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Community Credit Union Of Lynn

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Community Credit Union Of Lynn Rates & Review May 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community Credit Union Of Lynn provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 15, 2026

You can compare Community Credit Union Of Lynn rates to other rates in our database, including 12-month share certificate rates currently at 0.11%, 6-month share certificate rates at 2.27% and 3-month share certificate rates at 3.25%. Savings rates are at 0.01% and money market rates are at 0.55%. Mortgage rates on 30-year fixed loans are around 6.12%. All these rates can be compared to Community Credit Union Of Lynn rates. MonitorBankRates evaluates the financial stability of Community Credit Union Of Lynn with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 14.06%. Rates were last updated on 05/15/2026.

Community Credit Union Of Lynn money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community Credit Union Of Lynn? Share your experience about Community Credit Union Of Lynn by leaving a review below, or read customer reviews before you decide to use Community Credit Union Of Lynn.

Verified Healthy Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A-

Very Good Health Score: 93/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

14.06%

Excellent Higher than avg

Community Credit Union Of Lynn
Lynn

1 Andrew St
Lynn, MA 01901 1101

https://www.myccu.org

Current Rate Availability

We do not have Community Credit Union Of Lynn rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Community Credit Union Of Lynn is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Community Credit Union Of Lynn rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Community Credit Union Of Lynn's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Community Credit Union Of Lynn

Website https://www.myccu.org

Address 1 Andrew St, Lynn, MA 01901 1101

Phone 781-598-0820

Fax 781-593-3190

President Peter Katsos

CEO Nicholas Sarantopoulos

Full-Time Employees 29

Part-Time Employees 2

Branch Locations 3

ATM Locations 3

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A- (93/100)

Texas Ratio

14.06%

Return on Assets (ROA)

-0.4718%

Return on Equity (ROE)

-6.7797%

Non-Performing Loans Ratio (NPL)

1.26%

Total Assets

183,771,303

Total Amount of Shares and Deposits

155,380,191

Total Shares and Deposits < 1 Year

152,854,370

Total Shares and Deposits 1 3 Years

2,425,306

Total Shares and Deposits > 3 Years

100,515

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

20,150,675

Total Uninsured Shares and Deposits > $250K (F+J)

20,150,675

Total Insured Shares and Deposits > $250K (item 17 less item K)

135,229,516

Total Interest Expense (Sum of items 6 8)

3,057,252

Share Certificates

340

Number of Accounts for Share Drafts

3,769

IRA KEOGH Accounts

107

Number of Accounts for Regular Shares

6,406

All other shares

156

Non Member Deposits

Money Market Shares

322

Net Income (unless the amount is already included in Undivided Earnings)

-867,032

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

3,445,112

Total Liabilities

172,679,420

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

Community Credit Union Of Lynn earned the Verified Healthy badge

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Customer Reviews

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Frequently Asked Questions About Community Credit Union Of Lynn

How many branches does Community Credit Union Of Lynn operate?

Community Credit Union Of Lynn currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Community Credit Union Of Lynn?

Yes, to access services at Community Credit Union Of Lynn, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Community Credit Union Of Lynn does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community Credit Union Of Lynn provides members with tools to manage their accounts and build a solid financial history.

Does Community Credit Union Of Lynn offer online and mobile banking?

Most modern institutions like Community Credit Union Of Lynn provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.myccu.org.