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Florida Customs Federal Credit Union Rates and Review February 2026

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Florida Customs Federal Credit Union's CD 18 Month Term rates are at 0.25%, CD 12 Month Term rates are at 0.20%, CD 6 Month Term rates are at 0.15%. Florida Customs Federal Credit Union's savings rates are at 0.05%. Florida Customs Federal Credit Union's Personal Loan Rates are at 10.00%. You can compare Florida Customs Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 0.50%, 6-month share certificate rates at 1.00% and 3-month share certificate rates at 1.76%. Savings rates are at 0.10% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.56%. All these rates, and more, can be found in our database of rates which you can compare to Florida Customs Federal Credit Union rates.

Florida Customs Federal Credit Union

Florida Customs Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at Florida Customs Federal Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use .

Florida Customs Federal Credit Union Texas Ratio

Florida Customs Federal Credit Union's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Florida Customs Federal Credit Union is lower than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This indicates that Florida Customs Federal Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.

MonitorBankRates Rating

5.0
Excellent
Out of 5.0 Stars

Florida Customs Federal Credit Union has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Overall, Florida Customs Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars.

Current Interest Rates

Product
APY/APR
vs.Avg
12-Month CD
0.20%
18-Month CD
0.25%
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
0.05%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
10.00%

"N/A" indicates the product is not offered or the rate is unavailable.

Florida Customs Federal Credit Union
Tampa location
5519 W Hillsborough Ave
Tampa, FL 33634
Member NCUA
MonitorBankRates
Official Financial Rating
5.0
★★★★★
EXCELLENT
🏆

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Florida Customs Federal Credit Union CD Rates

Product Rate APY Term View More
Share Certificate 18 Month Term - 0.25% 18 Month
Min Deposit$500
Last Updated 02/09/2026
Share Certificate 12 Month Term - 0.20% 12 Month
Min Deposit$500
Last Updated 02/09/2026
Share Certificate 6 Month Term - 0.15% 6 Month
Min Deposit$500
Last Updated 02/09/2026

Florida Customs Federal Credit Union Savings Rates

Product Rate APY View More
Club Account - 0.05%
No additional details.
Last Updated 02/09/2026
Regular Share (Savings) Account - 0.05%
Min Balance$5
Last Updated 02/09/2026

Florida Customs Federal Credit Union Checking Rates

Product Rate APY View More
Share Draft (Checking) Account - 0.02%
Min Deposit$0
DetailsDividends earned on daily balances of $500 or more
Last Updated 02/09/2026

Florida Customs Federal Credit Union Personal Loan Rates

Product Rate Points APR Term View More
Personal - - 10.00%
No additional details.
Last Updated 02/09/2026

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Florida Customs Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Florida Customs Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Florida Customs Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name: Florida Customs Federal Credit Union
Full Time Employees: 2
Part Time Employees: 0
President: Pierre Hebert
CEO: Leianne Harden
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
5519 W Hillsborough Ave
Tampa, FL 33634
Phone Number: 813-248-1527
Fax Number: 813-248-6094

Financials

Total Assets:
6,946,278
Total Amount of Shares and Deposits:
5,100,110
Total Shares and Deposits < 1 Year:
5,089,705
Total Shares and Deposits 1 3 Years:
10,405
Total Insured Shares and Deposits > $250K (item 17 less item K):
5,100,110
Total Interest Expense (Sum of items 6 8):
3,084
Share Certificates:
39
Number of Accounts for Share Drafts:
213
Number of Accounts for Regular Shares:
1,078
Net Income (unless the amount is already included in Undivided Earnings):
24,307
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
783,532
Total Liabilities:
5,161,658
Show More
Source: NCUA Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Florida Customs Federal Credit Union

Is a member application needed to join Florida Customs Federal Credit Union?

Yes, to access services at Florida Customs Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Florida Customs Federal Credit Union provides a range of mortgage and home equity products.

Is Florida Customs Federal Credit Union a safe place to deposit money?

Yes, Florida Customs Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Florida Customs Federal Credit Union offer online and mobile banking?

Most modern institutions like Florida Customs Federal Credit Union provide digital access including online balance checks and transfers.

Current Florida Customs Federal Credit Union Rates

ProductAPY
12-Month CD0.20%
18-Month CD0.25%
Savings0.05%
Personal Loan10.00%

Rates subject to change.