Founders Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Founders Federal Credit Union12-month CD rates can be found at 4.00%, 6-month CD rates at 2.00% and 3-month CD rates at 0.05%. Savings rates are at 0.10% and money market rates are at 2.15%. Mortgage rates on 30-year fixed loans are around 6.67%. Credit Card rates are at 12.74%. Personal Loan rates are at 14.00%. All these rates, and more, can be found in our database of rates which you can compare to Founders Federal Credit Union rates.

Compare Founders Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Founders Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Founders Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Founders Federal Credit Union? Share your experience about Founders Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Founders Federal Credit Union.

Overall, Founders Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Founders Federal Credit Union
Corporate Office
737 Plantation Rd
Lancaster, SC 29720
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Founders Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
La Capitol Federal Credit Union
La Capitol Federal Credit Union
Choice Checking
5.75%
$50
The Corner Stone Bank
The Corner Stone Bank
6-Month CD
4.35%
$1,000
CFG Bank
CFG Bank
Money Market
4.32%
$1,000
Education Credit Union
Education Credit Union
12-Month CD
4.25%
$500
Cendera Bank
Cendera Bank
12-Month CD
4.15%
$1,000
Kendall Bank
Kendall Bank
48-Month CD
4.11%
$1,000
1st Advantage Federal Credit Union
1st Advantage Federal Credit Union
High-Yield Checking
4.00%
$0
First B&T Co. Perry, OK
First B&T Co. Perry, OK
6-Month CD
3.92%
$1,500
F&M Bank of St. Clair
F&M Bank of St. Clair
6-Month CD
3.85%
$500
167th TFR Federal Credit Union
167th TFR Federal Credit Union
12-Month CD
3.80%
$500
Generations Bank
Generations Bank
6-Month CD
3.75%
$1,000
First National Bank of Eastern Arkansas
First National Bank of Eastern Arkansas
9-Month CD
3.75%
$1,000
Manasquan Bank
Manasquan Bank
36-Month CD
3.75%
$500
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
18-Month CD
3.65%
$500
Susquehanna Community Bank
Susquehanna Community Bank
Eagle Premium Savings
3.56%
$100,000
MountainOne Bank
MountainOne Bank
9-Month CD
3.50%
$1,000
The Bank of Tescott
The Bank of Tescott
48-Month CD
3.50%
$1,000
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
24-Month CD
3.30%
$2,500
Addition Financial Credit Union
Addition Financial Credit Union
12-Month CD
3.28%
$1,000
First Bank Clewiston, FL
First Bank Clewiston, FL
12-Month CD
3.04%
$2,500
BankVista
BankVista
24-Month CD
3.01%
$1,000
First Harvest Federal Credit Union
First Harvest Federal Credit Union
18-Month CD
2.81%
$1,000
Security Bank Minnesota
Security Bank Minnesota
36-Month CD
2.40%
$1,000
Rhinebeck Bank
Rhinebeck Bank
12-Month CD
2.27%
$2,000
Home Federal S&L of Niles
Home Federal S&L of Niles
36-Month CD
2.17%
$1,000
Fifth District Savings Bank
Fifth District Savings Bank
36-Month CD
2.00%
$1,000
CNB of McConnelsville
48-Month CD
2.00%
$5,000
Washington State Bank Washington, IA
Washington State Bank Washington, IA
24-Month CD
1.61%
$500
Citizens National Bank Cameron, TX
Citizens National Bank Cameron, TX
24-Month CD
1.55%
$500
Shelby County State Bank
Shelby County State Bank
36-Month CD
1.10%
$1,000
Greenfield Banking Company Greenfield, IN
Greenfield Banking Company Greenfield, IN
60-Month CD
1.00%
$1,000
Penn Community Bank
Penn Community Bank
36-Month CD
1.00%
$500
Adirondack Trust Company
Adirondack Trust Company
High Peaks Money Market
1.00%
$200,000
Oakdale State Bank
Oakdale State Bank
12-Month CD
0.60%
$1,000
Roxboro Savings Bank
24-Month CD
0.45%
$500
Lewis & Clark Bank
Lewis & Clark Bank
36-Month CD
0.35%
$500
Savings Bank Wakefield, MA
Savings Bank Wakefield, MA
24-Month CD
0.30%
$1,000
North Shore Bank
North Shore Bank
48-Month CD
0.25%
$1,000
Spencer Savings Bank
Spencer Savings Bank
Statement Savings
0.25%
$100
The Bank of South Carolina
The Bank of South Carolina
Money Market
0.20%
$2,500
Citizens Bank & Trust Company NE
Citizens Bank & Trust Company NE
Savings
0.15%
$50
The Wilmington Savings Bank
The Wilmington Savings Bank
Premier Money Market
0.15%
$100
American State Bank of Grygla
American State Bank of Grygla
NOW Checking
0.15%
$500
Bay State Savings Bank
Bay State Savings Bank
Statement Savings
0.05%
$10
Superior National Bank
Superior National Bank
Business Savings
0.05%
$100
Auburn Savings Bank
Auburn Savings Bank
Statement Savings
0.05%
$25
Regions Bank
Regions Bank
Savings
0.01%
$0
First Citizens Bank
First Citizens Bank
6-Month CD
0.01%
$500
Premier Bank
Premier Bank
18-Month CD
0.00%
$0
Bank of Dudley
48-Month CD
0.00%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Founders Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Hatboro Federal Savings
Hatboro Federal Savings
10-Year Fixed
5.250%
5.791%
2.000
Sheboygan Area Credit Union
Sheboygan Area Credit Union
15-Year Fixed
5.750%
5.811%
0.000
Investment Savings Bank
Investment Savings Bank
15-Year Fixed
5.750%
5.852%
0.000
Catskill Hudson Bank
Catskill Hudson Bank
15-Year Fixed
5.750%
5.885%
0.500
Altoona First Savings Bank
Altoona First Savings Bank
20-Year Fixed
5.850%
5.891%
0.000
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
15-Year Fixed
5.875%
5.913%
0.000
Meridian Trust Federal Credit Union
Meridian Trust Federal Credit Union
15 Year Fixed
5.750%
5.955%
0.000
Seaboard Federal Credit Union
Seaboard Federal Credit Union
7/1 ARM
5.875%
6.112%
0.000
Mid Oregon Federal Credit Union
Mid Oregon Federal Credit Union
15 Year Fixed
5.875%
6.148%
0.250
Northwest Community Bank
Northwest Community Bank
15-Year Fixed
6.000%
6.181%
0.000
First Northern Credit Union
First Northern Credit Union
10 Year Fixed
6.125%
6.218%
0.000
Chartway Credit Union
Chartway Credit Union
7/1 ARM
6.125%
6.221%
0.000
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
15-Year Fixed
6.000%
6.260%
1.000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
10-Year Fixed
5.875%
6.283%
0.000
Investment Savings Bank
Investment Savings Bank
30-Year Fixed
6.250%
6.314%
0.000
San Mateo Credit Union
San Mateo Credit Union
15-Year Fixed
6.000%
6.323%
0.000
Service Federal Credit Union
Service Federal Credit Union
5/1 ARM Jumbo
5.750%
6.356%
0.000
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
30-Year Fixed
6.375%
6.398%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
20-Year Fixed (Power Rate)
6.250%
6.434%
0.000
McCoy Federal Credit Union
McCoy Federal Credit Union
20 Year Fixed
6.250%
6.434%
0.000
M&T Bank
M&T Bank
15-Year Fixed
6.125%
6.443%
0.000
Proponent Federal Credit Union
Proponent Federal Credit Union
3/1 ARM
5.750%
6.444%
0.000
Fox Valley Savings Bank
Fox Valley Savings Bank
15-Year Fixed
6.250%
6.460%
0.000
USB Union Savings Bank
USB Union Savings Bank
30-Year Fixed
6.375%
6.506%
0.000
Ideal Credit Union
Ideal Credit Union
7/1 ARM
6.000%
6.524%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Founders Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Platinum
16.200%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Classic
13.500%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
4U Federal Credit Union
4U Federal Credit Union
Credit Card
10.150%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Low Rate
14.000%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
ACFCU
ACFCU
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Canyon View Credit Union
Canyon View Credit Union
Visa Business Rewards Card
15.240%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Secured
18.000%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Rewards
15.740% - 17.990%
Randolph Brooks FCU
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Classroom Supply Visa
8.500%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Founders Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Access Community Credit Union
Access Community Credit Union
Debt Consolidation
13.990%
$0
1 - 72
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
12.990%
$0
1 - 24
Acadia Federal Credit Union
Acadia Federal Credit Union
Personal Loans
11.900%
$0 - $15,000
24 - 60
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
360 Federal Credit Union
360 Federal Credit Union
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $100
12 - 24
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
12.990%
$0 - $2,000
24 - 24
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Personal Loan Rates
5.740%
$0
1 - 36
1st Valley Credit Union
1st Valley Credit Union
Signature Loan
10.500%
$0
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
Academic Federal Credit Union
Academic Federal Credit Union
Debt Consolidation Loan
9.000%
$0
108
Randolph Brooks FCU
Randolph Brooks FCU
Personal Line of Credit
12.950% - 18.000%
$0
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
705 Federal Credit Union
705 Federal Credit Union
Personal Loan
12.250% - 17.000%
$0 - $20,000
Vystar Credit Union
Vystar Credit Union
Personal Loans
13.250%
$0
6184
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
EZ Loan
18.000%
$0 - $500
5
360 Federal Credit Union
360 Federal Credit Union
Debt Consolidated
9.490%
$500
36
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
Academic Employees Credit Union
Academic Employees Credit Union
Personal Line of Credit
9.500%
$0
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
ABNB Federal Credit Union
ABNB Federal Credit Union
Personal Loans
11.740% - 17.990%
$0
Abri Credit Union
Abri Credit Union
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Founders Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Founders Federal Credit Union Information

Credit Union Name: Founders Federal Credit Union
Full Time Employees: 805
Part Time Employees: 19
President: Roy Hunt
CEO: Bruce Brumfield
Branch Locations: 41
ATM Locations: 41
Corporate Office Address:
737 Plantation Rd
Lancaster, SC 29720
Phone Number: 800-845-1614
Fax Number: 803-289-5936

Founders Federal Credit Union Financials

Total Assets:
4,725,575,916
Total Amount of Shares and Deposits:
3,939,641,869
Total Shares and Deposits < 1 Year:
3,269,872,524
Total Shares and Deposits 1 3 Years:
533,289,833
Total Shares and Deposits > 3 Years:
136,479,512
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
390,626,916
Total Uninsured Shares and Deposits > $250K (F+J):
390,626,916
Total Insured Shares and Deposits > $250K (item 17 less item K):
3,549,014,953
Total Interest Expense (Sum of items 6 8):
26,484,837
Share Certificates:
33,458
Number of Accounts for Share Drafts:
189,649
IRA KEOGH Accounts:
10,781
Number of Accounts for Regular Shares:
296,467
All other shares:
174,198
Non Member Deposits:
4
Money Market Shares:
20,684
Net Income (unless the amount is already included in Undivided Earnings):
13,318,781
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
636,859,523
Total Liabilities:
4,187,611,688
Show More

Founders Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Credit Builder:
1
PALs II (FCU Only):
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Average 5 year certificate of deposit rates increased to 1.83 percent, up 1 basis point from last week's average rate. The current average 1 year rate is at 0.99 percent and the average 2 year rate is at 1.20 percent. The best 1, 2 and 5 year rates on our rate tables also remained unchanged this week. You can view a list of the best CD rates below.
Over the past few years mortgage rates have been hitting new lows, enticing homeowners into refinancing their loans for a new lower mortgage rate. Just over a year ago, 30 year conforming loan rates were around 5.00% and 15 year conforming rates were around 4.25%. Mortgage rates today on 30 year loans can be found as low as 3.50% and 15 year rates as low as 2.75% - almost half of the previous year's lows.

Getting a decent rate on a savings account or money market account is still a challenge these days. Yes, the Fed did increase the fed funds rate in December, 2015, but banks overall haven't increased deposit rates. One way you can insure you're getting one of the best rate available is check for online savings rates.

Bank or Credit Union Offers and Deals

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Amex Savings Account Rates & Review: Current Savings Rates at 1.00%
Asset Allocation Best Practices Change During Your Lifetime
First Internet Bank CD Rates
Flexible Spending Account (FSA) for Dependent Care
BMO Harris Bank CD Rates
Home Mortgage Rates: 30 Year Mortgage Rates Higher, 15 Year Mortgage Rates Lower - MBA
WTDirect Online Savings Account

Alternative Bank and Credit Union Offers to Explore

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ableBanking, a division of Northeast Bank 2 Year CD Rates now at 0.70%
Lone Star Bank 6 Month CD Rates now at 0.30%
FOMC's September Meeting Still the Launch Date for Higher Deposit Rates
Mortgage Rates Head Lower After Run Up Of The Past Month: 30 Year Mortgage Rates & Refinance Rates Averaging 4.77%
Understanding Your Down Payment Options to Purchase a Home
Long Term Home Mortgage Interest Rates Increase: Freddie Mac: 30 Year Mortgage Rates at 4.23%, 15 Year Mortgage Rates at 3.66%
Highest CD Rates are Offered by AloStar Bank of Commerce

Founders Federal Credit Union Reviews

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