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Advantage Credit Union Newtown, IA Rates and Review February 2026

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Advantage Credit Union Newtown, IA's CD rates are at 2.80%, CD rates are at 2.79%, CD rates are at 2.64%, CD rates are at 2.54%, CD rates are at 2.53%. Advantage Credit Union Newtown, IA's savings rates are at 0.30%. Advantage Credit Union Newtown, IA's money market rates are at 1.51%.

Advantage Credit Union Newtown, IA

Advantage Credit Union Newtown, IA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at Advantage Credit Union Newtown, IA? Share your experience about by leaving a review below, or read customer reviews before you decide to use .

Advantage Credit Union Newtown, IA Texas Ratio

Advantage Credit Union Newtown, IA's Texas Ratio is at 11.83%, which is considered excellent. The Texas Ratio for Advantage Credit Union Newtown, IA is higher than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This indicates that Advantage Credit Union Newtown, IA has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.

MonitorBankRates Rating

5.0
Excellent
Out of 5.0 Stars

Advantage Credit Union Newtown, IA has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Overall, Advantage Credit Union Newtown, IA is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars.

Current Interest Rates

Product
APY/APR
vs.Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
0.30%
MMA
1.51%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Advantage Credit Union Newtown, IA
Advantage Credit Union
121 W 3rd St N
Newton, IA 50208 3040
Member NCUA
MonitorBankRates
Official Financial Rating
5.0
★★★★★
EXCELLENT
🏆

Credit Unions:
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Advantage Credit Union Newtown, IA CD Rates

Product Rate APY Term View More
Term Share 2.76% 2.80% 6 Months
Min Deposit$100,000
Last Updated 02/10/2026
Term Share 2.75% 2.79% 12 Months
Min Deposit$100,000
Last Updated 02/10/2026
Term Share 2.61% 2.64% 24 Months
Min Deposit$100,000
Last Updated 02/10/2026
Term Share 2.51% 2.54% 6 Months
Min Deposit$50,000
Last Updated 02/10/2026
Term Share 2.50% 2.53% 12 Months
Min Deposit$50,000
Last Updated 02/10/2026
Term Share 2.36% 2.39% 24 Months
Min Deposit$50,000
Last Updated 02/10/2026
Term Share 2.26% 2.28% 6 Months
Min Deposit$1,000
Last Updated 02/10/2026
Term Share 2.25% 2.27% 12 Months
Min Deposit$1,000
Last Updated 02/10/2026
Term Share 2.11% 2.13% 24 Months
Min Deposit$1,000
Last Updated 02/10/2026
Term Share 2.01% 2.03% 36 Months
Min Deposit$1,000
Last Updated 02/10/2026

Advantage Credit Union Newtown, IA Savings Rates

Product Rate APY View More
Health Savings 1.50% 1.51%
Min Deposit$15,000
DetailsAmount: $15,000+
Last Updated 02/10/2026
Health Savings 1.00% 1.01%
Min Deposit$5,000
DetailsAmount: $5,000-$14,999
Last Updated 02/10/2026
Life Happens Savings Account - 1.00%
Min Balance$1
DetailsMinimum Balance to Open: . Minimum Daily Balance: $0. Interest Rate up to 2,000
Last Updated 02/10/2026
Health Savings 0.80% 0.80%
Min Deposit$100
DetailsAmount: $100-$4,999
Last Updated 02/10/2026
Life Happens Savings Account - 0.30%
Min Balance$1
DetailsMinimum Balance to Open: . Minimum Daily Balance: $0. Interest Rate 2,001 +
Last Updated 02/10/2026
Vacation Club 0.30% 0.30%
Min Balance$1
Last Updated 02/10/2026

Advantage Credit Union Newtown, IA Money Market Rates

Product Rate APY View More
Money Market 2.25% 2.27%
Min Deposit$100,000
DetailsAmount: $100,000 +
Last Updated 02/10/2026
Money Market 2.00% 2.02%
Min Deposit$50,000
DetailsAmount: $50,000-99,999
Last Updated 02/10/2026
Money Market 1.75% 1.76%
Min Deposit$25,000
DetailsAmount: $25,000-49,999
Last Updated 02/10/2026
Money Market 1.50% 1.51%
Min Deposit$5,000
DetailsAmount: $5,000-24,999
Last Updated 02/10/2026

Advantage Credit Union Newtown, IA Checking Rates

Product Rate APY View More
Rewards Checking 2.96% 3.00%
Min Deposit$20
DetailsWhen qualifications are met; $0-10,000 Balance
Last Updated 02/10/2026
Rewards Checking 0.10% 0.10%
Min Deposit$20
DetailsNon-qualifying accounts & balances over $10,000
Last Updated 02/10/2026

Advantage Credit Union Newtown, IA Mortgage Rates

Product Rate Points APR Term View More
1st Mortgage Fixed Closed End - - 6.25% 5 Years
No additional details.
Last Updated 02/10/2026
1st Mortgage Fixed Closed End - - 6.49% 10 Years
No additional details.
Last Updated 02/10/2026
2nd Mortgage Fixed Closed End - - 6.99% 5 Years
No additional details.
Last Updated 02/10/2026
2nd Mortgage Fixed Closed End - - 7.49% 10 Years
No additional details.
Last Updated 02/10/2026

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Advantage Credit Union Newtown, IA is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Advantage Credit Union Newtown, IA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Advantage Credit Union Newtown, IA's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name: Advantage Credit Union Newtown, IA
Full Time Employees: 20
Part Time Employees: 0
President: Kimberly Clark
CEO: Leslie Brickman
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
121 W 3rd St N
Newton, IA 50208 3040
Phone Number: 641-792-5660
Fax Number: 641-792-0240

Financials

Total Assets:
103,150,537
Total Amount of Shares and Deposits:
87,721,660
Total Shares and Deposits < 1 Year:
80,871,196
Total Shares and Deposits 1 3 Years:
4,870,464
Total Shares and Deposits > 3 Years:
1,980,000
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,760,493
Total Uninsured Shares and Deposits > $250K (F+J):
1,760,493
Total Insured Shares and Deposits > $250K (item 17 less item K):
85,961,167
Total Interest Expense (Sum of items 6 8):
850,077
Share Certificates:
307
Number of Accounts for Share Drafts:
4,423
IRA KEOGH Accounts:
129
Number of Accounts for Regular Shares:
10,700
All other shares:
1,614
Non Member Deposits:
3
Money Market Shares:
345
Net Income (unless the amount is already included in Undivided Earnings):
1,396,429
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
5,112,553
Total Liabilities:
88,058,363
Show More
Source: NCUA Last Updated 09/30/2025

Customer Reviews

DdaW
★★★★★
December 17, 2025
ErGv
Average Rating
★★★★★
Total Reviews
1
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Frequently Asked Questions About Advantage Credit Union Newtown, IA

Is a member application needed to join Advantage Credit Union Newtown, IA?

Yes, to access services at Advantage Credit Union Newtown, IA, a member application is required.

Is there a first-time homebuyer program?

Currently, Advantage Credit Union Newtown, IA provides a range of mortgage and home equity products.

Is Advantage Credit Union Newtown, IA a safe place to deposit money?

Yes, Advantage Credit Union Newtown, IA is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Advantage Credit Union Newtown, IA offer online and mobile banking?

Most modern institutions like Advantage Credit Union Newtown, IA provide digital access including online balance checks and transfers.

Current Advantage Credit Union Newtown, IA Rates

ProductAPY
Savings0.30%
MMA1.51%

Rates subject to change.