G.A.P. Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Compare G.A.P. Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of G.A.P. Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. G.A.P. Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at G.A.P. Federal Credit Union? Share your experience about G.A.P. Federal Credit Union by leaving a review below, or read customer reviews before you decide to use G.A.P. Federal Credit Union. Overall, G.A.P. Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Rate
APY/APR
vs Avg
G.A.P. Federal Credit Union
Downtown 111 Franklin St Rm 224
Johnstown, PA 15901  Compare G.A.P. Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates
Bank of the Flint Hills
12-Month CD
4.37%
$500
First Southwest Bank
3-Month CD
4.15%
$1,000
America First Federal Credit Union
36-Month CD
4.15%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare G.A.P. Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages
Abound Federal Credit Union
15-Year Fixed
5.375%
5.512%
0.000
Abound Federal Credit Union
5-Year ARM
5.500%
5.581%
0.000
Georgias Own Credit Union
15-Year Fixed
5.500%
5.647%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Compare G.A.P. Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards
Teachers Federal Credit Union
Visa Low Rate
14.000%
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Compare G.A.P. Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans
Abbey Credit Union
Signature (Unsecured) Loan
11.040%
$0
1 - 24
705 Federal Credit Union
Personal Loan
12.250% - 17.000%
$0 - $20,000
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have G.A.P. Federal Credit Union rate data right now, check back for updates, we are adding rates all the time. G.A.P. Federal Credit Union InformationCredit Union Name: G.A.P. Federal Credit Union
Website: https://www.gapfcu.org
Full Time Employees: 14Part Time Employees: 4 President: Wendy Hudak CEO: Diane Lopez Branch Locations: 6 ATM Locations: 1 Corporate Office Address:
111 Franklin St Rm 224
Johnstown, PA 15901 Phone Number: 814-535-4165 Fax Number: 814-535-2175 G.A.P. Federal Credit Union FinancialsTotal Assets:
71,026,902
Total Amount of Shares and Deposits:
62,335,276
Total Shares and Deposits < 1 Year:
61,459,562
Total Shares and Deposits 1 3 Years:
875,714
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,000,107
Total Uninsured Shares and Deposits > $250K (F+J):
1,000,107
Total Insured Shares and Deposits > $250K (item 17 less item K):
61,335,169
Total Interest Expense (Sum of items 6 8):
60,789
Share Certificates:
124
Number of Accounts for Share Drafts:
2,919
IRA KEOGH Accounts:
161
Number of Accounts for Regular Shares:
9,105
Money Market Shares:
147
Net Income (unless the amount is already included in Undivided Earnings):
310,613
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
5,319,175
Total Liabilities:
62,567,135
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G.A.P. Federal Credit Union Questions and AnswersNo Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
Yes
No Cost Bill Payer:
Yes
Student Scholarships:
1
Payday Alternative Loans (PAL loans) (FCU Only):
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
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Source: NCUA Last Updated 03/31/2024
Explore Other Rate DealsAverage mortgage rates have hit a series of record lows all year long and will continue to make new record lows in the beginning of 2013. This morning the Mortgage Bankers Association released their Weekly Application Survey which showed 15 year mortgage rates hitting another record average low of 2.86 percent for the week that ended on November 30, 2012, down from the prior week's average rate of 2.86 percent.
 Mortgage rates nosedived to new lows in December as lenders lowered rates again. Current average 30 year conforming mortgage rates declined to 4.57 percent, down from the average 30 year mortgage rate of 4.69 percent. 15 year conforming mortgage rates today moved down to 3.92 percent, a decline from an average 15 year rate of 4.02 percent. Today's 30 year jumbo mortgage rates are still below conforming rates at 4.52 percent, down from 4.65 percent. Current 15 year jumbo mortgage rates are at 4.28 percent, down from yesterday's rate of 4.39 percent. Mortgage rates change constantly so be sure to always get the most current mortgage rates below locking in a rate.For those homeowners who have paid off a good portion of their home loan, tapping into their home’s equity may be a good option when considering how to finance minor home improvement projects to prepare their home for the holidays.
Bank or Credit Union Offers and DealsMortgage Rates: 30 Year Mortgage Rates & 15 Year Mortgage Rates Make New LowsColorado Federal Savings Bank Savings Rates now at 0.85% Mortgage Rates Increase as Mortgage Applications Hit Highest Level Since 2009 Mortgage Rates Increase, Mortgage Applications Decrease, 30 Year Rates Near 5.00% Applied Bank MMA 50K Rates now at 0.15% ConnectOne Bank CD Rates Top Variable Deposit Rates in the Georgia Region Home Mortgage Rates and Current Refinance Mortgage Rates: 30 Year Mortgage Rates at 4.26%, 15 Year Mortgage Rates at 3.65% Mortgage Rates Decline Slightly: 30 Year Mortgage Rates at 5.06% EverBank Money Market Account Yield 2.51% Alternative Bank and Credit Union Offers to ExploreBank of America Car Loan RatesRecord Breaking Low Mortgage Rates Today: 30 Year Rates at 4.53% Auto Loan Rates NJ Mortgage Rates Remain Low This Week - Average 30 Year Rates at 3.83% Best Savings Rate Now at 1.25% APY Credit Union now Offering 1 Year CD Rates at 1.50% All CD Rates Move Higher as Bank CD Rates Increased Current Mortgage Rates Low This Week Set Finanical Goals and Start Saving Weekly CD Rate Report G.A.P. Federal Credit Union ReviewsThere are no reviews for G.A.P. Federal Credit Union yet. Feel free to create one below.
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See how G.A.P. Federal Credit Union Compares to other credit unions |
12-month CD rates can be found at 3.55%, 6-month CD rates at 2.77% and 3-month CD rates at 3.40%. Savings rates are at 0.10% and money market rates are at 4.46%. Mortgage rates on 30-year fixed loans are around 6.68%. Credit Card rates are at 8.99%. Personal Loan rates are at 13.04%. All these rates, and more, can be found in our database of rates which you can compare to 
