Desert Financial Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Desert Financial Credit Union12-month CD rates can be found at 3.80%, 6-month CD rates at 2.02% and 3-month CD rates at 0.50%. Savings rates are at 0.10% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.78%. Credit Card rates are at 9.50%. Personal Loan rates are at 12.50%. All these rates, and more, can be found in our database of rates which you can compare to Desert Financial Credit Union rates.

Compare Desert Financial Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Desert Financial Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Desert Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Desert Financial Credit Union? Share your experience about Desert Financial Credit Union by leaving a review below, or read customer reviews before you decide to use Desert Financial Credit Union.

Overall, Desert Financial Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Desert Financial Credit Union
Papago
148 N 48th St
Phoenix, AZ 85034
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Desert Financial Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Prime Alliance Bank
Prime Alliance Bank
18-Month CD
4.20%
$500
Riverside Bank of Dublin
Riverside Bank of Dublin
18-Month CD
4.07%
$500
ABCO Federal Credit Union
ABCO Federal Credit Union
IRA Money Market
4.00%
$25,000
ACMG Federal Credit Union
ACMG Federal Credit Union
18-Month CD
3.90%
$1,000
FirstBank of Nebraska
FirstBank of Nebraska
12-Month CD
3.80%
$1,000
New Albin Savings Bank
New Albin Savings Bank
24-Month CD
3.80%
$1,000
The Citizens Bank of Weston
The Citizens Bank of Weston
48-Month CD
3.80%
$500
The Peoples Bank Co.
The Peoples Bank Co.
12-Month CD
3.80%
$500
New Millennium Bank
New Millennium Bank
18-Month CD
3.75%
$500
OWB One World Bank
OWB One World Bank
18-Month CD
3.75%
$1,000
ESSA Bank & Trust
ESSA Bank & Trust
24-Month CD
3.60%
$1,000
GTE Financial Credit Union
GTE Financial Credit Union
6-Month CD
3.40%
$500
Community Bank of Raymore
Community Bank of Raymore
36-Month CD (IntraFi)
3.38%
$10,000
Cross River Bank
Cross River Bank
24-Month CD
3.30%
$500
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
24-Month CD
3.25%
$500
Bank of Vici
Bank of Vici
3-Month CD
3.15%
$1,000
Bonanza Valley State Bank
Bonanza Valley State Bank
Tiered Savings
3.00%
$250,000
Thomaston Savings Bank
Thomaston Savings Bank
36-Month CD
3.00%
$1,000
S&T Bank
S&T Bank
48-Month CD
3.00%
$500
The Bank of Princeton
The Bank of Princeton
18-Month CD
2.50%
$500
1st United Credit Union
1st United Credit Union
60-Month CD (bump)
2.50%
$250
InFirst Bank
InFirst Bank
24-Month CD
2.50%
$500
First Exchange Bank
First Exchange Bank
36-Month CD
2.22%
$500
Peoples Bank & Trust Co.
36-Month CD
2.22%
$1,000
Gorham Savings Bank
Gorham Savings Bank
60-Month CD
2.00%
$500
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
24-Month CD
1.71%
$500
TruBank
TruBank
36-Month CD
1.60%
$500
Connex Credit Union
Connex Credit Union
36-Month CD
1.60%
$500
Third Federal Savings and Loan
Third Federal Savings and Loan
12-Month CD
1.50%
$500
Bank of Easton
Bank of Easton
60-Month CD
1.50%
$500
Vast Bank
Vast Bank
3-Month CD
1.50%
$1,000
Fremont Bank
Fremont Bank
18-Month CD
1.25%
$2,500
Citizens Bank Mukwonago, WI
Citizens Bank Mukwonago, WI
36-Month CD
1.06%
$1,000
New Mexico Bank and Trust
New Mexico Bank and Trust
36-Month CD
0.75%
$1,000
Woodsville Guaranty Savings Bank
Woodsville Guaranty Savings Bank
36-Month CD
0.65%
$1,000
Bank of Pontiac
Bank of Pontiac
30-Month CD
0.60%
$500
Peoples First Savings Bank
Peoples First Savings Bank
24-Month CD
0.50%
$500
Associated Bank
Associated Bank
Associated Relationship Savings
0.50%
$10,000
F&M Bank & Trust Burlington, IA
F&M Bank & Trust Burlington, IA
48-Month CD
0.50%
$500
Roxboro Savings Bank
24-Month CD
0.45%
$500
Consumers Credit Union
Consumers Credit Union
24-Month CD
0.45%
$1,000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
36-Month CD
0.40%
$2,500
Madison Valley Bank
Madison Valley Bank
Money Market
0.38%
$1,000
Greenfield Co-operative Bank
Greenfield Co-operative Bank
18-Month CD
0.25%
$500
Peoples Bank Taylorsville, KY
36-Month CD
0.25%
$500
Bank of New Hampshire
Bank of New Hampshire
24-Month CD
0.20%
$500
State Bank Freeport, IL
State Bank Freeport, IL
Money Market
0.20%
$1
State Bank Waterloo, IL
State Bank Waterloo, IL
Savings
0.15%
$100
Citizens Bank of Kansas
Citizens Bank of Kansas
Money Market
0.07%
$500
BayVanguard Bank
BayVanguard Bank
Business Interest Checking
0.05%
$5,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Desert Financial Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
15-Year Fixed
5.500%
5.556%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
5-Year ARM
5.500%
5.581%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
15-Year Fixed
5.500%
5.647%
0.000
PNB of Kewanee
PNB of Kewanee
30-Year Fixed
5.560%
5.730%
0.000
Centreville Bank
Centreville Bank
15-Year Fixed Jumbo
5.750%
5.788%
0.000
Ideal Credit Union
Ideal Credit Union
15 Year Fixed
5.625%
5.841%
0.000
Citi
Citi
15-Year Fixed
5.500%
5.847%
1.000
Ulster Savings Bank
Ulster Savings Bank
7-Year ARM
5.375%
5.877%
0.000
Mutual Security Credit Union
Mutual Security Credit Union
15-Year Fixed
5.875%
5.918%
0.000
River Region Credit Union
River Region Credit Union
15-Year Fixed
5.750%
5.928%
0.000
Mid Oregon Federal Credit Union
Mid Oregon Federal Credit Union
15 Year Fixed
5.750%
5.976%
0.250
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
20-Year Fixed
5.875%
6.004%
0.000
Logix Federal Credit Union
Logix Federal Credit Union
15 Year Fixed
5.875%
6.010%
0.000
Randolph Brooks FCU
Randolph Brooks FCU
15-Year Fixed
5.750%
6.030%
0.000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
15-Year Fixed
5.750%
6.038%
0.000
Kalsee Credit Union
Kalsee Credit Union
10 Year Fixed
5.875%
6.047%
0.000
Service Federal Credit Union
Service Federal Credit Union
7/1 ARM
5.500%
6.054%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
30 Year Fixed
6.000%
6.067%
0.000
First National Bank of Hutchinson
First National Bank of Hutchinson
15-Year Fixed
5.875%
6.095%
0.000
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
15-Year Fixed
5.875%
6.133%
1.000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
20-Year Fixed
6.125%
6.138%
0.000
Somerset Savings Bank
Somerset Savings Bank
5/1 ARM
5.500%
6.161%
0.000
Holyoke Credit Union
Holyoke Credit Union
10/1 ARM
5.875%
6.163%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
5/5 ARM
5.375%
6.167%
0.000
Credit Human Federal Credit Union
Credit Human Federal Credit Union
30-Year Fixed
6.100%
6.182%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Desert Financial Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Inspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Vystar Credit Union
Vystar Credit Union
Savings Secured Visa®
18.000%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Rewards Visa Credit Card
15.250%
1st United Credit Union
1st United Credit Union
Visa Platinum Rewards
14.900%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Platinum
10.900%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Abbey Credit Union
Abbey Credit Union
VISA® Classic
12.960%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Student
14.000%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
4U Federal Credit Union
4U Federal Credit Union
Credit Card
10.150%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Desert Financial Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $2,500
36 - 36
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $500
48 - 48
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.700%
$8,000
60 - 60
Abri Credit Union
Abri Credit Union
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Unsecured (Signature) Loan
11.000%
$0 - $500
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
Acipco Federal Credit Union
Acipco Federal Credit Union
Signature Loan
10.000%
$0
1 - 36
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
Abbey Credit Union
Abbey Credit Union
Signature (Unsecured) Loan
11.040%
$0
1 - 24
Vystar Credit Union
Vystar Credit Union
Personal Loans
13.250%
$0
6184
Access Federal Credit Union
Access Federal Credit Union
Unsecured Loans
9.990%
$0
1 - 60
ABCO Federal Credit Union
ABCO Federal Credit Union
Personal Loans
10.490%
$0
1st Valley Credit Union
1st Valley Credit Union
Next Step Loan
10.500%
$0
Acadian Federal Credit Union
Acadian Federal Credit Union
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
America First Federal Credit Union
America First Federal Credit Union
Line of Credit Variable
16.740%
$0
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.740%
$0
60
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
12.740%
$0
36
ACFCU
ACFCU
Line of Credit
13.700%
$0
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Signature Loan
10.250% - 17.950%
$0
1 - 36
Vystar Credit Union
Vystar Credit Union
Personal Line of Credit
16.240%
$0
60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Desert Financial Credit Union rate data right now, check back for updates, we are adding rates all the time.

Desert Financial Credit Union Information

Credit Union Name: Desert Financial Credit Union
Full Time Employees: 1210
Part Time Employees: 36
President: Kevin Haskew
CEO: Jeffrey Meshey
Branch Locations: 49
ATM Locations: 49
Corporate Office Address:
148 N 48th St
Phoenix, AZ 85034
Phone Number: 602-433-7000
Fax Number:

Desert Financial Credit Union Financials

Total Assets:
8,892,973,606
Total Amount of Shares and Deposits:
7,611,336,595
Total Shares and Deposits < 1 Year:
7,440,781,115
Total Shares and Deposits 1 3 Years:
123,281,921
Total Shares and Deposits > 3 Years:
47,273,559
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
564,866,010
Total Uninsured Shares and Deposits > $250K (F+J):
564,866,010
Total Insured Shares and Deposits > $250K (item 17 less item K):
7,046,470,585
Total Interest Expense (Sum of items 6 8):
40,998,833
Share Certificates:
30,668
Number of Accounts for Share Drafts:
397,398
IRA KEOGH Accounts:
8,971
Number of Accounts for Regular Shares:
507,552
All other shares:
3,287
Money Market Shares:
55,183
Net Income (unless the amount is already included in Undivided Earnings):
26,248,473
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
860,264,822
Total Liabilities:
8,268,985,761
Show More

Desert Financial Credit Union Questions and Answers

No Cost Share Drafts:
No
Share Certificates with Low Minimum Balance Requirements:
No
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

This week didn't bring any major changes in average savings rates or the best savings rates available which isn't expected since the FOMC has kept the Fed Funds rate at zero percent since 2008.
fomc-meets-are-mortgage-rates-and-cd-rates-headed-upThe Federal Open Market Committee meets today and tomorrow to decide the future direction of monetary policy and interest rates. The decision they make will affect current mortgage rates and deposits like CD rates.
MonitorBankRates.com, a leading site for finding the best bank rates announces the release of new National and State Average Mortgage Rates widgets.

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Desert Financial Credit Union Reviews

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