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Alaska Air Group Federal Credit Union Rates & Review October 2026

Alaska Air Group Federal Credit Union's top rates as of October 12, 2026 are 4.33% APY on its 1 Year CDs CD, 6.14% APY on savings, 6.75% on its Home Mortgage - 7 Year Fixed (Adjustable Rate Mortgage), and personal loans from 10.00% APR, according to rates verified by MonitorBankRates. Other Alaska Air Group Federal Credit Union CD rates include 1 Year CDs at 4.24%, 6 Month CDs at 4.08%, and 3 Month CDs at 3.82%. Other Alaska Air Group Federal Credit Union mortgage rates include Jumbo 5 Year ARM at 6.75%, Jumbo 7 Year ARM at 6.75%, and Home Mortgage - 5 Year Fixed (Adjustable Rate Mortgage) at 6.75%. MonitorBankRates evaluates the financial stability of Alaska Air Group Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.06%. Rates last updated and verified on 10/12/2026.

Alaska Air Group Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Alaska Air Group Federal Credit Union? Share your experience about Alaska Air Group Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Alaska Air Group Federal Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.06%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Alaska Air Group Federal Credit Union
Seattle Office
2800 S 192nd St Ste 106
SEATAC, WA 98188-5164
https://www.aagcu.org
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Alaska Air Group Federal Credit Union CD Rates

Product Rate APY Term View More
1 Year Share Certificates 4.25% 4.33% 1 year
Min Balance $100,000
Details Balance: $100,000+; Early withdrawal penalties may apply
Last Updated 10/12/2026
Rate History
1 change since Sep 12, 2026 · 4.07% → 4.33% ▲ 0.26 pts · high 4.33% / low 4.07%
3.57%4.20%4.83%Sep 12, 2026: 4.07% APYSep 18, 2026: 4.33% APYSep 12, 2026Oct 13, 2026
  • Sep 18, 20264.33%▲ from 4.07%
  • Sep 12, 20264.07%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
1 Year Share Certificates 4.15% 4.24% 1 year
Min Balance $500
Details Balance: $500 to $99,999; Early withdrawal penalties may apply
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 4.24% APY · checked 3 times
3.74%4.24%4.74%Oct 4, 2026: 4.24% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
6 Month Share Certificates 4.00% 4.08% 6 months
Min Balance $500
Details Balance: $500+; Early withdrawal penalties may apply
Last Updated 10/12/2026
Rate History
1 change since Sep 12, 2026 · 3.82% → 4.08% ▲ 0.26 pts · high 4.08% / low 3.82%
3.32%3.95%4.58%Sep 12, 2026: 3.82% APYSep 18, 2026: 4.08% APYSep 12, 2026Oct 13, 2026
  • Sep 18, 20264.08%▲ from 3.82%
  • Sep 12, 20263.82%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
3 Month Share Certificates 3.75% 3.82% 3 months
Min Balance $500
Details Balance: $500+; Early withdrawal penalties may apply
Last Updated 10/12/2026
Rate History
1 change since Sep 12, 2026 · 3.57% → 3.82% ▲ 0.25 pts · high 3.82% / low 3.57%
3.07%3.70%4.32%Sep 12, 2026: 3.57% APYSep 18, 2026: 3.82% APYSep 12, 2026Oct 13, 2026
  • Sep 18, 20263.82%▲ from 3.57%
  • Sep 12, 20263.57%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
2 Year Share Certificates 3.35% 3.40% 2 years
Min Balance $100,000
Details Balance: $100,000+; Early withdrawal penalties may apply
Last Updated 10/12/2026
Rate History
1 change since Sep 12, 2026 · 3.14% → 3.40% ▲ 0.26 pts · high 3.40% / low 3.14%
2.64%3.27%3.90%Sep 12, 2026: 3.14% APYSep 18, 2026: 3.40% APYSep 12, 2026Oct 13, 2026
  • Sep 18, 20263.40%▲ from 3.14%
  • Sep 12, 20263.14%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
3 Year Share Certificates 3.35% 3.40% 3 years
Min Balance $100,000
Details Balance: $100,000+; Early withdrawal penalties may apply
Last Updated 10/12/2026
Rate History
1 change since Sep 12, 2026 · 3.14% → 3.40% ▲ 0.26 pts · high 3.40% / low 3.14%
2.64%3.27%3.90%Sep 12, 2026: 3.14% APYSep 18, 2026: 3.40% APYSep 12, 2026Oct 13, 2026
  • Sep 18, 20263.40%▲ from 3.14%
  • Sep 12, 20263.14%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
2 Year Share Certificates 3.25% 3.30% 2 years
Min Balance $500
Details Balance: $500 to $99,999; Early withdrawal penalties may apply
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 3.30% APY · checked 3 times
2.80%3.30%3.80%Oct 4, 2026: 3.30% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
3 Year Share Certificates 3.25% 3.30% 3 years
Min Balance $500
Details Balance: $500 to $99,999; Early withdrawal penalties may apply
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 3.30% APY · checked 3 times
2.80%3.30%3.80%Oct 4, 2026: 3.30% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%

Alaska Air Group Federal Credit Union Savings Rates

Product Rate APY View More
Youth Savings 6.00% 6.14%
Min Balance $5
Details Balance: $5 - $500
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 6.14% APY · checked 3 times
5.64%6.14%6.64%Oct 4, 2026: 6.14% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
Christmas Club 2.25% 2.28%
Min Balance $5
Details Balance: $5 and up*
Last Updated 10/12/2026
Rate History
1 change since Sep 12, 2026 · 2.01% → 2.28% ▲ 0.27 pts · high 2.28% / low 2.01%
1.51%2.14%2.78%Sep 12, 2026: 2.01% APYSep 18, 2026: 2.28% APYSep 12, 2026Oct 13, 2026
  • Sep 18, 20262.28%▲ from 2.01%
  • Sep 12, 20262.01%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
Savings 2.25% 2.27%
Min Balance $5
Details Balance: $5 and up*
Last Updated 10/12/2026
Rate History
1 change since Sep 12, 2026 · 2.01% → 2.27% ▲ 0.26 pts · high 2.27% / low 2.01%
1.51%2.14%2.77%Sep 12, 2026: 2.01% APYSep 18, 2026: 2.27% APYSep 12, 2026Oct 13, 2026
  • Sep 18, 20262.27%▲ from 2.01%
  • Sep 12, 20262.01%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
Youth Savings 2.25% 2.27%
Min Balance $500
Details Balance: $500.01+
Last Updated 10/12/2026
Rate History
1 change since Sep 12, 2026 · 2.01% → 2.27% ▲ 0.26 pts · high 2.27% / low 2.01%
1.51%2.14%2.77%Sep 12, 2026: 2.01% APYSep 18, 2026: 2.27% APYSep 12, 2026Oct 13, 2026
  • Sep 18, 20262.27%▲ from 2.01%
  • Sep 12, 20262.01%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%

Alaska Air Group Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
Home Mortgage - 7 Year Fixed (Adjustable Rate Mortgage) 6.75% - 6.769%
Details Home Mortgage; Rates effective 10/9/2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 6.77% APR
6.27%6.77%7.27%Oct 12, 2026: 6.77% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
Jumbo 5 Year ARM 6.75% - 6.869%
Details Jumbo Rates; Rates effective 10/9/2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 6.87% APR
6.37%6.87%7.37%Oct 12, 2026: 6.87% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
Jumbo 7 Year ARM 6.75% - 6.896%
Details Jumbo Rates; Rates effective 10/9/2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 6.90% APR
6.40%6.90%7.40%Oct 12, 2026: 6.90% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
Home Mortgage - 5 Year Fixed (Adjustable Rate Mortgage) 6.75% - 6.902%
Details Home Mortgage; Rates effective 10/9/2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 6.90% APR
6.40%6.90%7.40%Oct 12, 2026: 6.90% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
Home Mortgage - 15 Year Fixed 6.75% - 6.941%
Details Fixed Rates; Rates effective 10/9/2026; Rates include a 1% loan fee, based on $400,000 loan with 20% down payment
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 6.94% APR
6.44%6.94%7.44%Oct 12, 2026: 6.94% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
Home Mortgage - 10 Year Fixed (Adjustable Rate Mortgage) 7.25% - 7.348%
Details Home Mortgage; Rates effective 10/9/2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.35% APR
6.85%7.35%7.85%Oct 12, 2026: 7.35% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
Jumbo 30 Year Fixed 7.25% - 7.481%
Details Jumbo Rates; Rates effective 10/9/2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.48% APR
6.98%7.48%7.98%Oct 12, 2026: 7.48% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
FHA 30 Year Fixed 6.75% - 7.493% 30 years
Details Rates effective 10/9/2026; Rates include a 1% loan fee, based on $400,000 loan with 20% down payment; FHA APR based on $400,000 loan with 3.5% down; Rates are based on purchase of a primary residence
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.49% APR
6.99%7.49%7.99%Oct 12, 2026: 7.49% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
Home Mortgage - 30 Year Fixed 7.375% - 7.618%
Details Fixed Rates; Rates effective 10/9/2026; Rates include a 1% loan fee, based on $400,000 loan with 20% down payment
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.62% APR
7.12%7.62%8.12%Oct 12, 2026: 7.62% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
Home Mortgage - 30 Year Fixed (investment property) 7.75% - 7.943%
Details Fixed Rates; Rates effective 10/9/2026; Investment property with 25% down; Rates include a 1% loan fee, based on $400,000 loan with 20% down payment
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.94% APR
7.44%7.94%8.44%Oct 12, 2026: 7.94% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%

Alaska Air Group Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
HELOC Variable Rate - 75% Rental Property 8.00% - 8.00%
Details LTV: 75% Rental Prop.; Margin: 1; Draw period: 10 Year; Repayment: 15 year; Rate = index + margin (index = WSJ prime rate); Semi Annual Adjustments; Minimum loan amount $25,000; $500.00 Cash Gift to Borrower When HELOC Loan Funds; Rates effective 10/1/2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 8.00% APR
7.50%8.00%8.50%Oct 12, 2026: 8.00% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
HELOC Variable Rate - LTV up to 80% 8.00% - 8.00%
Details LTV: up to 80%; Margin: 1; Draw period: 10 Year; Repayment: 15 year; Rate = index + margin (index = WSJ prime rate); Semi Annual Adjustments; Minimum loan amount $25,000; $500.00 Cash Gift to Borrower When HELOC Loan Funds; Rates effective 10/1/2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 8.00% APR
7.50%8.00%8.50%Oct 12, 2026: 8.00% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
HELOC Variable Rate - LTV 81% - 90% 9.00% - 9.00%
Details LTV: 81% - 90%; Margin: 2; Draw period: 10 Year; Repayment: 15 year; Rate = index + margin (index = WSJ prime rate); Semi Annual Adjustments; Minimum loan amount $25,000; $500.00 Cash Gift to Borrower When HELOC Loan Funds; Rates effective 10/1/2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 9.00% APR
8.50%9.00%9.50%Oct 12, 2026: 9.00% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%

Alaska Air Group Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto (2021 and Newer) - - 4.74% 4 years / 48 months
Details As Low As; Terms based on amount financed and model year of collateral; Maximum amount financed up to 110% of NADA average retail including tax and license
Last Updated 10/12/2026
Rate History
No change since Sep 20, 2026 · 4.74% APR · checked 4 times
4.24%4.74%5.24%Sep 20, 2026: 4.74% APRSep 20, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
New Auto (2021 and Newer) - - 4.99% 5 years / 60 months
Details As Low As; Terms based on amount financed and model year of collateral; Maximum amount financed up to 110% of NADA average retail including tax and license
Last Updated 10/12/2026
Rate History
No change since Sep 20, 2026 · 4.99% APR · checked 4 times
4.49%4.99%5.49%Sep 20, 2026: 4.99% APRSep 20, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
New Auto (2021 and Newer) - - 5.24% 6 years / 72 months
Details As Low As; Terms based on amount financed and model year of collateral; Maximum amount financed up to 110% of NADA average retail including tax and license
Last Updated 10/12/2026
Rate History
No change since Sep 20, 2026 · 5.24% APR · checked 4 times
4.74%5.24%5.74%Sep 20, 2026: 5.24% APRSep 20, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
New Auto (2021 and Newer) - - 5.49% 7 years / 84 months
Details As Low As; Terms based on amount financed and model year of collateral; Maximum amount financed up to 110% of NADA average retail including tax and license
Last Updated 10/12/2026
Rate History
No change since Sep 20, 2026 · 5.49% APR · checked 4 times
4.99%5.49%5.99%Sep 20, 2026: 5.49% APRSep 20, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
Used Auto (Models 2017 - 2020) - - 5.49% 4 years / 48 months
Details As Low As; Terms based on amount financed and model year of collateral; Maximum amount financed up to 110% of NADA average retail including tax and license
Last Updated 10/12/2026
Rate History
No change since Sep 20, 2026 · 5.49% APR · checked 4 times
4.99%5.49%5.99%Sep 20, 2026: 5.49% APRSep 20, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
Used Auto (Models 2017 - 2020) - - 5.74% 5 years / 60 months
Details As Low As; Terms based on amount financed and model year of collateral; Maximum amount financed up to 110% of NADA average retail including tax and license
Last Updated 10/12/2026
Rate History
No change since Sep 20, 2026 · 5.74% APR · checked 4 times
5.24%5.74%6.24%Sep 20, 2026: 5.74% APRSep 20, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
Used Auto (Models 2017 - 2020) - - 5.99% 6 years / 72 months
Details As Low As; Terms based on amount financed and model year of collateral; Maximum amount financed up to 110% of NADA average retail including tax and license
Last Updated 10/12/2026
Rate History
No change since Sep 20, 2026 · 5.99% APR · checked 4 times
5.49%5.99%6.49%Sep 20, 2026: 5.99% APRSep 20, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
Used Auto (Models 2017 - 2020) - - 6.24% 7 years / 84 months
Details As Low As; Terms based on amount financed and model year of collateral; Maximum amount financed up to 110% of NADA average retail including tax and license
Last Updated 10/12/2026
Rate History
No change since Sep 20, 2026 · 6.24% APR · checked 4 times
5.74%6.24%6.74%Sep 20, 2026: 6.24% APRSep 20, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%

Alaska Air Group Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Motorcycle Loans - Motorcycles 2021 or Newer - 6.99% Up to 84 months
Details As Low As; Value based on NADA average retail. For loans under $20,000 rate is .50% higher.
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 6.99% APR
6.49%6.99%7.49%Oct 12, 2026: 6.99% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
Boat & RV Loans - New Boat & RV's - 7.49% Up to 180 months
Details As Low As; Value based on NADA average retail or Marine Survey; minimum down payment required based on age of collateral and applicant qualifications; terms based on amount financed and model year of collateral
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.49% APR
6.99%7.49%7.99%Oct 12, 2026: 7.49% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
Boat & RV Loans - Used Boat & RV's - 8.49% Up to 180 months
Details As Low As; Value based on NADA average retail or Marine Survey; minimum down payment required based on age of collateral and applicant qualifications; terms based on amount financed and model year of collateral
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 8.49% APR
7.99%8.49%8.99%Oct 12, 2026: 8.49% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
Motorcycle Loans - Motorcycles 2017 - 2020 - 8.74% Up to 48 months
Details As Low As; Value based on NADA average retail. For loans under $20,000 rate is .50% higher.
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 8.74% APR
8.24%8.74%9.24%Oct 12, 2026: 8.74% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%

Alaska Air Group Federal Credit Union Personal Loan Rates

Product APR Term View More
Signature Loan 10.00% up to 60 months
Details As Low As; APR as low as 10.00%
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 10.00% APR · checked 8 times
9.50%10.00%10.50%Sep 12, 2026: 10.00% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
Personal Line of Credit 12.05%
Details As Low As; APR as low as 12.05%
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 12.05% APR · checked 8 times
11.55%12.05%12.55%Sep 12, 2026: 12.05% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%

Alaska Air Group Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Airplane Loans - - 6.99% up to 180 months
Details As Low As; Aircrafts for personal use (non-revenue generating); Terms based on amount financed
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 6.99% APR · checked 8 times
6.49%6.99%7.49%Sep 12, 2026: 6.99% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
Credit Builder Loans - - 6.00% flexible repayment
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 6.00% APR · checked 8 times
5.50%6.00%6.50%Sep 12, 2026: 6.00% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
IRAs 2.35% - 2.37%
Min Balance $5
Details Balance: $5 and up*
Last Updated 10/12/2026
Rate History
1 change since Sep 12, 2026 · 2.11% → 2.37% ▲ 0.26 pts · high 2.37% / low 2.11%
1.61%2.24%2.87%Sep 12, 2026: 2.11% APYSep 18, 2026: 2.37% APYSep 12, 2026Oct 13, 2026
  • Sep 18, 20262.37%▲ from 2.11%
  • Sep 12, 20262.11%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
Save Your Way 2.25% - 2.27%
Min Balance $5
Details Balance: $5 and up*
Last Updated 10/12/2026
Rate History
1 change since Sep 12, 2026 · 2.01% → 2.27% ▲ 0.26 pts · high 2.27% / low 2.01%
1.51%2.14%2.77%Sep 12, 2026: 2.01% APYSep 18, 2026: 2.27% APYSep 12, 2026Oct 13, 2026
  • Sep 18, 20262.27%▲ from 2.01%
  • Sep 12, 20262.01%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%

Financial Health History

Alaska Air Group Federal Credit Union’s Texas Ratio rose from 0.50% in Q3 2023 to 1.06% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.6% 2.0★ 1.2% 3.0★ 1.8% 4.0★ 2.4% 5.0★ Healthy zone – entire history below the 15% limit 0.50% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 1.06% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$136M1.06%5.0A+
March 31, 2026$136M0.67%5.0A+
December 31, 2025$130M1.79%5.0A+
September 30, 2025$126M0.32%5.0A+
June 30, 2025$123M0.61%5.0A+
March 31, 2025$122M0.27%5.0A+
December 31, 2024$115M1.50%5.0A+
September 30, 2024$111M0.50%5.0A+
June 30, 2024$110M0.49%5.0A+
March 31, 2024$110M0.52%5.0A+
December 31, 2023$105M0.36%5.0A+
September 30, 2023$105M0.50%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Alaska Air Group Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Alaska Air Group Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Alaska Air Group Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Alaska Air Group Federal Credit Union
Address 2800 S 192nd St Ste 106, SEATAC, WA 98188-5164
Phone 206-824-9800
Fax 206-824-1421
President Mylene Fritz
CEO Dan Hein
Full-Time Employees 18
Part-Time Employees 0
Branch Locations 2
ATM Locations 0
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.06%
Return on Assets (ROA)
0.5925%
Return on Equity (ROE)
4.0487%
Non-Performing Loans Ratio (NPL)
0.30%
Total Assets
135,904,201
Total Amount of Shares and Deposits
115,010,616
Total Shares and Deposits < 1 Year
114,753,131
Total Shares and Deposits 1 3 Years
257,485
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,304,657
Total Uninsured Shares and Deposits > $250K (F+J)
2,304,657
Total Insured Shares and Deposits > $250K (item 17 less item K)
112,705,959
Total Interest Expense (Sum of items 6 8)
1,285,679
Share Certificates
677
Number of Accounts for Share Drafts
5,619
IRA KEOGH Accounts
64
Number of Accounts for Regular Shares
10,112
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
14,574,153
Total Liabilities
115,878,165
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Alaska Air Group Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Frequently Asked Questions About Alaska Air Group Federal Credit Union

How many branches does Alaska Air Group Federal Credit Union operate?

Alaska Air Group Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Alaska Air Group Federal Credit Union?

Yes, to access services at Alaska Air Group Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Alaska Air Group Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Alaska Air Group Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Alaska Air Group Federal Credit Union offer online and mobile banking?

Most modern institutions like Alaska Air Group Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.aagcu.org.

Current Alaska Air Group Federal Credit Union Rates

  • 12-Month CD4.24%
  • 24-Month CD3.30%
  • Savings6.14%
Retrieved from our database of financial products. Rates subject to change.