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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
EGLIN Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 10, 2026
EGLIN's top rates as of October 10, 2026 are 3.71% APY on its 60 Month Preferred Investment CDs CD, 0.35% APY on savings, 1.01% APY on money market accounts, 0.05% APY on checking, auto loans from 4.74% APR, and credit cards from 7.90% APR, according to rates verified by MonitorBankRates. Other EGLIN CD rates include 48 Month Preferred Investment CDs at 3.66%, 36 Month Preferred Investment CDs at 3.61%, and 24 Month Preferred Investment CDs at 3.56%. MonitorBankRates evaluates the financial stability of EGLIN with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.79%. Rates last updated and verified on 10/10/2026. EGLIN money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at EGLIN? Share your experience about EGLIN by leaving a review below, or read customer reviews before you decide to use EGLIN. EGLIN
Eglin Federal Credit Union 838 Eglin Pkwy NE
https://www.eglinfcu.org Fort Walton Beach, FL 32547-2530  Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. EGLIN CD Rates
EGLIN Savings Rates
EGLIN Money Market Rates
EGLIN Checking Rates
EGLIN Home Equity & HELOC
EGLIN Auto Loan Rates
EGLIN RV, Boat and Powersport Loan Rates
EGLIN Credit Card Rates
EGLIN Other Rates
Financial Health HistoryEGLIN’s Texas Ratio stayed near 0.66% in Q3 2023 to 0.79% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for EGLIN is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather EGLIN rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with EGLIN's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
EGLIN
Website
https://www.eglinfcu.org
Address
838 Eglin Pkwy NE,
Fort Walton Beach, FL 32547-2530
Phone
850-862-0111
Fax
850-862-7120
President
Robert Harlan
CEO
Catherine Staton
Full-Time Employees
422
Part-Time Employees
29
Branch Locations
12
ATM Locations
11
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.79%
Return on Assets (ROA)
0.5861%
Return on Equity (ROE)
4.4869%
Non-Performing Loans Ratio (NPL)
0.35%
Total Assets
3,094,640,579
Total Amount of Shares and Deposits
2,658,255,491
Total Shares and Deposits < 1 Year
2,605,242,183
Total Shares and Deposits 1 3 Years
49,016,952
Total Shares and Deposits > 3 Years
3,996,356
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
263,567,982
Total Uninsured Shares and Deposits > $250K (F+J)
263,567,982
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,394,687,509
Total Interest Expense (Sum of items 6 8)
16,777,178
Share Certificates
12,132
Number of Accounts for Share Drafts
85,490
IRA KEOGH Accounts
4,764
Number of Accounts for Regular Shares
130,296
Non Member Deposits
2
Money Market Shares
11,989
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
511,556,564
Total Liabilities
2,684,764,554
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
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Frequently Asked Questions About EGLINHow many branches does EGLIN operate?EGLIN currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join EGLIN?Yes, to access services at EGLIN, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, EGLIN does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, EGLIN provides members with tools to manage their accounts and build a solid financial history. Does EGLIN offer online and mobile banking?Most modern institutions like EGLIN provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.eglinfcu.org. Current EGLIN Rates
Retrieved from our database of financial products. Rates subject to change.
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