Alabama River Credit Union Rates and Review January 2026
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Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare Alabama River Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Alabama River Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityAlabama River Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Alabama River Credit Union? Share your experience about Alabama River Credit Union by leaving a review below, or read customer reviews before you decide to use Alabama River Credit Union. Overall, Alabama River Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Alabama River Credit Union Alabama River Credit Union 3365 S ALABAMA AVE MONROEVILLE, AL 36460  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonInspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Prime Platinum Visa Credit Card
11.500%
Visa Credit Card
11.900%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonA+ Personal Loan
8.990%
$0
84
Personal Loan
9.200% - 17.950%
$0 - $500
48 - 48
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Alabama River Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Alabama River Credit Union
Website: https://www.arivercu.com
Full Time Employees: 5Part Time Employees: 2 President: Johnny House CEO: SHARON DOWNING Branch Locations: 1 ATM Locations: 1 Corporate Office Address:
3365 S ALABAMA AVE
MONROEVILLE, AL 36460 Phone Number: 251-575-2921 Fax Number: 251-575-5271 FinancialsTotal Assets:
23,586,568
Total Amount of Shares and Deposits:
21,183,376
Total Shares and Deposits < 1 Year:
19,896,492
Total Shares and Deposits 1 3 Years:
1,286,884
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
152,984
Total Uninsured Shares and Deposits > $250K (F+J):
152,984
Total Insured Shares and Deposits > $250K (item 17 less item K):
21,030,392
Total Interest Expense (Sum of items 6 8):
40,495
Share Certificates:
57
Number of Accounts for Share Drafts:
1,041
IRA KEOGH Accounts:
36
Number of Accounts for Regular Shares:
1,965
All other shares:
359
Non Member Deposits:
1
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
3,306,791
Total Liabilities:
21,358,697
Show More
Source: NCUA Last Updated 03/31/2024
Customer ReviewsThere are no reviews for Alabama River Credit Union yet. Feel free to create one below.
Add Your Rating and Review for Alabama River Credit Union
Frequently Asked Questions About Alabama River Credit UnionIs a member application needed to join Alabama River Credit Union?Yes, to access services at Alabama River Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Alabama River Credit Union provides a range of mortgage and home equity products. Is Alabama River Credit Union a safe place to deposit money?Yes, Alabama River Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Alabama River Credit Union offer online and mobile banking?Most modern institutions like Alabama River Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 2.26%, 6-month CD rates at 4.00% and 3-month CD rates at 0.25%. Savings rates are at 0.50% and money market rates are at 0.75%. Mortgage rates on 30-year fixed loans are around 6.14%. Credit Card rates are at 7.90%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates which you can compare to 
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