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Deepwater Industries Federal Credit Union Rates & Review April 2026

Deepwater Industries Federal Credit Union's 12 Month CD Special! rates are at 3.00%. Deepwater Industries Federal Credit Union's savings rates are at 0.01%. Deepwater Industries Federal Credit Union's money market rates are at 0.20%. Deepwater Industries Federal Credit Union's Personal Loan Rates are at 10.00%. Deepwater Industries Federal Credit Union's Credit Card Rates are at 9.00%. MonitorBankRates evaluates the financial stability of Deepwater Industries Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.02%. Rates were last updated on 04/17/2026.

Deepwater Industries Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Deepwater Industries Federal Credit Union? Share your experience about Deepwater Industries Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Deepwater Industries Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.02%
Excellent Lower than avg
Deepwater Industries Federal Credit Union
Deepwater Headquarters
565 North Broadway
Deepwater, NJ 08023
https://www.deepwaterind.org
Member NCUA

Deepwater Industries Federal Credit Union CD Rates

Product Rate APY Term View More
12 Month CD Special! - 3.00% 12
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.02%

Deepwater Industries Federal Credit Union Savings Rates

Product Rate APY View More
ATM Savings - 0.01%
Min Balance $500
Details ($500.01 to earn interest)
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.02%

Deepwater Industries Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market Minimum Deposit - 0.50%
Min Balance $500
Details $500; Qualifying balance up to $25,000.01
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.02%
Money Market Minimum Deposit - 0.35%
Min Balance $500
Details $500; Qualifying balance up to $25,000.00
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.02%
Money Market Minimum Deposit - 0.20%
Min Balance $500
Details $500; Qualifying balance up to $10,000.00
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.02%

Deepwater Industries Federal Credit Union Checking Rates

Product Rate APY View More
Share Draft (Checking) - 0.01%
Min Balance $500
Details $500.01 to earn interest
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.02%

Deepwater Industries Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
HELOC - - 7.00%
Details As Low As; Rates effective as of 1/1/2026 through 3/31/2026. The APR is variable and may increase after the account is opened. Subject to credit approval and to change without prior notice. Members must have an account in good standing.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.02%
Home Equity Line of Credit - - 7.00% Variable up to 180 months
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.02%

Deepwater Industries Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa Balance Transfer - 2.99%
Details Intro rate expires: 12 Months; Regular APR: standard APR
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.02%
Visa® Platinum Credit Card - cash advances - 9.00%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.02%
Visa® Platinum Credit Card - purchases - 9.00%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.02%
Visa® Gold Credit Card - purchases - 12.00%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.02%
Visa® Classic Credit Card - purchases - 15.00%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.02%
Visa® Gold Credit Card - cash advances - 16.00%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.02%
Visa® Classic Credit Cards - cash advances - 18.00%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.02%

Deepwater Industries Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 10.00%
Details As Low As; Auto Pay
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.02%
Personal Loan - 10.50%
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.02%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Deepwater Industries Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Deepwater Industries Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Deepwater Industries Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Deepwater Industries Federal Credit Union
Address 565 North Broadway, Deepwater, NJ 08023
Phone 856-299-1279
Fax 856-299-0287
President Charles Minix
CEO Sutton Gant
Full-Time Employees 14
Part-Time Employees 1
Branch Locations 2
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.02%
Return on Assets (ROA)
0.7303%
Return on Equity (ROE)
7.1300%
Non-Performing Loans Ratio (NPL)
0.42%
Total Assets
110,316,265
Total Amount of Shares and Deposits
97,954,316
Total Shares and Deposits < 1 Year
97,954,316
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,054,314
Total Uninsured Shares and Deposits > $250K (F+J)
1,054,314
Total Insured Shares and Deposits > $250K (item 17 less item K)
96,900,002
Total Interest Expense (Sum of items 6 8)
251,197
Share Certificates
214
Number of Accounts for Share Drafts
4,561
IRA KEOGH Accounts
223
Number of Accounts for Regular Shares
9,544
Money Market Shares
440
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
7,071,872
Total Liabilities
99,379,999
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Deepwater Industries Federal Credit Union

Is Deepwater Industries Federal Credit Union a safe place to deposit money?

Yes, Deepwater Industries Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 2.0168605252693%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Deepwater Industries Federal Credit Union operate?

Deepwater Industries Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Deepwater Industries Federal Credit Union?

Yes, to access services at Deepwater Industries Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Deepwater Industries Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Deepwater Industries Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Deepwater Industries Federal Credit Union offer online and mobile banking?

Most modern institutions like Deepwater Industries Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.deepwaterind.org.

Current Deepwater Industries Federal Credit Union Rates

  • 12-Month CD3.00%
  • Savings0.01%
  • MMA0.20%
Retrieved from our database of financial products. Rates subject to change.