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Central Valley Firefighters Credit Union Rates and Review January 2026

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Central Valley Firefighters Credit Union12-month CD rates can be found at 3.40%, 6-month CD rates at 3.68% and 3-month CD rates at 0.10%. Savings rates are at 0.04% and money market rates are at 0.02%. Mortgage rates on 30-year fixed loans are around 5.91%. Credit Card rates are at 18.00%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates which you can compare to Central Valley Firefighters Credit Union rates.

Compare Central Valley Firefighters Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Central Valley Firefighters Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Central Valley Firefighters Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Central Valley Firefighters Credit Union? Share your experience about Central Valley Firefighters Credit Union by leaving a review below, or read customer reviews before you decide to use Central Valley Firefighters Credit Union.

Overall, Central Valley Firefighters Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Central Valley Firefighters Credit Union
Central Valley Firefighters Credit Union
5300 N FRESNO ST
FRESNO, CA 93710 6828
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
Money Market
3.82%
$2,500
12-Month CD (Jumbo)
3.65%
$100,000
6-Month CD
3.55%
$500
36-Month CD
3.52%
$500
18-Month CD
3.35%
$500
12-Month CD
3.35%
$500
24-Month CD
3.20%
$1,500
24-Month CD (Online)
3.15%
$1,000
12-Month CD
3.14%
$500
24-Month CD (Jumbo)
3.03%
$95,000
12-Month CD
3.00%
$500
18-Month CD
3.00%
$500
6-Month CD
3.00%
$1,000
24-Month CD
2.80%
$1,000
24-Month CD
2.75%
$500
18-Month CD
2.30%
$500
48-Month CD
2.27%
$1,000
36-Month CD
2.20%
$100
36-Month CD
2.17%
$1,000
Premier Money Mangement Savings
2.08%
$25
18-Month CD
2.01%
$500
18-Month CD
2.01%
$500
12-Month CD
2.00%
$500
48-Month CD
1.75%
$500
48-Month CD
1.75%
$500
18-Month CD
1.40%
$1,000
30-Month CD
1.36%
$500
36-Month CD
1.35%
$1,000
18-Month CD
1.28%
$500
24-Month CD
1.26%
$1,000
60-Month CD
1.26%
$1,000
36-Month CD
1.25%
$500
24-Month CD
1.25%
$500
48-Month CD
1.10%
$1,000
60-Month CD
1.06%
$0
60-Month CD
1.00%
$500
48-Month CD
1.00%
$1,000
48-Month CD
0.90%
$500
Money Market
0.75%
$0
36-Month CD
0.75%
$2,500
60-Month CD
0.70%
$500
Personal Money Market
0.50%
$25,000
24-Month CD
0.45%
$500
Money Market
0.30%
$2,500
30-Month CD
0.20%
$1,000
36-Month CD
0.15%
$500
Better Savings
0.10%
$0
Money Market
0.10%
$100
Passbook Savings
0.05%
$50
Savings
0.00%
$100
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
6.000%
6.031%
0.000
6.500%
6.595%
0.000
5.625%
5.846%
0.000
30-Year Fixed
6.000%
6.034%
0.000
15 Year Fixed
5.120%
5.192%
0.000
5.500%
5.640%
0.000
15-Year Fixed
6.000%
6.021%
0.000
5.125%
5.173%
0.000
15 Year Fixed
6.125%
6.209%
0.000
20-Year Fixed
6.625%
6.626%
0.000
20-Year Fixed
5.625%
5.675%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.620%
0.000
5.875%
5.907%
0.000
5.750%
5.923%
0.000
6.750%
6.880%
0.000
6.000%
6.226%
0.000
15-Year Fixed (Jumbo)
6.000%
6.000%
0.000
5.500%
5.565%
0.000
5.750%
6.309%
0.000
15-Year Fixed Jumbo
5.750%
5.803%
0.000
5.375%
5.911%
0.000
5.875%
6.023%
0.000
5.250%
5.867%
0.000
5.500%
5.739%
0.000
30-Year Fixed (Power Rate)
6.000%
6.162%
0.000
10-Year Fixed
5.375%
5.638%
0.000
565.625%
5.781%
0.875
30-Year Fixed (Jumbo)
5.875%
5.931%
0.000
5.625%
5.781%
0.878
5.500%
5.732%
0.000
30 Year Fixed
6.000%
6.107%
0.000
15-Year Fixed
6.500%
6.500%
0.000
5.625%
5.721%
0.000
5.500%
5.556%
0.000
4.750%
4.816%
0.000
30-Year Fixed Jumbo
6.000%
6.015%
0.000
5.375%
5.766%
0.000
15-Year Fixed
5.500%
5.650%
0.000
30-Year Fixed
7.125%
7.126%
0.000
30 Year Fixed Jumbo
6.250%
6.263%
0.000
30-Year Fixed
6.125%
6.198%
0.000
5/1 ARM (Jumbo)
6.500%
6.546%
0.000
4.875%
4.985%
0.000
5.875%
6.184%
0.000
5.375%
5.468%
0.000
20-Year Fixed
5.000%
5.294%
2.000
5.500%
5.737%
0.000
5.875%
6.118%
0.000
15-Year Fixed
5.625%
5.736%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
World Cash Back Credit Card Mastercard
18.000%
Classroom Supply Visa
8.500%
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Visa Platinum Credit Card
9.500% - 12.500%
VISA® Credit Cards
7.990%
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
14.240%
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
8.750%
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
Platinum Visa
15.350%
Visa Classic Card
12.900%
No annual fee
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
8.900%
8.900% - 13.900%
Based upon credit worthiness.
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
VISA Platinum without Rewards
7.900%
Access FCU Visa Classic
13.500%
Visa Crimson Rewards Card
13.740%
Max Rewards Visa Credit Card
15.250%
Visa Platinum with Rewards
9.900%
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
8.890%
$0
11.500%
$0
48 - 48
Line of Credit Variable
16.740%
$0
9.200% - 17.950%
$0 - $2,500
36 - 36
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
9.200% - 17.950%
$0 - $500
48 - 48
13.240%
$0 - $2,000
36 - 36
9.200% - 17.950%
$0 - $100
12 - 24
12.990%
$0
13 - 60
10.990%
$0 - $10,000
60 - 60
11.240% - 17.950%
$0
25 - 36
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
50% Share Secured Loan
6.460% - 14.990%
$0
13.240%
$0
48
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
12.740%
$0
36
11.740% - 17.990%
$0
9.200% - 17.950%
$0 - $15,000
60 - 60
Unsecured Signature Loan
10.250%
$0
37 - 60
9.990% - 16.240%
$0
61 - 66
10.990%
$500
36
Personal Loan Rates
5.740%
$0
1 - 36
Personal/Signature Loans
11.150%
$0
60 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Central Valley Firefighters Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Central Valley Firefighters Credit Union
Full Time Employees: 8
Part Time Employees: 0
President: Justin Hill
CEO: Emily Morton
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
5300 N FRESNO ST
FRESNO, CA 93710 6828
Phone Number: 559-228-1997
Fax Number: 559-228-0350

Financials

Total Assets:
48,338,175
Total Amount of Shares and Deposits:
41,736,692
Total Shares and Deposits < 1 Year:
41,160,800
Total Shares and Deposits 1 3 Years:
575,892
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,729,832
Total Uninsured Shares and Deposits > $250K (F+J):
2,729,832
Total Insured Shares and Deposits > $250K (item 17 less item K):
39,006,860
Total Interest Expense (Sum of items 6 8):
195,601
Share Certificates:
224
Number of Accounts for Share Drafts:
1,689
IRA KEOGH Accounts:
28
Number of Accounts for Regular Shares:
3,365
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
3,552,720
Total Liabilities:
41,941,516
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Central Valley Firefighters Credit Union

Is a member application needed to join Central Valley Firefighters Credit Union?

Yes, to access services at Central Valley Firefighters Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Central Valley Firefighters Credit Union provides a range of mortgage and home equity products.

Is Central Valley Firefighters Credit Union a safe place to deposit money?

Yes, Central Valley Firefighters Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Central Valley Firefighters Credit Union offer online and mobile banking?

Most modern institutions like Central Valley Firefighters Credit Union provide digital access including online balance checks and transfers.

Current Central Valley Firefighters Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions