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FLORENCE Rates and Review January 2026

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FLORENCE12-month CD rates can be found at 3.65%, 6-month CD rates at 3.40% and 3-month CD rates at 3.75%. Savings rates are at 1.01% and money market rates are at 3.04%. Mortgage rates on 30-year fixed loans are around 5.99%. Credit Card rates are at 7.99%. Personal Loan rates are at 9.90%. All these rates, and more, can be found in our database of rates which you can compare to FLORENCE rates.

Compare FLORENCE CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of FLORENCE savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

FLORENCE money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at FLORENCE? Share your experience about FLORENCE by leaving a review below, or read customer reviews before you decide to use FLORENCE.

Overall, FLORENCE is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Bank of Clarkson
Florence Federal Credit Union
1505 N Pine St
Florence, AL 35630 2285
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD
4.10%
$0
Kasasa Cash Checking
4.00%
$0
24-Month CD
3.80%
$5,000
36-Month CD
3.76%
$25,000
6-Month CD
3.75%
$1,000
60-Month CD
3.70%
$250
36-Month CD
3.65%
$500
18-Month CD
3.56%
$500
12-Month CD
3.50%
$1,000
18-Month CD
3.49%
$2,000
24-Month CD
3.25%
$1,000
30-Month CD
3.18%
$500
6-Month CD
3.17%
$1,000
24-Month CD (Online)
3.15%
$1,000
18-Month CD
3.05%
$500
60-Month CD
3.03%
$1,000
30-Month CD
3.03%
$500
18-Month CD
3.00%
$500
24-Month CD
2.95%
$500
12-Month CD
2.76%
$500
24-Month CD
2.75%
$1,000
48-Month CD
2.75%
$500
48-Month CD
2.73%
$500
24-Month CD
2.65%
$1,000
48-Month CD
2.25%
$1,000
48-Month CD
2.06%
$1,000
Money Market
1.77%
$2,500
60-Month CD
1.76%
$1,000
24-Month CD
1.41%
$1,000
48-Month CD
1.36%
$1,000
Silver Eagle Money Market
1.02%
$0
12-Month CD
1.00%
$500
60-Month CD
0.80%
$1,000
36-Month CD
0.69%
$2,500
60-Month CD
0.50%
$1,000
Christmas Savings
0.50%
$2
High Noon Checking
0.45%
$100
48-Month CD
0.35%
$100
60-Month CD
0.35%
$1,000
Classic Money Market
0.30%
$2,000
12-Month CD
0.30%
$2,500
Money Market
0.25%
$5,000
NOW Checking
0.20%
$500
Personal Money Market
0.10%
$2,000
Regular Savings
0.10%
$0
High Yield Savings
0.05%
$200
Premier Money Market
0.05%
$50
Money Market
0.01%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.375%
5.416%
0.000
30-Year Fixed (Jumbo)
6.500%
6.546%
0.000
15-Year Fixed
5.500%
5.579%
0.000
5.625%
5.760%
0.375
20-Year Fixed
5.875%
5.971%
0.000
5.125%
5.637%
0.250
5.250%
5.534%
0.000
5.750%
5.853%
0.000
5.000%
5.168%
0.000
5.125%
5.637%
0.250
15-Year Fixed
5.350%
5.785%
0.000
30-Year Fixed
7.250%
7.402%
0.000
20-Year Fixed
5.875%
5.961%
0.125
15-Year Fixed Jumbo
6.125%
6.423%
0.000
5.875%
5.894%
0.000
6.125%
6.526%
0.000
15-Year Fixed
5.125%
5.180%
0.000
5.625%
5.714%
0.000
5.625%
5.700%
0.000
6.250%
6.330%
0.000
20 Year Fixed
6.500%
6.628%
0.000
30-Year Fixed
5.875%
6.000%
0.000
10-Year Fixed
5.375%
5.473%
0.000
15 Year Fixed
5.375%
5.608%
0.000
5.375%
5.860%
0.000
5.750%
5.767%
0.000
30-Year Fixed
6.000%
6.120%
0.000
5.875%
6.118%
0.000
6.000%
6.107%
0.000
15-Year Fixed
5.750%
5.943%
0.000
10-Year Fixed
5.375%
5.540%
0.000
30-Year Fixed
6.375%
6.504%
0.000
6.000%
6.160%
0.000
4.240%
7.689%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
5.375%
5.911%
0.000
6.125%
6.346%
0.000
5.375%
5.639%
0.250
30 Year Fixed Jumbo
6.250%
6.282%
0.000
5.375%
5.512%
0.000
6.000%
6.110%
0.000
30-Year Fixed
5.875%
5.945%
0.000
5.115%
5.908%
0.946
5.375%
6.068%
1.000
5.875%
5.958%
0.000
5.500%
5.705%
0.000
5.875%
6.184%
0.000
5.500%
5.646%
0.000
30-Year Fixed Jumbo
5.625%
5.740%
0.250
15-Year Fixed
5.500%
5.562%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Business Select Credit Card Mastercard
18.000%
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
16.490% - 17.990%
8.900% - 13.900%
Based upon credit worthiness.
VISA® Classic
12.960%
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Visa Signature® Rewards
17.750%
Classroom Supply Visa
8.500%
VISA Traditional
14.240% - 18.000%
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
8.900%
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
Platinum Secured Visa
8.750%
VISA Credit Card
11.900%
No annual fee
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Access FCU Visa Gold
9.900%
VISA Platinum without Rewards
7.900%
18.000%
Savings Secured Visa®
18.000%
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
8.950%
$0
1 - 60
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
Personal/Signature
10.990%
$0
24 - 36
Student Loan Consolidation
5.490%
$0
11.240% - 17.950%
$0
25 - 36
10.500%
$0 - $5,000
24 - 36
11.240% - 17.950%
$0
25 - 36
10.700%
$0 - $10,000
60 - 60
Debt Consolidated
9.490%
$500
36
15.000%
$500 - $1,500
6 - 12
10.490%
$0
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
13.990%
$0
8.990%
$0
36
8.990% - 17.990%
$0
11.500%
$0
48 - 48
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
Bill Consolidation Loan
8.990%
$0
60
13.240%
$0
48
8.990% - 18.000%
$0 - $30,000
72
10.000%
$0
1 - 36
Personal Loans
10.000%
$0
1 - 36
Personal Loans
11.000%
$0
37 - 60
17.900%
$0 - $500
Refinanced Signature Loans
18.000%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have FLORENCE rate data right now.

Credit Union Profile & Overview

Credit Union Name: FLORENCE
Full Time Employees: 17
Part Time Employees: 0
President: Roger Pope
CEO: Lisa Eckl
Branch Locations: 2
ATM Locations: 1
Corporate Office Address:
1505 N Pine St
Florence, AL 35630 2285
Phone Number: 256-767-4700
Fax Number: 256-766-7414

Financials

Total Assets:
67,102,617
Total Amount of Shares and Deposits:
58,068,187
Total Shares and Deposits < 1 Year:
44,921,794
Total Shares and Deposits 1 3 Years:
7,629,389
Total Shares and Deposits > 3 Years:
5,517,004
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
3,558,495
Total Uninsured Shares and Deposits > $250K (F+J):
3,558,495
Total Insured Shares and Deposits > $250K (item 17 less item K):
54,509,692
Total Interest Expense (Sum of items 6 8):
638,108
Share Certificates:
258
Number of Accounts for Share Drafts:
2,250
IRA KEOGH Accounts:
203
Number of Accounts for Regular Shares:
4,444
Money Market Shares:
95
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,669,649
Total Liabilities:
58,761,055
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About FLORENCE

Is a member application needed to join FLORENCE?

Yes, to access services at FLORENCE, a member application is required.

Is there a first-time homebuyer program?

Currently, FLORENCE provides a range of mortgage and home equity products.

Is FLORENCE a safe place to deposit money?

Yes, FLORENCE is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does FLORENCE offer online and mobile banking?

Most modern institutions like FLORENCE provide digital access including online balance checks and transfers.

Current FLORENCE Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions