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Forrit Credit Union Rates & Review September 2026

Forrit Credit Union's CDs Special - 13 month rates are at 3.30%, New Membership Youth CD - 3 month rates are at 3.04%, Classic/IRA CDs - 12 month rates are at 1.01%, Classic/IRA CDs - 24 month rates are at 1.01%, Classic/IRA CDs - 36 month rates are at 1.01%. Forrit Credit Union's money market rates are at 0.05%. Forrit Credit Union's Personal Loan Rates are as low as 10.89%. Forrit Credit Union's Credit Card Rates are at 11.75%. MonitorBankRates evaluates the financial stability of Forrit Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.78%. Rates last updated and verified on 09/22/2026.

Forrit Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Forrit Credit Union? Share your experience about Forrit Credit Union by leaving a review below, or read customer reviews before you decide to use Forrit Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
8.78%
Excellent Higher than avg
Health Trend ?
Worsening 12 quarters
Full history ›
Forrit Credit Union
Forrit Credit Union
12550 SE 93rd Ave
Clackamas, OR 97015
https://www.forritcu.org
Member NCUA

Forrit Credit Union CD Rates

Product Rate APY Term View More
Certificates Special - 13 month 3.25% 3.30% 13 Months
Min Deposit $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.78%
New Membership Youth CD - 3 month 3.00% 3.04% 3 Months
Min Deposit $100
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.78%
Classic/IRA Certificates - 12 month 1.00% 1.01% 12 Months
Min Deposit $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.78%
Classic/IRA Certificates - 24 month 1.00% 1.01% 24 Months
Min Deposit $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.78%
Classic/IRA Certificates - 36 month 1.00% 1.01% 36 Months
Min Deposit $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.78%
Classic/IRA Certificates - 6 month 0.75% 0.75% 6 Months
Min Deposit $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.78%
Kid Club Starter CD - 3 month 0.35% 0.35% 3 Months
Min Deposit $100
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.78%
Bump CD - 30 month 0.30% 0.30% 30 Months
Min Deposit $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.78%
Bump CD - 18 month 0.20% 0.20% 18 Months
Min Deposit $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.78%

Forrit Credit Union Savings Rates

Product Rate APY View More
Kids Club/Freestyle 0.20% 0.20%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.78%
Spring/Fall Club Accounts 0.15% 0.15%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.78%

Forrit Credit Union Money Market Rates

Product Rate APY View More
Advantage + Money Market 0.20% 0.20%
Min Balance $150,000
Details Balance: $150,000.01 and over
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.78%
Advantage + Money Market 0.15% 0.15%
Min Balance $50,000
Details Balance: $50,000.01 - $150,000.00
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.78%
Advantage + Money Market 0.10% 0.10%
Min Balance $10,000
Details Balance: $10,000.01 - $50,000.00
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.78%
Advantage + Money Market 0.05% 0.05%
Min Balance $2,500
Details Balance: $2,500 - $10,000.00
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.78%

Forrit Credit Union Checking Rates

Product Rate APY View More
Lifestyle Checking 0.01% 0.01%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.78%

Forrit Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 4.99% 60 Months
Details Published APR range: 4.99% - 13.35%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.78%
Auto Loans - - 5.24% 84 Months
Details Published APR range: 5.24% - 13.60%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.78%
Auto Loans - - 5.24% 72 Months
Details Published APR range: 5.24% - 13.60%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.78%
Auto Loans - - 7.24% 180 Months
Details Published APR range: 7.24% - 15.99%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.78%

Forrit Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
RV Loans - 7.24%
Details More Road Trips. Less "Someday."
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.78%

Forrit Credit Union Credit Card Rates

Product Rate APR View More
Visa Platinum Rewards - 11.75%
Details Published APR range: 11.75% - 13.75%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.78%
Secured Visa Gold - 11.95%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.78%
Visa Gold - 11.95%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.78%

Forrit Credit Union Personal Loan Rates

Product APR Term View More
Personal Loan (Signature Loan) 10.89% 60 Months
Details Published APR range: 10.89% - 16.49%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.78%

Forrit Credit Union Other Rates

Product Rate Points APY/APR Term View More
Credit Builder Loan - - 4.50% 12 Months
Details Published APR range: 4.50% - 5.00%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.78%
Lifestyle Line of Credit - - 10.75% Revolving Term
Details Published APR range: 10.75% - 18.75%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.78%
Primeline Loan 6.75% - 6.75% Revolving
Details Interest Rate as low as*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.78%
IRA Share 0.30% - 0.30%
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.78%
Kasasa Cash Checking 4.88% - 5.00%
Min Balance $0
Details Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: Up to $15,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.78%
Kasasa Cash Checking 0.25% - 0.25%
Min Balance $15,000
Details Balance: $15,000.01+
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.78%
Membership Share 0.01% - 0.01%
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.78%
Rainy Day Funds 0.15% - 0.15%
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.78%
Save to Win 0.20% - 0.20%
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.78%

Financial Health History

Forrit Credit Union’s Texas Ratio rose from 4.29% in Q2 2023 to 8.78% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 4.29% A+ Q2 2023 A+ Q3 2023 A Q4 2023 A Q1 2024 A+ Q2 2024 A+ Q3 2024 A Q4 2024 A Q1 2025 A Q2 2025 A Q3 2025 A Q4 2025 8.78% A Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$84M8.78%5.0A
December 31, 2025$82M7.97%5.0A
September 30, 2025$88M8.75%5.0A
June 30, 2025$92M6.38%5.0A
March 31, 2025$96M6.03%5.0A
December 31, 2024$94M8.60%5.0A
September 30, 2024$98M4.87%5.0A+
June 30, 2024$99M3.17%5.0A+
March 31, 2024$100M6.15%5.0A
December 31, 2023$99M7.89%5.0A
September 30, 2023$101M3.71%5.0A+
June 30, 2023$101M4.29%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Forrit Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Forrit Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Forrit Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Forrit Credit Union
Address 12550 SE 93rd Ave, Clackamas, OR 97015
Phone 503-275-0300
Fax 503-275-0317
President Lorene Bay
CEO Wendy Russell
Full-Time Employees 21
Part-Time Employees 1
Branch Locations 3
ATM Locations 3
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
8.78%
Return on Assets (ROA)
-0.0091%
Return on Equity (ROE)
-0.0899%
Non-Performing Loans Ratio (NPL)
1.40%
Total Assets
84,223,666
Total Amount of Shares and Deposits
75,104,111
Total Shares and Deposits < 1 Year
72,811,570
Total Shares and Deposits 1 3 Years
2,292,540
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,399,467
Total Uninsured Shares and Deposits > $250K (F+J)
2,399,467
Total Insured Shares and Deposits > $250K (item 17 less item K)
72,704,644
Total Interest Expense (Sum of items 6 8)
44,895
Share Certificates
298
Number of Accounts for Share Drafts
2,838
IRA KEOGH Accounts
214
Number of Accounts for Regular Shares
5,073
All other shares
1,077
Money Market Shares
395
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,627,297
Total Liabilities
75,689,625
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Forrit Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/forrit-credit-union-rates-review-64103">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Forrit Credit Union

How many branches does Forrit Credit Union operate?

Forrit Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Forrit Credit Union?

Yes, to access services at Forrit Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Forrit Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Forrit Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Forrit Credit Union offer online and mobile banking?

Most modern institutions like Forrit Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.forritcu.org.

Current Forrit Credit Union Rates

  • 12-Month CD1.01%
  • 18-Month CD0.20%
  • 24-Month CD1.01%
  • MMA0.05%
Retrieved from our database of financial products. Rates subject to change.