Farmers Federal Credit Union Rates and Review January 2026
Compare Farmers Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Farmers Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityFarmers Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Farmers Federal Credit Union? Share your experience about Farmers Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Farmers Federal Credit Union. Overall, Farmers Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Farmers Federal Credit Union FARMERS FEDERAL CREDIT UNION 6611 DUNN AVE JACKSONVILLE, FL 32218  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonSecurity Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Visa Cash Back
16.490% - 17.990%
Visa Platinum Credit Card
8.500%
As low as 8.50%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loans
13.240%
$0 - $2,000
36 - 36
Personal/Signature Loans
11.150%
$0
60 - 60
Open End Line-of-Credit
11.990%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Farmers Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Farmers Federal Credit Union
Website: https://www.farmersfcu.com/
Full Time Employees: 3Part Time Employees: 4 President: DAVID ANDERSON JR CEO: THERESA WHITFIELD Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
6611 DUNN AVE
JACKSONVILLE, FL 32218 Phone Number: 904-764-4591 Fax Number: 904-766-0099 FinancialsTotal Assets:
21,843,885
Total Amount of Shares and Deposits:
19,485,349
Total Shares and Deposits < 1 Year:
17,046,817
Total Shares and Deposits 1 3 Years:
2,438,532
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
298,327
Total Uninsured Shares and Deposits > $250K (F+J):
298,327
Total Insured Shares and Deposits > $250K (item 17 less item K):
19,187,022
Total Interest Expense (Sum of items 6 8):
97,344
Share Certificates:
141
Number of Accounts for Share Drafts:
611
Number of Accounts for Regular Shares:
1,162
All other shares:
141
Net Income (unless the amount is already included in Undivided Earnings):
37,548
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,600,275
Total Liabilities:
19,576,359
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Farmers Federal Credit UnionIs a member application needed to join Farmers Federal Credit Union?Yes, to access services at Farmers Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Farmers Federal Credit Union provides a range of mortgage and home equity products. Is Farmers Federal Credit Union a safe place to deposit money?Yes, Farmers Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Farmers Federal Credit Union offer online and mobile banking?Most modern institutions like Farmers Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.56%, 6-month CD rates at 0.20% and 3-month CD rates at 3.75%. Savings rates are at 0.05% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 5.92%. Credit Card rates are at 8.50%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates which you can compare to 
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