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 Credit Union of Georgia Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 9, 2026
Credit Union of Georgia Credit Union's 06 mo. IRA CD rates are at 3.65%, 06 mo. Jumbo CD rates are at 3.65%, 06 mo. standard CD rates are at 3.60%, 12 mo. IRA CD rates are at 3.51%, 12 mo. Jumbo CD rates are at 3.51%. Credit Union of Georgia Credit Union's savings rates are at 0.25%. Credit Union of Georgia Credit Union's money market rates are at 1.00%. Credit Union of Georgia Credit Union's Personal Loan Rates are at 9.99%. MonitorBankRates evaluates the financial stability of Credit Union of Georgia Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.89%. Rates were last updated on 04/09/2026. Credit Union of Georgia Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Credit Union of Georgia Credit Union? Share your experience about Credit Union of Georgia Credit Union by leaving a review below, or read customer reviews before you decide to use Credit Union of Georgia Credit Union. Credit Union of Georgia Credit Union
Towne Lake Branch 3048 Eagle Dr
https://www.cuofga.org Woodstock, GA 30189 5531 
Credit Union of Georgia Credit Union CD Rates
Credit Union of Georgia Credit Union Savings Rates
Credit Union of Georgia Credit Union Money Market Rates
Credit Union of Georgia Credit Union Checking Rates
Credit Union of Georgia Credit Union Home Equity & HELOC
Credit Union of Georgia Credit Union Auto Loan Rates
Credit Union of Georgia Credit Union Credit Card Rates
Credit Union of Georgia Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Credit Union of Georgia Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Credit Union of Georgia Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Credit Union of Georgia Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Credit Union of Georgia Credit Union
Website
https://www.cuofga.org
Address
3048 Eagle Dr,
Woodstock, GA 30189 5531
Phone
678-322-2000
Fax
678-486-1191
President
Michael Anderson
CEO
Brian Albrecht
Full-Time Employees
106
Part-Time Employees
0
Branch Locations
8
ATM Locations
8
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.89%
Return on Assets (ROA)
0.8779%
Return on Equity (ROE)
8.7868%
Non-Performing Loans Ratio (NPL)
0.83%
Total Assets
712,454,720
Total Amount of Shares and Deposits
617,811,751
Total Shares and Deposits < 1 Year
609,608,536
Total Shares and Deposits 1 3 Years
5,678,303
Total Shares and Deposits > 3 Years
2,524,912
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
27,033,741
Total Uninsured Shares and Deposits > $250K (F+J)
27,033,741
Total Insured Shares and Deposits > $250K (item 17 less item K)
590,778,010
Total Interest Expense (Sum of items 6 8)
6,931,505
Share Certificates
4,111
Number of Accounts for Share Drafts
24,303
IRA KEOGH Accounts
1,054
Number of Accounts for Regular Shares
39,969
All other shares
224
Money Market Shares
2,396
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
25,012,262
Total Liabilities
642,914,906
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Credit Union of Georgia Credit UnionIs Credit Union of Georgia Credit Union a safe place to deposit money?Yes, Credit Union of Georgia Credit Union is considered a safe financial institution. With a Texas Ratio of 5.8862630952436%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Credit Union of Georgia Credit Union operate?Credit Union of Georgia Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Credit Union of Georgia Credit Union?Yes, to access services at Credit Union of Georgia Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Credit Union of Georgia Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Credit Union of Georgia Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Credit Union of Georgia Credit Union offer online and mobile banking?Most modern institutions like Credit Union of Georgia Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cuofga.org. Current Credit Union of Georgia Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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