Education Personnel Federal Credit Union Rates and Review January 2026
Compare Education Personnel Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Education Personnel Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityEducation Personnel Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Education Personnel Federal Credit Union? Share your experience about Education Personnel Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Education Personnel Federal Credit Union. Overall, Education Personnel Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Education Personnel Federal Credit Union Education Personnel Federal Credit Union 1102 N Walnut St Danville, IL 61832  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVisa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Visa Credit Card
9.990%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonAMP Loan
10.500%
$0
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
Refinanced Signature Loans
18.000%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Education Personnel Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Education Personnel Federal Credit Union
Website: https://educationpersonnelfcu.com/
Full Time Employees: 14Part Time Employees: 2 President: Michael Metzen CEO: Hope Garrett Branch Locations: 2 ATM Locations: 2 Corporate Office Address:
1102 N Walnut St
Danville, IL 61832 Phone Number: 217-446-0777 Fax Number: 217-446-2522 FinancialsTotal Assets:
71,572,685
Total Amount of Shares and Deposits:
62,853,095
Total Shares and Deposits < 1 Year:
62,853,096
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,454,032
Total Uninsured Shares and Deposits > $250K (F+J):
1,454,032
Total Insured Shares and Deposits > $250K (item 17 less item K):
61,399,063
Total Interest Expense (Sum of items 6 8):
238,438
Number of Accounts for Share Drafts:
3,117
IRA KEOGH Accounts:
106
Number of Accounts for Regular Shares:
5,556
Money Market Shares:
279
Net Income (unless the amount is already included in Undivided Earnings):
276,322
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,215,436
Total Liabilities:
62,966,680
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Education Personnel Federal Credit UnionIs a member application needed to join Education Personnel Federal Credit Union?Yes, to access services at Education Personnel Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Education Personnel Federal Credit Union provides a range of mortgage and home equity products. Is Education Personnel Federal Credit Union a safe place to deposit money?Yes, Education Personnel Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Education Personnel Federal Credit Union offer online and mobile banking?Most modern institutions like Education Personnel Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 2.40%, 6-month CD rates at 1.41% and 3-month CD rates at 3.90%. Savings rates are at 0.01% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 6.31%. Credit Card rates are at 9.20%. Personal Loan rates are at 12.99%. All these rates, and more, can be found in our database of rates which you can compare to 
