rate)
5.847%
5.625%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
15-Year Fixed
5.750%
5.946%
0.250
Pioneer Federal Credit Union
Pioneer Federal Credit Union
30-Year Fixed
5.875%
6.022%
0.000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
15-Year Fixed
5.750%
6.035%
1.000
Hawaii State Federal Credit Union
Hawaii State Federal Credit Union
15 Year Fixed
5.750%
6.161%
2.000
Kohler Credit Union
Kohler Credit Union
15 Year Fixed
6.000%
6.179%
0.000
Mountain America Federal Credit Union
Mountain America Federal Credit Union
15-Year Fixed
5.990%
6.199%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
10/1 ARM
5.875%
6.293%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
15 Year Fixed
6.125%
6.305%
0.500
American Eagle Financial Credit Union
American Eagle Financial Credit Union
5/5 ARM
5.000%
6.310%
0.000
Port Washington State Bank
Port Washington State Bank
15-Year Fixed
6.250%
6.323%
0.000
River Falls State Bank
River Falls State Bank
15-Year Fixed
6.125%
6.335%
0.000
Bath State Bank
Bath State Bank
15-Year Fixed
6.125%
6.355%
1.000
Seaboard Federal Credit Union
Seaboard Federal Credit Union
5/5 ARM
6.000%
6.363%
0.000
San Mateo Credit Union
San Mateo Credit Union
5/5 ARM
6.125%
6.370%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
10 Year Fixed
6.125%
6.379%
0.500
The Golden 1 Credit Union
The Golden 1 Credit Union
15-Year Fixed
6.375%
6.395%
0.000
Missouri Credit Union
Missouri Credit Union
30 Year Fixed
6.375%
6.426%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
20 Year Fixed
6.250%
6.426%
0.750
1st United Credit Union
1st United Credit Union
7/1 ARM
6.390%
6.439%
0.000
Achieva Credit Union
Achieva Credit Union
5/1 ARM
6.000%
6.538%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
20-Year Fixed
6.500%
6.571%
0.500
The Bank of Brodhead
The Bank of Brodhead
15-Year Fixed
6.500%
6.573%
0.000
Penn Community Bank
Penn Community Bank
7/1 ARM (Jumbo)
6.125%
6.593%
0.000
USB Union Savings Bank
USB Union Savings Bank
5/1 ARM
5.750%
6.627%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Acipco Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Acipco Federal Credit Union
Acipco Federal Credit Union
Visa Credit Card
9.990%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
University First Federal Credit Union
University First Federal Credit Union
Visa Crimson Card
13.240%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
AAEC Credit Union
AAEC Credit Union
VISA Credit Card
11.900%
No annual fee
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Rewards Visa Credit Card
15.250%
Randolph Brooks FCU
Randolph Brooks FCU
Business Select Credit Card Mastercard
18.000%
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
University First Federal Credit Union
University First Federal Credit Union
Visa Secure Card
13.740%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier
9.900%
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
ABNB Federal Credit Union
ABNB Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
Abri Credit Union
Abri Credit Union
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
America First Federal Credit Union
America First Federal Credit Union
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Secured
18.000%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Rewards Credit Card
14.240%
University First Federal Credit Union
University First Federal Credit Union
Visa Business Rewards Card
15.240%
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Acipco Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Acipco Federal Credit Union
Acipco Federal Credit Union
Signature Loan
10.000%
$0
1 - 36
4U Federal Credit Union
4U Federal Credit Union
Personal Loan
10.650%
$0
1st Valley Credit Union
1st Valley Credit Union
Next Step Loan
10.500%
$0
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
America First Federal Credit Union
America First Federal Credit Union
Line of Credit Variable
16.740%
$0
Academic Federal Credit Union
Academic Federal Credit Union
Personal Line of Credit
9.000%
$0
60
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.490%
$0 - $5,000
48 - 48
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
ACFCU
ACFCU
Personal Loans
13.450%
$0
60
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
Accentra Credit Union
Accentra Credit Union
Personal Loan
11.760%
$0
ABCO Federal Credit Union
ABCO Federal Credit Union
Personal Loans
10.490%
$0
1st Valley Credit Union
1st Valley Credit Union
AMP Loan
10.500%
$0
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Consumer Loan
10.250% - 17.950%
$0
1 - 36
A+ Federal Credit Union
A+ Federal Credit Union
A+ Preferred Line Of Credit
10.990%
$0
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.700%
$8,000
60 - 60
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
Halloween Loan
15.000%
$500 - $1,500
6 - 12
Achieve Financial Credit Union
Achieve Financial Credit Union
Unsecured/Personal Loans
8.990%
$0
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
ABNB Federal Credit Union
ABNB Federal Credit Union
Personal Loans
11.740% - 17.990%
$0
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Open End Line-of-Credit
11.990%
$0
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
12.990%
$0
1 - 24
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Acipco Federal Credit Union Information

Credit Union Name: Acipco Federal Credit Union
Full Time Employees: 19
Part Time Employees: 0
President: Mike Kitchens
CEO: Alison Cooke
Branch Locations: 2
ATM Locations: 1
Corporate Office Address:
1501 31st Ave N
Birmingham, AL 35207
Phone Number: 205-328-4371
Fax Number: 205-251-1513

Acipco Federal Credit Union Financials

Total Assets:
200,754,546
Total Amount of Shares and Deposits:
174,687,575
Total Shares and Deposits < 1 Year:
161,625,866
Total Shares and Deposits 1 3 Years:
12,857,060
Total Shares and Deposits > 3 Years:
204,649
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
6,990,673
Total Uninsured Shares and Deposits > $250K (F+J):
6,990,673
Total Insured Shares and Deposits > $250K (item 17 less item K):
167,696,902
Total Interest Expense (Sum of items 6 8):
817,535
Share Certificates:
1,480
Number of Accounts for Share Drafts:
4,771
IRA KEOGH Accounts:
270
Number of Accounts for Regular Shares:
8,594
All other shares:
292
Money Market Shares:
1,206
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
23,134,781
Total Liabilities:
178,001,581
Show More

Acipco Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
No
Are New Loans Available:
No
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Conforming mortgage rates today are higher but still near record lows, fueling demand for refinance applications. Mortgage rates on 30 year home loans are averaging 4.01%, an increase from yesterday's average mortgage rate of 3.92%. Mortgage rates currently on 15 year home mortgage loans are averaging 3.27%, up from yesterday's average 15 year mortgage rate of 3.24%.
Mortgage-nterest-Rates-Todays-30-Year-Mortgage-Rates-at-4.97-15-Year-Mortgage-Rates-at-4.40-473630 year mortgage interest rates headed higher this week over last week, following U.S. Treasury yields move higher. This is the second consecutive week of increases. Even with the increase, today's mortgage interest rates are still incredibly low and will probably hover around these ranges until the first quarter of 2010. 
Alabama Credit Union has several different types of mortgages that have good rates including 15 year mortgage rates at 4.25%. Alabama Credit Union also offers financing for up to 95% of a home's value.  This is notable because most lenders (especially these days) are only offering financing up to 80% of the home's loan-to-value (LTV) ratio. During the housing boom a few years ago, buyers could get financing for 100% or more of a home's value with no proof of income. Predictably, the rates on home loans for more than 80% financing are higher.

Bank or Credit Union Offers and Deals

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Home Equity Line of Credit Closed?
EverBank 4 Year Jumbo CD Rates now at 1.54%
Mortgage Rates: Freddie Mac's Survey Mortgage Rates Down This Week
Mortgage Rates Increase on Stronger Economic Growth: 30 Year Rates at 4.48%
Most Homeowners Either Maintain or Reduce Mortgage Debt When Refinancing
Securitization of Home Mortgages
Average 30 Year Mortgage Rates Today Remain Under 4.00%

Alternative Bank and Credit Union Offers to Explore

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Mortgage Rates Friday, January 13, 2012: 30 Year Mortgage Rates at 4.05%
Best Money Market Rates: M&T Bank Market Advantage Account Rate at 1.55%

Acipco Federal Credit Union Reviews

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