Chartway Credit Union Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Chartway Credit Union's 3 month 3-Month Promo CD rates are at 4.10%, 6 month 6-Month Promo CD rates are at 4.00%, 13 month 13-Month Promo CD rates are at 3.90%, 12 month 12-Month No Penalty Promo CD rates are at 3.30%. Chartway Credit Union's savings rates are at 0.05%. Chartway Credit Union's money market rates are at 0.25%. Chartway Credit Union's 100% Financing Mortgage rates are at 5.38%, Purchase Fixed Rate Mortgage rates are at 5.25%, Refinance Fixed Rate Mortgage rates are at 5.25%, First-Time Homebuyer Mortgage rates are at 5.25%, First-Time Homebuyer Mortgage rates are at 5.75%. Chartway Credit Union's Personal Loan Rates are at 4.50%.
Chartway Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at Chartway Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use . Chartway Credit Union Texas RatioChartway Credit Union's Texas Ratio is at 12.84%, which is considered excellent. The Texas Ratio for Chartway Credit Union is higher than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This indicates that Chartway Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
Chartway Credit Union has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Overall, Chartway Credit Union is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesProduct
APY/APR
vs.Avg
"N/A" indicates the product is not offered or the rate is unavailable.
Chartway Credit Union
Headquarters Office 5700 Cleveland St
Virginia Beach, VA 23462 1752 
Chartway Credit Union CD Rates
Chartway Credit Union Savings Rates
Chartway Credit Union Money Market Rates
Chartway Credit Union Checking Rates
Chartway Credit Union Mortgage Rates
Chartway Credit Union Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Chartway Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Chartway Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Chartway Credit Union's official website for the most current offers and terms.
Credit Union Profile & OverviewCredit Union Name: Chartway Credit Union
Website: https://www.chartway.com
Full Time Employees: 575Part Time Employees: 13 President: Melinda Barbish CEO: Brian Schools Branch Locations: 42 ATM Locations: 39 Corporate Office Address:
5700 Cleveland St
Virginia Beach, VA 23462 1752 Phone Number: 757-552-1000 Fax Number: 757-497-0158 FinancialsTotal Assets:
3,203,979,401
Total Amount of Shares and Deposits:
2,791,715,260
Total Shares and Deposits < 1 Year:
2,550,675,923
Total Shares and Deposits 1 3 Years:
229,030,987
Total Shares and Deposits > 3 Years:
12,008,349
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
223,994,717
Total Uninsured Shares and Deposits > $250K (F+J):
223,994,717
Total Insured Shares and Deposits > $250K (item 17 less item K):
2,567,720,543
Total Interest Expense (Sum of items 6 8):
43,684,648
Share Certificates:
21,508
Number of Accounts for Share Drafts:
98,983
IRA KEOGH Accounts:
5,942
Number of Accounts for Regular Shares:
256,200
All other shares:
18,748
Non Member Deposits:
22
Money Market Shares:
10,091
Net Income (unless the amount is already included in Undivided Earnings):
8,590,877
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
20,423,010
Total Liabilities:
2,946,949,044
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Source: NCUA Last Updated 09/30/2025
Frequently Asked Questions About Chartway Credit UnionIs a member application needed to join Chartway Credit Union?Yes, to access services at Chartway Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Chartway Credit Union provides a range of mortgage and home equity products. Is Chartway Credit Union a safe place to deposit money?Yes, Chartway Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Chartway Credit Union offer online and mobile banking?Most modern institutions like Chartway Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
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