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Community Focus Federal Credit Union Rates and Review January 2026

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Community Focus Federal Credit Union12-month CD rates can be found at 0.50%, 6-month CD rates at 1.26% and 3-month CD rates at 0.20%. Savings rates are at 0.65% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.07%. Credit Card rates are at 18.00%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates which you can compare to Community Focus Federal Credit Union rates.

Compare Community Focus Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Community Focus Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Community Focus Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Community Focus Federal Credit Union? Share your experience about Community Focus Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Community Focus Federal Credit Union.

Overall, Community Focus Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Community Focus Federal Credit Union
Community Focus Federal Credit Union
18925 Telegraph Rd
Brownstown, MI 48174 9546
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
Kasasa Checking
5.00%
$0
60-Month CD
4.00%
$500
12-Month CD
3.98%
$1,000
12-Month CD Jumbo
3.90%
$10,000
24-Month Fixed Rate CD
3.75%
$2,500
30-Month CD
3.75%
$500
36-Month CD (Plus Jumbo)
3.72%
$200,000
eOne Savings
3.61%
$10
9-Month CD
3.60%
$1,000
6-Month CD
3.47%
$500
18-Month CD
3.30%
$1,000
60-Month CD
3.30%
$1,000
48-Month CD
3.25%
$1,000
36-Month CD
3.25%
$1,000
18-Month CD
3.15%
$1,000
36-Month CD
3.10%
$500
36-Month CD
3.00%
$500
24-Month CD
3.00%
$500
60-Month CD
2.89%
$1,000
36-Month CD
2.78%
$1,000
12-Month CD
2.77%
$500
Investment Plus Money Market
2.05%
$25,000
18-Month CD
2.00%
$1,000
60-Month CD
2.00%
$500
Money Market
1.75%
$250,000
18-Month CD
1.69%
$2,500
36-Month CD
1.53%
$1,000
18-Month CD
1.26%
$1,000
48-Month CD
1.26%
$1,000
60-Month CD
1.00%
$1,000
18-Month CD
1.00%
$500
24-Month CD
0.95%
$1,000
60-Month CD
0.75%
$500
12-Month CD
0.75%
$500
Share Savings
0.75%
$0
Personal Money Market
0.50%
$25,000
12-Month CD
0.50%
$1,000
Pinnacle Money Market
0.50%
$10,000
36-Month CD
0.50%
$500
Money Market
0.45%
$5,000
24-Month CD
0.45%
$1,000
Money Market
0.40%
$1,000
12-Month CD
0.35%
$500
3-Month CD
0.30%
$500
60-Month CD
0.30%
$1,000
Statement Savings
0.15%
$0
Classic Savings
0.10%
$100
6-Month CD
0.10%
$1,000
Prestige Savings
0.05%
$50
Triple Rate Savings
0.05%
$2,500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
6.125%
6.266%
0.000
3/5 Conforming ARM
4.875%
5.661%
0.250
15 Year Fixed Jumbo
5.250%
5.290%
0.000
15-Year Fixed
5.375%
5.539%
0.000
15-Year Fixed (Jumbo)
5.375%
5.525%
0.750
15 Year Fixed
6.125%
6.209%
0.000
30-Year Fixed
6.000%
6.046%
0.000
6.750%
6.880%
0.000
30-Year Fixed
6.000%
6.043%
0.000
6.250%
6.389%
0.000
5.375%
5.721%
0.000
20 Year Fixed
5.500%
5.579%
0.000
5.500%
5.603%
0.000
10-Year Fixed
6.250%
6.250%
0.000
5.750%
5.827%
0.000
5.125%
5.173%
0.000
4.875%
5.275%
0.000
5.500%
5.820%
0.000
6.375%
6.498%
0.000
6.250%
6.330%
0.000
5.500%
5.591%
0.000
30 Year Fixed
6.500%
6.597%
0.000
6.000%
6.183%
0.000
5.000%
6.154%
0.325
6.000%
6.000%
0.000
15 Year Fixed
5.500%
5.677%
0.000
5.125%
5.291%
0.000
6.740%
6.723%
0.000
15-Year Fixed
5.750%
5.845%
0.000
15-Year Fixed
5.000%
5.177%
0.750
15-Year Fixed
5.250%
5.513%
0.500
30-Year Fixed
6.250%
6.450%
0.000
6.000%
6.403%
0.000
10 Year Fixed
5.500%
5.938%
0.000
5.375%
5.460%
0.500
3.990%
4.357%
0.750
5.500%
5.640%
0.000
15-Year Fixed
6.500%
6.500%
0.000
15-Year Fixed Jumbo
6.250%
6.481%
0.000
15-Year Fixed
5.500%
5.718%
0.000
5.625%
6.037%
0.000
5.250%
6.232%
0.750
6.125%
6.135%
0.000
30-Year Fixed VA
5.375%
5.599%
1.000
15-Year Fixed
5.375%
5.479%
0.125
4.750%
4.816%
0.000
5.625%
5.667%
0.000
5.500%
5.500%
0.000
5.375%
5.639%
0.250
4.240%
7.689%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
VISA Signature Rewards
16.740% - 18.000%
Visa Secure Card
13.740%
World Cash Back Credit Card Mastercard
18.000%
9.990%
Credit Line $500-$7,000
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
14.740%
8.900% - 13.900%
Based upon credit worthiness.
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Visa Crimson Rewards Card
13.740%
Platinum Secured Visa
8.750%
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
8.990% - 17.990%
Maximum limit of $30,000
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Savings Secured Visa®
18.000%
8.750%
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
VISA Platinum without Rewards
7.900%
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Member First VISA
15.040%
No balance transfer fees or annual fees.
Rewards Student Classic
16.500%
Credit Limit - $500
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
8.890%
$0
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
11.990%
$0
1 - 12
13.990%
$0
12.500%
$0
60 - 60
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
50% Share Secured Loan
6.460% - 14.990%
$0
10.250% - 10.650%
$3,000 - $25,000
Personal/Signature
10.990%
$0
24 - 36
13.700%
$2,500 - $5,000
36 - 36
Personal Loans
13.450%
$0
60
11.990%
$0
13.240%
$0
48
Debt Consolidation
13.990%
$0
1 - 72
8.990% - 18.000%
$0 - $30,000
72
13.450%
$0
Personal Loan Rates
5.740%
$0
1 - 36
12.990%
$0
1 - 24
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
10.490%
$0
60 - 60
10.490%
$0
12.490%
$0
12.990%
$0 - $2,000
24 - 24
10.000%
$0
12 - 12
11.240% - 17.950%
$0
25 - 36
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Community Focus Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Community Focus Federal Credit Union
Full Time Employees: 21
Part Time Employees: 1
President: Harry Roesch
CEO: Andrew Gregoire
Branch Locations: 3
ATM Locations: 4
Corporate Office Address:
18925 Telegraph Rd
Brownstown, MI 48174 9546
Phone Number: 734-281-3900
Fax Number: 734-281-2364

Financials

Total Assets:
65,210,974
Total Amount of Shares and Deposits:
54,660,988
Total Shares and Deposits < 1 Year:
53,823,595
Total Shares and Deposits 1 3 Years:
314,942
Total Shares and Deposits > 3 Years:
522,451
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,417,083
Total Uninsured Shares and Deposits > $250K (F+J):
1,417,083
Total Insured Shares and Deposits > $250K (item 17 less item K):
53,243,905
Total Interest Expense (Sum of items 6 8):
302,490
Share Certificates:
253
Number of Accounts for Share Drafts:
2,484
IRA KEOGH Accounts:
79
Number of Accounts for Regular Shares:
4,929
Non Member Deposits:
4
Money Market Shares:
168
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
904,488
Total Liabilities:
55,360,794
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Community Focus Federal Credit Union

Is a member application needed to join Community Focus Federal Credit Union?

Yes, to access services at Community Focus Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Community Focus Federal Credit Union provides a range of mortgage and home equity products.

Is Community Focus Federal Credit Union a safe place to deposit money?

Yes, Community Focus Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Community Focus Federal Credit Union offer online and mobile banking?

Most modern institutions like Community Focus Federal Credit Union provide digital access including online balance checks and transfers.

Current Community Focus Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions