Funeral Service Credit Union Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Funeral Service Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at Funeral Service Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use . Funeral Service Credit Union Texas RatioFuneral Service Credit Union's Texas Ratio is at 0.00%, which is considered perfect. The Texas Ratio for Funeral Service Credit Union is lower than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. A 0.00% ratio is the best possible score. It indicates that Funeral Service Credit Union currently has zero non-performing assets or foreclosed properties on its books. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
Funeral Service Credit Union has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Overall, Funeral Service Credit Union is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesProduct
APY/APR
vs.Avg
"N/A" indicates the product is not offered or the rate is unavailable.
Funeral Service Credit Union
Funeral Service CU 915 S Durkin Dr Ste A
Springfield, IL 62704 
Funeral Service Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Funeral Service Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Funeral Service Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Funeral Service Credit Union's official website for the most current offers and terms.
Credit Union Profile & OverviewCredit Union Name: Funeral Service Credit Union
Website: https://fscunet.org
Full Time Employees: 2Part Time Employees: 0 President: Randall Earl CEO: Rebecca Dobey Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
915 S Durkin Dr Ste A
Springfield, IL 62704 Phone Number: 217-546-5480 Fax Number: 217-546-5425 FinancialsTotal Assets:
10,429,301
Total Amount of Shares and Deposits:
8,475,661
Total Shares and Deposits < 1 Year:
8,412,319
Total Shares and Deposits 1 3 Years:
63,342
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,900,554
Total Uninsured Shares and Deposits > $250K (F+J):
2,900,554
Total Insured Shares and Deposits > $250K (item 17 less item K):
5,575,107
Total Interest Expense (Sum of items 6 8):
160,515
Share Certificates:
106
Number of Accounts for Share Drafts:
38
Number of Accounts for Regular Shares:
673
All other shares:
28
Non Member Deposits:
2
Net Income (unless the amount is already included in Undivided Earnings):
-42,002
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,797,404
Total Liabilities:
8,579,416
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Source: NCUA Last Updated 09/30/2025
Customer ReviewsThere are no reviews for Funeral Service Credit Union yet. Feel free to create one below.
Add Your Rating and Review for Funeral Service Credit Union
Frequently Asked Questions About Funeral Service Credit UnionIs a member application needed to join Funeral Service Credit Union?Yes, to access services at Funeral Service Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Funeral Service Credit Union provides a range of mortgage and home equity products. Is Funeral Service Credit Union a safe place to deposit money?Yes, Funeral Service Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Funeral Service Credit Union offer online and mobile banking?Most modern institutions like Funeral Service Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
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You can compare Funeral Service Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 0.01%, 6-month share certificate rates at 0.50% and 3-month share certificate rates at 4.08%. Savings rates are at 0.05% and money market rates are at 0.40%. Mortgage rates on 30-year fixed loans are around 5.95%. All these rates, and more, can be found in our database of rates which you can compare to 
