Encentus Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Credit Unions
  3. Encentus Federal Credit Union Deposit Rates

Encentus Federal Credit Union12-month CD rates can be found at 3.51%, 6-month CD rates at 3.50% and 3-month CD rates at 3.29%. Savings rates are at 0.10% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 6.48%. Credit Card rates are at 18.24%. Personal Loan rates are at 8.00%. All these rates, and more, can be found in our database of rates which you can compare to Encentus Federal Credit Union rates.

Compare Encentus Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Encentus Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Encentus Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Encentus Federal Credit Union? Share your experience about Encentus Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Encentus Federal Credit Union.

Overall, Encentus Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Encentus Federal Credit Union
Main Office
1320 S Lewis Ave
Tulsa, OK 74104
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Encentus Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Silver Lake Bank
Silver Lake Bank
Kasasa Checking
5.00%
$0
America First Federal Credit Union
America First Federal Credit Union
36-Month CD
4.15%
$500
Community Bank of Trenton
Community Bank of Trenton
Extreme Green Savings
4.00%
$25
Access Federal Credit Union
Access Federal Credit Union
36-Month CD
4.00%
$1,000
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
24-Month CD
3.75%
$1,000
Bristol County Savings Bank
Bristol County Savings Bank
12-Month CD
3.72%
$1,000
Vystar Credit Union
Vystar Credit Union
36-Month CD
3.60%
$500
Brentwood Bank
Brentwood Bank
Interest Rewards Checking
3.55%
$50
Mountain Pacific Bank
Mountain Pacific Bank
18-Month CD
3.50%
$500
Ally Bank
Ally Bank
Savings
3.50%
$0
First Commerce Bank Lewisburg, TN
First Commerce Bank Lewisburg, TN
24-Month CD
3.35%
$1,000
AVB Bank
AVB Bank
48-Month CD
3.12%
$1,000
First Bank Hampton
First Bank Hampton
24-Month CD
3.10%
$1,000
St. Ansgar State Bank
St. Ansgar State Bank
18-Month CD
3.02%
$1,000
Iron Workers SB
Iron Workers SB
48-Month CD
3.00%
$500
Jarrettsville Federal S&L
Jarrettsville Federal S&L
72-Month CD
3.00%
$500
Ashton State Bank
Ashton State Bank
36-Month CD
2.82%
$1,000
Conway National Bank (CNB)
Conway National Bank (CNB)
60-Month CD
2.80%
$500
F&M Bank of St. Clair
F&M Bank of St. Clair
36-Month CD
2.50%
$500
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
6-Month CD (Member Advantage)
2.50%
$500
Paramount Bank
Paramount Bank
18-Month CD
1.80%
$1,000
MutualOne Bank
MutualOne Bank
18-Month CD
1.75%
$500
Savers Co-operative Bank
Savers Co-operative Bank
18-Month CD
1.28%
$500
Hatboro Federal Savings
Hatboro Federal Savings
48-Month CD
1.25%
$1,000
FNB Of Nokomis
FNB Of Nokomis
12-Month CD
1.20%
$1,000
Albany B&T Co. N.A.
Albany B&T Co. N.A.
6-Month CD
1.00%
$5,000
Canton Co-operative Bank
Canton Co-operative Bank
12-Month CD
1.00%
$1,000
FirstOak Bank
FirstOak Bank
48-Month CD
0.95%
$500
Bank
Bank
6-Month CD
0.80%
$10,000
GTE Financial Credit Union
GTE Financial Credit Union
Savings
0.75%
$100
Freehold Bank
Freehold Bank
60-Month CD
0.65%
$500
Presence Bank
Presence Bank
48-Month CD
0.65%
$250
Farmers State Bank Center, TX
Farmers State Bank Center, TX
Savings
0.60%
$100
Magnolia Bank Elizabethtown, KY
Magnolia Bank Elizabethtown, KY
48-Month CD
0.60%
$500
Mercer Savings Bank
Mercer Savings Bank
60-Month CD
0.55%
$100
5 Star Bank
5 Star Bank
60-Month CD
0.50%
$500
Western Nebraska Bank
Western Nebraska Bank
Passbook Savings
0.50%
$25
BankChampaign
BankChampaign
48-Month CD
0.50%
$500
Liberty Bank Liberty, IL
Liberty Bank Liberty, IL
NOW Checking
0.35%
$1,000
First National Bank of Steeleville
First National Bank of Steeleville
Savings
0.30%
$1
Main Street Bank Corp
Main Street Bank Corp
24-Month CD
0.30%
$1,000
Dearborn Federal Savings Bank
Dearborn Federal Savings Bank
Statement Savings
0.30%
$200
The Bank of New Glarus
The Bank of New Glarus
Savings
0.10%
$1
Eagle Bank Everett, MA
Eagle Bank Everett, MA
Premier Money Market
0.10%
$2,500
First Federal S&L of Lorain
First Federal S&L of Lorain
Insured Money Market
0.08%
$2,500
Applied Bank
Applied Bank
Savings
0.05%
$100
Columbia Bank
Columbia Bank
Yield Money Market
0.05%
$1,500
United Savings Bank Philadelphia, PA
United Savings Bank Philadelphia, PA
Personal Money Market
0.05%
$100
Peoples State Bank Ellettsville, IN
Peoples State Bank Ellettsville, IN
Business Sweep Savings
0.03%
$5,000
Dime Bank
Dime Bank
Money Market
0.03%
$20
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Encentus Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
State Employees Credit Union
State Employees Credit Union
10-Year Fixed
5.050%
5.243%
0.000
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
15 Year Fixed
5.250%
5.386%
0.000
Americas First Federal Credit Union
Americas First Federal Credit Union
15-Year Fixed
5.250%
5.562%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
7-Year ARM
5.500%
5.581%
0.000
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
15-Year Fixed
5.625%
5.663%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
15-Year Fixed
5.500%
5.681%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
15-Year Fixed
5.375%
5.757%
2.000
A+ Federal Credit Union
A+ Federal Credit Union
10-Year Fixed
5.625%
5.772%
0.000
Hawaii State Federal Credit Union
Hawaii State Federal Credit Union
15 Year Fixed
5.625%
5.800%
0.625
Port Washington State Bank
Port Washington State Bank
15-Year Fixed
5.750%
5.822%
0.000
Denver Community Credit Union DBA Zing Credit Union
Denver Community Credit Union DBA Zing Credit Union
15 Year Fixed
5.625%
5.870%
0.000
Manasquan Bank
Manasquan Bank
15-Year Fixed
5.750%
5.875%
0.000
Ridgewood Savings Bank
Ridgewood Savings Bank
10-Year Fixed
5.750%
5.970%
0.000
NESC Federal Credit Union
NESC Federal Credit Union
15 Year Fixed
6.000%
6.008%
0.000
Mid-Atlantic Federal Credit Union
Mid-Atlantic Federal Credit Union
10/6 ARM
6.000%
6.019%
0.000
Ridgewood Savings Bank
Ridgewood Savings Bank
15-Year Fixed
5.875%
6.030%
0.000
Hoosier Hills Credit Union
Hoosier Hills Credit Union
20 Year Fixed
5.875%
6.039%
0.000
FNB of River Falls
FNB of River Falls
30-Year Fixed
6.000%
6.071%
0.000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
20-Year Fixed
6.125%
6.168%
0.000
JTNB
JTNB
20-Year Fixed
6.100%
6.191%
0.000
Ideal Credit Union
Ideal Credit Union
5/1 ARM
5.375%
6.198%
0.000
Better Banks
Better Banks
30-Year Fixed
6.125%
6.201%
0.000
Radius Federal Credit Union
Radius Federal Credit Union
15-Year Fixed
6.000%
6.229%
0.000
FNB of Scotia
FNB of Scotia
20-Year Fixed
6.000%
6.231%
0.000
First FSB of Mascoutah
First FSB of Mascoutah
10-Year Fixed
6.125%
6.296%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Encentus Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Platinum
16.200%
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
360 Federal Credit Union
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Secured
18.000%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Rewards
15.740% - 17.990%
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier
9.900%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
Randolph Brooks FCU
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
Abbey Credit Union
Abbey Credit Union
VISA® Gold
11.960%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Encentus Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
9.990% - 16.240%
$0
61 - 66
AAEC Credit Union
AAEC Credit Union
Education (tuition bill required)
8.250%
$0
60
705 Federal Credit Union
705 Federal Credit Union
Personal Loan
12.250% - 17.000%
$0 - $20,000
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
Accentra Credit Union
Accentra Credit Union
Personal Loan
11.760%
$0
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Consumer Loan
10.250% - 17.950%
$0
1 - 36
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $2,500
36 - 36
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Loan
8.990% - 18.000%
$0 - $30,000
72
Acadia Federal Credit Union
Acadia Federal Credit Union
Personal Loans
11.900%
$0 - $15,000
24 - 60
America First Federal Credit Union
America First Federal Credit Union
Line of Credit Variable
16.740%
$0
Abbey Credit Union
Abbey Credit Union
Signature (Unsecured) Loan
11.040%
$0
1 - 24
Hughes Federal Credit Union
Hughes Federal Credit Union
Signature Loan
13.450%
$0
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
Halloween Loan
15.000%
$500 - $1,500
6 - 12
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
13.060%
$0
1 - 36
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
12.990%
$0
1 - 24
Vystar Credit Union
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
Access Community Credit Union
Access Community Credit Union
Personal Loans
12.990%
$0
13 - 60
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
12.500%
$0
60 - 60
Hughes Federal Credit Union
Hughes Federal Credit Union
Summer/Holiday Loans
9.500%
$0
Vystar Credit Union
Vystar Credit Union
Personal Loans
13.250%
$0
6184
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Payroll Savings Loan
17.900%
$0 - $500
Abri Credit Union
Abri Credit Union
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Encentus Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Encentus Federal Credit Union Information

Credit Union Name: Encentus Federal Credit Union
Full Time Employees: 12
Part Time Employees: 0
President: Shelley Ramsey
CEO: Kim Patrick
Branch Locations: 1
ATM Locations: 3
Corporate Office Address:
1320 S Lewis Ave
Tulsa, OK 74104
Phone Number: 918-430-3500
Fax Number: 918-430-3510

Encentus Federal Credit Union Financials

Total Assets:
22,397,964
Total Amount of Shares and Deposits:
18,500,979
Total Shares and Deposits < 1 Year:
18,177,872
Total Shares and Deposits 1 3 Years:
323,105
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
140,254
Total Uninsured Shares and Deposits > $250K (F+J):
140,254
Total Insured Shares and Deposits > $250K (item 17 less item K):
18,360,725
Total Interest Expense (Sum of items 6 8):
17,214
Share Certificates:
100
Number of Accounts for Share Drafts:
1,600
IRA KEOGH Accounts:
115
Number of Accounts for Regular Shares:
4,148
All other shares:
18
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
3,170,960
Total Liabilities:
18,607,374
Show More

Encentus Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Payday Alternative Loans (PAL loans) (FCU Only):
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates are lower today continuing the downtrend of the past two months. Fixed conforming 30 year mortgage rates are averaging 4.57%, down from yesterday's average 30 year rate of 4.62% as reported by MonitorBankRates.com.
Savings rates and money market rates on accounts in California and the rest of the United States are so low right now but will hopefully increase sometime in 2011. Right now on our account rate table in California the highest rates on accounts are from Sallie Mae Bank and American Express Bank. Both banks are offering a savings rate of 1.29 percent and a yield of 1.30 percent on their online accounts. Amex doesn't have a minimum opening account balance and Sallie's is only $1.
mortgage-rates-home-mortgage-ratesThe average contract rate for a 30-year mortgage was unchanged this week at 5.34 percent with 1.15 points according to this week's Weekly Mortgage Applications Survey released by the Mortgage Bankers Association. The average contact rate for a 15-year mortgage increased slightly to 4.83 percent this week, up from the prior week's average mortgage contract rate of 4.81 percent. The average contract rate on a one-year adjustable rate mortgage (ARM) also increased, the rate this week is 6.58 percent, up from the previous week's average rate of 6.52 percent.

Bank or Credit Union Offers and Deals

Mortgage Loan Rates and Refinancing Rates Mixed This Morning: 15 Year Jumbo Rates Averaging 4.74%
Weekly Mortgage Rates: 30 Year Mortgage Rates at Record Low of 3.95%
Certificate of Deposit Accounts FDIC Insured up to $50 Million
Fixed Mortgage Rates Today Continue to Make Record Lows
Mortgage Rates Hit New Record Lows: 30 Year Mortgage Rates at 4.44%, 15 Year Mortgage Rates at 3.92%
Best Money Market Rates: M&T Bank Market Advantage Account Rate at 1.55%
Highest Deposit Rates November 27, 2016
Mortgage Rates Today Move Higher as FOMC is Set to Meet Next Week
Bank of Internet Savings Account Rate Lowered
If a Meteor Hits Your Home, Are You Covered?

Alternative Bank and Credit Union Offers to Explore

Housing Bailout
Weekly CD Rate Report
My eBanc CD Rates Move Higher
Current Bank CD Rates
Buying Down Mortgage Rates with Points
Highest 1 Year CD Rates at 1.10%: Average 1 Year Bank CD Rates at 0.77%
1% Mortgage Rates
Competitive Mortgage Rates from eRates Mortgage
Mortgage Rates Steady, Bond Yields Higher as Greece Votes Yes: 30 Year Mortgage Rates at 4.51%
Orlando Savings Account Rates

Encentus Federal Credit Union Reviews

There are no reviews for Encentus Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Encentus Federal Credit Union
Your Name:
Your Rating:

See how Encentus Federal Credit Union Compares to other credit unions