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iAdvertiser Disclosure
Advertiser Disclosure
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 Buffalo Metropolitan Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 17, 2026
Buffalo Metropolitan Federal Credit Union's 60 month (Five Years) CDs rates are at 3.71%, CDs 60 month (Five Years) rates are at 3.71%, 9 Month Special CDs rates are at 3.00%, CDs 9 Month Special rates are at 3.00%, 48 month (Four Years) CDs rates are at 2.87%. Buffalo Metropolitan Federal Credit Union's money market rates are at 0.50%. Buffalo Metropolitan Federal Credit Union's Personal Loan Rates are at 10.00%. MonitorBankRates evaluates the financial stability of Buffalo Metropolitan Federal Credit Union with a 4.7 Star Rating, an B+ Overall Health Grade, and a Texas Ratio of 18.63%. Rates were last updated on 04/17/2026. Buffalo Metropolitan Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Buffalo Metropolitan Federal Credit Union? Share your experience about Buffalo Metropolitan Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Buffalo Metropolitan Federal Credit Union. Buffalo Metropolitan Federal Credit Union
Main 62 S Elmwood Ave Buffalo NY 14202 2609 62 S Elmwood Ave
https://www.bflometrocu.org Buffalo, NY 14202 2609 
Buffalo Metropolitan Federal Credit Union CD Rates
Buffalo Metropolitan Federal Credit Union Money Market Rates
Buffalo Metropolitan Federal Credit Union Home Equity & HELOC
Buffalo Metropolitan Federal Credit Union Auto Loan Rates
Buffalo Metropolitan Federal Credit Union Credit Card Rates
Buffalo Metropolitan Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Buffalo Metropolitan Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Buffalo Metropolitan Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Buffalo Metropolitan Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Buffalo Metropolitan Federal Credit Union
Website
https://www.bflometrocu.org
Address
62 S Elmwood Ave,
Buffalo, NY 14202 2609
Phone
716-847-6960
Fax
716-847-6996
President
Danielle Sullivan
CEO
Jeanne Stadler
Full-Time Employees
43
Part-Time Employees
5
Branch Locations
1
ATM Locations
4
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.7 / 5.0 ★
Overall Health & Safety Grade
B+ (88/100)
Texas Ratio
18.63%
Return on Assets (ROA)
0.2608%
Return on Equity (ROE)
2.1483%
Non-Performing Loans Ratio (NPL)
2.71%
Total Assets
141,672,017
Total Amount of Shares and Deposits
125,808,494
Total Shares and Deposits < 1 Year
124,363,669
Total Shares and Deposits 1 3 Years
539,927
Total Shares and Deposits > 3 Years
904,897
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,684,741
Total Uninsured Shares and Deposits > $250K (F+J)
1,684,741
Total Insured Shares and Deposits > $250K (item 17 less item K)
124,123,753
Total Interest Expense (Sum of items 6 8)
612,739
Share Certificates
705
Number of Accounts for Share Drafts
8,275
IRA KEOGH Accounts
294
Number of Accounts for Regular Shares
16,409
Money Market Shares
461
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
10,858,645
Total Liabilities
126,191,775
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Buffalo Metropolitan Federal Credit UnionIs Buffalo Metropolitan Federal Credit Union a safe place to deposit money?Yes, Buffalo Metropolitan Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 18.633376866435%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Buffalo Metropolitan Federal Credit Union operate?Buffalo Metropolitan Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Buffalo Metropolitan Federal Credit Union?Yes, to access services at Buffalo Metropolitan Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Buffalo Metropolitan Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Buffalo Metropolitan Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Buffalo Metropolitan Federal Credit Union offer online and mobile banking?Most modern institutions like Buffalo Metropolitan Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bflometrocu.org. Current Buffalo Metropolitan Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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