Excite Credit Union Rates and Review January 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare Excite Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Excite Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityExcite Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Excite Credit Union? Share your experience about Excite Credit Union by leaving a review below, or read customer reviews before you decide to use Excite Credit Union. Overall, Excite Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Rewards Credit Card
14.240%
Visa Classic
11.900%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
Signature Loan
8.950%
$0
1 - 60
Personal Loans Share Secured
5.990%
$0
48
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Excite Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Excite Credit Union
Website: https://www.excitecu.org
Full Time Employees: 107Part Time Employees: 0 President: Donna Rhody CEO: Brian Dorcy Branch Locations: 5 ATM Locations: 7 Corporate Office Address:
151 Bernal Rd
San Jose, CA 95119 1306 Phone Number: 408-265-7322 Fax Number: FinancialsTotal Assets:
615,417,655
Total Amount of Shares and Deposits:
560,361,249
Total Shares and Deposits < 1 Year:
537,277,642
Total Shares and Deposits 1 3 Years:
19,952,430
Total Shares and Deposits > 3 Years:
3,131,176
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
31,169,413
Total Uninsured Shares and Deposits > $250K (F+J):
31,169,413
Total Insured Shares and Deposits > $250K (item 17 less item K):
529,191,836
Total Interest Expense (Sum of items 6 8):
5,033,709
Share Certificates:
2,787
Number of Accounts for Share Drafts:
26,106
IRA KEOGH Accounts:
1,826
Number of Accounts for Regular Shares:
52,491
Money Market Shares:
1,911
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
22,072,091
Total Liabilities:
581,765,483
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Source: NCUA Last Updated 09/30/2025
Customer ReviewsThere are no reviews for Excite Credit Union yet. Feel free to create one below.
Add Your Rating and Review for Excite Credit Union
Frequently Asked Questions About Excite Credit UnionIs a member application needed to join Excite Credit Union?Yes, to access services at Excite Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Excite Credit Union provides a range of mortgage and home equity products. Is Excite Credit Union a safe place to deposit money?Yes, Excite Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Excite Credit Union offer online and mobile banking?Most modern institutions like Excite Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.50%, 6-month CD rates at 1.00% and 3-month CD rates at 3.80%. Savings rates are at 0.65% and money market rates are at 0.71%. Mortgage rates on 30-year fixed loans are around 6.00%. Credit Card rates are at 14.00%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates which you can compare to 
