Florida Central Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Florida Central Credit Union12-month CD rates can be found at 0.30%, 6-month CD rates at 4.25% and 3-month CD rates at 0.10%. Savings rates are at 0.40% and money market rates are at 2.00%. Mortgage rates on 30-year fixed loans are around 6.95%. Credit Card rates are at 19.49%. Personal Loan rates are at 9.49%. All these rates, and more, can be found in our database of rates which you can compare to Florida Central Credit Union rates.

Compare Florida Central Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Florida Central Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Florida Central Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Florida Central Credit Union? Share your experience about Florida Central Credit Union by leaving a review below, or read customer reviews before you decide to use Florida Central Credit Union.

Overall, Florida Central Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Florida Central Credit Union
Main Office
3333 Henderson Blvd
Tampa, FL 33609 2955
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Florida Central Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
EagleBank
EagleBank
24-Month CD
4.45%
$1,000
GCSB Swayzee, IN
GCSB Swayzee, IN
60-Month CD
4.42%
$1,000
Farmers State Bank Center, TX
Farmers State Bank Center, TX
6-Month CD
4.07%
$50,000
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
12-Month CD
4.04%
$1,000
ValleyDirect
ValleyDirect
6-Month CD
4.00%
$500
Northwestern Bank
Northwestern Bank
12-Month CD (Jumbo)
4.00%
$100,000
Communitywide Federal Credit Union
Communitywide Federal Credit Union
CW HiRate Savings - Monthly
4.00%
$5
E-Trade
E-Trade
60-Month CD
3.90%
$0
Freedom Bank of Southern Missouri
Freedom Bank of Southern Missouri
3-Month CD
3.85%
$1,000
Global Bank
Global Bank
12-Month CD
3.75%
$1,000
Stearns Bank Holdingford
Stearns Bank Holdingford
24-Month CD
3.71%
$500
First Southwest Bank
First Southwest Bank
6-Month CD
3.30%
$1,000
Customers Bank
Customers Bank
48-Month CD
3.25%
$500
Lyons Federal Bank
Lyons Federal Bank
48-Month CD
3.24%
$50,000
Phoenixville Federal B&T
12-Month CD
3.05%
$500
First Security Bank Mackinaw, IL
First Security Bank Mackinaw, IL
18-Month CD
3.00%
$1,000
The Bank of Bennington
The Bank of Bennington
24-Month CD
3.00%
$500
Parke Bank
Parke Bank
36-Month CD
3.00%
$500
Nuvision Federal Credit Union
Nuvision Federal Credit Union
24-Month CD
2.90%
$1,000
Ponce Bank
Ponce Bank
36-Month CD
2.85%
$1,000
Bar Harbor SLA
Bar Harbor SLA
60-Month CD
2.83%
$500
Bank of Vici
Bank of Vici
60-Month CD
2.63%
$1,000
Genoa Community Bank
Genoa Community Bank
48-Month CD
2.61%
$500
5Star Bank
5Star Bank
36-Month CD
2.50%
$1,000
Security Bank Laurel, NE
Security Bank Laurel, NE
36-Month CD
2.03%
$1,000
Security Bank Tulsa, OK
Security Bank Tulsa, OK
Savings
2.02%
$100
Bank of Hindman
Bank of Hindman
48-Month CD
2.02%
$1,000
Park Bank
Park Bank
18-Month CD
1.69%
$2,500
Albany B&T Co. N.A.
Albany B&T Co. N.A.
60-Month CD
1.60%
$5,000
First State B&T Williston, ND
First State B&T Williston, ND
Classic Money Market
1.35%
$500,000
Jones Bank
Jones Bank
18-Month CD
1.30%
$500
Lincoln Bank of Hodgenville
Lincoln Bank of Hodgenville
60-Month CD
1.25%
$500
Bank of Herrin
Bank of Herrin
18-Month CD
1.21%
$1,000
BayFirst National Bank
BayFirst National Bank
6-Month CD
1.01%
$1,000
Coastal Heritage Bank
Coastal Heritage Bank
Money Market
0.90%
$75,000
Washington Savings Bank Lowell, MA
Washington Savings Bank Lowell, MA
60-Month CD
0.75%
$500
The Victory Bank
The Victory Bank
24-Month CD
0.60%
$500
Unico Bank
Unico Bank
48-Month CD
0.60%
$1,000
Maspeth Federal S&L
Maspeth Federal S&L
Money Market
0.50%
$2,500
Roxboro Savings Bank
24-Month CD
0.45%
$500
F&M State Bank Winterset, IA
F&M State Bank Winterset, IA
Savings
0.40%
$25,000
Community Bank Delaware
Community Bank Delaware
12-Month CD
0.30%
$500
First State Bank of Harvey
First State Bank of Harvey
Super NOW Checking
0.30%
$2,500
Ultima Bank Minnesota
Ultima Bank Minnesota
Money Market
0.30%
$2,500
United Valley Bank
United Valley Bank
Valley Savings
0.25%
$200
Bank Midwest
Bank Midwest
Great Rate Savings
0.25%
$100
Suncoast Credit Union
Suncoast Credit Union
Regular Share Savings
0.25%
$500
Savings Bank Wakefield, MA
Savings Bank Wakefield, MA
18-Month CD
0.20%
$1,000
Skowhegan Savings Bank
Skowhegan Savings Bank
Savings
0.04%
$25
Pioneer Bank Albany, NY
Pioneer Bank Albany, NY
Pinnacle Money Market
0.03%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Florida Central Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Americas First Federal Credit Union
Americas First Federal Credit Union
15-Year Fixed
5.560%
5.250%
0.000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
15-Year Fixed
5.375%
5.677%
1.125
First FSB of Champaign Urbana
First FSB of Champaign Urbana
15-Year Fixed
5.750%
5.799%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
10-Year Fixed
5.625%
5.802%
0.500
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
15-Year Fixed
5.750%
5.807%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
10 Year Fixed
5.875%
6.014%
0.000
People First Federal Credit Union
People First Federal Credit Union
15-Year Fixed
5.625%
6.019%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
15-Year Fixed
5.875%
6.057%
0.000
USB Union Savings Bank
USB Union Savings Bank
15-Year Fixed
5.875%
6.087%
0.000
NESC Federal Credit Union
NESC Federal Credit Union
5/5 ARM
6.000%
6.109%
0.000
StonehamBank
StonehamBank
15-Year Fixed
6.000%
6.111%
0.000
Crest Savings Bank
Crest Savings Bank
15-Year Fixed
6.125%
6.218%
0.000
Accentra Credit Union
Accentra Credit Union
15-Year Fixed
5.875%
6.239%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
20-Year Fixed
6.125%
6.271%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
30-Year Fixed (Jumbo)
6.250%
6.309%
0.000
Holyoke Credit Union
Holyoke Credit Union
30 Year Fixed
6.125%
6.328%
0.000
Meridian Trust Federal Credit Union
Meridian Trust Federal Credit Union
15 Year Fixed
6.125%
6.330%
0.000
Centreville Bank
Centreville Bank
30-Year Fixed
6.250%
6.343%
0.000
Auburn Savings Bank
Auburn Savings Bank
15-Year Fixed
6.250%
6.346%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
5/5 ARM
5.750%
6.370%
0.000
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
15-Year Fixed
6.250%
6.373%
0.000
Partners Federal Credit Union
Partners Federal Credit Union
5/1 ARM
5.750%
6.383%
0.000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
10/6 ARM
5.875%
6.395%
0.000
Sacramento Credit Union
Sacramento Credit Union
20-Year Fixed
6.125%
6.404%
1.000
Security Service Federal Credit Union
Security Service Federal Credit Union
20-Year Fixed (Power Rate)
6.250%
6.434%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Florida Central Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Rewards Credit Card
14.240%
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Rewards Mastercard
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Secured
18.000%
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
4U Federal Credit Union
4U Federal Credit Union
Credit Card
10.150%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Rewards MasterCard
18.000%
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Classroom Supply Visa
8.500%
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
Canyon View Credit Union
Canyon View Credit Union
Visa Secure Card
13.740%
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Suncoast Credit Union
Suncoast Credit Union
Rewards Student Classic
16.500%
Credit Limit - $500
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Florida Central Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
1st Valley Credit Union
1st Valley Credit Union
Next Step Loan
10.500%
$0
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Personal Loan
10.990%
$0 - $10,000
60 - 60
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $500
48 - 48
Academic Employees Credit Union
Academic Employees Credit Union
Preferred Personal Loan
10.000%
$0
60
Suncoast Credit Union
Suncoast Credit Union
Personal Line of Credit
11.500%
$0
Academic Federal Credit Union
Academic Federal Credit Union
Personal Line of Credit
9.000%
$0
60
Access Community Credit Union
Access Community Credit Union
Personal Loans
11.990%
$0
1 - 12
Achieve Financial Credit Union
Achieve Financial Credit Union
Unsecured/Personal Loans
8.990%
$0
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
12.990%
$0 - $2,000
24 - 24
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $2,500
36 - 36
ACFCU
ACFCU
Line of Credit
13.700%
$0
Hughes Federal Credit Union
Hughes Federal Credit Union
Summer/Holiday Loans
9.500%
$0
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
14.850%
$0
37 - 60
AAC Credit Union
AAC Credit Union
Signature Loans
12.990%
$0
48
ACMG Federal Credit Union
ACMG Federal Credit Union
Personal Loans
8.990%
$0
36
Achieve Financial Credit Union
Achieve Financial Credit Union
Credit Builder Loan
9.000%
$0
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
EZ Loan
18.000%
$0 - $500
5
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
12.500%
$0
60 - 60
1st Ed Credit Union
1st Ed Credit Union
Personal/Signature Loans
11.150%
$0
60 - 60
America First Federal Credit Union
America First Federal Credit Union
Line of Credit Variable
16.740%
$0
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
13.060%
$0
1 - 36
Abri Credit Union
Abri Credit Union
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
9.990% - 16.240%
$0
61 - 66
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Florida Central Credit Union rate data right now, check back for updates, we are adding rates all the time.

Florida Central Credit Union Information

Credit Union Name: Florida Central Credit Union
Full Time Employees: 122
Part Time Employees: 12
President: William Mignone
CEO: Linh Dang
Branch Locations: 13
ATM Locations: 16
Corporate Office Address:
3333 Henderson Blvd
Tampa, FL 33609 2955
Phone Number: 813-879-3333
Fax Number:

Florida Central Credit Union Financials

Total Assets:
599,408,513
Total Amount of Shares and Deposits:
579,631,509
Total Shares and Deposits < 1 Year:
553,604,673
Total Shares and Deposits 1 3 Years:
23,383,060
Total Shares and Deposits > 3 Years:
2,643,774
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
23,951,651
Total Uninsured Shares and Deposits > $250K (F+J):
23,951,651
Total Insured Shares and Deposits > $250K (item 17 less item K):
555,679,858
Total Interest Expense (Sum of items 6 8):
1,893,600
Share Certificates:
3,806
Number of Accounts for Share Drafts:
28,012
IRA KEOGH Accounts:
1,009
Number of Accounts for Regular Shares:
92,347
All other shares:
277
Non Member Deposits:
5
Money Market Shares:
743
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
59,497,580
Total Liabilities:
587,307,149
Show More

Florida Central Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
Yes
No Cost Bill Payer:
Yes
Mortgage Processing:
No
Approved Mortgage Seller?:
No
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Applied Bank Savings Jumbo rates are now at 0.10 percent with a yield of 0.10 percent. View the current Savings Jumbo rates at Applied Bank below.
Cross River Bank CD RatesCross River Bank CD rates are very high right now. CD rates are especially good on the bank's intermediate-term certificates of deposit. Current 1 year CD rates at Cross River are at 2.86 percent with an APY of 2.90 percent. Their 18 month CD rates are currently at 2.91 percent with an APY of 2.95 percent. 2 year CD rates from Cross River Bank are one of the best rates around at 3.00 percent with an APY of 3.05 percent. The bank's 2 year CD rate is just as high as many 5 year CD rates offered at other banks. Cross River's minimum opening deposit for a CD account is only $500.
Just like many Americans, you're probably not great at saving money but don't mind spending a few dollars on lottery tickets. Bankrate.com's 2014 Financial Security Index showed that 76 percent of Americans didn't have the recommended 6 months of expenses in an emergency savings account. A more depressing statistic is that 26 percent of Americans had no emergency savings at all and live paycheck to paycheck.

Bank or Credit Union Offers and Deals

Average Mortgage Rates Move Lower This Week: 30-Year Rates at 7.23% and 15-Year Rates at 6.49%
EH National Bank Money Market Account Rates now at 0.80%
CD Rate Report August 3, 2015
Today’s Mortgage Rates: Current 30 Year Mortgage Rates 4.87%, 15 Year Mortgage Rates at 4.16%
CD Rates – Average Rates Stable as Economy Slows
This Week's Top Money Market Account Rate at 1.01% APY
Bread Financial CD Rates: Top Rate 5.60% APY 12-Month CD
Mortgage Rates Return to All-Time Record Lows Today
Mortgage Rates: 30 Year Mortgage Rates at 4.93% 15 Year Mortgage Rates at 4.33%
ableBanking CD Rates: Best Rate at 5.30% APY 12-Month CD

Alternative Bank and Credit Union Offers to Explore

CDs and Savings Accounts, Low Return Until the End of 2014
Mortgage Rates Break Through Record Lows: 30 Year Rates at 3.49% Today
Federal home loan modifications decline in February
29.00% APY Leap Year CD Special at Motion Federal Credit Union
Mortgage Rates Continue to Decline: 30 Year Fixed Mortgage Rates at 4.87%
Mortgage Rates Today July 25, 2012: Rates at New Low
Record Low Mortgage Rates are History as Fixed Rates Soar 50 Basis Points
E-Loan 1 year CD Rate of 4.36% APY with a $25 Bonus
giantbank.com 6 Month Jumbo CD Rates now at 0.80%
Current Mortgage Rates Move Slightly Higher on Employment Report

Florida Central Credit Union Reviews

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