Affinity Federal Credit Union Rates and Review January 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare Affinity Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Affinity Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityAffinity Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Affinity Federal Credit Union? Share your experience about Affinity Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Affinity Federal Credit Union. Overall, Affinity Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Affinity Federal Credit Union Headquarters 73 Mountainview Blvd Basking Ridge, NJ 07920 3849  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonVisa Platinum Clarity
15.990%
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Show More
The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonSignature Loan
13.450%
$0
Signature Loans
12.990%
$0
48
Credit Builder Loan
9.000%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Affinity Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Affinity Federal Credit Union
Website: https://affinityfcu.com
Full Time Employees: 502Part Time Employees: 28 President: Roger Tashjian CEO: Kevin Brauer Branch Locations: 22 ATM Locations: 23 Corporate Office Address:
73 Mountainview Blvd
Basking Ridge, NJ 07920 3849 Phone Number: 908-860-7208 Fax Number: FinancialsTotal Assets:
4,318,681,802
Total Amount of Shares and Deposits:
3,653,303,125
Total Shares and Deposits < 1 Year:
3,578,375,020
Total Shares and Deposits 1 3 Years:
71,904,275
Total Shares and Deposits > 3 Years:
3,023,830
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
394,207,628
Total Uninsured Shares and Deposits > $250K (F+J):
394,207,628
Total Insured Shares and Deposits > $250K (item 17 less item K):
3,259,095,497
Total Interest Expense (Sum of items 6 8):
66,278,896
Share Certificates:
26,257
Number of Accounts for Share Drafts:
137,937
IRA KEOGH Accounts:
5,427
Number of Accounts for Regular Shares:
392,060
All other shares:
378
Money Market Shares:
2,824
Net Income (unless the amount is already included in Undivided Earnings):
10,509,578
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
145,700,512
Total Liabilities:
3,987,782,068
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Source: NCUA Last Updated 09/30/2025
Customer ReviewsThere are no reviews for Affinity Federal Credit Union yet. Feel free to create one below.
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Frequently Asked Questions About Affinity Federal Credit UnionIs a member application needed to join Affinity Federal Credit Union?Yes, to access services at Affinity Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Affinity Federal Credit Union provides a range of mortgage and home equity products. Is Affinity Federal Credit Union a safe place to deposit money?Yes, Affinity Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Affinity Federal Credit Union offer online and mobile banking?Most modern institutions like Affinity Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.65%, 6-month CD rates at 3.25% and 3-month CD rates at 0.08%. Savings rates are at 0.01% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.00%. Credit Card rates are at 8.75%. Personal Loan rates are at 9.99%. All these rates, and more, can be found in our database of rates which you can compare to 
