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Electrical Workers Local 130 Federal Credit Union Rates and Review January 2026

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Electrical Workers Local 130 Federal Credit Union12-month CD rates can be found at 4.06%, 6-month CD rates at 63.17% and 3-month CD rates at 0.10%. Savings rates are at 0.05% and money market rates are at 1.00%. Mortgage rates on 30-year fixed loans are around 6.09%. Credit Card rates are at 13.90%. Personal Loan rates are at 9.99%. All these rates, and more, can be found in our database of rates which you can compare to Electrical Workers Local 130 Federal Credit Union rates.

Compare Electrical Workers Local 130 Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Electrical Workers Local 130 Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Electrical Workers Local 130 Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Electrical Workers Local 130 Federal Credit Union? Share your experience about Electrical Workers Local 130 Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Electrical Workers Local 130 Federal Credit Union.

Overall, Electrical Workers Local 130 Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Electrical Workers Local 130 Federal Credit Union
MAIN OFFICE
3200 RIDGELAKE DR STE 304
METAIRIE, LA 70002 4960
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD
3.85%
$500
12-Month CD
3.75%
$1,000
12-Month CD
3.70%
$1,000
12-Month CD
3.65%
$1,000
Premier Money Market
3.65%
$250,000
18-Month CD
3.61%
$500
12-Month CD
3.56%
$500
6-Month CD
3.55%
$500
48-Month CD
3.53%
$1,000
6-Month CD
3.53%
$1,000
12-Month CD
3.50%
$500
24-Month CD
3.49%
$1,000
36-Month CD
3.40%
$500
18-Month CD
3.30%
$1,000
12-Month CD
3.05%
$1,000
72-Month CD
3.00%
$1,000
6-Month CD
2.75%
$500
18-Month CD
2.53%
$500
48-Month CD
2.52%
$500
6-Month CD
2.50%
$500
36-Month CD
2.50%
$5,000
36-Month CD
2.35%
$1,000
60-Month CD
2.33%
$1,000
60-Month CD
2.25%
$1,000
24-Month CD
2.00%
$500
36-Month CD
1.98%
$2,500
48-Month CD
1.50%
$1,000
Money Market
1.26%
$1,500
Money Market
1.25%
$1,000
36-Month CD
0.50%
$1,000
60-Month CD
0.50%
$500
48-Month CD
0.40%
$500
24-Month CD
0.40%
$500
18-Month CD
0.35%
$500
24-Month CD
0.35%
$1,000
24-Month CD
0.25%
$500
Business Money Market
0.25%
$250,000
Traditional Savings
0.20%
$200
Savings
0.15%
$10
Regular Savings
0.10%
$20
Savings
0.10%
$25
Statement Savings
0.10%
$100
Checking Plus
0.05%
$0
Money Market
0.05%
$1,000
Statement Savings
0.05%
$100
Money Market
0.04%
$2,500
NOW Checking
0.02%
$600
Relationship Savings
0.01%
$1
Savings Plus
0.01%
$10,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
30-Year Fixed
6.000%
6.090%
0.000
6.375%
6.460%
0.000
30 Year Fixed Jumbo
6.250%
6.282%
0.000
5.500%
5.574%
0.000
4.250%
4.514%
0.750
20 Year Fixed
5.500%
5.659%
0.000
5.750%
5.907%
0.000
15 Year Fixed
5.375%
5.588%
0.000
20-Year Fixed
6.125%
6.183%
0.000
7.000%
7.168%
0.000
6.000%
6.148%
0.000
30-Year Fixed
6.000%
6.138%
0.000
5.625%
5.796%
0.000
15-Year Fixed
5.750%
5.943%
0.000
30-Year Fixed
6.000%
6.034%
0.000
30-Year Fixed
6.000%
6.058%
0.000
5.750%
6.309%
0.000
30-Year Fixed
7.125%
7.126%
0.000
30-Year Fixed
6.000%
6.162%
1.000
15-Year Fixed Jumbo
5.500%
5.537%
0.000
20-Year Fixed
5.875%
6.140%
0.000
5.750%
5.801%
0.000
6.375%
6.662%
0.000
30 Year Fixed
5.625%
5.704%
0.250
5.250%
5.562%
0.000
4.740%
7.533%
0.000
15-Year Fixed
5.500%
5.695%
0.000
5.625%
5.721%
0.000
5.625%
5.787%
0.000
6.750%
6.880%
0.000
30-Year Fixed
5.750%
5.908%
0.500
20-Year Fixed
5.750%
5.870%
0.000
20-Year Fixed
5.750%
5.840%
0.000
30-Year Fixed Bi-weekly
6.250%
6.335%
0.000
10-Year Fixed
5.375%
5.540%
0.000
30 year Fixed
6.000%
6.034%
0.000
5.250%
5.867%
0.000
15 Year Fixed
5.375%
5.717%
0.706
7/1 ARM
7.000%
7.111%
0.000
5.125%
6.002%
0.000
5.500%
5.640%
0.000
5.500%
5.659%
0.000
30-Year Fixed
6.000%
6.120%
0.000
15-Year Fixed Jumbo
5.875%
5.961%
0.000
5.250%
5.370%
0.000
6.125%
6.170%
0.000
3.990%
4.357%
0.750
5.875%
6.118%
0.000
3/5 Conforming ARM
4.875%
5.661%
0.250
5.125%
5.361%
1.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Rewards Student Classic
16.500%
Credit Limit - $500
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
14.000%
Acadia Visa Credit Card
10.900%
No annual fee
Academic VISA® Platinum
10.900%
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
8.900%
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
VISA Platinum without Rewards
7.900%
Security Service Power Rewards MasterCard
18.000%
7.900%
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Academic VISA® Classic
15.400%
8.750%
Platinum Secured Visa
8.750%
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Max Rewards Visa Credit Card
15.250%
8.990% - 17.990%
Maximum limit of $30,000
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
Term Line of Credit 84 months
8.000%
$0
13.700%
$2,500 - $5,000
36 - 36
Unsecured (Signature) Loan
11.000%
$0 - $500
11.990%
$0
10.890%
$0
60
Gold Star Loan
14.200%
$0
48
Personal Line of Credit
9.000%
$0
60
10.250% - 17.950%
$0
1 - 36
Personal Loans
10.000%
$0
1 - 36
13.450%
$0
50% Share Secured Loan
6.460% - 14.990%
$0
New Signature Loans
8.990%
$0
Education (tuition bill required)
8.250%
$0
60
10.000%
$0
1 - 36
8.990%
$0
36
Debt Consolidation Loan
9.000%
$0
108
8.890%
$0
10.500%
$0
10.700%
$0 - $10,000
60 - 60
Line of Credit
13.700%
$0
Summer/Holiday Loans
9.500%
$0
Signature (Unsecured) Loan
11.040%
$0
1 - 24
14.700%
$8,000
60 - 60
12.990%
$0
1 - 24
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Electrical Workers Local 130 Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Electrical Workers Local 130 Federal Credit Union
Full Time Employees: 2
Part Time Employees: 0
President: JEFFREY JOHNSON
CEO: VICTOR CRESPO
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
3200 RIDGELAKE DR STE 304
METAIRIE, LA 70002 4960
Phone Number: 504-831-1307
Fax Number: 504-834-3961

Financials

Total Assets:
3,894,073
Total Amount of Shares and Deposits:
3,384,110
Total Shares and Deposits < 1 Year:
3,384,110
Total Insured Shares and Deposits > $250K (item 17 less item K):
3,384,110
Total Interest Expense (Sum of items 6 8):
5,353
Number of Accounts for Regular Shares:
1,455
Net Income (unless the amount is already included in Undivided Earnings):
3,892
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
744,760
Total Liabilities:
3,392,543
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Electrical Workers Local 130 Federal Credit Union

Is a member application needed to join Electrical Workers Local 130 Federal Credit Union?

Yes, to access services at Electrical Workers Local 130 Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Electrical Workers Local 130 Federal Credit Union provides a range of mortgage and home equity products.

Is Electrical Workers Local 130 Federal Credit Union a safe place to deposit money?

Yes, Electrical Workers Local 130 Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Electrical Workers Local 130 Federal Credit Union offer online and mobile banking?

Most modern institutions like Electrical Workers Local 130 Federal Credit Union provide digital access including online balance checks and transfers.

Current Electrical Workers Local 130 Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions