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Family First Credit Union Rates and Review January 2026

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Family First Credit Union12-month CD rates can be found at 1.20%, 6-month CD rates at 2.78% and 3-month CD rates at 0.03%. Savings rates are at 0.25% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 5.84%. Credit Card rates are at 13.24%. Personal Loan rates are at 8.95%. All these rates, and more, can be found in our database of rates which you can compare to Family First Credit Union rates.

Compare Family First Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Family First Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Family First Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Family First Credit Union? Share your experience about Family First Credit Union by leaving a review below, or read customer reviews before you decide to use Family First Credit Union.

Overall, Family First Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Family First Credit Union
Family First Credit Union
3604 Atlanta Ave
Hapeville, GA 30354
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
24-Month CD
4.06%
$1,000
12-Month CD
4.00%
$2,000
12-Month CD
3.90%
$5,000
24-Month CD
3.80%
$100
12-Month CD
3.75%
$1,000
6-Month CD
3.75%
$500
36-Month CD
3.55%
$1,000
18-Month CD
3.50%
$500
36-Month CD
3.35%
$1,000
3-Month CD
3.29%
$1,000
18-Month CD
3.25%
$500
36-Month CD
3.25%
$500
18-Month CD
3.25%
$1,000
3-Month CD
3.19%
$1,000
12-Month CD
3.05%
$1,000
6-Month CD
3.00%
$500
24-Month CD
3.00%
$1,000
24-Month CD
2.96%
$250
6-Month CD
2.89%
$1,000
48-Month CD
2.82%
$1,000
60-Month CD
2.78%
$1,000
48-Month CD
2.77%
$500
18-Month CD
2.73%
$1,000
60-Month CD
2.52%
$500
18-Month CD
2.50%
$1,000
24-Month CD
2.47%
$1,000
18-Month CD
2.27%
$500
48-Month CD
2.25%
$1,000
60-Month CD
2.25%
$1,000
36-Month CD
2.00%
$1,000
36-Month CD
2.00%
$500
36-Month CD
2.00%
$500
24-Month CD
1.75%
$1,000
60-Month CD
1.25%
$500
36-Month CD
1.00%
$1,000
18-Month CD
0.95%
$1,000
Hi-Fi Money Market
0.85%
$2,500
60-Month CD
0.55%
$1,000
Passbook Savings
0.50%
$25
18-Month CD
0.50%
$500
Regular Savings
0.50%
$50
48-Month CD
0.40%
$500
36-Month CD
0.40%
$1,000
18-Month CD
0.10%
$1,000
NOW Checking
0.10%
$600
12-Month CD
0.10%
$1,000
Money Market
0.03%
$20
Money Market
0.00%
$100
48-Month CD
0.00%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.875%
6.006%
0.000
30-Year Fixed
6.125%
6.201%
0.000
15-Year Fixed
6.625%
6.627%
0.000
30-Year Fixed
5.500%
5.606%
0.750
5.875%
6.010%
0.000
30-Year Fixed
6.125%
6.219%
0.000
5.375%
5.565%
1.000
5.500%
5.500%
0.000
5.990%
5.199%
0.000
30-Year Fixed
5.875%
5.978%
0.000
15-Year Fixed
5.500%
5.695%
0.000
5.625%
5.691%
0.000
5.375%
5.416%
0.000
30-Year Fixed
6.375%
6.504%
0.000
5/5 ARM High LTV
5.250%
6.143%
1.000
30-Year Fixed
6.125%
6.249%
0.000
5.750%
5.880%
0.000
5.875%
5.958%
0.000
30 Year Fixed
5.750%
5.869%
0.000
6.000%
6.183%
0.000
15-Year Fixed
5.750%
5.845%
0.000
30-Year Fixed
5.560%
5.730%
0.000
6.250%
7.325%
0.000
30-Year Fixed (Jumbo)
6.125%
6.161%
0.261
5.375%
5.911%
0.000
5.875%
6.055%
0.000
30-Year Fixed
5.875%
5.950%
0.000
30 Year Fixed
6.375%
6.670%
0.000
5.875%
5.958%
0.000
5.750%
5.789%
0.000
30-Year Fixed
6.125%
0.000%
6.198
5.500%
5.588%
0.000
6.125%
6.266%
0.000
30-Year Fixed
5.875%
5.923%
0.000
5.750%
5.923%
0.000
15-Year Fixed
5.625%
5.736%
0.000
30-Year Fixed
6.125%
6.167%
0.000
5/6 ARM
5.375%
6.286%
0.947
5.875%
6.070%
0.000
5.500%
5.565%
0.000
20 Year Fixed
6.500%
6.628%
0.000
5.625%
5.769%
0.000
15-Year Fixed
5.375%
5.580%
0.000
7/1 ARM Jumbo
5.500%
5.503%
0.000
30-Year Fixed
5.625%
5.666%
0.000
5.500%
5.803%
0.000
4.675%
4.867%
0.000
5.375%
5.911%
0.000
30-Year Fixed FHA
5.875%
7.902%
0.000
5.375%
5.416%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
8.750%
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
8.990% - 17.990%
Maximum limit of $30,000
18.000%
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
VISA® Classic
12.960%
Business Select Credit Card Mastercard
18.000%
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
VISA Platinum without Rewards
7.900%
Academic VISA® Classic
15.400%
Acadia Visa Credit Card
10.900%
No annual fee
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Visa Platinum Clarity
15.990%
Visa Classic Card
12.900%
No annual fee
Platinum Visa
15.350%
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
9.990%
Credit Line $500-$7,000
Visa Student Rewards Card
17.990%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Access Line Of Credit
16.240%
$0
Debt Consolidation
13.990%
$0
1 - 72
Summer/Holiday Loans
9.500%
$0
11.740% - 17.990%
$0
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
10.250% - 17.950%
$0
1 - 36
Next Step Loan
10.500%
$0
Bill Consolidation Loan
8.990%
$0
60
13.490%
$0 - $5,000
48 - 48
50% Share Secured Loan
6.460% - 14.990%
$0
8.990% - 18.000%
$0 - $30,000
72
Debt Consolidation Loan
9.000%
$0
108
10.500%
$0
10.490%
$0
60 - 60
11.990%
$0
1 - 12
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
Signature Loans
12.990%
$0
48
8.490%
$0
36 - 36
12.990%
$0
12
Personal Loan
11.760%
$0
17.900%
$0 - $500
7.000%
$500 - $15,000
60
Personal Signature Loans
14.000%
$0
60
Credit Starter Loan
16.250%
$0
14.990%
$0
25 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Family First Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Family First Credit Union
Full Time Employees: 32
Part Time Employees: 5
President: Brenda Bridge Ward
CEO: Stephen Smith
Branch Locations: 3
ATM Locations: 3
Corporate Office Address:
3604 Atlanta Ave
Hapeville, GA 30354
Phone Number: 404-768-4980
Fax Number: 404-768-5496

Financials

Total Assets:
133,607,853
Total Amount of Shares and Deposits:
115,324,568
Total Shares and Deposits < 1 Year:
114,346,749
Total Shares and Deposits 1 3 Years:
977,819
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
4,243,196
Total Uninsured Shares and Deposits > $250K (F+J):
4,243,196
Total Insured Shares and Deposits > $250K (item 17 less item K):
111,081,372
Total Interest Expense (Sum of items 6 8):
1,097,304
Share Certificates:
731
Number of Accounts for Share Drafts:
5,415
IRA KEOGH Accounts:
282
Number of Accounts for Regular Shares:
12,590
Money Market Shares:
259
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
9,416,611
Total Liabilities:
116,660,828
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Family First Credit Union

Is a member application needed to join Family First Credit Union?

Yes, to access services at Family First Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Family First Credit Union provides a range of mortgage and home equity products.

Is Family First Credit Union a safe place to deposit money?

Yes, Family First Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Family First Credit Union offer online and mobile banking?

Most modern institutions like Family First Credit Union provide digital access including online balance checks and transfers.

Current Family First Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions