Atomic Credit Union Rates and Review January 2026
Compare Atomic Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Atomic Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityAtomic Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Atomic Credit Union? Share your experience about Atomic Credit Union by leaving a review below, or read customer reviews before you decide to use Atomic Credit Union. Overall, Atomic Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Atomic Credit Union Atomic Credit Union Corporate Office 711 Beaver Creek Rd Piketon, OH 45661  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVISA® Classic
12.960%
Max Rewards Visa Credit Card
15.250%
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonDebt Consolidation
13.990%
$0
1 - 72
Personal Line of Credit Variable
13.150%
$0
Personal Loan
10.990%
$0 - $10,000
60 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Atomic Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Atomic Credit Union
Website: https://www.atomiccu.com
Full Time Employees: 257Part Time Employees: 42 President: Billy Spencer CEO: Thomas Griffiths Branch Locations: 18 ATM Locations: 19 Corporate Office Address:
711 Beaver Creek Rd
Piketon, OH 45661 Phone Number: 800-652-2328 Fax Number: 740-289-5061 FinancialsTotal Assets:
783,547,684
Total Amount of Shares and Deposits:
712,324,914
Total Shares and Deposits < 1 Year:
683,218,437
Total Shares and Deposits 1 3 Years:
20,801,680
Total Shares and Deposits > 3 Years:
8,304,797
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
67,286,723
Total Uninsured Shares and Deposits > $250K (F+J):
80,230,802
Total Insured Shares and Deposits > $250K (item 17 less item K):
632,094,112
Total Interest Expense (Sum of items 6 8):
9,439,529
Share Certificates:
5,651
Number of Accounts for Share Drafts:
125,915
IRA KEOGH Accounts:
1,108
All other shares:
704
Non Member Deposits:
2
Money Market Shares:
728
Net Income (unless the amount is already included in Undivided Earnings):
5,416,085
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
47,634,676
Total Liabilities:
718,915,527
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Atomic Credit UnionIs a member application needed to join Atomic Credit Union?Yes, to access services at Atomic Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Atomic Credit Union provides a range of mortgage and home equity products. Is Atomic Credit Union a safe place to deposit money?Yes, Atomic Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Atomic Credit Union offer online and mobile banking?Most modern institutions like Atomic Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 0.30%, 6-month CD rates at 0.10% and 3-month CD rates at 1.76%. Savings rates are at 1.11% and money market rates are at 0.01%. Mortgage rates on 30-year fixed loans are around 6.03%. Credit Card rates are at 13.04%. Personal Loan rates are at 13.74%. All these rates, and more, can be found in our database of rates which you can compare to 
