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Funeral Service Credit Union Rates & Review April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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  • Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: April 25, 2026

You can compare Funeral Service Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.50%, 6-month share certificate rates at 0.60% and 3-month share certificate rates at 2.78%. Savings rates are at 0.10% and money market rates are at 1.45%. Mortgage rates on 30-year fixed loans are around 5.68%. All these rates can be compared to Funeral Service Credit Union rates. MonitorBankRates evaluates the financial stability of Funeral Service Credit Union with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/25/2026.

Funeral Service Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Funeral Service Credit Union? Share your experience about Funeral Service Credit Union by leaving a review below, or read customer reviews before you decide to use Funeral Service Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
Funeral Service Credit Union
Funeral Service CU
915 S Durkin Dr Ste A
Springfield, IL 62704
https://fscunet.org
Member NCUA

Current Rate Availability

We do not have Funeral Service Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Funeral Service Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Funeral Service Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Funeral Service Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Funeral Service Credit Union
Website https://fscunet.org
Address 915 S Durkin Dr Ste A, Springfield, IL 62704
Phone 217-546-5480
Fax 217-546-5425
President Randall Earl
CEO Rebecca Dobey
Full-Time Employees 2
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Return on Assets (ROA)
-0.4027%
Return on Equity (ROE)
-2.2705%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
10,429,301
Total Amount of Shares and Deposits
8,475,661
Total Shares and Deposits < 1 Year
8,412,319
Total Shares and Deposits 1 3 Years
63,342
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,900,554
Total Uninsured Shares and Deposits > $250K (F+J)
2,900,554
Total Insured Shares and Deposits > $250K (item 17 less item K)
5,575,107
Total Interest Expense (Sum of items 6 8)
160,515
Share Certificates
106
Number of Accounts for Share Drafts
38
Number of Accounts for Regular Shares
673
All other shares
28
Non Member Deposits
2
Net Income (unless the amount is already included in Undivided Earnings)
-42,002
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,797,404
Total Liabilities
8,579,416
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Funeral Service Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Funeral Service Credit Union

Is Funeral Service Credit Union a safe place to deposit money?

Yes, Funeral Service Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Funeral Service Credit Union operate?

Funeral Service Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Funeral Service Credit Union?

Yes, to access services at Funeral Service Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Funeral Service Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Funeral Service Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Funeral Service Credit Union offer online and mobile banking?

Most modern institutions like Funeral Service Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://fscunet.org.

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