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Afgm Enterprises Federal Credit Union Rates and Review January 2026

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Afgm Enterprises Federal Credit Union12-month CD rates can be found at 0.41%, 6-month CD rates at 3.00% and 3-month CD rates at 1.76%. Savings rates are at 0.10% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.12%. Credit Card rates are at 9.99%. Personal Loan rates are at 11.24%. All these rates, and more, can be found in our database of rates which you can compare to Afgm Enterprises Federal Credit Union rates.

Compare Afgm Enterprises Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Afgm Enterprises Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Afgm Enterprises Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Afgm Enterprises Federal Credit Union? Share your experience about Afgm Enterprises Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Afgm Enterprises Federal Credit Union.

Overall, Afgm Enterprises Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Afgm Enterprises Federal Credit Union
MAIN Office
132 Cayuga Rd
Cheektowaga, NY 14225
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
36-Month CD
4.04%
$500
6-Month CD
3.75%
$500
6-Month CD
3.75%
$1,000
12-Month CD
3.40%
$500
36-Month CD
3.30%
$2,500
48-Month CD
3.19%
$250
18-Month CD
3.04%
$1,000
48-Month CD
3.03%
$500
48-Month CD
3.03%
$500
24-Month CD
3.00%
$500
12-Month CD
3.00%
$500
36-Month CD
2.87%
$500
6-Month CD
2.78%
$1,000
60-Month CD
2.75%
$1,000
12-Month CD
2.70%
$2,500
18-Month CD
2.68%
$1,000
Purpose Money Market
2.65%
$1,000
18-Month CD
2.50%
$1,000
24-Month CD
2.47%
$1,000
12-Month CD
2.27%
$1,000
48-Month CD
2.15%
$1,000
48-Month CD
2.07%
$500
Money Market Plus
2.02%
$2,500
30-Month CD
2.02%
$1,000
24-Month CD
1.95%
$1,000
High Yield Money Market
1.76%
$50,000
Accelerate Money Market
1.76%
$25,000
Money Market
1.75%
$250,000
48-Month CD
1.75%
$500
18-Month CD
1.50%
$500
18-Month CD
1.50%
$500
12-Month CD
1.00%
$1,000
60-Month CD
0.65%
$2,000
12-Month CD
0.65%
$500
36-Month CD
0.50%
$1,000
24-Month CD
0.40%
$500
48-Month CD
0.40%
$500
48-Month CD
0.25%
$1,000
Business Money Market Rates
0.25%
$25,000
12-Month CD
0.20%
$1,000
Money Market
0.20%
$2,500
Statement Savings
0.15%
$50
24-Month CD
0.15%
$1,000
Savings
0.15%
$50
Money Market
0.15%
$1,000
Statement Savings
0.08%
$0
NOW Checking
0.05%
$100
Money Market
0.05%
$0
Select Money Market
0.05%
$0
Business Primary Money Market
0.05%
$2,500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
6.125%
6.199%
0.000
5/1 Adjustable
5.875%
6.234%
0.000
15-Year Fixed
5.500%
5.718%
0.000
30-Year Fixed
5.875%
5.950%
0.000
30-Year Fixed Jumbo
6.125%
6.148%
0.000
6.000%
6.183%
0.000
5.750%
5.876%
0.000
15-Year Fixed
5.390%
5.666%
0.000
20-Year Fixed
5.875%
6.057%
0.000
7/6 Jumbo ARM
5.250%
6.056%
0.110
30-Year Fixed FHA
5.875%
7.902%
0.000
30-Year Fixed
6.250%
6.263%
0.000
15 Year Fixed
5.375%
5.608%
0.000
5.625%
5.846%
0.000
7/1 ARM
7.000%
7.111%
0.000
5.875%
5.894%
0.000
15 Year Fixed Jumbo
5.250%
5.290%
0.000
10/1 ARM (Jumbo)
5.750%
6.059%
0.000
5.625%
5.700%
0.000
30-Year Fixed
5.750%
5.908%
0.500
5.750%
5.758%
0.000
5.875%
6.023%
0.000
4.240%
7.689%
0.000
15-Year Fixed
5.250%
5.326%
0.000
5.625%
5.846%
0.000
5.875%
6.023%
0.000
5.625%
5.853%
0.000
5.625%
5.846%
0.000
5.250%
6.041%
0.000
5.875%
6.099%
0.000
5.875%
6.023%
0.125
5.500%
5.705%
0.000
5.750%
5.924%
0.000
10-Year Fixed
5.625%
5.793%
0.000
5.500%
6.086%
0.000
5.375%
5.804%
0.000
20-Year Fixed
6.000%
6.097%
0.000
20-Year Fixed
5.875%
6.140%
0.000
5.250%
5.499%
1.000
15-Year Fixed
5.500%
5.552%
0.000
15-Year Fixed
5.250%
5.452%
0.000
5.700%
5.780%
0.000
5.375%
5.639%
0.250
6.000%
6.031%
0.000
6.250%
6.330%
0.000
4.875%
5.129%
0.000
15-Year Fixed
5.625%
5.986%
0.000
7/1 ARM Jumbo
5.500%
5.503%
0.000
5.500%
5.803%
0.000
10 Year Fixed
5.500%
5.938%
0.000
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Credit Card Rate Comparison

Institution
Product
APR
Notes
13.900%
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
World Cash Back Credit Card Mastercard
18.000%
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
8.750%
Member First VISA
15.040%
No balance transfer fees or annual fees.
7.900%
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
18.000%
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Savings Secured Visa®
18.000%
Academic VISA® Platinum
10.900%
14.240%
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
VISA Traditional
14.240% - 18.000%
Visa Platinum Preferred
14.240% - 17.990%
8.990% - 17.990%
Maximum limit of $30,000
Access FCU Visa Classic
13.500%
8.900% - 13.900%
Based upon credit worthiness.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
10.490%
$0
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
Unsecured Signature Loan
10.250%
$0
25 - 36
10.500%
$0
Debt Consolidated
9.490%
$500
36
9.990% - 16.240%
$0
61 - 66
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
New Signature Loans
8.990%
$0
Personal Line of Credit
9.500%
$0
13.700%
$2,500 - $5,000
36 - 36
Signature Loan
10.500%
$0
8.990% - 18.000%
$0 - $30,000
72
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
11.500%
$0
48 - 48
Unsecured Signature Loan
9.250%
$0
1 - 24
Personal Line of Credit
16.240%
$0
60
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
15.000%
$500 - $1,500
6 - 12
8.990% - 17.990%
$0
10.250% - 17.950%
$0
1 - 36
11.240% - 17.950%
$0
25 - 36
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
10.250% - 17.950%
$0
1 - 36
Personal Line of Credit
11.500%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Afgm Enterprises Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Afgm Enterprises Federal Credit Union
Full Time Employees: 3
Part Time Employees: 1
President: STEPHANIE PALUMBO
CEO: Pamela Fialkiewicz
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
132 Cayuga Rd
Cheektowaga, NY 14225
Phone Number: 716-634-3636
Fax Number: 716-276-6966

Financials

Total Assets:
12,429,234
Total Amount of Shares and Deposits:
9,079,419
Total Shares and Deposits < 1 Year:
8,025,834
Total Shares and Deposits 1 3 Years:
1,053,584
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
23,317
Total Uninsured Shares and Deposits > $250K (F+J):
23,317
Total Insured Shares and Deposits > $250K (item 17 less item K):
9,056,102
Total Interest Expense (Sum of items 6 8):
52,685
Share Certificates:
67
Number of Accounts for Share Drafts:
262
Number of Accounts for Regular Shares:
1,240
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
3,292,550
Total Liabilities:
9,095,953
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Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Afgm Enterprises Federal Credit Union

Is a member application needed to join Afgm Enterprises Federal Credit Union?

Yes, to access services at Afgm Enterprises Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Afgm Enterprises Federal Credit Union provides a range of mortgage and home equity products.

Is Afgm Enterprises Federal Credit Union a safe place to deposit money?

Yes, Afgm Enterprises Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Afgm Enterprises Federal Credit Union offer online and mobile banking?

Most modern institutions like Afgm Enterprises Federal Credit Union provide digital access including online balance checks and transfers.

Current Afgm Enterprises Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions