Fairmont Federal Credit Union Rates and Review January 2026
Compare Fairmont Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Fairmont Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityFairmont Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Fairmont Federal Credit Union? Share your experience about Fairmont Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Fairmont Federal Credit Union. Overall, Fairmont Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Fairmont Federal Credit Union Gateway Connector Office 2 The Credit Union Way Fairmont, WV 26554 1567  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonVisa Platinum Rewards
14.900%
CLASSIC REWARDS VISA
18.000%
Max Rewards Visa Credit Card
15.250%
Show More
The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate Comparison50% Share Secured Loan
6.460% - 14.990%
$0
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Personal Loans
12.990%
$0 - $2,000
24 - 24
Show More
The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Fairmont Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Fairmont Federal Credit Union
Website: https://www.fairmontfcu.com
Full Time Employees: 112Part Time Employees: 0 President: Walter Osborne CEO: Cindy Dickey Branch Locations: 9 ATM Locations: 9 Corporate Office Address:
2 The Credit Union Way
Fairmont, WV 26554 1567 Phone Number: 304-363-5320 Fax Number: 304-363-5470 FinancialsTotal Assets:
562,474,071
Total Amount of Shares and Deposits:
506,667,494
Total Shares and Deposits < 1 Year:
472,350,918
Total Shares and Deposits 1 3 Years:
29,394,490
Total Shares and Deposits > 3 Years:
4,922,086
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
26,407,225
Total Uninsured Shares and Deposits > $250K (F+J):
26,407,225
Total Insured Shares and Deposits > $250K (item 17 less item K):
480,260,269
Total Interest Expense (Sum of items 6 8):
4,494,238
Share Certificates:
4,008
Number of Accounts for Share Drafts:
36,794
IRA KEOGH Accounts:
598
Number of Accounts for Regular Shares:
57,330
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
65,811,769
Total Liabilities:
513,152,936
Show More
Source: NCUA Last Updated 09/30/2025
Customer ReviewsThere are no reviews for Fairmont Federal Credit Union yet. Feel free to create one below.
Add Your Rating and Review for Fairmont Federal Credit Union
Frequently Asked Questions About Fairmont Federal Credit UnionIs a member application needed to join Fairmont Federal Credit Union?Yes, to access services at Fairmont Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Fairmont Federal Credit Union provides a range of mortgage and home equity products. Is Fairmont Federal Credit Union a safe place to deposit money?Yes, Fairmont Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Fairmont Federal Credit Union offer online and mobile banking?Most modern institutions like Fairmont Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.55%, 6-month CD rates at 1.76% and 3-month CD rates at 2.00%. Savings rates are at 0.50% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 5.61%. Credit Card rates are at 17.99%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates which you can compare to 
.png)
