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Central Missouri Community Credit Union Rates and Review January 2026

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Central Missouri Community Credit Union12-month CD rates can be found at 3.90%, 6-month CD rates at 3.00% and 3-month CD rates at 3.40%. Savings rates are at 0.25% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 5.57%. Credit Card rates are at 13.20%. Personal Loan rates are at 11.24%. All these rates, and more, can be found in our database of rates which you can compare to Central Missouri Community Credit Union rates.

Compare Central Missouri Community Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Central Missouri Community Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Central Missouri Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Central Missouri Community Credit Union? Share your experience about Central Missouri Community Credit Union by leaving a review below, or read customer reviews before you decide to use Central Missouri Community Credit Union.

Overall, Central Missouri Community Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Central Missouri Community Credit Union
Central MO Community Credit Union
620 N Maguire St
Warrensburg, MO 64093
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
Interest Checking
4.00%
$0
12-Month CD
3.75%
$100
12-Month CD
3.50%
$1,000
6-Month CD
3.50%
$0
Platinum Money Market
3.45%
$2,500
12-Month CD
3.40%
$500
12-Month CD
3.30%
$1,000
48-Month CD
3.30%
$500
17-Month CD
3.30%
$1,000
12-Month CD
3.28%
$500
18-Month CD
3.25%
$1,000
36-Month CD
3.25%
$1,000
24-Month CD
3.14%
$1,000
18-Month CD
3.13%
$1,000
24-Month CD
3.07%
$1,000
24-Month CD (Jumbo)
3.03%
$250,000
60-Month CD
3.00%
$1,000
48-Month CD
2.78%
$500
Preferred Investment Max Money Market
2.70%
$5,000
12-Month CD
2.53%
$1,000
60-Month CD
2.52%
$1,000
48-Month CD (star saver)
2.31%
$100
18-Month CD
2.27%
$500
48-Month CD
1.75%
$500
12-Month CD
1.41%
$500
30-Month CD
1.25%
$1,000
Saddle Up Savings
1.01%
$100
12-Month CD
0.90%
$1,000
Savings
0.73%
$0
12-Month CD
0.70%
$500
48-Month CD
0.55%
$500
Savings
0.50%
$50
18-Month CD
0.50%
$500
3-Month CD
0.50%
$500
Statement Savings
0.35%
$500
60-Month CD
0.35%
$500
18-Month CD
0.25%
$1,000
Money Market
0.20%
$0
24-Month CD
0.20%
$500
6-Month CD
0.20%
$500
6-Month CD
0.15%
$1,000
Passbook Savings
0.10%
$100
Rate Climber Money Market
0.05%
$0
Value Savings
0.05%
$1,500
VIP Savings
0.05%
$5
Platinum Money Market
0.02%
$0
Savings
0.01%
$100
36-Month CD
0.01%
$500
24-Month CD
0.00%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.750%
5.827%
0.000
30-Year Fixed Jumbo
6.500%
6.553%
0.000
15-Year Fixed Jumbo
5.250%
5.443%
0.250
15-Year Fixed
5.250%
5.312%
0.000
5.500%
5.705%
0.000
5.875%
6.070%
0.000
15 Year Fixed
5.375%
5.608%
0.000
10-Year Fixed
4.625%
5.148%
2.000
4.740%
7.533%
0.000
5.375%
5.639%
0.250
30-Year Fixed
6.000%
6.115%
0.000
5.375%
6.220%
0.000
5.250%
6.232%
0.750
6.000%
5.892%
0.000
7/6 Jumbo ARM
5.250%
6.056%
0.110
15-Year Fixed
5.500%
5.571%
0.000
15 Year Fixed Jumbo
5.250%
5.290%
0.000
15-Year Fixed
5.375%
5.560%
0.000
5.375%
6.097%
0.000
5/5 ARM High LTV
5.250%
6.143%
1.000
20 Year Fixed
6.500%
6.628%
0.000
15-Year Fixed Jumbo
6.250%
6.481%
0.000
5.875%
6.420%
0.000
5.875%
6.012%
0.000
15-Year Fixed (Power Rate)
5.250%
5.510%
0.000
30-Year Fixed Jumbo
6.000%
6.015%
0.000
20-Year Fixed
5.625%
5.666%
0.000
6.000%
6.310%
0.000
4.875%
5.275%
0.000
5.375%
5.468%
0.000
5.500%
5.603%
0.000
15 Year Fixed
5.375%
5.588%
0.000
30-Year Fixed
5.750%
5.842%
0.000
20-Year Fixed
5.000%
5.294%
2.000
30-Year Fixed
6.000%
6.046%
0.000
6.000%
6.035%
0.375
6.000%
6.070%
0.000
30-Year Fixed
6.000%
6.162%
1.000
6.740%
6.723%
0.000
5.990%
5.199%
0.000
5.650%
5.986%
0.000
5.625%
5.760%
0.375
30 Year Fixed
5.875%
5.916%
0.000
30 Year Fixed
5.750%
5.869%
0.000
30-Year Fixed
5.625%
5.666%
0.000
5.250%
5.370%
0.000
15-Year Fixed
5.375%
5.525%
0.000
5.000%
5.168%
0.000
5.875%
6.010%
0.000
5.875%
5.927%
0.500
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Credit Card Rate Comparison

Institution
Product
APR
Notes
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Max Rewards Visa Credit Card
15.250%
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Visa Classic Card
12.900%
No annual fee
11.900%
Security Service Power Rewards MasterCard
18.000%
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Visa Platinum Preferred
14.240% - 17.990%
8.750%
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
Security Service Power MasterCard
12.740% - 18.000%
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
18.000%
Visa Platinum with Rewards
9.900%
World Cash Back Credit Card Mastercard
18.000%
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Savings Secured Visa®
18.000%
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
10.250% - 10.650%
$3,000 - $25,000
Personal Line of Credit
9.500%
$0
13.740%
$5,000
60 - 60
13.240%
$0 - $2,000
36 - 36
Signature Loan
10.500%
$0
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
12.500%
$0
60 - 60
50% Share Secured Loan
6.460% - 14.990%
$0
Consolidation Loans
13.060%
$0
1 - 36
12.990%
$0
13 - 60
10.500%
$0
Term Line of Credit 84 months
8.000%
$0
13.700%
$2,500 - $5,000
36 - 36
A+ Preferred Line Of Credit
10.990%
$0
7.750% - 16.750%
$0
1 - 36
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
15.000%
$500 - $1,500
6 - 12
Personal Loan
11.000%
$0
1 - 12
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
10.000%
$0
60
Personal Lines of Credit
11.900% - 19.400%
$0
13.450%
$0
10.490%
$0
60 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Central Missouri Community Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Central Missouri Community Credit Union
Full Time Employees: 40
Part Time Employees: 4
President: Chris McCreary
CEO: Randall Bettis
Branch Locations: 3
ATM Locations: 4
Corporate Office Address:
620 N Maguire St
Warrensburg, MO 64093
Phone Number: 660-747-3311
Fax Number: 660-747-2800

Financials

Total Assets:
136,040,037
Total Amount of Shares and Deposits:
125,474,470
Total Shares and Deposits < 1 Year:
124,001,221
Total Shares and Deposits 1 3 Years:
1,033,299
Total Shares and Deposits > 3 Years:
439,950
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
5,009,845
Total Uninsured Shares and Deposits > $250K (F+J):
5,009,845
Total Insured Shares and Deposits > $250K (item 17 less item K):
120,464,625
Total Interest Expense (Sum of items 6 8):
550,168
Share Certificates:
634
Number of Accounts for Share Drafts:
9,013
IRA KEOGH Accounts:
379
Number of Accounts for Regular Shares:
14,825
All other shares:
894
Money Market Shares:
82
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
11,990,754
Total Liabilities:
125,257,210
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Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Central Missouri Community Credit Union

Is a member application needed to join Central Missouri Community Credit Union?

Yes, to access services at Central Missouri Community Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Central Missouri Community Credit Union provides a range of mortgage and home equity products.

Is Central Missouri Community Credit Union a safe place to deposit money?

Yes, Central Missouri Community Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Central Missouri Community Credit Union offer online and mobile banking?

Most modern institutions like Central Missouri Community Credit Union provide digital access including online balance checks and transfers.

Current Central Missouri Community Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions