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Alaska Air Group Federal Credit Union Rates & Review September 2026

Alaska Air Group Federal Credit Union's 1 Year CDs rates are at 4.33%, 1 Year CDs rates are at 4.24%, 6 Month CDs rates are at 4.08%, 3 Month CDs rates are at 3.82%, 2 Year CDs rates are at 3.40%. Alaska Air Group Federal Credit Union's savings rates are at 2.27%. Alaska Air Group Federal Credit Union's Home Mortgage Rates - 15 Year Fixed rates are at 6.25%, Jumbo 7 Year ARM Mortgage rates are at 6.38%, Home Mortgage Rates - 7 Year Fixed rates are at 6.38%, Jumbo 5 Year ARM Mortgage rates are at 6.38%, Home Mortgage Rates - 10 Year Fixed rates are at 6.50%. Alaska Air Group Federal Credit Union's Personal Loan Rates are as low as 10.00%. MonitorBankRates evaluates the financial stability of Alaska Air Group Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.67%. Rates last updated and verified on 09/20/2026.

Alaska Air Group Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Alaska Air Group Federal Credit Union? Share your experience about Alaska Air Group Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Alaska Air Group Federal Credit Union.

Ranked #85 in MonitorBankRates Top 100 Healthiest Small Credit Unions 2026 Ranked #85 Healthiest Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.67%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Alaska Air Group Federal Credit Union
Seattle Office
2800 S 192nd St Ste 106
SEATAC, WA 98188-5164
https://www.aagcu.org
Member NCUA

Alaska Air Group Federal Credit Union CD Rates

Product Rate APY Term View More
1 Year Share Certificates 4.25% 4.33% 1 year
Min Balance $100,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.67%
1 Year Share Certificates 4.15% 4.24% 1 year
Min Balance $500
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.67%
6 Month Share Certificates 4.00% 4.08% 6 months
Min Balance $500
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.67%
3 Month Share Certificates 3.75% 3.82% 3 months
Min Balance $500
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.67%
2 Year Share Certificates 3.35% 3.40% 2 years
Min Balance $100,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.67%
3 Year Share Certificates 3.35% 3.40% 3 years
Min Balance $100,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.67%
2 Year Share Certificates 3.25% 3.30% 2 years
Min Balance $500
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.67%
3 Year Share Certificates 3.25% 3.30% 3 years
Min Balance $500
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.67%

Alaska Air Group Federal Credit Union Savings Rates

Product Rate APY View More
Youth Savings 6.00% 6.14%
Min Balance $5
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.67%
Christmas Club 2.25% 2.28%
Min Balance $5
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.67%
Savings 2.25% 2.27%
Min Balance $5
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.67%
Youth Savings 2.25% 2.27%
Min Balance $500
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.67%

Alaska Air Group Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
Home Mortgage Rates - 15 Year Fixed 6.25% - 6.48% 15 Year Fixed
No additional details.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.67%
Jumbo 7 Year ARM Mortgage 6.38% - 6.70% 7 Year ARM
No additional details.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.67%
Home Mortgage Rates - 7 Year Fixed 6.38% - 6.71% 7 Year Fixed
No additional details.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.67%
Jumbo 5 Year ARM Mortgage 6.38% - 6.74% 5 Year ARM
No additional details.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.67%
Home Mortgage Rates - 10 Year Fixed 6.50% - 6.79% 10 Year Fixed
No additional details.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.67%
Home Mortgage Rates - 5 Year Fixed 6.38% - 6.80% 5 Year Fixed
No additional details.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.67%
Jumbo 30 Year Fixed Mortgage 6.88% - 7.10% 30 Year Fixed
No additional details.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.67%
Home Mortgage Rates - FHA 30 Year Fixed 6.38% - 7.15% 30 Year Fixed
No additional details.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.67%
Home Mortgage Rates - 30 Year Fixed 7.00% - 7.21% 30 Year Fixed
No additional details.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.67%
Home Mortgage Rates - 30 Year Fixed (investment property) 7.38% - 7.62% 30 Year
Details Term: 30 Year Fixed (investment property)
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.67%

Alaska Air Group Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
HELOC Variable Rate - - 7.75% 10 Year
Details LTV: up to 80%; Repayment: 15 year; Margin: 1
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.67%
HELOC Variable Rate - - 8.75% 10 Year
Details LTV: 81% - 90%; Repayment: 15 year; Margin: 2
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.67%

Alaska Air Group Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto (2021 and Newer) - - 4.74% 4 years / 48 months
Details As low as; **
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.67%
New Auto (2021 and Newer) - - 4.99% 5 years / 60 months
Details As low as; **
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.67%
New Auto (2021 and Newer) - - 5.24% 6 years / 72 months
Details As low as; **
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.67%
New Auto (2021 and Newer) - - 5.49% 7 years / 84 months
Details As low as; **
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.67%
Used Auto (Models 2017 - 2020) - - 5.49% 4 years / 48 months
Details As low as; **
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.67%
Used Auto (Models 2017 - 2020) - - 5.74% 5 years / 60 months
Details As low as; **
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.67%
Used Auto (Models 2017 - 2020) - - 5.99% 6 years / 72 months
Details As low as; **
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.67%
Used Auto (Models 2017 - 2020) - - 6.24% 7 years / 84 months
Details As low as; **
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.67%

Alaska Air Group Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Motorcycles 2021 or Newer Loan - 6.99% up to 84 months
Details As Low As
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.67%
New Boat & RV's Loan - 7.49% up to 180 months
Details As Low As
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.67%
Used Boat & RV's Loan - 8.49% up to 180 months
Details As Low As
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.67%
Motorcycles 2017 - 2020 Loan - 8.74% up to 48 months
Details As Low As
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.67%

Alaska Air Group Federal Credit Union Personal Loan Rates

Product APR Term View More
Signature Loan 10.00% up to 60 months
Details As Low As
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.67%
Personal Line of Credit 12.05%
Details As Low As
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.67%

Alaska Air Group Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Airplane Loans - - 6.99% up to 180 months
Details As Low As
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.67%
Credit Builder Loans - - 6.00% flexible repayment
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.67%
IRAs 2.35% - 2.37%
Min Balance $5
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.67%
Save Your Way 2.25% - 2.27%
Min Balance $5
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.67%

Financial Health History

Alaska Air Group Federal Credit Union’s Texas Ratio stayed near 0.39% in Q2 2023 to 0.67% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.6% 2.0★ 1.2% 3.0★ 1.8% 4.0★ 2.4% 5.0★ Healthy zone – entire history below the 15% limit 0.39% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 0.67% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$136M0.67%5.0A+
December 31, 2025$130M1.79%5.0A+
September 30, 2025$126M0.32%5.0A+
June 30, 2025$123M0.61%5.0A+
March 31, 2025$122M0.27%5.0A+
December 31, 2024$115M1.50%5.0A+
September 30, 2024$111M0.50%5.0A+
June 30, 2024$110M0.49%5.0A+
March 31, 2024$110M0.52%5.0A+
December 31, 2023$105M0.36%5.0A+
September 30, 2023$105M0.50%5.0A+
June 30, 2023$106M0.39%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Alaska Air Group Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Alaska Air Group Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Alaska Air Group Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Alaska Air Group Federal Credit Union
Address 2800 S 192nd St Ste 106, SEATAC, WA 98188-5164
Phone 206-824-9800
Fax 206-824-1421
President Mylene Fritz
CEO Dan Hein
Full-Time Employees 17
Part-Time Employees 0
Branch Locations 2
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.67%
Return on Assets (ROA)
0.3081%
Return on Equity (ROE)
2.1440%
Non-Performing Loans Ratio (NPL)
0.18%
Total Assets
135,684,568
Total Amount of Shares and Deposits
115,174,159
Total Shares and Deposits < 1 Year
114,918,621
Total Shares and Deposits 1 3 Years
255,537
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,400,674
Total Uninsured Shares and Deposits > $250K (F+J)
4,400,674
Total Insured Shares and Deposits > $250K (item 17 less item K)
110,773,485
Total Interest Expense (Sum of items 6 8)
635,948
Share Certificates
676
Number of Accounts for Share Drafts
5,631
IRA KEOGH Accounts
66
Number of Accounts for Regular Shares
10,052
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
17,891,905
Total Liabilities
116,081,759
Source: NCUA — Last Updated 03/31/2026
Ranked #85 in MonitorBankRates Top 100 Healthiest Small Credit Unions 2026
2026 MBR Health & Safety Badge

Alaska Air Group Federal Credit Union earned the Top 100 Healthiest badge

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Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Alaska Air Group Federal Credit Union

How many branches does Alaska Air Group Federal Credit Union operate?

Alaska Air Group Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Alaska Air Group Federal Credit Union?

Yes, to access services at Alaska Air Group Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Alaska Air Group Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Alaska Air Group Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Alaska Air Group Federal Credit Union offer online and mobile banking?

Most modern institutions like Alaska Air Group Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.aagcu.org.

Current Alaska Air Group Federal Credit Union Rates

  • 12-Month CD4.24%
  • 24-Month CD3.30%
  • Savings2.27%
Retrieved from our database of financial products. Rates subject to change.