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 Credit Union of Georgia Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
Credit Union of Georgia's 12 Month IRA CD rates are at 3.75%, 12 Month Jumbo CD rates are at 3.75%, 12 Month standard CD rates are at 3.70%, 6 mo. 06 Month IRA CD rates are at 3.65%, 6 mo. 06 Month Jumbo CD rates are at 3.65%. Credit Union of Georgia's savings rates are at 0.25%. Credit Union of Georgia's money market rates are at 0.25%. Credit Union of Georgia's Personal Loan Rates are as low as 9.99%. MonitorBankRates evaluates the financial stability of Credit Union of Georgia with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.40%. Rates last updated and verified on 09/22/2026. Credit Union of Georgia money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Credit Union of Georgia? Share your experience about Credit Union of Georgia by leaving a review below, or read customer reviews before you decide to use Credit Union of Georgia. Credit Union of Georgia
Towne Lake Branch 3048 Eagle Dr
https://www.cuofga.org Woodstock, GA 30189-5531 
Credit Union of Georgia CD Rates
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Credit Union of Georgia Money Market Rates
Credit Union of Georgia Checking Rates
Credit Union of Georgia Home Equity & HELOC
Credit Union of Georgia Auto Loan Rates
Credit Union of Georgia RV, Boat and Powersport Loan Rates
Credit Union of Georgia Personal Loan Rates
Credit Union of Georgia Other Rates
Financial Health HistoryCredit Union of Georgia’s Texas Ratio rose from 1.39% in Q2 2023 to 4.40% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Credit Union of Georgia is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Credit Union of Georgia rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Credit Union of Georgia's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Credit Union of Georgia
Website
https://www.cuofga.org
Address
3048 Eagle Dr,
Woodstock, GA 30189-5531
Phone
678-322-2000
Fax
678-486-1191
President
Michael Anderson
CEO
Brian Albrecht
Full-Time Employees
113
Part-Time Employees
0
Branch Locations
9
ATM Locations
8
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.40%
Return on Assets (ROA)
0.2670%
Return on Equity (ROE)
2.7023%
Non-Performing Loans Ratio (NPL)
0.68%
Total Assets
760,812,094
Total Amount of Shares and Deposits
665,160,155
Total Shares and Deposits < 1 Year
655,593,808
Total Shares and Deposits 1 3 Years
6,877,889
Total Shares and Deposits > 3 Years
2,688,458
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
42,980,168
Total Uninsured Shares and Deposits > $250K (F+J)
42,980,168
Total Insured Shares and Deposits > $250K (item 17 less item K)
622,179,987
Total Interest Expense (Sum of items 6 8)
2,482,482
Share Certificates
4,504
Number of Accounts for Share Drafts
24,414
IRA KEOGH Accounts
1,041
Number of Accounts for Regular Shares
40,566
All other shares
210
Money Market Shares
2,585
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
30,882,586
Total Liabilities
687,355,608
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
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Frequently Asked Questions About Credit Union of GeorgiaHow many branches does Credit Union of Georgia operate?Credit Union of Georgia currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Credit Union of Georgia?Yes, to access services at Credit Union of Georgia, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Credit Union of Georgia does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Credit Union of Georgia provides members with tools to manage their accounts and build a solid financial history. Does Credit Union of Georgia offer online and mobile banking?Most modern institutions like Credit Union of Georgia provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cuofga.org. Current Credit Union of Georgia Rates
Retrieved from our database of financial products. Rates subject to change.
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