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Funeral Service Credit Union Rates and Review January 2026

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Funeral Service Credit Union12-month CD rates can be found at 2.16%, 6-month CD rates at 3.95% and 3-month CD rates at 0.10%. Savings rates are at 0.05% and money market rates are at 0.35%. Mortgage rates on 30-year fixed loans are around 5.76%. Credit Card rates are at 14.74%. Personal Loan rates are at 10.89%. All these rates, and more, can be found in our database of rates which you can compare to Funeral Service Credit Union rates.

Compare Funeral Service Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Funeral Service Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Funeral Service Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Funeral Service Credit Union? Share your experience about Funeral Service Credit Union by leaving a review below, or read customer reviews before you decide to use Funeral Service Credit Union.

Overall, Funeral Service Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Funeral Service Credit Union
Funeral Service CU
915 S Durkin Dr Ste A
Springfield, IL 62704
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
48-Month CD
4.05%
$500
60-Month CD
3.95%
$500
24-Month CD
3.82%
$2,500
24-Month CD
3.82%
$1,000
High-Rate Jumbo Money Market
3.76%
$100,000
48-Month CD
3.70%
$1,000
24-Month CD
3.56%
$500
24-Month CD
3.55%
$1,000
18-Month CD
3.50%
$500
12-Month CD
3.35%
$1,000
24-Month CD
3.35%
$1,000
12-Month CD
3.30%
$1,000
Big Interest Checking
3.04%
$0
12-Month CD
3.03%
$1,000
24-Month CD
3.02%
$1,000
48-Month CD
3.00%
$500
24-Month CD
3.00%
$500
36-Month CD
2.78%
$500
24-Month CD
2.75%
$500
36-Month CD
2.75%
$500
84-Month CD
2.75%
$10,000
24-Month CD
2.65%
$1,000
12-Month CD
2.50%
$500
Preferred interest Checking
2.02%
$100
48-Month CD
1.76%
$1,000
Kasasa Savings
1.75%
$0
36-Month CD
1.35%
$1,000
Money Market
1.05%
$10,000
60-Month CD
1.00%
$500
12-Month CD
1.00%
$500
Advantage Money Market
0.75%
$1,000
Statement Savings
0.60%
$10
24-Month CD
0.50%
$1,000
48-Month CD
0.50%
$500
48-Month CD
0.45%
$1,000
Business Money Market
0.40%
$2,500
12-Month CD
0.35%
$500
24-Month CD
0.35%
$500
50+ Interest Checking
0.30%
$50
18-Month CD
0.30%
$1,000
Regular Share Savings
0.25%
$25
3-Month CD
0.15%
$200
Savings
0.13%
$0
3-Month CD
0.10%
$500
Simple Savings
0.10%
$25
Regular Savings
0.05%
$200
Regular Savings
0.05%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.500%
5.565%
0.000
5.850%
5.891%
0.000
15-Year Fixed
5.375%
5.584%
0.000
5.875%
5.958%
0.000
30-Year Fixed
6.000%
6.090%
0.000
5.250%
5.534%
0.000
5.250%
5.499%
1.000
5.625%
5.941%
0.000
6.000%
5.892%
0.000
6.000%
6.084%
0.000
6.000%
6.076%
0.000
20-Year Fixed
5.875%
5.968%
0.000
4.875%
5.129%
0.000
5.500%
5.680%
1.125
5.500%
5.803%
0.000
6.000%
6.303%
0.000
30-Year Fixed
6.750%
6.750%
0.000
15-Year Fixed
5.250%
5.513%
0.500
30-Year Fixed
5.750%
5.886%
0.000
15 Year Fixed
5.120%
5.192%
0.000
15-Year Fixed
5.500%
5.610%
0.000
10-Year Fixed
5.375%
5.638%
0.000
5.625%
5.741%
0.000
10-Year Fixed
5.375%
5.473%
0.000
15-Year Fixed Jumbo
5.875%
5.961%
0.000
20-Year Fixed
6.625%
6.626%
0.000
5.875%
6.118%
0.000
5.500%
5.659%
0.000
6.250%
6.281%
0.000
15 Year Fixed
5.000%
5.131%
0.250
5-Year ARM Jumbo
5.250%
4.635%
0.000
30-Year Fixed
6.000%
6.133%
0.000
5.875%
6.190%
1.000
15-Year Fixed
5.375%
5.546%
0.000
5.875%
6.055%
0.000
30 Year Fixed Jumbo
6.250%
6.282%
0.000
30 Year Fixed (Jumbo)
6.125%
6.176%
0.000
5.875%
5.963%
0.000
30-Year Fixed
6.375%
6.451%
0.000
20-Year Fixed
5.875%
5.961%
0.125
5/5 ARM High LTV
5.250%
6.143%
1.000
5.125%
5.173%
0.000
20-Year Fixed
5.750%
5.975%
0.000
5.875%
6.099%
0.000
15-Year Fixed
5.350%
5.462%
0.000
6.000%
6.000%
0.000
5.000%
5.055%
0.000
5.625%
5.846%
0.000
5.500%
5.591%
0.000
20 Year Fixed
5.500%
5.659%
0.000
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Credit Card Rate Comparison

Institution
Product
APR
Notes
13.240%
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
14.000%
Visa Crimson Card
13.240%
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
9.990%
Business Select Credit Card Mastercard
18.000%
Max Rewards Visa Credit Card
15.250%
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Acadia Visa Credit Card
10.900%
No annual fee
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
14.740%
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Visa Platinum Credit Card
8.500%
As low as 8.50%
Platinum Secured Visa
8.750%
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
16.240% - 27.240%
18.000%
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Visa Platinum with Rewards
9.900%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Personal/Signature Loans
11.150%
$0
60 - 60
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
12.990%
$0 - $2,000
24 - 24
13.740%
$5,000
60 - 60
10.000%
$0
12 - 12
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
11.500%
$0
48 - 48
Personal Line of Credit
16.240%
$0
60
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
14.990%
$0
25 - 36
Education (tuition bill required)
8.250%
$0
60
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
12.990%
$0
12
Preferred Personal Loan
10.000%
$0
60
Next Step Loan
10.500%
$0
Access Line Of Credit
16.240%
$0
12.740%
$0
36
12.500%
$0
60 - 60
17.900%
$0 - $500
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
New Signature Loans
8.990%
$0
10.990%
$0 - $10,000
60 - 60
9.990% - 16.240%
$0
61 - 66
10.000%
$0
1 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Funeral Service Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Funeral Service Credit Union
Full Time Employees: 2
Part Time Employees: 0
President: Randall Earl
CEO: Rebecca Dobey
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
915 S Durkin Dr Ste A
Springfield, IL 62704
Phone Number: 217-546-5480
Fax Number: 217-546-5425

Financials

Total Assets:
10,429,301
Total Amount of Shares and Deposits:
8,475,661
Total Shares and Deposits < 1 Year:
8,412,319
Total Shares and Deposits 1 3 Years:
63,342
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,900,554
Total Uninsured Shares and Deposits > $250K (F+J):
2,900,554
Total Insured Shares and Deposits > $250K (item 17 less item K):
5,575,107
Total Interest Expense (Sum of items 6 8):
160,515
Share Certificates:
106
Number of Accounts for Share Drafts:
38
Number of Accounts for Regular Shares:
673
All other shares:
28
Non Member Deposits:
2
Net Income (unless the amount is already included in Undivided Earnings):
-42,002
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,797,404
Total Liabilities:
8,579,416
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Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Funeral Service Credit Union

Is a member application needed to join Funeral Service Credit Union?

Yes, to access services at Funeral Service Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Funeral Service Credit Union provides a range of mortgage and home equity products.

Is Funeral Service Credit Union a safe place to deposit money?

Yes, Funeral Service Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Funeral Service Credit Union offer online and mobile banking?

Most modern institutions like Funeral Service Credit Union provide digital access including online balance checks and transfers.

Current Funeral Service Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions