BluPeak Credit Union Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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BluPeak Credit Union's 6 month BluRipple Term CDs 6 Month Intro rates are at 3.50%, IRA Term CD Accounts 12 month rates are at 3.00%, 12 month BluRipple Term CDs 12 Month Intro rates are at 2.75%, BluRipple Term CDs 18 month rates are at 2.00%, BluRipple Term CDs 24 month rates are at 2.00%. BluPeak Credit Union's savings rates are at 0.05%.
BluPeak Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at BluPeak Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use . BluPeak Credit Union Texas RatioBluPeak Credit Union's Texas Ratio is at 1.71%, which is considered excellent. The Texas Ratio for BluPeak Credit Union is lower than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This indicates that BluPeak Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
BluPeak Credit Union has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Overall, BluPeak Credit Union is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesProduct
APY/APR
vs.Avg
"N/A" indicates the product is not offered or the rate is unavailable.
BluPeak Credit Union
BluPeak Credit Union Corporate Headquarters 10120 Pacific Heights Blvd Ste 100
San Diego, CA 92121 4205 
BluPeak Credit Union CD Rates
BluPeak Credit Union Savings Rates
BluPeak Credit Union Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for BluPeak Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather BluPeak Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with BluPeak Credit Union's official website for the most current offers and terms.
Credit Union Profile & OverviewCredit Union Name: BluPeak Credit Union
Website: https://www.blupeak.com
Full Time Employees: 118Part Time Employees: 0 President: Matt Adams CEO: Todd Tharp Branch Locations: 6 ATM Locations: 6 Corporate Office Address:
10120 Pacific Heights Blvd Ste 100
San Diego, CA 92121 4205 Phone Number: 858-795-6000 Fax Number: 858-554-1291 FinancialsTotal Assets:
1,142,571,451
Total Amount of Shares and Deposits:
1,045,392,138
Total Shares and Deposits < 1 Year:
1,006,455,728
Total Shares and Deposits 1 3 Years:
29,627,967
Total Shares and Deposits > 3 Years:
9,308,443
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
90,426,201
Total Uninsured Shares and Deposits > $250K (F+J):
90,426,201
Total Insured Shares and Deposits > $250K (item 17 less item K):
954,965,937
Total Interest Expense (Sum of items 6 8):
10,431,708
Share Certificates:
4,386
Number of Accounts for Share Drafts:
34,406
IRA KEOGH Accounts:
1,476
Number of Accounts for Regular Shares:
22,104
Money Market Shares:
4,349
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
86,089,410
Total Liabilities:
1,057,888,220
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About BluPeak Credit UnionIs a member application needed to join BluPeak Credit Union?Yes, to access services at BluPeak Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, BluPeak Credit Union provides a range of mortgage and home equity products. Is BluPeak Credit Union a safe place to deposit money?Yes, BluPeak Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does BluPeak Credit Union offer online and mobile banking?Most modern institutions like BluPeak Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
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