What are the current interest rates at Credit Union of Georgia?

Current rates for Credit Union of Georgia include: 12-Month CD: 0.75%, 24-Month CD: 0.85%, 60-Month CD: 1.21%, Savings: 3.00%, MMA: 2.75%

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Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results

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Credit Union of Georgia

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Credit Union of Georgia Rates & Review October 2026

Q: How many branches does Credit Union of Georgia operate?

Credit Union of Georgia currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Credit Union of Georgia?

Yes, to access services at Credit Union of Georgia, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Credit Union of Georgia provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 10, 2026

Credit Union of Georgia's top rates as of October 10, 2026 are 4.00% APY on its 12 Month IRA CD, 3.00% APY on savings, 2.75% APY on money market accounts, 3.00% APY on checking, and personal loans from 9.99% APR, according to rates verified by MonitorBankRates. Other Credit Union of Georgia CD rates include 12 Month Jumbo CD at 4.00%, 12 Month Jumbo CD at 4.00%, and 12 Month Senior Class CD at 4.00%. MonitorBankRates evaluates the financial stability of Credit Union of Georgia with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.49%. Rates last updated and verified on 10/10/2026.

Credit Union of Georgia money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Credit Union of Georgia? Share your experience about Credit Union of Georgia by leaving a review below, or read customer reviews before you decide to use Credit Union of Georgia.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

6.49%

Excellent Higher than avg

Health Trend

Steady 12 quarters

Full history ›

Credit Union of Georgia
Towne Lake Branch

3048 Eagle Dr
Woodstock, GA 30189-5531

https://www.cuofga.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Credit Union of Georgia CD Rates

Product	Rate	APY	Term
12 Month IRA CD	-	4.00%	12 months
Min Deposit $500 Details IRA CD Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75% Oct 10, 20264.00%▲ from 3.75% Sep 14, 20263.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
12 Month IRA CD	-	4.00%	12 Month
Min Deposit $500 Details $500 & above Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75% Oct 10, 20264.00%▲ from 3.75% Sep 14, 20263.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
12 Month Jumbo CD	-	4.00%	12 months
Min Balance $100,000 Details Balance: $100,000+; Jumbo CD Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75% Oct 10, 20264.00%▲ from 3.75% Sep 14, 20263.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
12 Month Jumbo CD	-	4.00%	12 Month
Min Deposit $100,000 Details $100,000 & above Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75% Oct 10, 20264.00%▲ from 3.75% Sep 14, 20263.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
12 Month Senior Class CD	-	4.00%	12 Month
Min Deposit $500 Details $500 & above Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 4.00% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
12 Month Standard CD	-	3.95%	12 Month
Min Deposit $500 Details $500 - $100,000 Last Updated 10/10/2026 Rate History 1 change since Sep 22, 2026 · 3.70% → 3.95% ▲ 0.25 pts · high 3.95% / low 3.70% Oct 10, 20263.95%▲ from 3.70% Sep 22, 20263.70%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Standard CD - 12 mo.	-	3.95%	12 months
Min Deposit $500 Min Balance $500 Details Balance: $500 to $100,000 Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.70% → 3.95% ▲ 0.25 pts · high 3.95% / low 3.70% Oct 10, 20263.95%▲ from 3.70% Sep 14, 20263.70%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
24 Month IRA CD	-	3.80%	24 months
Min Deposit $500 Details IRA CD Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.25% → 3.80% ▲ 0.55 pts · high 3.80% / low 3.25% Oct 10, 20263.80%▲ from 3.25% Sep 14, 20263.25%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
24 Month IRA CD	-	3.80%	24 Month
Min Deposit $500 Details $500 & above Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.25% → 3.80% ▲ 0.55 pts · high 3.80% / low 3.25% Oct 10, 20263.80%▲ from 3.25% Sep 14, 20263.25%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
24 Month Jumbo CD	-	3.80%	24 months
Min Balance $100,000 Details Balance: $100,000+; Jumbo CD Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.25% → 3.80% ▲ 0.55 pts · high 3.80% / low 3.25% Oct 10, 20263.80%▲ from 3.25% Sep 14, 20263.25%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
24 Month Jumbo CD	-	3.80%	24 Month
Min Deposit $100,000 Details $100,000 & above Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.25% → 3.80% ▲ 0.55 pts · high 3.80% / low 3.25% Oct 10, 20263.80%▲ from 3.25% Sep 14, 20263.25%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
24 Month Senior Class CD	-	3.80%	24 Month
Min Deposit $500 Details $500 & above Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 3.80% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
06 Month IRA CD	-	3.75%	6 months
Min Deposit $500 Details IRA CD Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.65% → 3.75% ▲ 0.10 pts · high 3.75% / low 3.65% Oct 10, 20263.75%▲ from 3.65% Sep 14, 20263.65%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
06 Month Jumbo CD	-	3.75%	6 months
Min Balance $100,000 Details Balance: $100,000+; Jumbo CD Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.65% → 3.75% ▲ 0.10 pts · high 3.75% / low 3.65% Oct 10, 20263.75%▲ from 3.65% Sep 14, 20263.65%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
24 Month Standard CD	-	3.75%	24 Month
Min Deposit $500 Details $500 - $100,000 Last Updated 10/10/2026 Rate History 1 change since Sep 22, 2026 · 3.20% → 3.75% ▲ 0.55 pts · high 3.75% / low 3.20% Oct 10, 20263.75%▲ from 3.20% Sep 22, 20263.20%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
36 Month IRA CD	-	3.75%	36 months
Min Deposit $500 Details IRA CD Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.25% → 3.75% ▲ 0.50 pts · high 3.75% / low 3.25% Oct 10, 20263.75%▲ from 3.25% Sep 14, 20263.25%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
36 Month IRA CD	-	3.75%	36 Month
Min Deposit $500 Details $500 & above Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.25% → 3.75% ▲ 0.50 pts · high 3.75% / low 3.25% Oct 10, 20263.75%▲ from 3.25% Sep 14, 20263.25%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
36 Month Jumbo CD	-	3.75%	36 months
Min Balance $100,000 Details Balance: $100,000+; Jumbo CD Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.25% → 3.75% ▲ 0.50 pts · high 3.75% / low 3.25% Oct 10, 20263.75%▲ from 3.25% Sep 14, 20263.25%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
36 Month Jumbo CD	-	3.75%	36 Month
Min Deposit $100,000 Details $100,000 & above Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.25% → 3.75% ▲ 0.50 pts · high 3.75% / low 3.25% Oct 10, 20263.75%▲ from 3.25% Sep 14, 20263.25%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
36 Month Senior Class CD	-	3.75%	36 Month
Min Deposit $500 Details $500 & above Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 3.75% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
48 Month IRA CD	-	3.75%	48 months
Min Deposit $500 Details IRA CD Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.35% → 3.75% ▲ 0.40 pts · high 3.75% / low 3.35% Oct 10, 20263.75%▲ from 3.35% Sep 14, 20263.35%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
48 Month IRA CD	-	3.75%	48 Month
Min Deposit $500 Details $500 & above Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.35% → 3.75% ▲ 0.40 pts · high 3.75% / low 3.35% Oct 10, 20263.75%▲ from 3.35% Sep 14, 20263.35%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
48 Month Jumbo CD	-	3.75%	48 months
Min Balance $100,000 Details Balance: $100,000+; Jumbo CD Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.35% → 3.75% ▲ 0.40 pts · high 3.75% / low 3.35% Oct 10, 20263.75%▲ from 3.35% Sep 14, 20263.35%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
48 Month Jumbo CD	-	3.75%	48 Month
Min Deposit $100,000 Details $100,000 & above Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.35% → 3.75% ▲ 0.40 pts · high 3.75% / low 3.35% Oct 10, 20263.75%▲ from 3.35% Sep 14, 20263.35%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
48 Month Senior Class CD	-	3.75%	48 Month
Min Deposit $500 Details $500 & above Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 3.75% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
6 Month IRA CD	-	3.75%	6 Month
Min Deposit $500 Details $500 & above Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.65% → 3.75% ▲ 0.10 pts · high 3.75% / low 3.65% Oct 10, 20263.75%▲ from 3.65% Sep 14, 20263.65%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
6 Month Jumbo CD	-	3.75%	6 Month
Min Deposit $100,000 Details $100,000 & above Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.65% → 3.75% ▲ 0.10 pts · high 3.75% / low 3.65% Oct 10, 20263.75%▲ from 3.65% Sep 14, 20263.65%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
6 Month Senior Class CD	-	3.75%	6 Month
Min Deposit $500 Details $500 & above Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 3.75% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
60 Month IRA CD	-	3.75%	60 months
Min Deposit $500 Details IRA CD Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.35% → 3.75% ▲ 0.40 pts · high 3.75% / low 3.35% Oct 10, 20263.75%▲ from 3.35% Sep 14, 20263.35%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
60 Month IRA CD	-	3.75%	60 Month
Min Deposit $500 Details $500 & above Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.35% → 3.75% ▲ 0.40 pts · high 3.75% / low 3.35% Oct 10, 20263.75%▲ from 3.35% Sep 14, 20263.35%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
60 Month Jumbo CD	-	3.75%	60 months
Min Balance $100,000 Details Balance: $100,000+; Jumbo CD Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.35% → 3.75% ▲ 0.40 pts · high 3.75% / low 3.35% Oct 10, 20263.75%▲ from 3.35% Sep 14, 20263.35%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
60 Month Jumbo CD	-	3.75%	60 Month
Min Deposit $100,000 Details $100,000 & above Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.35% → 3.75% ▲ 0.40 pts · high 3.75% / low 3.35% Oct 10, 20263.75%▲ from 3.35% Sep 14, 20263.35%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
60 Month Senior Class CD	-	3.75%	60 Month
Min Deposit $500 Details $500 & above Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 3.75% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Standard CD - 24 mo.	-	3.75%	24 months
Min Deposit $500 Min Balance $500 Details Balance: $500 to $100,000 Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.20% → 3.75% ▲ 0.55 pts · high 3.75% / low 3.20% Oct 10, 20263.75%▲ from 3.20% Sep 14, 20263.20%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
36 Month Standard CD	-	3.70%	36 Month
Min Deposit $500 Details $500 - $100,000 Last Updated 10/10/2026 Rate History 1 change since Sep 22, 2026 · 3.20% → 3.70% ▲ 0.50 pts · high 3.70% / low 3.20% Oct 10, 20263.70%▲ from 3.20% Sep 22, 20263.20%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
48 Month Standard CD	-	3.70%	48 Month
Min Deposit $500 Details $500 - $100,000 Last Updated 10/10/2026 Rate History 1 change since Sep 22, 2026 · 3.30% → 3.70% ▲ 0.40 pts · high 3.70% / low 3.30% Oct 10, 20263.70%▲ from 3.30% Sep 22, 20263.30%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
6 Month Standard CD	-	3.70%	6 Month
Min Deposit $500 Details $500 - $100,000 Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.60% → 3.70% ▲ 0.10 pts · high 3.70% / low 3.60% Oct 10, 20263.70%▲ from 3.60% Sep 14, 20263.60%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
60 Month Standard CD	-	3.70%	60 Month
Min Deposit $500 Details $500 - $100,000 Last Updated 10/10/2026 Rate History 1 change since Sep 22, 2026 · 3.30% → 3.70% ▲ 0.40 pts · high 3.70% / low 3.30% Oct 10, 20263.70%▲ from 3.30% Sep 22, 20263.30%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
6 month Standard CD - 06 mo.	-	3.70%	6 months
Min Deposit $500 Min Balance $500 Details Balance: $500 to $100,000 Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.60% → 3.70% ▲ 0.10 pts · high 3.70% / low 3.60% Oct 10, 20263.70%▲ from 3.60% Sep 14, 20263.60%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Standard CD - 36 mo.	-	3.70%	36 months
Min Deposit $500 Min Balance $500 Details Balance: $500 to $100,000 Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.20% → 3.70% ▲ 0.50 pts · high 3.70% / low 3.20% Oct 10, 20263.70%▲ from 3.20% Sep 14, 20263.20%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Standard CD - 48 mo.	-	3.70%	48 months
Min Deposit $500 Min Balance $500 Details Balance: $500 to $100,000 Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.30% → 3.70% ▲ 0.40 pts · high 3.70% / low 3.30% Oct 10, 20263.70%▲ from 3.30% Sep 14, 20263.30%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Standard CD - 60 mo.	-	3.70%	60 months
Min Deposit $500 Min Balance $500 Details Balance: $500 to $100,000 Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.30% → 3.70% ▲ 0.40 pts · high 3.70% / low 3.30% Oct 10, 20263.70%▲ from 3.30% Sep 14, 20263.30%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Certificates of Deposit (CDs) - 15 month	-	3.30%	15 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - <$10,000 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.30% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Certificates of Deposit (CDs) - 15 month	-	3.30%	15 months
Min Deposit $500 Min Balance $10,000 Details Balance: $10,000 - <$50,000 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.30% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Certificates of Deposit (CDs) - 15 month	-	3.30%	15 months
Min Deposit $500 Min Balance $50,000 Details Balance: $50,000 & Greater Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.30% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Certificates of Deposit (CDs) - 60 month	-	1.21%	60 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - <$10,000 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.21% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Certificates of Deposit (CDs) - 60 month	-	1.21%	60 months
Min Deposit $500 Min Balance $10,000 Details Balance: $10,000 - <$50,000 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.21% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Certificates of Deposit (CDs) - 60 month	-	1.21%	60 months
Min Deposit $500 Min Balance $50,000 Details Balance: $50,000 & Greater Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.21% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Certificates of Deposit (CDs) - 48 month	-	1.11%	48 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - <$10,000 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.11% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Certificates of Deposit (CDs) - 48 month	-	1.11%	48 months
Min Deposit $500 Min Balance $10,000 Details Balance: $10,000 - <$50,000 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.11% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Certificates of Deposit (CDs) - 48 month	-	1.11%	48 months
Min Deposit $500 Min Balance $50,000 Details Balance: $50,000 & Greater Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.11% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Certificates of Deposit (CDs) - 36 month	-	0.95%	36 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - <$10,000 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.95% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Certificates of Deposit (CDs) - 36 month	-	0.95%	36 months
Min Deposit $500 Min Balance $10,000 Details Balance: $10,000 - <$50,000 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.95% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Certificates of Deposit (CDs) - 36 month	-	0.95%	36 months
Min Deposit $500 Min Balance $50,000 Details Balance: $50,000 & Greater Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.95% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Certificates of Deposit (CDs) - 24 month	-	0.85%	24 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - <$10,000 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.85% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Certificates of Deposit (CDs) - 24 month	-	0.85%	24 months
Min Deposit $500 Min Balance $10,000 Details Balance: $10,000 - <$50,000 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.85% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Certificates of Deposit (CDs) - 24 month	-	0.85%	24 months
Min Deposit $500 Min Balance $50,000 Details Balance: $50,000 & Greater Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.85% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Certificates of Deposit (CDs) - 12 month	-	0.75%	12 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - <$10,000 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Certificates of Deposit (CDs) - 12 month	-	0.75%	12 months
Min Deposit $500 Min Balance $10,000 Details Balance: $10,000 - <$50,000 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Certificates of Deposit (CDs) - 12 month	-	0.75%	12 months
Min Deposit $500 Min Balance $50,000 Details Balance: $50,000 & Greater Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Certificates of Deposit (CDs) - 6 month	-	0.70%	6 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - <$10,000 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.70% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Certificates of Deposit (CDs) - 6 month	-	0.50%	6 months
Min Deposit $500 Min Balance $10,000 Details Balance: $10,000 - <$50,000 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Certificates of Deposit (CDs) - 6 month	-	0.50%	6 months
Min Deposit $500 Min Balance $50,000 Details Balance: $50,000 & Greater Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%

Credit Union of Georgia Savings Rates

Product	Rate	APY
High Interest Savings	-	3.00%
Min Deposit $10 Min Balance $2,500 Details Earn 3% APY on your first $2,500 and competitive dividends on your remaining balances. Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 3.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
High Interest Savings	-	3.00%
Min Balance $10 Details Balance: $0 to $2,499 Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 0.25% → 3.00% ▲ 2.75 pts · high 3.00% / low 0.25% Sep 18, 20263.00%▲ from 0.25% Sep 14, 20260.25%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
High Interest Savings	-	3.00%
Min Deposit $10 Details Balance: $0 - $2,499.99 Last Updated 10/10/2026 Rate History No change since Sep 27, 2026 · 3.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Youth High Interest Savings	-	3.00%
Min Deposit $10 Details Balance: $0 - $2,499.99 Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 3.00% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
High Interest Savings	-	0.25%
Min Balance $10 Details Balance: $2,500 and above Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
High Interest Savings	-	0.25%
Min Deposit $10 Details Balance: $2,500 and above Last Updated 10/10/2026 Rate History 1 change since Sep 27, 2026 · 3.00% → 0.25% ▼ 2.75 pts · high 3.00% / low 0.25% Oct 10, 20260.25%▼ from 3.00% Sep 27, 20263.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Regular & Secondary Savings	-	0.25%
Min Deposit $10 Details $10 & above Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 0.25% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Regular Savings	-	0.25%
Min Balance $10 Details Balance: $10 and above Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Youth High Interest Savings	-	0.25%
Min Deposit $10 Details Balance: $2,500 and above Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 0.25% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%

Credit Union of Georgia Money Market Rates

Product	Rate	APY
Money Market Account	-	2.75%
Min Balance $1,000,000 Details Balance: $1,000,000 & above Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 2.00% → 2.75% ▲ 0.75 pts · high 2.75% / low 2.00% Oct 10, 20262.75%▲ from 2.00% Sep 14, 20262.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Money Market Account	-	2.75%
Min Deposit $1,000,000 Details Balance: $1,000,000 and above Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 2.00% → 2.75% ▲ 0.75 pts · high 2.75% / low 2.00% Oct 10, 20262.75%▲ from 2.00% Sep 14, 20262.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Money Market Account	-	2.50%
Min Balance $500,000 Details Balance: $500,000 - $999,999 Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 2.00% → 2.50% ▲ 0.50 pts · high 2.50% / low 2.00% Oct 10, 20262.50%▲ from 2.00% Sep 14, 20262.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Money Market Account	-	2.50%
Min Deposit $500,000 Details Balance: $500,000 - $999,999 Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 2.00% → 2.50% ▲ 0.50 pts · high 2.50% / low 2.00% Oct 10, 20262.50%▲ from 2.00% Sep 14, 20262.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Money Market Account	-	2.25%
Min Balance $250,000 Details Balance: $250,000 - $499,999 Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 2.00% → 2.25% ▲ 0.25 pts · high 2.25% / low 2.00% Oct 10, 20262.25%▲ from 2.00% Sep 14, 20262.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Money Market Account	-	2.25%
Min Deposit $250,000 Details Balance: $250,000 - $499,999 Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 2.00% → 2.25% ▲ 0.25 pts · high 2.25% / low 2.00% Oct 10, 20262.25%▲ from 2.00% Sep 14, 20262.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Money Market Account	-	1.80%
Min Balance $100,000 Details Balance: $100,000 - $249,999 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.80% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Money Market Account	-	1.80%
Min Deposit $100,000 Details Balance: $100,000 - $249,999 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.80% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Money Market Account	-	1.40%
Min Balance $50,000 Details Balance: $50,000 - $99,999 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.40% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Money Market Account	-	1.40%
Min Deposit $50,000 Details Balance: $50,000 - $99,999 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.40% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Money Market Account	-	1.25%
Min Balance $25,000 Details Balance: $25,000 - $49,999 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Money Market Account	-	1.25%
Min Deposit $25,000 Details Balance: $25,000 - $49,999 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Money Market Account	-	1.00%
Min Balance $2,500 Details Balance: $2,500 - $24,999 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Money Market Account	-	1.00%
Min Deposit $2,500 Details Balance: $2,500 - $24,999 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Money Market Account	-	0.25%
Min Balance $10 Details Balance: Average Daily Balance Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%

Credit Union of Georgia Checking Rates

Product	Rate	APY
Free High Interest Checking+	-	3.00%
Min Deposit $0 Min Balance $0 Details Qualifications Required: 1 monthly direct deposit; minimum average daily balance of $2,500; 15 or more debit card transactions totaling $500; Earn on balances up to $25,000; Rate may change after account is opened. The APY is accurate as of the last dividend declaration date. To qualify for 3% APY on balances up to $25,000 and receive unlimited non-Credit Union of GA ATM refunds, the following monthly requirements must be met. Members must be 18 years old, have a monthly direct deposit, maintain a minimum average daily balance of $2,500, and have 15 or more debit card transactions totaling $500. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
High Interest Checking	-	3.00%
Min Balance $2,500 Details Balance: $2,500 to $24,999 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
High Interest Checking +	-	3.00%
Min Deposit $25 Details Balance: $2,500 - $25,000; requires direct deposit, $2,500 avg daily balance, 15+ debit transactions totaling $500+, age 18+ Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
High Interest Checking	-	0.13%
Min Balance $25,000 Details Balance: $25,000 and above Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.13% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
High Interest Checking +	-	0.13%
Min Deposit $25 Details Balance: $25,000 & greater Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.13% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%

Credit Union of Georgia Home Equity & HELOC

Product	Rate	Points	APR
Fixed-Rate Home Equity Line of Credit (HELOC) - 70% or less Loan to Value	-	-	5.10%
Details As Low As; ** Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 5.10% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Fixed-Rate Home Equity Line of Credit (HELOC) - 70.01% - 80.00% or less Loan to Value	-	-	5.60%
Details As Low As; ** Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 5.60% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
HELOC 70% or less Loan to Value	-	-	6.75%
Details As Low As; ** Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 5.10% → 6.75% ▲ 1.65 pts · high 6.75% / low 5.10% Oct 10, 20266.75%▲ from 5.10% Sep 14, 20265.10%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
HELOC 70.01% - 80.00% or less Loan to Value	-	-	7.25%
Details As Low As; ** Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 5.60% → 7.25% ▲ 1.65 pts · high 7.25% / low 5.60% Oct 10, 20267.25%▲ from 5.60% Sep 14, 20265.60%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Fixed-Rate Home Equity Line of Credit (HELOC) - 80.01% - 85.00% Loan to Value	-	-	7.35%
Details As Low As; ** Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 7.35% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
HELOC 80.01% - 85.00% Loan to Value	-	-	9.00%
Details As Low As; ** Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 7.35% → 9.00% ▲ 1.65 pts · high 9.00% / low 7.35% Oct 10, 20269.00%▲ from 7.35% Sep 14, 20267.35%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Fixed-Rate Home Equity Line of Credit (HELOC) - 85.01% - 90.00% Loan to Value	-	-	9.84%
Details As Low As; ** Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 9.84% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Fixed-Rate Home Equity Line of Credit (HELOC) - 90.01% - 100.00% Loan to Value	-	-	11.64%
Details As Low As; ** Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 11.64% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%

Credit Union of Georgia Auto Loan Rates

Product	Rate	Points	APR	Term
New Vehicle Loan	-	-	3.49%	0-36 months
Details As Low As; * Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.49% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
New Vehicle Loan	-	-	3.79%	37-48 months
Details As Low As; * Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.79% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
New Vehicle Loan	-	-	3.99%	49-60 months
Details As Low As; * Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Used Vehicle Loan	-	-	3.99%	0-36 months
Details As Low As; * Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 3.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Used Vehicle Loan	-	-	4.29%	37-48 months
Details As Low As; * Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 4.29% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Used Vehicle Loan	-	-	4.39%	49-60 months
Details As Low As; * Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 4.39% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
New Vehicle Loan	-	-	4.49%	61-72 months
Details As Low As; * Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 4.49% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Used Vehicle Loan	-	-	4.79%	61-72 months
Details As Low As; * Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 4.79% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
New Vehicle Loan	-	-	4.99%	73-84 months
Details As Low As; * Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 4.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Used Vehicle Loan	-	-	5.44%	73-84 months
Details As Low As; * Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 5.44% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%

Credit Union of Georgia RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Camper, RV & Travel Trailer Loan	-	5.24%	0-36 months
Details As Low As; ** Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 5.24% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Camper, RV & Travel Trailer Loan	-	5.49%	37-48 months
Details As Low As; ** Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 5.49% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Camper, RV & Travel Trailer Loan	-	5.64%	49-60 months
Details As Low As; ** Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 5.64% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Camper, RV & Travel Trailer Loan	-	5.99%	61-72 months
Details As Low As; ** Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 5.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Marine Loans (Boats, Yachts & Sailboats)	-	5.99%	0-36 months
Details As Low As; ** Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 5.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Marine Loans (Boats, Yachts & Sailboats)	-	6.24%	37-48 months
Details As Low As; ** Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 6.24% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Marine Loans (Boats, Yachts & Sailboats)	-	6.39%	49-60 months
Details As Low As; ** Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 6.39% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Camper, RV & Travel Trailer Loan	-	6.74%	73-84 months
Details As Low As; ** Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 6.74% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Marine Loans (Boats, Yachts & Sailboats)	-	6.74%	61-72 months
Details As Low As; ** Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 6.74% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Camper, RV & Travel Trailer Loan	-	7.74%	85-96 months
Details As Low As; ** Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 7.74% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Camper, RV & Travel Trailer Loan	-	7.74%	0-36 months
Details As Low As Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 5.24% → 7.74% ▲ 2.50 pts · high 7.74% / low 5.24% Oct 10, 20267.74%▲ from 5.24% Sep 14, 20265.24%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Camper, RV & Travel Trailer Loan	-	7.99%	37-48 months
Details As Low As Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 5.49% → 7.99% ▲ 2.50 pts · high 7.99% / low 5.49% Oct 10, 20267.99%▲ from 5.49% Sep 14, 20265.49%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Marine Loans (Boats, Yachts & Sailboats)	-	7.99%	73-84 months
Details As Low As; ** Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 7.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Camper, RV & Travel Trailer Loan	-	8.64%	49-60 months
Details As Low As Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 5.64% → 8.64% ▲ 3.00 pts · high 8.64% / low 5.64% Oct 10, 20268.64%▲ from 5.64% Sep 14, 20265.64%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Camper, RV & Travel Trailer Loan	-	8.74%	97-120 months
Details As Low As; ** Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 8.74% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Camper, RV & Travel Trailer Loan	-	8.99%	61-72 months
Details As Low As Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 5.99% → 8.99% ▲ 3.00 pts · high 8.99% / low 5.99% Oct 10, 20268.99%▲ from 5.99% Sep 14, 20265.99%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Marine Loans (Boats, Yachts & Sailboats)	-	8.99%	85-96 months
Details As Low As; ** Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 8.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Camper, RV & Travel Trailer Loan	-	9.74%	121-180 months
Details As Low As; ** Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 9.74% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Marine Loans (Boats, Yachts & Sailboats)	-	9.99%	97-120 months
Details As Low As; ** Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 9.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Marine Loans (Boats, Yachts & Sailboats)	-	10.99%	121-180 Months
Details As Low As; ** Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 10.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%

Credit Union of Georgia Personal Loan Rates

Product	APR	Term
Personal Loan	9.99%	0 - 24 months
Details As Low As Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 9.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Personal Loan	10.24%	25 - 36 months
Details As Low As Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 10.24% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Personal Loan	10.49%	37 - 60 months
Details As Low As Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 10.49% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
Personal Loans	12.49%	0-48 months
Details As Low As; ** Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 12.24% → 12.49% ▲ 0.25 pts · high 12.49% / low 12.24% Sep 22, 202612.49%▲ from 12.24% Sep 14, 202612.24%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%

Credit Union of Georgia Other Rates

Product	Rate	Points	APY/APR
Land Loans	-	-	6.99%
Details As low as Last Updated 10/10/2026 Rate History No change since Sep 22, 2026 · 6.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
IRA Shares (Roth, Traditional & Coverdell Educational)	-	-	1.00%
Min Balance $2,500 Details Balance: $2,500 - $24,999 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
IRA Shares (Roth, Traditional & Coverdell Educational)	-	-	1.25%
Min Balance $25,000 Details Balance: $25,000 - $49,999 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
IRA Shares (Roth, Traditional & Coverdell Educational)	-	-	1.40%
Min Balance $50,000 Details Balance: $50,000 - $99,999 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.40% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
IRA Shares (Roth, Traditional & Coverdell Educational)	-	-	1.80%
Min Balance $100,000 Details Balance: $100,000 - $249,999 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.80% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
IRA Shares (Roth, Traditional & Coverdell Educational)	-	-	2.50%
Min Balance $500,000 Details Balance: $500,000 - $999,999 Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 2.00% → 2.50% ▲ 0.50 pts · high 2.50% / low 2.00% Oct 10, 20262.50%▲ from 2.00% Sep 14, 20262.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
IRA Shares (Roth, Traditional & Coverdell Educational)	-	-	2.75%
Min Balance $1,000,000 Details Balance: $1,000,000 & above Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 2.00% → 2.75% ▲ 0.75 pts · high 2.75% / low 2.00% Oct 10, 20262.75%▲ from 2.00% Sep 14, 20262.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
IRA Shares (Roth, Traditional & Coverdell)	-	-	1.00%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $2,500 - $25,000 Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 1.00% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
IRA Shares (Roth, Traditional & Coverdell)	-	-	1.25%
Min Deposit $2,500 Min Balance $25,000 Details Balance: $25,000 - $50,000 Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 1.25% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
IRA Shares (Roth, Traditional & Coverdell)	-	-	1.40%
Min Deposit $2,500 Min Balance $50,000 Details Balance: $50,000 - $100,000 Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 1.40% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
IRA Shares (Roth, Traditional & Coverdell)	-	-	1.80%
Min Deposit $2,500 Min Balance $100,000 Details Balance: $100,000 - $250,000 Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 1.80% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
IRA Shares (Roth, Traditional & Coverdell)	-	-	2.25%
Min Deposit $2,500 Min Balance $250,000 Details Balance: $250,000 - $499,999 Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 2.25% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
IRA Shares (Roth, Traditional & Coverdell)	-	-	2.50%
Min Deposit $2,500 Min Balance $500,000 Details Balance: $500,0000 - $999,999 Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 2.50% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%
IRA Shares (Roth, Traditional & Coverdell)	-	-	2.75%
Min Deposit $2,500 Min Balance $1,000,000 Details Balance: $1,000,000 and above Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 2.75% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.49%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Credit Union of Georgia’s Texas Ratio rose from 1.64% in Q3 2023 to 6.49% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$766M	6.49%	5.0	A
March 31, 2026	$761M	4.40%	5.0	A+
December 31, 2025	$733M	5.30%	5.0	A+
September 30, 2025	$712M	5.57%	5.0	A+
June 30, 2025	$703M	4.43%	5.0	A+
March 31, 2025	$694M	2.53%	5.0	A+
December 31, 2024	$673M	4.53%	5.0	A+
September 30, 2024	$672M	4.53%	5.0	A+
June 30, 2024	$657M	4.78%	5.0	A+
March 31, 2024	$652M	2.02%	5.0	A+
December 31, 2023	$633M	3.12%	5.0	A+
September 30, 2023	$626M	1.64%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Credit Union of Georgia is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Credit Union of Georgia rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Credit Union of Georgia's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Credit Union of Georgia

Website https://www.cuofga.org

Address 3048 Eagle Dr, Woodstock, GA 30189-5531

Phone 678-322-2000

Fax 678-486-1191

President Michael Anderson

CEO Brian Albrecht

Full-Time Employees 117

Part-Time Employees 0

Branch Locations 9

ATM Locations 8

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (97/100)

Texas Ratio

6.49%

Return on Assets (ROA)

0.5999%

Return on Equity (ROE)

5.9123%

Non-Performing Loans Ratio (NPL)

1.00%

Total Assets

766,139,739

Total Amount of Shares and Deposits

670,261,592

Total Shares and Deposits < 1 Year

660,138,539

Total Shares and Deposits 1 3 Years

7,727,138

Total Shares and Deposits > 3 Years

2,395,915

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

45,681,427

Total Uninsured Shares and Deposits > $250K (F+J)

45,681,427

Total Insured Shares and Deposits > $250K (item 17 less item K)

624,580,165

Total Interest Expense (Sum of items 6 8)

4,974,484

Share Certificates

4,455

Number of Accounts for Share Drafts

24,564

IRA KEOGH Accounts

1,048

Number of Accounts for Regular Shares

41,015

All other shares

212

Money Market Shares

2,699

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

20,931,598

Total Liabilities

690,729,373

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Credit Union of Georgia earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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       width="160" height="160">
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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Credit Union of Georgia

How many branches does Credit Union of Georgia operate?

Credit Union of Georgia currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Credit Union of Georgia?

Yes, to access services at Credit Union of Georgia, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Credit Union of Georgia does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Credit Union of Georgia provides members with tools to manage their accounts and build a solid financial history.

Does Credit Union of Georgia offer online and mobile banking?

Most modern institutions like Credit Union of Georgia provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cuofga.org.

Current Credit Union of Georgia Rates

12-Month CD0.75%
24-Month CD0.85%
60-Month CD1.21%
Savings3.00%
MMA2.75%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Credit Union of Georgia Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Credit Union of Georgia Texas Ratio

Credit Union of Georgia Health Trend

Credit Union of Georgia CD Rates

Credit Union of Georgia Savings Rates

Credit Union of Georgia Money Market Rates

Credit Union of Georgia Checking Rates

Credit Union of Georgia Home Equity & HELOC

Credit Union of Georgia Auto Loan Rates

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Credit Union of Georgia Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Credit Union of Georgia earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Credit Union of Georgia

How many branches does Credit Union of Georgia operate?

Is a member application needed to join Credit Union of Georgia?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Credit Union of Georgia offer online and mobile banking?

Current Credit Union of Georgia Rates

Compare to Other Credit Unions