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FARGO VA Rates and Review January 2026

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FARGO VA12-month CD rates can be found at 3.80%, 6-month CD rates at 0.45% and 3-month CD rates at 0.50%. Savings rates are at 0.01% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.51%. Credit Card rates are at 16.50%. Personal Loan rates are at 10.20%. All these rates, and more, can be found in our database of rates which you can compare to FARGO VA rates.

Compare FARGO VA CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of FARGO VA savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

FARGO VA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at FARGO VA? Share your experience about FARGO VA by leaving a review below, or read customer reviews before you decide to use FARGO VA.

Overall, FARGO VA is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Farmers & Traders Bank of Campton
Fargo VA Federal Credit Union
2101 Elm St N
Fargo, ND 58102 2417
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
60-Month CD
4.00%
$500
9-Month CD
3.82%
$5,000
18-Month CD
3.79%
$100
High-Yield Savings
3.75%
$5,000
36-Month CD
3.60%
$1,000
60-Month CD
3.56%
$1,000
24-Month CD
3.55%
$1,000
6-Month CD
3.50%
$0
30-Month CD
3.35%
$1,000
18-Month CD
3.30%
$500
24-Month CD
3.25%
$500
12-Month CD
3.25%
$1,000
Cash Reserve Savings
3.25%
$0
30-Month CD
3.15%
$500
12-Month CD (Jumbo)
3.12%
$200,000
18-Month CD
3.04%
$1,000
18-Month CD
3.00%
$500
36-Month CD
3.00%
$1,000
24-Month CD
2.57%
$1,000
36-Month CD
2.52%
$500
Reward Checking
2.50%
$100
48-Month CD
2.50%
$1,000
48-Month CD
2.28%
$1,000
12-Month CD
2.25%
$2,000
18-Month CD
2.00%
$1,000
60-Month CD
1.75%
$500
12-Month CD
1.26%
$1,000
60-Month CD
1.00%
$500
48-Month CD
1.00%
$500
36-Month CD
0.92%
$500
High Yield Money Market
0.85%
$1
Money Market
0.75%
$0
Money Market
0.75%
$10,000
48-Month CD
0.60%
$500
18-Month CD
0.55%
$500
48-Month CD
0.55%
$2,000
Insured Money Market
0.45%
$2,500
24-Month CD
0.45%
$1,000
60-Month CD
0.35%
$500
18-Month CD
0.30%
$500
Money Market
0.25%
$1,000
24-Month CD
0.20%
$500
Regular Passbook Savings
0.13%
$100
Money Market
0.12%
$1,000
Money Market
0.05%
$0
Passbook Savings
0.05%
$10
3-Month CD
0.05%
$2,500
Money Market
0.05%
$5,000
Money Market
0.04%
$2,500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
30-Year Fixed
7.125%
7.126%
0.000
30-Year Fixed
5.625%
5.685%
0.000
30-Year Fixed
5.875%
5.941%
0.000
5.375%
5.415%
0.000
5.625%
5.760%
1.125
30-Year Fixed (Jumbo)
5.875%
5.931%
0.000
5.250%
5.562%
0.000
5.250%
5.370%
0.000
20-Year Fixed
5.750%
5.887%
0.000
30-Year Fixed
6.000%
6.097%
0.500
5.750%
5.758%
0.000
15-Year Fixed Jumbo
5.875%
5.961%
0.000
15-Year Fixed Bi-weekly
5.375%
5.508%
0.000
15-Year Fixed
5.500%
5.718%
0.000
6.000%
6.226%
0.000
30-Year Fixed
6.000%
6.031%
0.000
5.625%
5.741%
0.000
5/6 SOFR ARM Jumbo
5.750%
5.761%
0.000
30 Year Fixed
6.125%
6.360%
0.963
5.375%
5.475%
0.000
5.875%
5.900%
0.000
6.250%
6.350%
0.000
5.500%
5.871%
0.000
15-Year Fixed
5.350%
5.785%
0.000
6.375%
6.662%
0.000
15-Year Fixed Jumbo
5.500%
5.537%
0.000
5.875%
5.894%
0.000
6.375%
6.375%
0.000
5.875%
5.963%
0.000
5.875%
5.907%
0.000
20 Year Fixed
6.500%
6.628%
0.000
15-Year Fixed
5.390%
5.666%
0.000
5.875%
6.099%
0.000
5.375%
5.911%
0.000
5.375%
6.280%
0.000
5.375%
5.860%
0.000
30-Year Fixed
5.875%
6.086%
0.000
6.125%
6.162%
0.000
15 Year Fixed
5.375%
5.608%
0.000
15-Year Fixed
5.625%
5.695%
0.000
20-Year Fixed
6.800%
6.993%
0.000
5.500%
5.737%
0.000
3-Year ARM
5.125%
5.911%
0.000
4.750%
4.940%
0.250
5.000%
5.168%
0.000
30-Year Fixed (Jumbo)
6.000%
6.010%
0.000
5.575%
5.684%
0.000
5.625%
5.846%
0.000
5.250%
5.430%
0.359
5.500%
5.588%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Savings Secured Visa®
18.000%
16.200%
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Visa Secure Card
13.740%
Visa Business Rewards Card
15.240%
Visa Signature® Cash Back
17.750%
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
16.100%
18.000%
8.750%
Visa Platinum Credit Card
9.500% - 12.500%
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Visa Platinum Clarity
15.990%
Business Select Credit Card Mastercard
18.000%
Visa Platinum Preferred Starter
17.990%
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Academic VISA® Gold
15.400%
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Prime Platinum Visa Credit Card
11.500%
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
12.990%
$0
12
Unsecured (Signature) Loan
11.000%
$0 - $500
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
Credit Starter Loan
16.250%
$0
8.490%
$0
36 - 36
A+ Personal Loan
8.990%
$0
84
8.950%
$0
1 - 60
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
10.250% - 10.650%
$3,000 - $25,000
9.200% - 17.950%
$0 - $2,500
36 - 36
11.500%
$0
48 - 48
15.000%
$500 - $1,500
6 - 12
11.990%
$0
Credit Builder Loan
9.000%
$0
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
12.490%
$0
Term Line of Credit 84 months
8.000%
$0
8.990% - 18.000%
$0 - $30,000
72
Signature (Unsecured) Loan
11.040%
$0
1 - 24
10.990%
$0 - $10,000
60 - 60
Personal Loan Rates
5.740%
$0
1 - 36
Personal Loans
11.000%
$0
37 - 60
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
10.250% - 17.950%
$0
1 - 36
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have FARGO VA rate data right now.

Credit Union Profile & Overview

Credit Union Name: FARGO VA
Full Time Employees: 3
Part Time Employees: 0
President: Nanda Gross
CEO: Jana Thune
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
2101 Elm St N
Fargo, ND 58102 2417
Phone Number: 701-280-0870
Fax Number: 701-235-0012

Financials

Total Assets:
13,494,178
Total Amount of Shares and Deposits:
11,749,558
Total Shares and Deposits < 1 Year:
11,749,558
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
279,358
Total Uninsured Shares and Deposits > $250K (F+J):
279,358
Total Insured Shares and Deposits > $250K (item 17 less item K):
11,470,200
Total Interest Expense (Sum of items 6 8):
44,769
Number of Accounts for Share Drafts:
644
IRA KEOGH Accounts:
11
Number of Accounts for Regular Shares:
1,365
All other shares:
139
Money Market Shares:
80
Net Income (unless the amount is already included in Undivided Earnings):
117,934
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,278,535
Total Liabilities:
11,782,668
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About FARGO VA

Is a member application needed to join FARGO VA?

Yes, to access services at FARGO VA, a member application is required.

Is there a first-time homebuyer program?

Currently, FARGO VA provides a range of mortgage and home equity products.

Is FARGO VA a safe place to deposit money?

Yes, FARGO VA is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does FARGO VA offer online and mobile banking?

Most modern institutions like FARGO VA provide digital access including online balance checks and transfers.

Current FARGO VA Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions