FedTrust Federal Credit Union Rates and Review January 2026
Compare FedTrust Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of FedTrust Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityFedTrust Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at FedTrust Federal Credit Union? Share your experience about FedTrust Federal Credit Union by leaving a review below, or read customer reviews before you decide to use FedTrust Federal Credit Union. Overall, FedTrust Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. FedTrust Federal Credit Union Main 167 N Main St Ste 102 Memphis, TN 38103 1867  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonVisa Platinum Preferred Starter
17.990%
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Visa Platinum Preferred Student
17.990%
Show More
The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonRefinanced Signature Loans
18.000%
$0
50% Share Secured Loan
6.460% - 14.990%
$0
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
Show More
The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have FedTrust Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: FedTrust Federal Credit Union
Website: https://www.fedtrustfcu.com
Full Time Employees: 13Part Time Employees: 0 President: David Sirmans CEO: Christina Smith Branch Locations: 4 ATM Locations: 5 Corporate Office Address:
167 N Main St Ste 102
Memphis, TN 38103 1867 Phone Number: 901-526-6778 Fax Number: 901-526-8667 FinancialsTotal Assets:
53,742,633
Total Amount of Shares and Deposits:
49,653,578
Total Shares and Deposits < 1 Year:
49,288,506
Total Shares and Deposits 1 3 Years:
362,675
Total Shares and Deposits > 3 Years:
2,397
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,265,833
Total Uninsured Shares and Deposits > $250K (F+J):
2,265,833
Total Insured Shares and Deposits > $250K (item 17 less item K):
47,387,745
Total Interest Expense (Sum of items 6 8):
587,999
Share Certificates:
470
Number of Accounts for Share Drafts:
1,985
IRA KEOGH Accounts:
95
Number of Accounts for Regular Shares:
3,684
All other shares:
37
Money Market Shares:
96
Net Income (unless the amount is already included in Undivided Earnings):
120,911
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,366,153
Total Liabilities:
49,889,932
Show More
Source: NCUA Last Updated 09/30/2025
Customer ReviewsThere are no reviews for FedTrust Federal Credit Union yet. Feel free to create one below.
Add Your Rating and Review for FedTrust Federal Credit Union
Frequently Asked Questions About FedTrust Federal Credit UnionIs a member application needed to join FedTrust Federal Credit Union?Yes, to access services at FedTrust Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, FedTrust Federal Credit Union provides a range of mortgage and home equity products. Is FedTrust Federal Credit Union a safe place to deposit money?Yes, FedTrust Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does FedTrust Federal Credit Union offer online and mobile banking?Most modern institutions like FedTrust Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.00%, 6-month CD rates at 2.00% and 3-month CD rates at 2.25%. Savings rates are at 0.50% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 5.96%. Credit Card rates are at 15.40%. Personal Loan rates are at 10.50%. All these rates, and more, can be found in our database of rates which you can compare to 
