Advantage Plus Federal Credit Union Rates and Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Advantage Plus Federal Credit Union's CDs 19 month rates are at 4.10%, CDs 5 month rates are at 4.10%, CDs 12 month rates are at 3.75%, CDs 18 month rates are at 3.75%, CDs 24 month rates are at 3.75%. Advantage Plus Federal Credit Union's savings rates are at 0.01%. MonitorBankRates evaluates the financial stability of Advantage Plus Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.63%. Rates were last updated on 03/02/2026.
Advantage Plus Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at Advantage Plus Federal Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use . Advantage Plus Federal Credit Union Texas RatioAdvantage Plus Federal Credit Union's Texas Ratio is at 3.63%, which is considered excellent. The Texas Ratio for Advantage Plus Federal Credit Union is lower than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This indicates that Advantage Plus Federal Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet. MonitorBankRates Rating
5.0
Exceptional
Out of 5.0 Stars
Advantage Plus Federal Credit Union has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Overall, Advantage Plus Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars. Overall Health & Safety Grade
A+
Exceptional Health
Score: 98/100
Advantage Plus Federal Credit Union has earned an overall safety grade of A+. This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability. Current Interest RatesProduct
APY/APR
vs.Avg
"N/A" indicates the product is not offered or the rate is unavailable. Rates Last Updated: 03/02/2026
Advantage Plus Federal Credit Union
Center Street 2133 E Center St
Pocatello, ID 83201 2616 
Advantage Plus Federal Credit Union CD Rates
Advantage Plus Federal Credit Union Savings Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Advantage Plus Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Advantage Plus Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Advantage Plus Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & OverviewCredit Union Name: Advantage Plus Federal Credit Union
Full Time Employees: 72Part Time Employees: 15 President: Dan Beebe CEO: Brent Neibaur Branch Locations: 8 ATM Locations: 8 Corporate Office Address:
2133 E Center St
Pocatello, ID 83201 2616 Phone Number: 208-232-7711 Fax Number: 208-232-1911 FinancialsMonitorBankRates Star Rating:
5.0 / 5.0 ★
Overall Health & Safety Grade:
A+ (98/100)
Texas Ratio:
3.63%
Return on Assets (ROA):
0.7669%
Return on Equity (ROE):
7.5278%
Non-Performing Loans Ratio (NPL):
0.44%
Total Assets:
270,933,050
Total Amount of Shares and Deposits:
242,292,317
Total Shares and Deposits < 1 Year:
217,386,332
Total Shares and Deposits 1 3 Years:
21,697,756
Total Shares and Deposits > 3 Years:
3,208,229
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
9,731,819
Total Uninsured Shares and Deposits > $250K (F+J):
9,731,819
Total Insured Shares and Deposits > $250K (item 17 less item K):
232,560,498
Total Interest Expense (Sum of items 6 8):
3,577,280
Share Certificates:
2,640
Number of Accounts for Share Drafts:
17,021
IRA KEOGH Accounts:
519
Number of Accounts for Regular Shares:
21,409
All other shares:
6,150
Money Market Shares:
207
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
10,258,765
Total Liabilities:
243,457,214
Show More
Source: NCUA Last Updated 09/30/2025
Customer ReviewsThere are no reviews for Advantage Plus Federal Credit Union yet. Feel free to create one below.
Add Your Rating and Review for Advantage Plus Federal Credit Union
Frequently Asked Questions About Advantage Plus Federal Credit UnionIs a member application needed to join Advantage Plus Federal Credit Union?Yes, to access services at Advantage Plus Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Advantage Plus Federal Credit Union provides a range of mortgage and home equity products. Is Advantage Plus Federal Credit Union a safe place to deposit money?Yes, Advantage Plus Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Advantage Plus Federal Credit Union offer online and mobile banking?Most modern institutions like Advantage Plus Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
