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FARGO VA Rates & Review March 2026

FARGO VA's 12 month CD rates are at 4.00%. FARGO VA's money market rates are at 0.50%. MonitorBankRates evaluates the financial stability of FARGO VA with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.57%. Rates were last updated on 03/26/2026.

FARGO VA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FARGO VA? Share your experience about FARGO VA by leaving a review below, or read customer reviews before you decide to use FARGO VA.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.57%
Excellent Lower than avg
Farmers & Traders Bank of Campton
Fargo VA Federal Credit Union
2101 Elm St N
Fargo, ND 58102 2417
http://www.fargovafcu.org
Member NCUA

FARGO VA CD Rates

Product Rate APY Term View More
12 month Share Certificate - 4.00% 12 Months
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.63%

FARGO VA Money Market Rates

Product Rate APY View More
Money Market - 1.25%
Min Balance $25,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.63%
Money Market - 0.75%
Min Balance $10,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.63%
Money Market - 0.50%
Min Balance $2,500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.63%

FARGO VA Checking Rates

Product Rate APY View More
Dividend Checking - 0.02%
Min Balance $25
Details Minimum balance to earn stated APY is $25.00
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.63%

FARGO VA Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity - - 6.00% 180
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.63%

FARGO VA Credit Card Rates

Product Rate APR View More
VISA Credit Card - 11.50%
Details No Annual fees
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.63%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for FARGO VA is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather FARGO VA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with FARGO VA's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name FARGO VA
Address 2101 Elm St N, Fargo, ND 58102 2417
Phone 701-280-0870
Fax 701-235-0012
President Nanda Gross
CEO Jana Thune
Full-Time Employees 3
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.57%
Return on Assets (ROA)
0.8740%
Return on Equity (ROE)
6.8906%
Non-Performing Loans Ratio (NPL)
0.38%
Total Assets
13,494,178
Total Amount of Shares and Deposits
11,749,558
Total Shares and Deposits < 1 Year
11,749,558
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
279,358
Total Uninsured Shares and Deposits > $250K (F+J)
279,358
Total Insured Shares and Deposits > $250K (item 17 less item K)
11,470,200
Total Interest Expense (Sum of items 6 8)
44,769
Number of Accounts for Share Drafts
644
IRA KEOGH Accounts
11
Number of Accounts for Regular Shares
1,365
All other shares
139
Money Market Shares
80
Net Income (unless the amount is already included in Undivided Earnings)
117,934
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,278,535
Total Liabilities
11,782,668
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About FARGO VA

Is FARGO VA a safe place to deposit money?

Yes, FARGO VA is considered a safe financial institution. With a Texas Ratio of 1.5672125783665%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does FARGO VA operate?

FARGO VA currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join FARGO VA?

Yes, to access services at FARGO VA, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, FARGO VA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, FARGO VA provides members with tools to manage their accounts and build a solid financial history.

Does FARGO VA offer online and mobile banking?

Most modern institutions like FARGO VA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.fargovafcu.org.

Current FARGO VA Rates

  • 12-Month CD4.00%
  • MMA0.50%
Retrieved from our database of financial products. Rates subject to change.