Extra Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Extra Credit Union12-month CD rates can be found at 5.25%, 6-month CD rates at 4.35% and 3-month CD rates at 0.50%. Savings rates are at 0.25% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.24%. Credit Card rates are at 19.74%. Personal Loan rates are at 12.00%. All these rates, and more, can be found in our database of rates which you can compare to Extra Credit Union rates.

Compare Extra Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Extra Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Extra Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Extra Credit Union? Share your experience about Extra Credit Union by leaving a review below, or read customer reviews before you decide to use Extra Credit Union.

Overall, Extra Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Extra Credit Union
Extra Credit Union
6611 Chicago Rd
Warren, MI 48092 1685
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Extra Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Evans Bank
Evans Bank
Orange Saver Savings
5.00%
$0
State Bank of Texas
State Bank of Texas
12-Month CD Jumbo
4.35%
$10,000
Pentucket Bank
Pentucket Bank
12-Month CD
4.00%
$500
Golden Belt Bank, FSA
Golden Belt Bank, FSA
3-Month CD
3.95%
$1,000
New Albin Savings Bank
New Albin Savings Bank
60-Month CD
3.80%
$1,000
Woodlands National Bank
Woodlands National Bank
6-Month CD
3.74%
$1,000
Northwest Bank
Northwest Bank
18-Month CD
3.58%
$100
The Seymour Bank
The Seymour Bank
12-Month CD
3.55%
$1,000
Regent Bank (OK)
Regent Bank (OK)
60-Month CD
3.50%
$1,000
The MINT National Bank
The MINT National Bank
36-Month CD
3.50%
$10,000
City Credit Union
City Credit Union
60-Month CD
3.50%
$1,000
The Clay City Banking Co.
The Clay City Banking Co.
60-Month CD
3.44%
$1,000
Sikorsky Credit Union
Sikorsky Credit Union
36-Month CD
3.40%
$500
Kearney Trust Company
Kearney Trust Company
36-Month CD
3.30%
$100
Foresight Bank
Foresight Bank
60-Month CD
3.09%
$500
State Bank of Southern Utah
State Bank of Southern Utah
Big Interest Checking
3.04%
$0
Union State Bank Winterset, IA
Union State Bank Winterset, IA
12-Month CD
3.02%
$50,000
Teachers Federal Credit Union
Teachers Federal Credit Union
48-Month CD
3.00%
$500
Hibernia Bank
Hibernia Bank
12-Month CD
3.00%
$1,000
1st Security Bank of Washington
1st Security Bank of Washington
60-Month CD (relationship)
2.65%
$500
Capitol Federal Savings Bank
Capitol Federal Savings Bank
60-Month CD
2.50%
$1,000
First Enterprise Bank
First Enterprise Bank
60-Month CD
2.50%
$1,000
Benchmark Community Bank
Benchmark Community Bank
36-Month CD
2.40%
$500
State Bank of Cherry
24-Month CD
2.32%
$1,000
F&M Bank Miamisburg, OH
F&M Bank Miamisburg, OH
48-Month CD
2.30%
$1,000
Exchange Bank of Alabama
Exchange Bank of Alabama
60-Month CD
2.01%
$1,000
Southwest Missouri Bank
Southwest Missouri Bank
24-Month CD
2.00%
$500
BAC Community Bank
BAC Community Bank
Diamond Checking
1.98%
$25
Clay County Savings Bank
Clay County Savings Bank
48-Month CD
1.79%
$500
International Bank of Chicago
International Bank of Chicago
18-Month CD
1.75%
$1,000
North Shore Trust and Savings
North Shore Trust and Savings
60-Month CD
1.56%
$1,000
Elkhorn Valley Bank & Trust
Elkhorn Valley Bank & Trust
Passbook Savings
1.05%
$0
Hilltop National Bank
Hilltop National Bank
6-Month CD
0.95%
$1,000
Canyon View Credit Union
Canyon View Credit Union
High Yield Money Market
0.80%
$5,000
WSB Municipal Bank
WSB Municipal Bank
6-Month CD
0.76%
$500
Citizens National Bank Cameron, TX
Citizens National Bank Cameron, TX
Premier Money Market
0.75%
$25,000
Cornerstone State Bank
Cornerstone State Bank
Savings
0.75%
$1
The Dime Bank
The Dime Bank
24-Month CD
0.60%
$2,500
Freedom Bank Huntingburg, IN
Freedom Bank Huntingburg, IN
Savings
0.50%
$10
ESB Bank
ESB Bank
Elite Checking
0.35%
$2,500
Oxford Bank
Oxford Bank
48-Month CD
0.27%
$500
Bank of 1889
Bank of 1889
Money Market
0.25%
$1,000
Town & Country B&T Co.
Town & Country B&T Co.
12-Month CD
0.20%
$1,000
Conneaut Savings Bank
Conneaut Savings Bank
12-Month CD
0.20%
$1,000
The Union Bank Company
The Union Bank Company
18-Month CD
0.10%
$500
First Hope Bank
First Hope Bank
Gold Money Market
0.08%
$2,500
First Resource Bank Exton, PA
First Resource Bank Exton, PA
Interest Checking
0.05%
$0
Heritage Bank N.A.
Heritage Bank N.A.
Universal Savings
0.05%
$50
Bank of Star Valley
Bank of Star Valley
Savings
0.03%
$10
First National B&T Co. Clinton, IL
First National B&T Co. Clinton, IL
Money Market
0.03%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Extra Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Lakewood Credit Union
Lakewood Credit Union
15 Year Fixed
5.300%
5.390%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
15-Year Fixed
5.500%
5.694%
0.250
Hawaii State Federal Credit Union
Hawaii State Federal Credit Union
15 Year Fixed
5.500%
5.892%
2.000
The Golden 1 Credit Union
The Golden 1 Credit Union
15-Year Fixed
5.875%
5.894%
0.125
Kalsee Credit Union
Kalsee Credit Union
10 Year Fixed
5.490%
5.928%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
15-Year Fixed Jumbo
5.750%
5.946%
0.250
McCoy Federal Credit Union
McCoy Federal Credit Union
15 Year Fixed
5.750%
5.977%
0.000
Midwest Liberty Federal Credit Union
Midwest Liberty Federal Credit Union
15 Year Fixed
5.750%
6.051%
0.000
First Northern Credit Union
First Northern Credit Union
15 Year Fixed
6.000%
6.066%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
15 Year Fixed
6.000%
6.099%
0.000
Freedom Credit Union
Freedom Credit Union
5/1 ARM
6.125%
6.166%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
5/5 ARM
5.375%
6.167%
0.000
Kohler Credit Union
Kohler Credit Union
20 Year Fixed
6.125%
6.268%
0.000
Harleysville Bank
Harleysville Bank
15-Year Fixed
6.250%
6.271%
0.000
Honda Federal Credit Union
Honda Federal Credit Union
15 Year Fixed
6.125%
6.278%
0.000
FNB of Scotia
FNB of Scotia
15-Year Fixed
6.250%
6.323%
0.000
Somerset Savings Bank
Somerset Savings Bank
15-Year Fixed
6.125%
6.338%
0.000
Truliant Federal Credit Union
Truliant Federal Credit Union
15-Year Fixed Jumbo
6.250%
6.339%
0.000
Centreville Bank
Centreville Bank
30-Year Fixed
6.250%
6.343%
0.000
Auburn Savings Bank
Auburn Savings Bank
15-Year Fixed
6.250%
6.346%
0.000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
20-Year Fixed
6.125%
6.358%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
20-Year Fixed
6.375%
6.421%
0.000
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
10/6 ARM
6.000%
6.445%
0.000
Denver Community Credit Union DBA Zing Credit Union
Denver Community Credit Union DBA Zing Credit Union
15 Year Fixed
6.250%
6.497%
0.000
NESC Federal Credit Union
NESC Federal Credit Union
30 Year Fixed
6.500%
6.505%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Extra Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Card
13.240%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Gold
9.900%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
ACFCU
ACFCU
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
America First Federal Credit Union
America First Federal Credit Union
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
AAEC Credit Union
AAEC Credit Union
VISA Credit Card
11.900%
No annual fee
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
AAC Credit Union
AAC Credit Union
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Abbey Credit Union
Abbey Credit Union
VISA® Classic
12.960%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Rewards Visa Credit Card
15.250%
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Extra Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
ABCO Federal Credit Union
ABCO Federal Credit Union
Vacation Loans
10.490%
$0
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Open End Line-of-Credit
11.990%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $100
12 - 24
AAC Credit Union
AAC Credit Union
Signature Loans
12.990%
$0
48
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.240%
$0
48
1st United Credit Union
1st United Credit Union
Personal Loan
10.890%
$0
60
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Loan
8.990% - 18.000%
$0 - $30,000
72
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
ACFCU
ACFCU
Personal Loans
13.450%
$0
60
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
Acadian Federal Credit Union
Acadian Federal Credit Union
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
ACMG Federal Credit Union
ACMG Federal Credit Union
Personal Loans
8.990%
$0
36
Hughes Federal Credit Union
Hughes Federal Credit Union
Line of Credit
13.450%
$0
360 Federal Credit Union
360 Federal Credit Union
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
Academic Employees Credit Union
Academic Employees Credit Union
Preferred Personal Loan
10.000%
$0
60
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.740%
$0
60
360 Federal Credit Union
360 Federal Credit Union
Anything Loan
10.990%
$500
36
Circuit Federal Credit Union
Circuit Federal Credit Union
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
9.990% - 16.240%
$0
61 - 66
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
13.700%
$2,500 - $5,000
36 - 36
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
12.990%
$0
1 - 24
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Extra Credit Union rate data right now, check back for updates, we are adding rates all the time.

Extra Credit Union Information

Credit Union Name: Extra Credit Union
Full Time Employees: 85
Part Time Employees: 5
President: Anne Covert
CEO: Deidra Williams
Branch Locations: 2
ATM Locations: 2
Corporate Office Address:
6611 Chicago Rd
Warren, MI 48092 1685
Phone Number: 586-276-3000
Fax Number: 586-276-3001

Extra Credit Union Financials

Total Assets:
318,152,264
Total Amount of Shares and Deposits:
276,847,487
Total Shares and Deposits < 1 Year:
269,419,110
Total Shares and Deposits 1 3 Years:
4,136,648
Total Shares and Deposits > 3 Years:
3,291,729
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
10,419,998
Total Uninsured Shares and Deposits > $250K (F+J):
10,419,998
Total Insured Shares and Deposits > $250K (item 17 less item K):
266,427,489
Total Interest Expense (Sum of items 6 8):
694,144
Share Certificates:
1,240
Number of Accounts for Share Drafts:
14,769
IRA KEOGH Accounts:
95
Number of Accounts for Regular Shares:
20,872
Money Market Shares:
934
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
9,672,005
Total Liabilities:
279,362,806
Show More

Extra Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
Yes
Online Financial Literacy?:
Yes
No Cost Bill Payer:
Yes
Student Scholarships:
1
Credit Builder:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Navy Federal Credit Union which consistently offers some of the lowest mortgage rates today is also offering $2,500 towards closing costs. You can use the $2,500 towards closing costs or as a credit for fees paid outside of closing (i.e., appraisal fee, credit report, etc.). The $2,500 is available for home purchases and refinancing existing loans.
Applied Bank 2 Month Jumbo CD rates are now at 0.05 percent with a yield of 0.05 percent. View current 2 Month Jumbo CD rates at Applied Bank below.
A recent poll conducted by the National Foundation for Credit Counseling (NFCC) found that a majority of  respondents misunderstand the purpose of a budget. 57 percent of respondents believe a budget doesn't give you the ability to be in charge of your spending but rather restricts spending.

Bank or Credit Union Offers and Deals

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Extra Credit Union Reviews

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