What are the current interest rates at Fond Du Lac Credit Union?

Current rates for Fond Du Lac Credit Union include: 12-Month CD: 2.52%, 18-Month CD: 2.52%, 24-Month CD: 3.03%, 60-Month CD: 3.03%, Savings: 0.15%

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Fond Du Lac Credit Union

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Fond Du Lac Credit Union Rates & Review October 2026

Q: How many branches does Fond Du Lac Credit Union operate?

Fond Du Lac Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Fond Du Lac Credit Union?

Yes, to access services at Fond Du Lac Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Fond Du Lac Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 9, 2026

Fond Du Lac Credit Union's top rates as of October 9, 2026 are 3.14% APY on its 2 Year CD, 0.15% APY on savings, 5.25% on its First Mortgage - 3/1 Year ARM, and personal loans from 10.24% APR, according to rates verified by MonitorBankRates. Other Fond Du Lac Credit Union CD rates include 2 Year IRA CD at 3.14%, 3 Year CD at 3.14%, and 3 Year IRA CD at 3.14%. Other Fond Du Lac Credit Union mortgage rates include First Mortgage - 7/1 Year ARM at 5.75%, First Mortgage - 5/1 Year ARM at 5.50%, and Lot Loans - 3/1 Year ARM at 6.75%. MonitorBankRates evaluates the financial stability of Fond Du Lac Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.35%. Rates last updated and verified on 10/09/2026.

Fond Du Lac Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Fond Du Lac Credit Union? Share your experience about Fond Du Lac Credit Union by leaving a review below, or read customer reviews before you decide to use Fond Du Lac Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.35%

Excellent Lower than avg

Health Trend

Improving 12 quarters

Full history ›

Fond Du Lac Credit Union
Pioneer Rd

91 N Pioneer Rd
Fond du Lac, WI 54935

https://www.fdlcu.com

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Fond Du Lac Credit Union CD Rates

Product	Rate	APY	Term
2 Year Certificate	3.10%	3.136%	2 Year
Min Deposit $50,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.14% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
2 Year IRA Certificate	3.10%	3.136%	2 Year
Min Deposit $50,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.14% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
3 Year Certificate	3.10%	3.136%	3 Year
Min Deposit $50,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.14% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
3 Year IRA Certificate	3.10%	3.136%	3 Year
Min Deposit $50,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.14% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
4 Year Certificate	3.10%	3.136%	4 Year
Min Deposit $50,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.14% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
4 Year IRA Certificate	3.10%	3.136%	4 Year
Min Deposit $50,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.14% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
5 Year Certificate	3.10%	3.136%	5 Year
Min Deposit $50,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.14% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
5 Year IRA Certificate	3.10%	3.136%	5 Year
Min Deposit $50,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.14% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
2 Year Certificate	3.00%	3.034%	2 Year
Min Deposit $1,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.03% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
2 Year IRA Certificate	3.00%	3.034%	2 Year
Min Deposit $1,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.03% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
3 Year Certificate	3.00%	3.034%	3 Year
Min Deposit $1,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.03% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
3 Year IRA Certificate	3.00%	3.034%	3 Year
Min Deposit $1,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.03% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
4 Year Certificate	3.00%	3.034%	4 Year
Min Deposit $1,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.03% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
4 Year IRA Certificate	3.00%	3.034%	4 Year
Min Deposit $1,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.03% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
5 Year Certificate	3.00%	3.034%	5 Year
Min Deposit $1,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.03% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
5 Year IRA Certificate	3.00%	3.034%	5 Year
Min Deposit $1,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.03% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
1 Year Balance Builder Certificate	2.50%	2.524%	1 Year
Min Deposit $100 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.52% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
1 Year Certificate	2.50%	2.524%	1 Year
Min Deposit $500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.52% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
1 Year IRA Certificate	2.50%	2.524%	1 Year
Min Deposit $500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.52% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
18 Month Certificate	2.50%	2.524%	18 Month
Min Deposit $1,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.52% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
180 Day Certificate	2.00%	2.015%	180 Day
Min Deposit $500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.02% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
90 Day Certificate	1.50%	1.508%	90 Day
Min Deposit $500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.51% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%

Fond Du Lac Credit Union Savings Rates

Product	Rate	APY
Christmas Club	0.30%	0.30%
Min Deposit $0 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.30% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Health Savings Account	0.15%	0.15%
Min Deposit $25,000 Min Balance $25,000 Details Balance: $25,000.00 and up Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 0.15% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Health Savings Account	0.10%	0.10%
Min Deposit $10,000 Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 0.10% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Saver's Sweepstakes	0.10%	0.10%
Min Deposit $25 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Health Savings Account	0.07%	0.07%
Min Deposit $2,000 Min Balance $2,000 Details Balance: $2,000.00 - $9,999.99 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 0.07% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Health Savings Account	0.05%	0.05%
Min Deposit $50 Min Balance $50 Details Balance: $50.00 - $1,999.99 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%

Fond Du Lac Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
First Mortgage - 3/1 Year ARM	5.25%	-	5.61%	3/1 Year ARM
Details First lien mortgage position and owner occupied properties. Wisconsin properties only. Membership eligibility required. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.61% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
First Mortgage - 7/1 Year ARM	5.75%	-	5.859%	7/1 Year ARM
Details First lien mortgage position and owner occupied properties. Wisconsin properties only. Membership eligibility required. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.86% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
First Mortgage - 5/1 Year ARM	5.50%	-	5.86%	5/1 Year ARM
Details First lien mortgage position and owner occupied properties. Wisconsin properties only. Membership eligibility required. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.86% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Lot Loans - 3/1 Year ARM	6.75%	-	6.90%	3/1 Year ARM
Details Wisconsin properties only. Membership eligibility required. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 6.90% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
First Mortgage - 15 Year Fixed	7.125%	-	7.318%	15 Year
Details First lien mortgage position and owner occupied properties. Wisconsin properties only. Membership eligibility required. Last Updated 10/09/2026 Rate History 5 changes since Sep 14, 2026 · 6.82% → 7.32% ▲ 0.50 pts · high 7.44% / low 6.82% Oct 9, 20267.32%▼ from 7.44% Oct 5, 20267.44%▲ from 7.32% Sep 26, 20267.32%▲ from 7.07% Sep 22, 20267.07%▲ from 6.94% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
First Mortgage - 10 Year Fixed	7.125%	-	7.395%	10 Year
Details First lien mortgage position and owner occupied properties. Wisconsin properties only. Membership eligibility required. Last Updated 10/09/2026 Rate History 5 changes since Sep 14, 2026 · 6.77% → 7.40% ▲ 0.63 pts · high 7.52% / low 6.77% Oct 9, 20267.40%▼ from 7.52% Oct 5, 20267.52%▲ from 7.40% Sep 26, 20267.40%▲ from 7.14% Sep 22, 20267.14%▲ from 7.02% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Bare Land Loans - 3/1 Year ARM	7.25%	-	7.41%	3/1 Year ARM
Details Wisconsin properties only. Membership eligibility required. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 7.41% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
First Mortgage - 20 Year Fixed	7.375%	-	7.531%	20 Year
Details First lien mortgage position and owner occupied properties. Wisconsin properties only. Membership eligibility required. Last Updated 10/09/2026 Rate History 4 changes since Sep 14, 2026 · 7.15% → 7.53% ▲ 0.38 pts · high 7.66% / low 7.15% Oct 9, 20267.53%▼ from 7.66% Oct 1, 20267.66%▲ from 7.53% Sep 26, 20267.53%▲ from 7.28% Sep 18, 20267.28%▲ from 7.15% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
First Mortgage - 30 Year Fixed	7.50%	-	7.622%	30 Year
Details First lien mortgage position and owner occupied properties. Wisconsin properties only. Membership eligibility required. Last Updated 10/09/2026 Rate History 6 changes since Sep 14, 2026 · 7.12% → 7.62% ▲ 0.50 pts · high 7.75% / low 7.12% Oct 9, 20267.62%▼ from 7.75% Oct 2, 20267.75%▲ from 7.62% Oct 1, 20267.62%▲ from 7.50% Sep 26, 20267.50%▲ from 7.37% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%

Fond Du Lac Credit Union Personal Loan Rates

Product	APR	Term
Unsecured Loans	10.24%	36 Months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 10.24% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Unsecured Loans	10.49%	48 Months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 10.49% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Unsecured Loans	10.74%	60 Months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 10.74% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%

Fond Du Lac Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Kwik Cash Loan	-	-	15.00%
Details Kwik Cash Loans start at 15.00%. Minimum monthly payment shall be the greater of $25.00 or $5.00 for each $100.00 (and fraction thereof) of the principal loan balance as of the most recent advance date. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 15.00% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Real Estate Equity Advance Plan - LTV 80% or Less Loan	-	-	6.50%
Details First or s econd lien mortgage position and owner occupied properties. Wisconsin properties only. Membership eligibility required. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 6.50% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Real Estate Equity Advance Plan - LTV over 80% up to 90% Loan	-	-	7.00%
Details First or s econd lien mortgage position and owner occupied properties. Wisconsin properties only. Membership eligibility required. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 7.00% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Second Mortgage - 10 Year Fixed	8.375%	-	8.651%	10 Year
Details Second lien mortgage position and owner occupied properties. Wisconsin properties only. Membership eligibility required. Last Updated 10/09/2026 Rate History 4 changes since Sep 14, 2026 · 8.02% → 8.65% ▲ 0.63 pts · high 8.78% / low 8.02% Oct 9, 20268.65%▼ from 8.78% Oct 5, 20268.78%▲ from 8.65% Sep 26, 20268.65%▲ from 8.40% Sep 18, 20268.40%▲ from 8.02% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Second Mortgage - 15 Year Fixed	8.375%	-	8.572%	15 Year
Details Second lien mortgage position and owner occupied properties. Wisconsin properties only. Membership eligibility required. Last Updated 10/09/2026 Rate History 4 changes since Sep 14, 2026 · 8.07% → 8.57% ▲ 0.50 pts · high 8.70% / low 8.07% Oct 9, 20268.57%▼ from 8.70% Oct 5, 20268.70%▲ from 8.58% Sep 26, 20268.58%▲ from 8.32% Sep 18, 20268.32%▲ from 8.07% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Second Mortgage - 3/1 Year ARM	6.25%	-	6.438%	3/1 Year ARM
Details Second lien mortgage position and owner occupied properties. Wisconsin properties only. Membership eligibility required. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.44% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Second Mortgage - 5/1 Year ARM	6.50%	-	6.689%	5/1 Year ARM
Details Second lien mortgage position and owner occupied properties. Wisconsin properties only. Membership eligibility required. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.69% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Second Mortgage - 7/1 Year ARM	6.75%	-	6.94%	7/1 Year ARM
Details Second lien mortgage position and owner occupied properties. Wisconsin properties only. Membership eligibility required. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.94% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Money Management Account	0.65%	-	0.652%
Min Deposit $2,000 Min Balance $2,000 Details Balance: $2,000.00 - $9,999.99 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 0.65% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Money Management Account	1.15%	-	1.156%
Min Deposit $25,000 Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 1.16% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Money Management Account	1.75%	-	1.764%
Min Deposit $50,000 Min Balance $50,000 Details Balance: $50,000 - $99,999 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 1.76% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Money Management Account	2.00%	-	2.018%
Min Deposit $100,000 Min Balance $100,000 Details Balance: $100,000 and up Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 2.02% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Regular IRA Share	0.15%	-	0.15%
Min Deposit $5 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Regular Share	0.10%	-	0.10%
Min Deposit $5 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Fond Du Lac Credit Union’s Texas Ratio fell from 3.59% in Q3 2023 to 1.35% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$85M	1.35%	5.0	A+
March 31, 2026	$84M	0.89%	5.0	A+
December 31, 2025	$81M	1.12%	5.0	A+
September 30, 2025	$82M	1.28%	5.0	A+
June 30, 2025	$81M	0.72%	5.0	A+
March 31, 2025	$82M	0.70%	5.0	A+
December 31, 2024	$81M	3.74%	5.0	A+
September 30, 2024	$83M	2.81%	5.0	A+
June 30, 2024	$82M	2.98%	5.0	A+
March 31, 2024	$82M	3.44%	5.0	A+
December 31, 2023	$79M	4.48%	5.0	A+
September 30, 2023	$80M	3.59%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Fond Du Lac Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Fond Du Lac Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Fond Du Lac Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Fond Du Lac Credit Union

Website https://www.fdlcu.com

Address 91 N Pioneer Rd, Fond du Lac, WI 54935

Phone 920-921-1123

Fax 920-921-2460

President Martin Schibbelhut

CEO Scott Roesch

Full-Time Employees 17

Part-Time Employees 1

Branch Locations 1

ATM Locations 1

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.35%

Return on Assets (ROA)

0.6850%

Return on Equity (ROE)

5.0280%

Non-Performing Loans Ratio (NPL)

0.35%

Total Assets

84,879,489

Total Amount of Shares and Deposits

72,682,922

Total Shares and Deposits < 1 Year

70,764,881

Total Shares and Deposits 1 3 Years

1,604,474

Total Shares and Deposits > 3 Years

313,567

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

2,204,518

Total Uninsured Shares and Deposits > $250K (F+J)

2,204,518

Total Insured Shares and Deposits > $250K (item 17 less item K)

70,478,404

Total Interest Expense (Sum of items 6 8)

204,996

Share Certificates

239

Number of Accounts for Share Drafts

3,571

IRA KEOGH Accounts

297

Number of Accounts for Regular Shares

6,142

All other shares

1,202

Money Market Shares

246

Net Income (unless the amount is already included in Undivided Earnings)

581,434

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

3,109,957

Total Liabilities

73,315,524

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Fond Du Lac Credit Union earned the Verified Healthy badge

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Frequently Asked Questions About Fond Du Lac Credit Union

How many branches does Fond Du Lac Credit Union operate?

Fond Du Lac Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Fond Du Lac Credit Union?

Yes, to access services at Fond Du Lac Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Fond Du Lac Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Fond Du Lac Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Fond Du Lac Credit Union offer online and mobile banking?

Most modern institutions like Fond Du Lac Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fdlcu.com.