Edisto Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Edisto Federal Credit Union12-month CD rates can be found at 1.15%, 6-month CD rates at 4.25% and 3-month CD rates at 3.96%. Savings rates are at 0.05% and money market rates are at 2.15%. Mortgage rates on 30-year fixed loans are around 6.41%. Credit Card rates are at 13.74%. Personal Loan rates are at 16.24%. All these rates, and more, can be found in our database of rates which you can compare to Edisto Federal Credit Union rates.

Compare Edisto Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Edisto Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Edisto Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Edisto Federal Credit Union? Share your experience about Edisto Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Edisto Federal Credit Union.

Overall, Edisto Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Edisto Federal Credit Union
Edisto Federal Credit Union
1880 Russell St
Orangeburg, SC 29115 6107
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Edisto Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Regional Missouri Bank
Regional Missouri Bank
12-Month CD
4.06%
$1,000
First Southern State Bank
First Southern State Bank
12-Month CD
3.92%
$500
Bank of Franklin County
Bank of Franklin County
48-Month CD
3.65%
$500
Nebraska Bank
Nebraska Bank
36-Month CD
3.60%
$500
ESSA Bank & Trust
ESSA Bank & Trust
36-Month CD
3.60%
$1,000
Schaumburg Bank & Trust Company
Schaumburg Bank & Trust Company
23-Month CD
3.50%
$1,000
Fidelity Bank West Memphis, AR
Fidelity Bank West Memphis, AR
18-Month CD
3.45%
$500
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
60-Month CD
3.35%
$500
Self-Help Credit Union
Self-Help Credit Union
48-Month CD
3.35%
$500
Adirondack Bank
Adirondack Bank
6-Month CD
3.25%
$1,000
Bank of Prague
Bank of Prague
36-Month CD
3.12%
$1,000
Exchange Bank of Alabama
Exchange Bank of Alabama
24-Month CD
3.01%
$1,000
The Dolores State Bank
The Dolores State Bank
48-Month CD
2.52%
$1,000
FCNB of St. Paris
60-Month CD
2.02%
$1,000
705 Federal Credit Union
705 Federal Credit Union
48-Month CD
2.02%
$2,500
Finance Factors
Finance Factors
Premier Savings
2.00%
$100
Portage Community Bank
Portage Community Bank
48-Month CD
2.00%
$1,000
Rhinebeck Bank
Rhinebeck Bank
36-Month CD
1.89%
$2,000
Hilltop National Bank
Hilltop National Bank
18-Month CD
1.61%
$1,000
SaviBank
SaviBank
60-Month CD
1.50%
$500
FNB of Hope
36-Month CD
1.46%
$500
Western Nebraska Bank
Western Nebraska Bank
12-Month CD
1.41%
$250
Chain Bridge Bank
Chain Bridge Bank
Interest Checking
1.32%
$100
Farmers State Bank Victor, MT
Farmers State Bank Victor, MT
18-Month CD
1.27%
$1,000
Peoples Bank of Moniteau County
Peoples Bank of Moniteau County
24-Month CD
1.10%
$500
FCNB Bank
FCNB Bank
12-Month CD
1.00%
$1,000
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
12-Month CD
1.00%
$500
Westmoreland Federal S&L
Westmoreland Federal S&L
12-Month CD
1.00%
$500
Evergreen Federal Bank
Evergreen Federal Bank
24-Month CD
1.00%
$1,000
San Luis Valley Federal Bank
San Luis Valley Federal Bank
6-Month CD
0.75%
$1,000
Stryv Bank
Stryv Bank
6-Month CD
0.75%
$1,000
Credit Human Federal Credit Union
Credit Human Federal Credit Union
Share Savings
0.75%
$100
Bank of Kampsville
Bank of Kampsville
30-Month CD
0.75%
$1,000
Oxford Bank
Oxford Bank
Money Market
0.67%
$1,000
Magnolia Bank Elizabethtown, KY
Magnolia Bank Elizabethtown, KY
24-Month CD
0.60%
$500
UniBank for Savings
UniBank for Savings
6-Month CD
0.50%
$500
Republic Bank of Chicago
Republic Bank of Chicago
3-Month CD
0.50%
$1,000
Connection Bank
Connection Bank
12-Month CD
0.45%
$1,000
Midland Community Bank
Midland Community Bank
Money Market
0.40%
$2,500
Oxford Bank
Oxford Bank
60-Month CD
0.29%
$500
Home Loan State Bank
Home Loan State Bank
Savings
0.25%
$100
Bank of Magnolia
Bank of Magnolia
18-Month CD
0.25%
$1,000
WMB Wilson & Muir B&T Co.
WMB Wilson & Muir B&T Co.
48-Month CD
0.25%
$1,000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
12-Month CD
0.20%
$2,500
HTLF Bank
HTLF Bank
UMB Savings
0.20%
$100
Westmoreland Federal S&L
Westmoreland Federal S&L
Money Market
0.15%
$1,000
Canyon View Credit Union
Canyon View Credit Union
Primary Savings
0.05%
$10
Savings Bank of Danbury
Savings Bank of Danbury
Money Market
0.03%
$50
The Bank of Tioga
The Bank of Tioga
Money Market
0.03%
$2,500
Evergreen Federal Bank
Evergreen Federal Bank
Personal Savings
0.01%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Edisto Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
First FSB of Champaign Urbana
First FSB of Champaign Urbana
10-Year Fixed
5.250%
5.319%
0.000
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
5 Year ARM
5.375%
5.378%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
15-Year Fixed
5.375%
5.512%
0.000
Americas First Federal Credit Union
Americas First Federal Credit Union
15-Year Fixed
5.250%
5.562%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
15-Year Fixed
5.500%
5.647%
0.000
M&T Bank
M&T Bank
15-Year Fixed Jumbo
5.625%
5.651%
0.000
PNB of Kewanee
PNB of Kewanee
30-Year Fixed
5.560%
5.730%
0.000
Mid-Atlantic Federal Credit Union
Mid-Atlantic Federal Credit Union
7/6 ARM
5.750%
5.768%
0.000
Holyoke Credit Union
Holyoke Credit Union
15 Year Fixed Jumbo
5.750%
5.790%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
Auburn Savings Bank
Auburn Savings Bank
15-Year Fixed
5.756%
5.845%
0.000
FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
15-Year Fixed
5.750%
5.897%
0.000
Sheboygan Area Credit Union
Sheboygan Area Credit Union
15-Year Fixed
5.875%
5.936%
0.000
Bath State Bank
Bath State Bank
15-Year Fixed
5.875%
5.945%
0.000
Lakewood Credit Union
Lakewood Credit Union
10 Year Fixed
5.900%
6.033%
0.000
The Bank of Brodhead
The Bank of Brodhead
30-Year Fixed
6.000%
6.043%
0.000
Kirtland Federal Credit Union
Kirtland Federal Credit Union
10 Year Fixed
5.625%
6.051%
0.000
First Hope Bank
First Hope Bank
15-Year Fixed
5.875%
6.090%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
20 Year Fixed
6.000%
6.090%
0.000
FNB of River Falls
FNB of River Falls
20-Year Fixed
6.000%
6.094%
0.000
Ulster Savings Bank
Ulster Savings Bank
15-Year Fixed
5.875%
6.104%
0.000
Penn East Federal Credit Union
Penn East Federal Credit Union
15-Year Fixed
6.000%
6.146%
0.000
First Northern Credit Union
First Northern Credit Union
15 Year Fixed
6.125%
6.191%
0.000
Ideal Credit Union
Ideal Credit Union
5/1 ARM
5.375%
6.198%
0.000
Morton Lane Federal Credit Union
Morton Lane Federal Credit Union
15 Year Fixed
6.000%
6.229%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Edisto Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
1st United Credit Union
1st United Credit Union
Visa Platinum
13.900%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
America First Federal Credit Union
America First Federal Credit Union
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum
8.900%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Acadian Federal Credit Union
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
4U Federal Credit Union
4U Federal Credit Union
Credit Card
10.150%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
Canyon View Credit Union
Canyon View Credit Union
Visa Business Rewards Card
15.240%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier
9.900%
Randolph Brooks FCU
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
Randolph Brooks FCU
Randolph Brooks FCU
Business Select Credit Card Mastercard
18.000%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Edisto Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
Randolph Brooks FCU
Randolph Brooks FCU
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
9.490%
$0
48 - 48
A+ Federal Credit Union
A+ Federal Credit Union
A+ Preferred Line Of Credit
10.990%
$0
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
12.990%
$0 - $2,000
24 - 24
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
13.060%
$0
1 - 36
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
9.990% - 16.240%
$0
61 - 66
360 Federal Credit Union
360 Federal Credit Union
Debt Consolidated
9.490%
$500
36
Abri Credit Union
Abri Credit Union
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
Vystar Credit Union
Vystar Credit Union
Personal Loans
13.250%
$0
6184
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Signature Loan
10.700%
$0 - $10,000
60 - 60
1st Valley Credit Union
1st Valley Credit Union
Signature Loan
10.500%
$0
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.200%
$5,000 - $8,000
48 - 48
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Loan Specials
8.500%
$0 - $6,000
42
Achieve Financial Credit Union
Achieve Financial Credit Union
Student Loan Consolidation
5.490%
$0
Access Federal Credit Union
Access Federal Credit Union
Unsecured Loans
9.990%
$0
1 - 60
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
Access Community Credit Union
Access Community Credit Union
Personal Loans
11.990%
$0
1 - 12
ABNB Federal Credit Union
ABNB Federal Credit Union
Personal Loans
11.740% - 17.990%
$0
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.740%
$0
60
Access Community Credit Union
Access Community Credit Union
Debt Consolidation
13.990%
$0
1 - 72
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Edisto Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Edisto Federal Credit Union Information

Credit Union Name: Edisto Federal Credit Union
Full Time Employees: 9
Part Time Employees: 0
President: Georgia Montgomery
CEO: Mary Moorer
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
1880 Russell St
Orangeburg, SC 29115 6107
Phone Number: 803-535-0077
Fax Number: 803-539-9020

Edisto Federal Credit Union Financials

Total Assets:
23,026,127
Total Amount of Shares and Deposits:
19,113,830
Total Shares and Deposits < 1 Year:
19,113,830
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
899,482
Total Uninsured Shares and Deposits > $250K (F+J):
899,482
Total Insured Shares and Deposits > $250K (item 17 less item K):
18,214,348
Total Interest Expense (Sum of items 6 8):
35,682
Share Certificates:
195
Number of Accounts for Share Drafts:
1,907
IRA KEOGH Accounts:
133
Number of Accounts for Regular Shares:
3,663
All other shares:
57
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,790,951
Total Liabilities:
19,321,436
Show More

Edisto Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
No
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
No
Are New Loans Available:
No
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
No
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
No
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

weekly-mortgage-rates-June-1-2009Mortgage rates rose considerably this past week. The rise in average mortgage rates was across the board, longer term mortgage rates rose a lot more than shorter term mortgage rates.
Listed below are the best variable deposit rates for March 1, 2016. For a list of today's deposit rates search our database of rates at Deposit Rates.
Pentagon Federal Credit Union (PenFed) has some of the best certificate of deposit rates available these days. In fact, the certificate of deposit rates are some of the highest rates available from a credit union or bank.

Bank or Credit Union Offers and Deals

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Edisto Federal Credit Union Reviews

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