C&R Credit Union Rates and Review January 2026
Compare C&R Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of C&R Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityC&R Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at C&R Credit Union? Share your experience about C&R Credit Union by leaving a review below, or read customer reviews before you decide to use C&R Credit Union. Overall, C&R Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. C&R Credit Union C and R Credit Union 801 5th St Clay Center, KS 67432 2502  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVisa Classic Card
12.900%
No annual fee
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Premier Rate Credit Card Mastercard
12.950% - 18.000%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loans
8.990% - 19.990%
$500 - $30,000
60
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
Preferred Personal Loan
10.000%
$0
60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have C&R Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: C&R Credit Union
Website: https://www.candrcreditunion.com
Full Time Employees: 2Part Time Employees: 0 President: GAIL WESTGATE CEO: STEFANIE GISSELBECK Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
801 5th St
Clay Center, KS 67432 2502 Phone Number: 785-632-5161 Fax Number: 785-632-5610 FinancialsTotal Assets:
4,043,172
Total Amount of Shares and Deposits:
3,514,113
Total Shares and Deposits < 1 Year:
2,683,372
Total Shares and Deposits 1 3 Years:
830,741
Total Insured Shares and Deposits > $250K (item 17 less item K):
3,514,113
Total Interest Expense (Sum of items 6 8):
42,949
Share Certificates:
45
Number of Accounts for Share Drafts:
141
Number of Accounts for Regular Shares:
678
Net Income (unless the amount is already included in Undivided Earnings):
2,055
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
825,543
Total Liabilities:
3,518,922
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About C&R Credit UnionIs a member application needed to join C&R Credit Union?Yes, to access services at C&R Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, C&R Credit Union provides a range of mortgage and home equity products. Is C&R Credit Union a safe place to deposit money?Yes, C&R Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does C&R Credit Union offer online and mobile banking?Most modern institutions like C&R Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 4.04%, 6-month CD rates at 3.05% and 3-month CD rates at 2.78%. Savings rates are at 0.01% and money market rates are at 0.20%. Mortgage rates on 30-year fixed loans are around 5.92%. Credit Card rates are at 12.74%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates which you can compare to 
