Edge Federal Credit Union Rates and Review January 2026
Compare Edge Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Edge Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityEdge Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Edge Federal Credit Union? Share your experience about Edge Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Edge Federal Credit Union. Overall, Edge Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Edge Federal Credit Union main location 7545 Morgan Rd Liverpool, NY 13090 3538  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonReserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Rewards Student Classic
16.500%
Credit Limit - $500
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loans
8.990% - 19.990%
$500 - $30,000
60
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
Personal Line of Credit Variable
13.150%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Edge Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Edge Federal Credit Union
Website: https://www5.homecu.net/
Full Time Employees: 6Part Time Employees: 1 President: Mark Cardone CEO: Theresa Lotito Camerino Branch Locations: 1 ATM Locations: 2 Corporate Office Address:
7545 Morgan Rd
Liverpool, NY 13090 3538 Phone Number: 315-451-0105 Fax Number: 315-451-2367 FinancialsTotal Assets:
60,947,892
Total Amount of Shares and Deposits:
53,759,619
Total Shares and Deposits < 1 Year:
52,344,308
Total Shares and Deposits 1 3 Years:
1,415,311
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,419,786
Total Uninsured Shares and Deposits > $250K (F+J):
2,419,786
Total Insured Shares and Deposits > $250K (item 17 less item K):
51,339,833
Total Interest Expense (Sum of items 6 8):
72,500
Share Certificates:
168
Number of Accounts for Share Drafts:
1,830
IRA KEOGH Accounts:
66
Number of Accounts for Regular Shares:
4,123
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
12,875,865
Total Liabilities:
53,928,670
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Source: NCUA Last Updated 09/30/2023
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Frequently Asked Questions About Edge Federal Credit UnionIs a member application needed to join Edge Federal Credit Union?Yes, to access services at Edge Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Edge Federal Credit Union provides a range of mortgage and home equity products. Is Edge Federal Credit Union a safe place to deposit money?Yes, Edge Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Edge Federal Credit Union offer online and mobile banking?Most modern institutions like Edge Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.56%, 6-month CD rates at 3.50% and 3-month CD rates at 2.28%. Savings rates are at 0.20% and money market rates are at 1.06%. Mortgage rates on 30-year fixed loans are around 6.01%. Credit Card rates are at 9.99%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates which you can compare to 
