Alabama River Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Alabama River Credit Union12-month CD rates can be found at 1.61%, 6-month CD rates at 2.25% and 3-month CD rates at 0.90%. Savings rates are at 0.25% and money market rates are at 0.55%. Mortgage rates on 30-year fixed loans are around 6.74%. Credit Card rates are at 12.96%. Personal Loan rates are at 9.00%. All these rates, and more, can be found in our database of rates which you can compare to Alabama River Credit Union rates.

Compare Alabama River Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Alabama River Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Alabama River Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Alabama River Credit Union? Share your experience about Alabama River Credit Union by leaving a review below, or read customer reviews before you decide to use Alabama River Credit Union.

Overall, Alabama River Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Alabama River Credit Union
Alabama River Credit Union
3365 S ALABAMA AVE
MONROEVILLE, AL 36460
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Alabama River Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Centinel Bank of Taos
Centinel Bank of Taos
12-Month CD
4.35%
$1,000
Carver Federal Savings Bank
Carver Federal Savings Bank
High Yield Savings
4.00%
$5,000
LendingClub
LendingClub
6-Month CD
4.00%
$2,500
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
36-Month CD
3.79%
$500
First Southwest Bank
First Southwest Bank
18-Month CD
3.75%
$1,000
Beacon Community Bank
Beacon Community Bank
36-Month CD
3.75%
$250
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
18-Month CD
3.65%
$500
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
60-Month CD
3.53%
$1,000
Iowa Falls State Bank
Iowa Falls State Bank
60-Month CD
3.53%
$1,000
First Harvest Federal Credit Union
First Harvest Federal Credit Union
18-Month CD
3.50%
$1,000
Spring Bank Bronx, NY
Spring Bank Bronx, NY
18-Month CD
3.50%
$250
First Bank Hampton
First Bank Hampton
48-Month CD
3.45%
$1,000
1st Community Credit Union
1st Community Credit Union
1st Rewards Checking
3.30%
$0
Newburyport Bank
Newburyport Bank
60-Month CD
3.25%
$500
Roxboro Savings Bank
18-Month CD
3.25%
$500
State Bank Waterloo, IL
State Bank Waterloo, IL
24-Month CD
3.25%
$1,000
Sloan State Bank
Sloan State Bank
60-Month CD
3.03%
$5,000
Capitol Federal Savings Bank
Capitol Federal Savings Bank
24-Month CD
3.00%
$1,000
Grand Valley Bank
Grand Valley Bank
60-Month CD
3.00%
$500
Northumberland Bank
Northumberland Bank
48-Month CD
3.00%
$5,000
FCNB of St. Paris
18-Month CD
2.53%
$1,000
Community Bank of Cameron
Community Bank of Cameron
60-Month CD
2.52%
$1,000
First State Bank Tahlequah, OK
First State Bank Tahlequah, OK
48-Month CD
2.25%
$1,000
Industry State Bank
Industry State Bank
36-Month CD
2.25%
$1,000
Kennett Trust Bank
Kennett Trust Bank
30-Month CD
2.18%
$500
FSB Holton, KS
FSB Holton, KS
24-Month CD
2.01%
$500
Leader Bank
Leader Bank
48-Month CD
2.00%
$1,000
Achieva Credit Union
Achieva Credit Union
36-Month CD
1.80%
$500
First Northern Bank and Trust Company
First Northern Bank and Trust Company
36-Month CD
1.10%
$1,000
NCS Bank
NCS Bank
18-Month CD
1.00%
$500
Woodsville Guaranty Savings Bank
Woodsville Guaranty Savings Bank
24-Month CD
0.60%
$1,000
Windsor Federal S&L
Windsor Federal S&L
48-Month CD
0.40%
$1,000
Stoughton Co-operative Bank
Stoughton Co-operative Bank
Statement Savings
0.25%
$10
Wakefield Co-operative Bank
Wakefield Co-operative Bank
30-Month CD
0.25%
$500
Winter Hill Bank
Winter Hill Bank
12-Month CD
0.25%
$500
Spencer Savings Bank
Spencer Savings Bank
12-Month CD
0.20%
$1,000
The Middlefield Banking Company
The Middlefield Banking Company
3-Month CD
0.20%
$500
State Bank of Southern Utah
State Bank of Southern Utah
Savings
0.20%
$0
Connection Bank
Connection Bank
Savings
0.15%
$100
Stock Exchange Bank, Caldwell, KS
Stock Exchange Bank, Caldwell, KS
Money Market
0.15%
$2,500
First Community Bank of Moultrie County
First Community Bank of Moultrie County
NOW Checking
0.10%
$1,000
The Bank of New Glarus
The Bank of New Glarus
Savings
0.10%
$0
FNB of Absecon
FNB of Absecon
12-Month CD
0.10%
$0
Union Bank, Inc.
Union Bank, Inc.
18-Month CD
0.10%
$1,000
Commerce Bank Corinth, MS
Commerce Bank Corinth, MS
Savings
0.05%
$25
First Sentinel Bank
First Sentinel Bank
Non-Profit Checking
0.05%
$500
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Primary Share Savings
0.05%
$1
Bank of America
Bank of America
36-Month CD
0.03%
$1,000
Badger Bank
Badger Bank
Regular Savings
0.02%
$100
HSBC Bank USA
HSBC Bank USA
Premier Checking
0.01%
$5
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Alabama River Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Navy Federal Credit Union
Navy Federal Credit Union
15-Year Fixed
5.250%
5.482%
0.500
Abound Federal Credit Union
Abound Federal Credit Union
15-Year Fixed Jumbo
5.500%
5.526%
0.000
PNB of Kewanee
PNB of Kewanee
30-Year Fixed
5.560%
5.730%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed (Jumbo)
5.750%
5.844%
0.000
Ideal Credit Union
Ideal Credit Union
15 Year Fixed
5.750%
5.968%
0.000
Wells Fargo
Wells Fargo
30-Year Fixed VA
5.750%
5.979%
1.000
Kohler Credit Union
Kohler Credit Union
20 Year Fixed
5.875%
6.017%
0.000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
20-Year Fixed
6.000%
6.029%
0.000
Grow Financial Federal Credit Union
Grow Financial Federal Credit Union
5/1 ARM
5.625%
6.099%
0.000
Geddes Federal S&L
Geddes Federal S&L
15-Year Fixed Bi-weekly
6.000%
6.119%
0.000
GreenLeaf Bank
GreenLeaf Bank
15-Year Fixed
6.125%
6.144%
0.000
Marathon Bank
Marathon Bank
30-Year Fixed
6.125%
6.230%
0.000
Empower Federal Credit Union
Empower Federal Credit Union
10/1 ARM
5.875%
6.230%
0.000
Chartway Credit Union
Chartway Credit Union
15-Year Fixed
6.250%
6.251%
0.250
Luana Savings Bank
Luana Savings Bank
30-Year Fixed
6.250%
6.282%
0.000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
30-Year Fixed
6.125%
6.286%
0.875
JTNB
JTNB
30-Year Fixed
6.250%
6.319%
0.000
Abri Credit Union
Abri Credit Union
20-Year Fixed
6.125%
6.320%
0.000
Mid American Credit Union
Mid American Credit Union
15 Year Fixed
6.125%
6.324%
0.000
Sheboygan Area Credit Union
Sheboygan Area Credit Union
7/1 ARM
5.650%
6.326%
0.000
Missouri Credit Union
Missouri Credit Union
20 Year Fixed
6.375%
6.442%
0.000
Catskill Hudson Bank
Catskill Hudson Bank
7/6 ARM
5.750%
6.449%
0.000
Fox Valley Savings Bank
Fox Valley Savings Bank
15-Year Fixed
6.250%
6.460%
0.000
Somerset Savings Bank
Somerset Savings Bank
30-Year Fixed
6.375%
6.511%
0.000
Harleysville Bank
Harleysville Bank
30-Year Fixed
6.500%
6.513%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Alabama River Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Acipco Federal Credit Union
Acipco Federal Credit Union
Visa Credit Card
9.990%
Abbey Credit Union
Abbey Credit Union
VISA® Classic
12.960%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
Abbey Credit Union
Abbey Credit Union
VISA® Gold
11.960%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Cash Back Credit Card
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Rewards MasterCard
18.000%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
University First Federal Credit Union
University First Federal Credit Union
Visa Business Rewards Card
15.240%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Classic
13.500%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Gold
9.900%
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
America First Federal Credit Union
America First Federal Credit Union
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier
9.900%
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Low Rate
14.000%
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Alabama River Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Access Line Of Credit
16.240%
$0
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Personal Loan Rates
5.740%
$0
1 - 36
Randolph Brooks FCU
Randolph Brooks FCU
Personal Line of Credit
12.950% - 18.000%
$0
Academic Employees Credit Union
Academic Employees Credit Union
Personal Line of Credit
9.500%
$0
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Payroll Savings Loan
17.900%
$0 - $500
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Consumer Loan
10.250% - 17.950%
$0
1 - 36
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
9.990% - 16.240%
$0
61 - 66
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
12.990%
$0
1 - 24
1st Valley Credit Union
1st Valley Credit Union
Next Step Loan
10.500%
$0
Suncoast Credit Union
Suncoast Credit Union
Personal Signature Loan
11.000%
$0
96
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
12.500%
$0
60 - 60
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
1st Street Credit Union
1st Street Credit Union
50% Share Secured Loan
6.460% - 14.990%
$0
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.740%
$5,000
60 - 60
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
13.060%
$0
1 - 36
AAEC Credit Union
AAEC Credit Union
Education (tuition bill required)
8.250%
$0
60
Access Community Credit Union
Access Community Credit Union
Personal Loans
11.990%
$0
1 - 12
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
Vystar Credit Union
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
Suncoast Credit Union
Suncoast Credit Union
Personal Line of Credit
11.500%
$0
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
ACFCU
ACFCU
Personal Loans
13.450%
$0
60
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
Halloween Loan
15.000%
$500 - $1,500
6 - 12
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Alabama River Credit Union rate data right now, check back for updates, we are adding rates all the time.

Alabama River Credit Union Information

Credit Union Name: Alabama River Credit Union
Full Time Employees: 5
Part Time Employees: 2
President: Johnny House
CEO: SHARON DOWNING
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
3365 S ALABAMA AVE
MONROEVILLE, AL 36460
Phone Number: 251-575-2921
Fax Number: 251-575-5271

Alabama River Credit Union Financials

Total Assets:
23,586,568
Total Amount of Shares and Deposits:
21,183,376
Total Shares and Deposits < 1 Year:
19,896,492
Total Shares and Deposits 1 3 Years:
1,286,884
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
152,984
Total Uninsured Shares and Deposits > $250K (F+J):
152,984
Total Insured Shares and Deposits > $250K (item 17 less item K):
21,030,392
Total Interest Expense (Sum of items 6 8):
40,495
Share Certificates:
57
Number of Accounts for Share Drafts:
1,041
IRA KEOGH Accounts:
36
Number of Accounts for Regular Shares:
1,965
All other shares:
359
Non Member Deposits:
1
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
3,306,791
Total Liabilities:
21,358,697
Show More

Alabama River Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Mortgage Processing:
No
Approved Mortgage Seller?:
No
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
No
Are New Loans Available:
No
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Average mortgage rates are slightly higher this week over last but you can still find lenders quoting rates as low as 3.75 percent with points. Average rates increased this past week because of higher 10 year bond yields, which rose from 2.48 percent to 2.62 percent at yesterday's close.
Mortgage rates hit yet another record low in this week's mortgage rate survey. 30 year mortgage rates are averaging 4.01%, down from last week's average 30 year mortgage rate of 4.09%. This is the lowest point ever for 30 year rates in Freddie Mac's Primary Mortgage Market Survey. Late last week we reported 30 year mortgage rates hitting an record low of 4.00% in MBR's average mortgage rates survey.
Mortgage rates are mixed this week in the latest Weekly Mortgage Rates report released by MonitorBankRates.com. Mortgage rates made record lows last week but are slightly higher following bond yields higher. 10 year bond yields are about to break above 3.00 percent after hitting a low to 2.89 percent last Wednesday.

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First Internet Bank of Indiana 1 Year Jumbo CD Rates now at 1.20%
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Alabama River Credit Union Reviews

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